Wallet API, Verifier APIで実現するIDカード on iPhoneの世界

by Shuhei Shitamori

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Լ৿ पฏ 8BMMFU"1* *%7FSJGJFS"1*Ͱ࣮ݱ͢Δ *%ΧʔυPOJ1IPOFͷੈք J04%$%BZ 1

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Լ৿ पฏ w ࡳຈࡏॅ w Χφμͷσδλϧ*%ελʔτΞοϓͰJ04ΤϯδχΞ w 7JTJPO1SPങͬͨ 2 #MVFTLZ -JOLFEJO

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J04͔ΒΞϝϦΧͷҰ෦ͷभͷ*%ΧʔυΛ J1IPOFͷ8BMMFUʹ౥ࡌͰ͖ΔΑ͏ʹͳͬͨ 3 iPhoneͱIDΧʔυ

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౥ࡌͨ͠*%ΧʔυΛ׆༻͢ΔϢʔεέʔε΍"1*΋૿͖͑ͯͨ 4 iPhoneͱIDΧʔυ

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དྷय़͔ΒϚΠφϯόʔΧʔυ΋8BMMFUʹ౥ࡌͰ͖Δ͜ͱ͕ൃද͞Εͨ 5 iPhoneͱIDΧʔυ

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8BMMFU΁ͷϚΠφϯόʔΧʔυ౥ࡌͰԿ͕Ͱ͖Δ͔஌ͬͯɺඋ͓͑ͯ͜͏ 6 iPhoneͱIDΧʔυ

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w ϞόΠϧF*%ͷར఺Λཧղ͢Δ w ϞόΠϧF*%Λར༻͢ΔͨΊͷJ04"1*ͷ࢖͍ํΛཧղ͢Δ w ϞόΠϧF*%Λར༻͢ΔػೳΛࣗ࡞͢ΔࡍͷUJQTΛ஌Δ 7 ൃදͷΰʔϧ

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ϞόΠϧF*%ͱ͸

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IUUQTXXXBQQMFDPNKQOFXTSPPN BQQMFBOOPVODFT fi STUJOUFSOBUJPOBMFYQBOTJPOPGJETJOBQQMFXBMMFUJOKBQBO

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֦େͯ͠ΈΔͱ

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ISO 18013-5ͱISO 23220ͱ͸ w ϞόΠϧF*% ϞόΠϧ୺຤Ͱಈ࡞͢Δӡస໔ڐূɾ਎෼ূ໌ূ ʹ ؔ͢Δࠃࡍඪ४ن֨ w ҟͳΔγεςϜؒͰͷϞόΠϧF*%ͷ૬ޓӡ༻ੑͷ֬อ͕໨త 8BMMFUʹ౥ࡌͨ͠ϚΠφϯόʔΧʔυ΋ϞόΠϧF*%ͱͯ͠ར༻Ͱ͖Δ 􀿒

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ϞόΠϧeIDͷϝϦοτ ෺ཧ*%Χʔυͱൺֱͯ͠ w ൃߦػؔͷॺ໊ʹΑΓِ଄͕ࠔ೉ w ௨৴σʔλ҉߸ԽʹΑΓ౪ௌ͕ࠔ೉ w ඞཁ࠷௿ݶͷݸਓ৘ใͷఏڙ͕Մೳ

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ϞόΠϧeIDͷϝϦοτ ෺ཧ*%Χʔυͱൺֱͯ͠ w ൃߦػؔͷॺ໊ʹΑΓِ଄͕ࠔ೉ w ௨৴σʔλ҉߸ԽʹΑΓ౪ௌ͕ࠔ೉ w ඞཁ࠷௿ݶͷݸਓ৘ใͷఏڙ͕Մೳ

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14 ϞόΠϧeIDͷಛ௃ ඞཁ࠷௿ݶͷݸਓ৘ใͷఏڙ͕Մೳ 􀿒 :&4 ࡀҎ্͔ ੜ೥݄೔΋೥ྸ΋ ఏڙ͠ͳ͍ ϞόΠϧF*% )PMEFS ډञ԰

