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Recruiting Book - Engineer -

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Contents Organization / Culture Recruiting Products 1 Vision / Mission Journy ϖΠϧυ͕੾Γ୓͘΋ͷ QBJME͕໨ࢦ͢ੈք؍ 2 3 ૊৫ͱจԽʹ͍ͭͯ 4 ͓ձ͍͍ͨ͠ํͷਓ෺૾΍બߟͷྲྀΕ 5 ϖΠϧυͷ͋ΏΈ

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Vision / Mission ϖΠϧυ͕੾Γ୓͘΋ͷ 1

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1 Vision / Mission lָ͍͠z͕͋Δ໌೔Λ૑Δ ָ͠ΉͨΊʹɺ৽͍͜͠ͱ΁޲͔͍ͬͯ͘ɻ ຊؾͰ΍Δɻਓͱ޲͖߹͏ɻ ࣗ෼͕ͨͪਓੜΛָ͠Έ͍ͨͱ͍͏͜ͱ͕ɺ ࢲͨͪͷग़ൃ఺Ͱ͢ɻ ·ͣ͸ָ͠Ήɺࣗ෼ͨͪͰ Vision ָ͍͠৔ॴΛ૑Δɺָ͠Έͳ͕Βɻ ແ͍΋ͷͩͬͯੜΈग़͍ͯ͘͠ɻ ଟ͘ͷਓʹɺࢲͨͪͷେ੾ʹ͍ͯ͠Δ lָ͍͠zΛ޿͍͖͛ͯ·͢ɻ ָ͠ΉਓੜΛɺଟ͘ͷਓʹ

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1 Vision / Mission ৽͍ۚ͠༥Λ੾Γ୓͘ ࢲͨͪ͸ɺۚ༥Λɺ୭ʹͱͬͯ΋lָ͍͠z৔ॴʹృΓସ͑·͢ɻ গ͠ศརͳԿ͔Ͱ͸ͳͯ͘·Δ͖ͬΓ৽͍ۚ͠༥Λ࡞Γ͍ͨɻ Mission

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Products QBJME͕໨ࢦ͢ੈք؍ 2

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2 Products ň͙͢ʹԿຕͰ΋ൃߦͰ͖Δʼn ๏ਓΧʔυͷΫϥ΢υܕൃߦɾ؅ཧαʔϏεΛ։ൃ͍ͯ͠·͢ɻ

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2 Products ͕ղܾ͢Δ՝୊ QBJME͸ɺlܾࡁͷͨΊͷۀ຿zͰ͸ͳ͘lۀ຿ͷͨΊͷܾࡁzΛ࣮ݱ͠ɺ ศརͰηΩϡΞʹɺͦͯ͠շదͳ๏ਓܾࡁମݧΛఏڙ͠ɺ ΑΓετϨεͷͳ͍ੈք؍Λ࣮ݱ͍ͯ͘͠ϓϩμΫτͰ͢ɻ ༩৴ݶ౓ֹʹࠔ͍ͬͯΔ ελʔτΞοϓاۀ ຖ݄ͷձܭۀ຿ʹ ඡഭ͞ΕΔόοΫΦϑΟε Ψόφϯε΍ϧʔϧͰ ϑϩʔ͕ෳࡶ

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2 Products ͷ࢓૊Έ ैདྷͷϓϦϖΠυΧʔυͷΑ͏ʹ̍ຕͣͭೖۚ͢Δඞཁ͕ͳ͘ɺ ෳ਺ͷΧʔυͰ࢒ߴΛγΣΞ͠ɺQBJMEͷ؅ཧը໘্Ͱ֤Χʔυͷ ্ݶઃఆΛߦ͏͚ͩͰ؅ཧ͢Δ͜ͱ͕ՄೳͳγεςϜ ಛڐऔಘࡁ Ͱ͢ɻ ઐ༻ޱ࠲ʹ ೖۚ͢Δ͚ͩ

