Affordable Housing and Racial Diversity

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Should people who work in a community BE ABLE TO LIVE IN IT?

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Should people who work in a community BE ABLE TO LIVE IN IT? Why or why not?

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“One quarter of all Paris residents now live in public housing, up from 13 percent in the late 1990s” (NYT)

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LINCOLN AVE ELM ST

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LINCOLN AVE ELM ST

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LINCOLN AVE ELM ST

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LINCOLN AVE ELM ST

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“I think there is a lot more support than opposition…”

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The apartments, Trandel said, ‘are going to be expensive.’”

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$4,000 / month

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$7,000 – $15,000 / month

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$7,000 – 15,000 / month

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What is “affordable housing”?

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What is “affordable housing”?

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“The 30% Rule”

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What is the 2025 AMI for the Chicago MSA?

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What is the 2025 AMI for the Chicago MSA? AREA MEDIAN INCOME METROPOLITAN STATISTICAL AREA

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AREA MEDIAN INCOME METROPOLITAN STATISTICAL AREA $119,900 What is the 2020 AMI for the Chicago MSA?

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What is the 2020 AMI for the Chicago MSA? AREA MEDIAN INCOME METROPOLITAN STATISTICAL AREA (80%) $95,920 (owners) (60%) $71,940 (renters)

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What is “affordable” for different occupations?

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What is “affordable” for different occupations? 30% of monthly income OCCUPATION $1447 / month Police Patrol Officer $1251 / month Carpenter $848 / month Pre-school Teacher $809 / month Grocery store cashier

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What is the minimum wage in Illinois?

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😔 $15.00 / hour or $9.00 / hour (tipped workers)

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interactive map

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$15.00 / hour (2025)

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“In order to afford a modest, two-bedroom apartment in Illinois, renters need to earn $28.81 per hour. — Housing Action Illinois

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This means that to afford a two-bedroom home…, a person earning Illinois’ minimum wage…must work 82 hours per week just to make ends meet.”

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interactive map $7.25 / hour (since 2009)

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Which state has the most affordable housing? Which state has the least affordable housing?

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Illinois = $83k Annual HH income needed to afford a median-priced home in 2024:

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Mass = $162k Annual HH income needed to afford a median-priced home in 2024:

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California = $197k Annual HH income needed to afford a median-priced home in 2024:

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“Among the 50 markets studied, none were affordable based on the 30 percent threshold. — NYT, 11/7/24

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“The Illinois General Assembly passed the Affordable Housing Planning and Appeal Act (AHPAA) in 2003 to address the lack of moderately-priced housing that exists in many communities.

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Growth in home values continues to outpace growth in household incomes throughout the Chicago region and many people who are vital to local economies and who provide critical community services cannot afford to live in or around the places they work.” “The Illinois General Assembly passed the Affordable Housing Planning and Appeal Act (AHPAA) in 2003 to address the lack of moderately-priced housing that exists in many communities.

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15.4 30 20 14.7 17.5 43.9 30.4 19.9 19.7 19.2 35.7 21.8 0 5 10 15 20 25 30 35 40 45 50 Evanston Highwood Niles Skokie % AFFORDABLE HOUSING 2011 2016 2023 Affordable Housing Planning and Appeal Act (EXEMPT)

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0.5 1.4 2.5 2.5 4.1 7.4 2.2 2.5 3.2 2.7 4.5 7.3 1.6 2.7 6.3 3.6 4.8 8.8 0 5 10 15 20 25 30 35 Kenilworth Glencoe Northfield Winnetka Wilmette Glenview % AFFORDABLE HOUSING 2011 2020 2023 Affordable Housing Planning and Appeal Act = 10%

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0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5 10 15 20 Kenilworth Glencoe Northfield Winnetka Wilmette Glenview 1.6 Green = “submitted plan”, Red = “home rule, no plan”, Orange = “?” 8.8 4.8 3.6 6.3 2.7 Affordable Housing Planning and Appeal Act = 10%

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“[T]o encourage local governments to submit their affordable housing plans...in a timely manner, the IHDA shall notify any local government and may notify…the Attorney General…[who] may enforce this…”

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“The Illinois Housing Appeals Board was formed in 2009 to provide checks and balances for the creation of affordable housing, but the body has never heard a case.”— WBEZ

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“I recommend that people continue to push their communities to submit updated affordable housing plans.” — Gail Schechter, Illinois Housing Appeals board

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WHY? And how?

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PBS NewsHour: “How zoning can restrict, or even prevent, affordable housing” (11:30)

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“Today the effect of single-family zoning is far-reaching: it is illegal on 75 percent of the residential land in many American cities to build anything other than a detached single-family home.”

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The Zoning Reform Tracker

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C.A.V.E CITIZENS AGAINST VIRTUALLY EVERYTHING

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B.A.N.A.N.A BUILD ABSOLUTELY NOTHING ANYWHERE NEAR ANYTHING

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N.I.M.B.Y NOT IN MY BACK YARD

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Y.I.M.B.Y Yes! IN MY BACK YARD

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“That report shows Glenview, Northbrook, Kenilworth, Glencoe, Winnetka, Northfield, Wilmette, Lake Bluff, Lake Forest and Highland Park are among the 46 local governments in Illinois that have less than a 10 percent share of affordable housing, meaning they are not exempt from the law” (emphasis added).

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Why does this matter? OR DOESN’T IT?

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15.4 30 20 14.7 27.6 54.3 11.8 19.2 26.3 49.6 14.2 18.7 0 10 20 30 40 50 60 Evanston Highwood Niles Skokie % BLACK OR LATINO 2010 2019 2020

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1.9 3.9 3.4 2.5 4.1 6.8 3.3 6.5 5.6 3 3.4 7.7 4.4 5.2 5.3 4.2 5.8 8.4 0 10 20 30 40 50 60 Kenilworth Glencoe Northfield Winnetka Wilmette Glenview % BLACK OR LATINO 2010 2019 2020

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Why does this matter? OR DOESN’T IT?

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0 20 40 60 80 100 USA: Year 2010 African-American Asian/Pacific Islander Hispanic/Latino White Other WHITE 65% LATINO 16% ASIAN 5% BLACK 12% OTHER 2%

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0 20 40 60 80 100 USA: Year 2050 African-American Asian/Pacific Islander Hispanic/Latino White Other WHITE 46% LATINO 30% ASIAN 8% BLACK 12% OTHER 4%

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Southern Burlington County NAACP v. Township of Mount Laurel, 67 N.J. 151 (1975)

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Mt. Laurel I (1975) “A homogeneous community, one exhibiting almost total similarities of taste, habit, custom and behavior is culturally dead, aside from being downright boring. New and different lifestyles, habits and customs are the lifeblood of America. They are its strength its growing force. Just as diversity strengthens and enriches the country as a whole, so will it strengthen and enrich a suburban community….”