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ϞόΠϧeIDͷಛ௃ ෺ཧ*%Χʔυͱൺֱͯ͠ w ൃߦػؔͷॺ໊ʹΑΓِ଄͕ࠔ೉ w ௨৴σʔλ҉߸ԽʹΑΓ౪ௌ͕ࠔ೉ w ඞཁ࠷௿ݶͷݸਓ৘ใͷఏڙ͕Մೳ

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ϞόΠϧeIDͷϝϦοτ ෺ཧ*%Χʔυͱൺֱͯ͠ w ൃߦػؔͷॺ໊ʹΑΓِ଄͕ࠔ೉ w ௨৴σʔλ҉߸ԽʹΑΓ౪ௌ͕ࠔ೉ w ඞཁ࠷௿ݶͷݸਓ৘ใͷఏڙ͕Մೳ ຊਓɾ೥ྸ֬ೝΛߦ͏αʔϏε͸ϞόΠϧF*%ʹରԠͨ͠ํ͕͍͍

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*40ن֨ʹ४ڌͨ͠ϞόΠϧF*%3FBEFSΛ༻ҙ͢Δ ϦΫΤετ ࡞੒ ϞόΠϧeIDΛར༻͢Δʹ͸ ϞόΠϧF*%3FBEFS ˞$#03͸ߴ଎ॲཧͰ͖Δ+40/ϥΠΫͳσʔλܗࣜ 􀿒 ϞόΠϧF*% )PMEFS $#03 Τϯίʔυ ҉߸Խ ແઢ௨৴ ෮߸Խ $#03 σίʔυ ਅآݕূ σʔλ׆༻ ηογϣϯ ߏங

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iPhoneΛϞόΠϧeID Readerͱͯ͠࢖͏ w ํ๏ w J04"1*Λ࢖͏ w *%7FSJ fi FS"1* w 7FSJGZXJUI8BMMFU"1* w ํ๏ w ඪ४ن֨ʹ४ڌͨ͠ϦʔμʔΞϓϦΛࣗ࡞͢Δ

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ϞόΠϧeIDΛར༻͢ΔͨΊͷiOS API w ϚΠφϯόʔΧʔυ౥ࡌʹ޲͚ͯ J04#FUB޲͚ʹ/BUJPOBM*%ؔ࿈ͷ"1*͕༻ҙ͞Εͨ ͜ΕΒͷ#FUB"1*͸·࣮ͩػɾγϛϡϨʔλͰࢼ͢खஈ͕ͳ͍ͷͰ஫ҙ

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*%7FSJGJFS"1*

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ID Veri fi er API w ର໘Ϣʔβͷ୺຤ʹJ1IPOFΛ͔ͯ͟͠*%৘ใΛಡΈऔΔ 21 IUUQTMFBSOXBMMFUBQQMFJE

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ID Veri fi er APIͷϢʔεέʔε w ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ w ίϯαʔτձ৔ w ௞ିܖ໿ w Ξϧίʔϧൢചళ w ډञ԰ 22

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༻్ʹԠͨ͡3छྨͷID Veri fi er API w %JTQMBZ3FRVFTU w %BUB3FRVFTU w 3BX%BUB3FRVFTU 23 ಋೖ͠΍͢͞ қ ೉ ॊೈੑ ௿ ߴ

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ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ Display Request w ૬ख୺຤͔ΒಡΈऔͬͨݸਓ৘ใΛγεςϜ6*্ʹදࣔ͢Δ w ݸਓ৘ใͷอଘ͸ෆՄ w දࣔͰ͖Δ߲໨ w ࢯ໊ w ೥ྸ /ࡀҎ্͔ w إࣸਅ 24 3FBEFS୺຤ )PMEFS୺຤ ϦΫΤετ *%৘ใ