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2 Products ͷ֦ுੑ QBJME͸ɺϚωʔϑΥϫʔυΫϥ΢υձܭͱΫϥ΢υձܭGSFFFͱ"1*࿈ܞ͕ՄೳͰ͢ɻ ܾࡁσʔλΛձܭιϑτʹࣗಈ൓ө͢Δ͜ͱͰɺձܭۀ຿ͷޮ཰ԽɾෆཁͳαʔϏεͷൃݟͳͲ ଟํ໘ʹ͓͚ΔܦཧͷόοΫΦϑΟεۀ຿ޮ཰ԽΛࢧԉ͠·͢ɻ

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2 Products ͸ਐԽΛଓ͚·͢ Ϣʔβʔͷཁ๬΍ࣾձͷมԽʹదԠ͠ɺQBJME͸ਐԽΛଓ͚·͢ɻ ͨͱ͑͹ɺλά؅ཧػೳ΍ূጪఴ෇ɾࢧग़ͷঝೝػೳɺνοϓ෇͖φϯόʔϨεΧʔυͷ௥ՃͳͲɻ ετϨεͷͳ͍շదͳ๏ਓܾࡁମݧΛ໨ࢦ͠ɺQBJME͸ܾࡁྖҬ͔ΒੈքΛ૑Γม͍͖͑ͯ·͢ɻ

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Organization / Culture ૊৫ͱจԽʹ͍ͭͯ 3

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3 Organization ϝϯόʔͷಛ௃ ϝϯόʔ͕ϖΠϧυʹ୧Γண͘·Ͱʹଟ༷ͳ ܦݧΛ͓ͯ͠Γɺࡾऀࡾ༷Ͱͱͯ΋ڵຯਂ͍Ͱ͢ɻ ๛෋ͳܦݧΛ࣋ͬͨϝϯόʔͷࢥΘ͵ҰݴͰ ϓϩμΫτͷํ޲ੑ͕ఆ·Δ͜ͱ΋ɻ όϥΤςΟʹ෋Μͩܦྺ ฐࣾϓϩμΫτͷQBJMEʹରͯ͠શһ͕ຊؾͰ͢ɻ ৬छʹؔ܎ͳ͘શһ͕ϓϩμΫτΛਅ݋ʹߟ͑ͯ ͍ΔͨΊٞ࿦͕Ԍ্͢Δ͜ͱ΋ʜ ํ޲ੑ΍ઓུʹରͯ͠શһͰ޲͖߹͍ͬͯ·͢ɻ 3VTU΍5ZQF4DSJQU 4DBMBͳͲฐࣾͷར༻ݴޠΛ ோΊ͍ͯͨͩ͘ͱݦஶʹͦͷ܏޲͕ʜ ίϯύΠϧ΍ςετΛࣦഊ͢Δ͜ͱͰ͋Δछ ҆৺ײΛຯΘ͏ͳΜͯ࿩΋ͪΒ΄Βɻ ϝϯόʔ͕ࠔ͍ͬͯͨΓ೰ΜͰ͍ΔͱͲ͔͜Β ͱ΋ͳ͓͘ॿ͚Ϛϯ͕ݱΕͯͳΜͱ͔͠Α͏ͱ Ұॹʹฃಆͯ͘͠ΕΔརଞͷਫ਼ਆΛ͍࣋ͬͯ·͢ɻ ਓʹ๊͑ࠐ·ͤΔΑ͏ͳ͜ͱ͸͠·ͤΜ ϓϩμΫτʹຊؾ ੩తݴޠΛ޷Ή ڧ͍ࢥ͍΍Γਫ਼ਆ