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Display Requestͷݺͼग़͠ํ w ࠷খ࣮૷Ͱ͸ߦ 25 ฦΓ஋͸ γεςϜUI্Ͱ બ୒ͨ͠ຊਓ֬ೝͷ݁Ռ ஍Ҭͱऔಘ߲໨Λ ࢦఆͯ͠ϦΫΤετ Λ࡞੒ ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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༻్ʹԠͨ͡3छྨͷID Veri fi er API w %JTQMBZ3FRVFTU w %BUB3FRVFTU w 3BX%BUB3FRVFTU 26 ಋೖ͠΍͢͞ қ ೉ ॊೈੑ ௿ ߴ ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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Data Request w ݸਓ৘ใͦͷ΋ͷΛฦ٫͢Δ w ࢯ໊ ೥ྸ إࣸਅʹՃ͑ͯੜ೥݄೔ ੑผ΋औಘͰ͖Δ w ͨͩ͠ɺར༻৚݅͋Γ w ๏తͳຊਓɾ೥ྸ֬ೝͷඞཁੑ w "QQMF΁ͷར༻ਃ੥͕׬ྃࡁΈ 27 ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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Data Requestͷݺͼग़͠ํ %JTQMBZ3FRVFTUͱͷൺֱ 28 औಘͨ͠ݸਓ৘ใ͕ ௚઀ͱΕΔʂ औಘͨ͠৘ใΛ อଘ͢Δ͜ͱΛ ද͢”retained” ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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༻్ʹԠͨ͡3छྨͷID Veri fi er API w %JTQMBZ3FRVFTU w %BUB3FRVFTU w 3BX%BUB3FRVFTU 29 ಋೖ͠΍͢͞ қ ೉ ॊೈੑ ௿ ߴ ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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RawData Request w ະݕূͷੜσʔλΛऔಘ͢Δ w ݕূΛࣗΒߦ͏ඞཁ͕͋Δ෼ɺ "QQMF͕αϙʔτ͠ͳ͍ϞόΠϧF*%ʹ΋ରԠͰ͖Δ w ࢯ໊ ೥ྸ إࣸਅ ੜ೥݄೔ ੑผʹՃ͑ͯॅॴΛऔಘͰ͖Δ w ར༻৚݅͸%BUB3FRVFTUͱಉ͡ 30 ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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RawData Requestͷݺͼग़͠ํ %BUB3FRVFTUͱͷൺֱ 31 ฦ٫஋͸ ෮߸ࡁΈͷ ະݕূੜσʔλ ID Verifier API ର໘͢ΔϢʔβʔͷຊਓɾ೥ྸ֬ೝ

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w ࢯ໊ ೥ྸ إࣸਅͷΈඞཁ"/%औಘͨ͠৘ใ͸දࣔ͢Δ͚ͩ ➡︎ %JTQMBZ3FRVFTU w ੜ೥݄೔ ੑผ͕ඞཁ03औಘͨ͠৘ใΛอଘ ➡︎ %BUB3FRVFTU ͨͩ͠๏తͳඞཁੑ͕ͳ͍ͱͩΊ w ॅॴ͕ඞཁ03"QQMF͕αϙʔτ͠ͳ͍ϞόΠϧF*%΁ରԠ ➡︎ 3BX%BUB3FRVFTU ͨͩ͠๏తͳඞཁੑ͕ͳ͍ͱͩΊ ID Veri fi er API

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iPhoneΛϞόΠϧeID Readerͱͯ͠࢖͏ w ํ๏ w J04"1*Λ࢖͏ w *%7FSJ fi FS"1* w 7FSJGZXJUI8BMMFU"1* w ํ๏ w ඪ४ن֨ʹ४ڌͨ͠ϦʔμʔΞϓϦΛࣗ࡞͢Δ

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7FSJGZXJUI8BMMFU"1*

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Verify with Wallet API w ΞϓϦ͔Βࣗ୺຤ͷ8BMMFUͷ*%৘ใΛऔಘ͢Δ w ΞϓϦ্Ͱຊਓɾ೥ྸ֬ೝ͕ඞཁͳ৔໘Ͱར༻͢Δ w ΦϯϥΠϯόϯΫޱ࠲։ઃ w ञྨߪೖ IUUQTBQQTBQQMFDPNVTBQQUVSPDBSSFOUBMNBSLFUQMBDFJE