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3 Organization ͷϢχʔΫͳ੍౓ ϋΠϒϦουܕ ࿑ಇܗଶ ϦϞʔτख౰ ΈΜͳͰ paildੜ׆ ϑϧϑϨοΫε ಇ͖ํ͸ϋΠϒϦουʂ ϦϞʔτͰ΋ΦϑΟεͰ΋ ࣗ෼ʹదͨ͠ελΠϧΛ બ୒ɾ૊Έ߹ΘͤͰ͖·͢ɻ ϦϞʔτख౰Λֹ݄Ͱࢧڅʂ ΦϑΟεϝΠϯ૊ʹ΋ ೔ׂͰख౰͕͋Γ·͢ɻ ࡏ୐ͷ؀ڥ੔උΛ ࢧԉ͍ͯ͠·͢ɻ ίΞλΠϜͳ͠ʂ ݸʑͷϥΠϑελΠϧʹ߹Θͤͯ ॊೈʹಇ͚Δͷ͕ັྗʂ ϥΠϑͩͬͯϫʔΫͩͬͯ Ԡԉ͍ͨ͠ΜͰ͢ɻ paildΛυοάϑʔσΟϯάʂ ௨শʮΈΜ΃͍ʯΧʔυ͕ ̍ਓ̍ຕࢧڅ͞Ε·͢ɻ ͥͻ͋ͳͨ΋paildͷ ϔϏʔϢʔβʔʹ ͳ͍ͬͯͩ͘͞ʂ தൈ͚ࣗ༝ ࢲ༻Ͱͷதൈ͚ɾ෮ؼ͸Slack࿈བྷ͢Ε͹ ࣗ༝ʹOKɻࢠڙͷ͓ग़ܴ͑ͳͲʹศརʂ paildඪ४૷උ paildΧʔυ͸໪࿦શһʹ഑෍ʂ ཱସܦඅਫ਼ࢉͷग़අ͸΄΅͋Γ·ͤΜɻ ॻ੶ߪೖࢧԉ ۀ຿Ͱඞཁͳॻ੶ߪೖ͸ձ͕ࣾෛ୲͠·͢ʂ ਃ੥͸SlackͰ͓खܰʹɻ ۚ༥ۀքͳΒͰ͸ͷݚम ൓ࣾձత੎ྗഉআʹؔ͢Δݚम΍ ίϯϓϥΠΞϯεݚमͳͲΛఆظతʹ࣮ࢪɻ ৽ͨͳ੍౓΋ ଓʑݕ౼த

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3 Culture ͸εΫϥϜ։ൃΛಋೖ͍ͯ͠·͢ ͦͷεϓϦϯτͰ࣮ࢪ͢ΔIssueΛ όοΫϩά͔Βर্͍͛ͯνʔϜ͝ͱ ʹରԠ͍͖ͯ͠·͢ɻΤϯδχΞ΋ੵ ۃతʹཁ݅ఆ͔ٛΒࢀՃͯ͠ೲಘͷ͍ ͘ܗͰ։ൃʹணख͍ͯ͠·͢ɻ εϓϦϯτϓϥϯχϯά όοΫϩάϦϑΝΠϯϝϯτ εϓϦϯτϨϏϡʔ ϨτϩεϖΫςΟϒ όοΫϩάʹ͋ΔIssueΛோΊͯ੔ཧ Λ࣮ࢪͯ͠༏ઌॱҐΛ૊Έཱ͍͖ͯͯ ·͢ɻεΫϥϜͷར఺Λੜ͔͠ॊೈʹ ։ൃΛਐΊ͍ͯͨ͘Ίʹ͸ॏཁͳ࡞ۀ Ͱ͢ɻ εϓϦϯτϨϏϡʔ͸શࣾһ͕ू·ͬ ͯ੒ՌΛ֬ೝ͠ɺpaildʹର͢Δཧղ ΛਂΊ·͢ɻͦ͏͢Δ͜ͱͰ໰͍߹Θ ͤ΍ηʔϧεͳͲɺΑΓސ٬ʹدΓ ఴͬͨରԠ͕Ͱ͖Δͱߟ͍͑ͯ·͢ɻ ͦͷεϓϦϯτʹ͋ͬͨਏ͍͜ͱ΍վ ળ͍ͨ͜͠ͱΛڞ༗͠ɺશһͷڞ௨՝ ୊ͱͯ͠ೝࣝ͠·͢ɻ·ͨͦͷதͰग़ ͨ՝୊Λղܾ͢ΔͨΊͷ୲౰ऀΛि࣍ Ͱ࣋ͪճΓղܾͷͨΊʹϦιʔεΛׂ ͍͍ͯ·͢ɻ νʔϜମ੍ͰεΫϥϜΛिؒεϓϦϯτͰ૊ΜͰ͍·͢ɻશһ͕ϑϩϯτ΍ όοΫΤϯυɺΠϯϑϥ·ͨ։ൃ΍ӡ༻ͷ֞ࠜͳ͘೔ʑͷ։ൃλεΫΛ࣮ࢪͯ͠ ͓Γ%FW0QTͷจԽ͕ࠜ෇͍͍ͯ·͢ɻͲͷΑ͏ͳ৬छͰೖࣾͯ͠΋༷ʑͳٕज़ ʹ৮ΕΔνϟϯε͕͋Γ·͢ɻ zٕज़ʹਅ伨zೖࣾϲ݄Ͱײͨ͡ϖΠϧυΤϯδχΞνʔϜͷັྗͱ͸ σΠϦʔελϯυΞοϓ σΠϦʔελϯυΞοϓ σΠϦʔελϯυΞοϓ

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3 Culture ։ൃϝϯόʔͷ೔ৗ ΤϯδχΞͷओͨΔۀ຿ͷҰͭͰ ͢ɻΞαΠϯ͞Εͨ*TTVFΛQBJMEʹ ൓ө͍͖ͯ͠·͢ɻ֤ٕज़ྖҬ΍υ ϝΠϯΛ௒͑ͯ࡞ۀ͢Δ͜ͱΛਪ঑ ͍ͯ͠·͢ɻϖΞϓϩͳͲ΋ࣗ༝ʹ ࣮ࢪ͓ͯ͠Γɺࠔͬͨ࣌ʹ΋ϝϯ όʔ͕ࢧ͑ͯ͘Ε·͢ɻຊ൪ʹσϓ ϩΠ͞ΕΔίʔυ͸શͯϨϏϡʔ͕ ඞਢͱͳ͓ͬͯΓɺςετίʔυ΍ %#ͷઃܭͳͲ༷ʑͳ؍఺͔Βίϝ ϯτ͕΋Β͑·͢ɻ ίʔσΟϯά ࣮૷ͨ͠ίʔυΛຊ൪ʹσϓϩΠ͠ ·͢ɻ$*$%Λ༻͍֤ͯ؀ڥʹσϓ ϩΠ͕࣮ࢪ͞Ε·͢ɻࣗ෼Ͱॻ͍ͨ ίʔυΛࣗ෼ࣗ਎Ͱຊ൪؀ڥʹ൓ө ͤ͞Δ͜ͱ΋ՄೳͰ͢ɻϏϧυ΍ς ετɺηΩϡϦςΟεΩϟϯͳͲ҆ શʹQBJME͕Քಇ͢ΔͨΊͷϑϩʔ Λ௨աͯ͠͸͡Ίͯސ٬΁σϦό Ϧʔ͢Δ͜ͱ͕Ͱ͖·͢ɻ ϦϦʔε ຊ൪؀ڥʹ൓ө͢Δલʹཁ݅௨Γͷ ػೳ͕ຬ͍ͨͤͯΔ͔Λ֬ೝ͢Δ࡞ ۀͰ͢ɻΤϯδχΞͱ1E.͕Ұॹʹ ͳͬͯ*TTVF͝ͱʹ֬ೝΛ࣮ࢪͯ͠ ͍͖·͢ɻ࣌ʹ͸ηʔϧε΍$4ɺ όοΫΦϑΟεͳͲΛר͖ࠐΈͳ͕ Βސ٬͕ٻΊΔػೳΛσϦόϦʔ͢ ΔͨΊͷ४උΛ͢͢Ί͍ͯ·͢ɻ 2"