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Verify with Wallet APIͷར༻৚݅ w ๏తͳຊਓɾ೥ྸ֬ೝͷඞཁੑ w "QQMF΁ͷར༻ਃ੥͕׬ྃࡁΈ w ҎԼͷΧςΰϦʹ֘౰͢ΔαʔϏε w ඈߦػ ϨϯλΧʔ ञྨൢച w ۚ༥ ੓෎ ϔϧεέΞ 36

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Verify with Wallet API w ฦ٫஋͸҉߸Խ͞Εͨੜσʔλ w αʔόʔʹૹΓɺ෮߸ɾݕূΛߦ͏ඞཁ͕͋Δ w औಘՄೳͳ߲໨ w ࢯ໊ ೥ྸ إࣸਅ ੜ೥݄೔ ॅॴ ੑผ Χʔυ൪߸ ༗ޮظݶ΋ʁ w ࣄલʹ"QQMF%FWFMPQFSͰ .FSDIBOU*%ͱͦΕʹඥͮ͘ূ໌ॻͷ࡞੒͕ඞཁ 37

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Verify with Wallet APIͷݺͼग़͠ํ 38 1. ஍Ҭͱऔಘ͍߲ͨ͠໨ɺ ѻ͍ํΛࢦఆ 2. ࣄલʹ࡞੒ͨ͠ merchant IDͰ ϦΫΤετΛ࡞੒ 3. ҉߸Խ͞Εͨ ະݕূੜσʔλΛड͚औΓ αʔόʔଆͰޙଓॲཧ

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Verify with Wallet APIͷ෮߸ɾݕূ 39 αʔόʔଆͰͷ෮߸ɾݕূͷॲཧ͸ͪ͜ΒΛࢀߟ IUUQTEFWFMPQFSBQQMFDPNEPDVNFOUBUJPO QBTTLJU@BQQMF@QBZ@BOE@XBMMFUXBMMFU WFSJGZJOH@XBMMFU@JEFOUJUZ@SFRVFTUT

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ϞόΠϧeIDΛར༻Ͱ͖ΔiOS API ·ͱΊ 40 *%7FSJ fi FS %JTQMBZ *%7FSJ fi FS %BUB *%7FSJ fi FS 3BX%BUB 7FSJGZXJUI 8BMMFU Ϣʔεέʔε ର໘Ϣʔβʔͷຊਓɾ೥ྸ֬ೝ ΞϓϦ্Ͱͷ ຊਓɾ೥ྸ֬ೝ औಘͰ͖Δ ߲໨ ࢯ໊ɾ೥ྸɾإࣸਅ ࠨʹՃ͑ͯ ੑผɾੜ೥݄೔ ࠨʹՃ͑ͯ ॅॴ ࠨͱಉ͡ ଞ΋औΕΔ͔΋ σʔλอଘ ✖ γεςϜ6*΁දࣔ 􀀀 ར༻৚݅ ͳ͠ ๏తͳຊਓ֬ೝͷඞཁੑ Ξοϓϧ΁ͷར༻ਃ੥ ࠨʹՃ͑ͯ ࢦఆΧςΰϦ ର৅ϞόΠϧ F*% "QQMFͷαϙʔτ͢Δ*% ೚ҙͷ*% "QQMFͷ αϙʔτ͢Δ*%

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iOS API͕࢖͑ͳ͍৔໘Ͱ΋ϞόΠϧeIDΛར༻͍ͨ͠ w ๏཯্͸ඞཁͳ͍͚Ͳຊਓɾ೥ྸ֬ೝΛ͍ͨ͠ w సചରࡦͷͨΊͷຊਓ֬ೝ w "1*͕ରԠ͠ͳ͍৘ใ͕ཉ͍͠ w ׽ࣈදهͷࢯ໊ 41

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iPhoneΛϞόΠϧeID Readerͱͯ͠࢖͏ w ํ๏ w J04"1*Λ࢖͏ w *%7FSJ fi FS"1* w 7FSJGZXJUI8BMMFU"1* w ํ๏ w ඪ४ن֨ʹ४ڌͨ͠ϦʔμʔΞϓϦΛࣗ࡞͢Δ

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ҎԼͷॲཧεςοϓΛ࣮૷͢Δ ϦΫΤετ ࡞੒ ϞόΠϧeID Reader ΞϓϦΛࣗ࡞͢Δ ϞόΠϧF*%3FBEFS ˞$#03͸ߴ଎ॲཧͰ͖Δ+40/ϥΠΫͳσʔλܗࣜ 􀿒 ϞόΠϧF*% )PMEFS $#03 Τϯίʔυ ҉߸Խ ແઢ௨৴ ෮߸Խ $#03 σίʔυ ਅآݕূ σʔλ׆༻ ηογϣϯ ߏங

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ϞόΠϧeID Reader ΞϓϦΛࣗ࡞͢Δ ηογϣϯ ߏங Τϯίʔυ σίʔυ ҉߸Խ ෮߸Խ ݕূ ௨৴ ඞཁͳٕज़ 23ίʔυ εΩϟϯ /'$5BHεΩϟϯ $#03ม׵ ҉߸ٕज़ ূ໌ॻ ϋογϡԽ #MVFUPPUI /'$ ར༻Ͱ͖Δ ϑϨʔϜ ϫʔΫ "7'PVOEBUJPO $PSF/'$ αʔυύʔςΟ ϥΠϒϥϦ 4XJGU$#03 $SZQUP,JU $SZQUP,JU $PSF#MVFUPPUI $PSF/'$

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ϞόΠϧeID ReaderΞϓϦࣗ࡞ͷϙΠϯτ w ͪΌΜͱ΍ΔͳΒ*40*&$υΩϡϝϯτΛߪೖ͍ͨ͠ IUUQTXXXJTPPSHTUBOEBSEIUNM ສԁ

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ϞόΠϧeID ReaderΞϓϦࣗ࡞ͷϙΠϯτ w ଞͷݴޠͰ࣮૷͞Εͨ3FBEFSϥΠϒϥϦΛࢀߟʹ͢Δ w /PEFKTIUUQTHJUIVCDPNBVUIMBCNEM ,PUMJOIUUQTHJUIVCDPNXBMUJEXBMUJE JEFOUJUZ w αϯϓϧσʔλΛ࢖֤ͬͯॲཧ͝ͱʹ࣮֬ʹ࣮૷͢Δ w *40*&$ר຤ IUUQTXXXNEMNFEFCVHHFSTFDUJPO w μϛʔF*%ΛൃߦͰ͖ΔαϯϓϧΞϓϦͰ࣮ػಈ࡞֬ೝ͢Δ w IUUQTHJUIVCDPNPQFOXBMMFUGPVOEBUJPOMBCTJEFOUJUZDSFEFOUJBM

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ࣗ࡞ϞόΠϧeID Reader σϞ w ઃఆ w ͱ͋Δ֗ͷΧʔυήʔϜ԰ w సചରࡦͷͨΊʹաڈͷߪೖऀͷࢯ໊Λ׽ࣈͰه࿥ w ߪೖر๬ऀͷຊਓ֬ೝ࣌ʹաڈʹߪೖࡁΈͩͱΘ͔Ε͹ΞϥʔτΛग़͢ w ϞόΠϧF*%ϗϧμʔଆ͸ҎԼͷΞϓϦΛ࢖༻ IUUQTHJUIVCDPNPQFOXBMMFUGPVOEBUJPOMBCTJEFOUJUZDSFEFOUJBM

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ൃදͷ·ͱΊ w 8BMMFU্ͷϚΠφϯόʔΧʔυ͸ࠃࡍن֨ʹ४ڌͨ͠ϞόΠϧF*% w ϞόΠϧF*%͸ηΩϡϦςΟɾϓϥΠόγʔ؍఺Ͱ༏ΕͯΔ w ϞόΠϧF*%Λར༻͢ΔͨΊͷJ04"1* w ର໘Ͱͷຊਓɾ೥ྸ֬ೝˠ*%7FSJ fi FS"1* w ΞϓϦ্Ͱͷຊਓɾ೥ྸ֬ೝˠ7FSJGZXJUI8BMMFU"1* w ΑΓॊೈʹϞόΠϧF*%Λ׆༻͍ͨ͠৔߹͸ϦʔμʔΞϓϦͷࣗ࡞ͰରԠ