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3 Culture ։ൃ؀ڥ όοΫΤϯυ ϑϩϯτΤϯυ Πϯϑϥ पลٕज़

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3 Culture ֤ٕज़ͷಋೖ໨తͱཧ༝ ૑ۀ౰ॳ (2017೥) GitHub্ͷಈ޲ͳͲΛݟ͍ͯΔͱࠓޙे ෼ͳΤίγεςϜ͕ৢ੒͞ΕΔՄೳੑ͕ߴ͍ͱߟ͑ͨ ࠾༻໘Λߟྀ͢ΔͱGo΍TypeScriptΛආ͚Δ͜ͱͰେखʹ ϒϥϯσΟϯάͰର߅Ͱ͖Δͱߟ͑ͨ ҆શੑ΍ߴ଎ੑͱ͍͏ಛ৭͕ϓϩμΫτͷ৭ʹ߹͍ͬͯͨ ๛෋ͳϚωʔδυαʔϏεʹΑͬͯগͳ͍ਓ਺Ͱ΋Πϯϑ ϥʹׂ͘ϦιʔεΛઅ໿Ͱ͖ͨ PCI DSSͷೝূͳͲ΋͔ͬ͠Γ४ڌ͍ͯͨͨ͠Ί ಛஈཧ༝͕ͳ͍ݶΓ͸ॳखͰAWSΛආ͚Δඞཁ͸ͳ͍ͱߟ ͍͑ͯΔ Ϟχλʔػೳ͕๛෋͔ͭॳظಋೖ͕༰қͩͬͨ SyntheticsΛར༻ͨ͠֎ܗ؂ࢹ΍ΤʔδΣϯτΛར༻ͨ͠෼ ࢄτϨʔγϯάͳͲػೳ͕ଟذʹ౉ΔͨΊޙʑ৐Γ׵͑Δ ඞཁੑ͕௿͍ͱߟ͑ͨ Atomic designͳͲͷ਌࿨ੑΛߟ͑ReactΛબ୒ͨ͠ ݱࡏͷEM͕ॳͷϑϩϯτΤϯυΤϯδχΞ͕ͩͬͨɺຊਓ ͕ಘҙͱ͍ͯͨͨ͠Ί ੩తݴޠΛ޷Ήฐࣾͷ৭ͱͯ͠TypeScript͸֎ͤͳ͔ͬͨͷ Ͱɺ૬ੑͷ͍͍React͕બ͹Εͨ AWSͷରԠϦιʔε͕๛෋͔ͭ௥ਵ͕ૣ͍ͨΊ αʔϏεͷಛੑ্ɺΠϯϑϥΛ҆ఆͯ͠ҡ࣋͢ΔͨΊʹҙਤ͠ ͳ͍มߋ͔Βͷ๷ޚͱݕ஌͕Ͱ͖ΔΑ͏ʹ͔ͨͬͨͨ͠Ί CDK΍CloudFormationʹൺ΂ɺൺֱత৮ΕΔ։ൃऀ͕ଟ͘υ Ωϡϝϯτྨ΋๛෋ʹ͋ΔͨΊ ܾࡁσʔλ΍ސ٬ͷར༻ঢ়گͳͲΤϯδχΞҎ֎΋DBΛআ ͘ඞཁ͕͋ͬͨͨΊ ܰྔ͔ͭࡉ͔ͳ؅ཧ͕ՄೳͳͨΊ ϝϯςφϯείετ͕RedashͳͲʹൺ΂Δͱ͸Δ͔ʹ௿͍ ͨΊ

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3 Culture lQBJMEΞϫʔzʹ͍ͭͯ ݩʑ͸։ൃ͍ͯ͘͠தͰϓϩμΫτͷํ޲ੑ΍ධՁ͕఻ΘΓͮΒ͘ͳΓ݁Ռతʹ໎͍ͳ͕ΒਐΉ͜ͱʹةػײΛײͨ͡ΤϯδχΞϦ ϯάϚωʔδϟʔ͕اըͯ͠ൃ଍ͨ͠ձͰ͢ɻ֤νʔϜ͔Β࣮ࡍʹ࢖ͬͯΈͯͷײ૝΍ސ٬͔ΒͷϑΟʔυόοΫΛڞ༗͍ͯ͠·͠ ͕ͨɺ࠷ۙͰ͸ଞνʔϜͷۀ຿σϞ΍࣋ͪࠐΈاըͳͲQBJMEͷ੡඼ϏδϣϯΛݟ௚ͨ͢ΊʹେࣄͳΠϕϯτʹͳ͍ͬͯ·͢ɻ ࠷ۙͷςʔϚ ɾిࢠா฽อଘ๏ϫʔΫγϣοϓ ɾKYCͷۀ຿σϞ

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Recruiting ͓ձ͍͍ͨ͠ํͷਓ෺૾΍બߟͷྲྀΕ 4

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4 Recruiting ืू৬छ ϑϩϯτΤϯυΤϯδχΞ όοΫΤϯυΤϯδχΞ DevOpsΤϯδχΞ SREΤϯδχΞ σʔλΤϯδχΞ ৄࡉ͸ͪ͜Β͔Β ϚʔέςΟϯάʹ΋ڵຯ͋ΔϏδωεͱฒ૸͍ͨ͠ํ RustͰϓϩηογϯάΛ։ൃ͍ͨ͠ํ ։ൃͱӡ༻ҰମͰٕज़ྖҬΛӽڥ͍ͨ͠ํ αʔϏεͷ҆ఆੑΛಥ͖٧Ί͍ͨํ ϓϩμΫτνʔϜͷσʔλυϦϒϯͳ׆ಈ͕ՄೳͱͳΔ ؀ڥΛߏங͍ͨ͠ํ

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4 Recruiting બߟϑϩʔʹ͍ͭͯ ΧδϡΞϧ໘ஊ EM໘ஊ εΩϧςετ ΦϑΝʔ໘ஊ ͜Μͳํͱಇ͖͍ͨʂ w ϝϯόʔΛॿ͚Α͏ͱ͍͏ϗεϐλϦςΟΛ࣋ͬͨํ w ٕज़ऀͱͯ͠ͷΩϟϦΞʹͩ͜ΘΓΛ࣋ͬͨํ w ϏδωεαΠυͱ΋݁Ռ੹೚Λڞ༗Ͱ͖Δํ w ଞ੹ࢥߟͰ͸ͳࣗ͘੹ࢥߟͷํ w νʔϜͱͷίϛϡχέʔγϣϯΛେ੾ʹͰ͖Δํ

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Journey ϖΠϧυͷ͋ΏΈ 5

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5 Journey ͷ͋ΏΈ 2017 2018 2019 2020 2021 2022 χοηΠɾΩϟϐλϧ 50Mୈ1ظ࠾୒ CoralCapita l ϓϨγϦʔζA χοηΠɾΩϟϐλϧ ϓϨγϦʔζA pail d β൛ϦϦʔε pail d ਖ਼ࣜ൛ެ։ freeeɾM F ࿈ܞ։࢝ χοηΠ50M γΣΞΦϑΟεʢେखொʣ FinGate BASEʢכ৔ொʣ 2 5 9 13 29 ໊ࣾΛʮגࣜձࣾHandiiʯ͔Β ʮגࣜձࣾϖΠϧυʯ΁มߋ

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Journey ܦӦϝϯόʔ঺հ ༄ࢤ໌ ৿༤༞ ୅දऔక໾݉$&0 ೥݄ੜ·Εɻ ೥౦ژେֶ޻ֶ෦Ԡ༻ԽֶՊଔۀɺ ೥౦ژେֶେֶӃ৽ྖҬ૑੒ՊֶݚڀՊ ෺࣭ܥઐ߈म࢜՝ఔΛଔۀޙɺ+1ϞϧΨϯূ ݊౤ࢿۜߦ෦ʹೖࣾɻిػϝʔΧʔΛத৺ʹ ."΍ࢿۚௐୡͷΞυόΠβϦʔۀ຿ͷ΄ ͔ɺಉ෦໳ͷࠃ಺৽ଔ࠾༻ͳͲ΋୲౰ɻ ೥ʹୀ৬ޙɺߴߍͷಉڃੜͰ͋ͬͨ৿ͱגࣜ ձࣾ)BOEJJʢݱɾגࣜձࣾϖΠϧυʣΛڞಉ ૑ۀ͠ɺ୅දऔక໾ࣾ௕݉$&0ʹब೚ɻݱ ࡏɺ'JOUFDIڠձཧࣄɻ ࣥߦ໾һ$50 ೥݄ੜ·Εɻ ߴߍ࣌୅͔Β਺ֶʹڵຯ͕͋Γɺେֶɾେֶ ӃͰ͸਺ֶΛઐ߈͠άϥϑཧ࿦Ͱम࢜߸Λऔ ಘɻେֶӃଔۀޙɺۜߦʹΫΦϯπͱͯ͠ब ৬͠ɺ֬཰ඍ෼ํఔࣜΛ༻͍ͨσϦόςΟϒ ͷϓϥΠγϯάϞσϧͷߏஙɾϓϩάϥϛϯ άΛ୲౰ɻ೥ʹۜߦΛୀ৬͠ɺݱ৬͸ϖ Πϧυͷ$50ͱͯ͠QBJMEͷ։ൃʹैࣄɻ @Handii_Yu @IgnorantCoder 5 ໦ށळܓଠ ࣥߦ໾һ$00 @kidoaki ೥݄ੜ·Εɻ ϦΫϧʔτͰ͡ΌΒΜOFUͳͲͷϚʔέςΟϯά ྖҬΛ୲౰ޙɺ೥ʹΞΠελΠϧʹೖࣾɻ ϓϥοτϑΥʔϜਪਐࣨ௕ɺ69σʔλઓུࣨ௕ Λܦͯɺ೥͔Βઓུاըຊ෦௕ͱͯ͠ओʹ ϝσΟΞྖҬͷઓུɺσʔλɺϚʔέςΟϯά ʹؔΘΔྖҬͷ੹೚ऀΛ຿ΊΔɻ೥݄Α ΓϖΠϧυʹδϣΠϯɻ$00ͱͯ͠ηʔϧε ϚʔέςΟϯάΛ౷ׅ͢Δ๣ΒɺגࣜձࣾΞΠ ελΠϧɾ#SB[FגࣜձࣾͷΞυόΠβʔ΋຿Ί Δɻ

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Journey Ͱಇ͘ϝϯόʔ ࣗ෼ͷେ੾ͳਓୡʹ΋ ތΕΔ࢓ࣄ͕͍ͨ͠Ͱ͢ ࣍ͷ࣌୅ͷ͋ΓํΛ ܧଓతʹఏҊ͠ଓ͚Δ ࢓ࣄ͸ָ͘͠ʂ ʮָ͍͠ʯ͸େࣄʂ วքિͯଂͣ͞ ࢥཱ͍͕ͬͨ٢೔ ݾୡͤΜͱཉͯ͠ ਓΛୡͤ͠Ή ࢓ࣄ͸ָ͘͠੣࣮ʹʂ a @ ww QBJME Fintech໘ന͍Αʂ ϓϩμΫτˍ։ൃ SAMˍόοΫΦϑΟε ΤϯδχΞ ΤϯδχΞ ΤϯδχΞ ϓϩμΫτ ηʔϧεˍϚʔέ ηʔϧεˍϚʔέ ΦϖϨʔγϣϯ ίʔϙϨʔτ ίʔϙϨʔτ BOENPSFʜ 5

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Journey ਺ࣈͰݟΔ ৬छ಺༁ ೥ྸߏ੒(ׂ߹Ͱදࣔ) உঁൺ உੑɿ75% ঁੑɿ25% 5

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