BBM Wallet BBM Tech Talk, November 23rd, 2018 

Background ● Help to increase BBM growth via social payment ● BBM as a social payment app that provides financial services ● Using DANA 

DANA ● Provides ○ In app virtual balance ○ Multiple payment services ○ Checkout pages for Shopping, Travel and Coupon ○ Enhance social experience ( DANA Kaget, Group War, Callout) ● An external financial service platform 

Team Members Past & Present (1) Rakhmat Suprie Adhitya Bawenang Burhan Doddy iOS Team 

Team Members Past & Present (2) Aldi Chandra Zhuodong Chau Android Team 

Team Members Past & Present (3) Ferdy Fika Reza Ildo TE & PM Team 

Team Members Past & Present (4) DANA and Alipay team 

Who are available to use DANA services ? 1. Register BBM with Indonesian Phone Number 2. Register BBM with email and register DANA with Indonesian Phone Number 3. Need ID Card for KYC (Know Your Customer) 

What is KYC? ● A process of a business verifying the identity of its clients and assessing potential risks of illegal intentions for the business relationship. ● In accordance with “Peraturan BI Nomor : 3/10/PBI/2001” ● Need a screenshot of Indonesian ID Card (KTP) to be sent to verify the identity of the user. 

Roadmap ● DANA Banner in Discover Tab ● Cashier Flow ● Send Money ● Request Money ( Suspended until R20 ) ● Lucky Money ● Dana Services in Discover ● Merge Registration ● Arisan 

Cashier Flow BBM 

Send Money 

Discover Tab Evolution 

Current Stats Registered User 860K Premium User 54K Avg Daily Kirim DANA (Send Money) trx 138 trx/day Avg Daily DANA Kaget (Lucky Money) trx 233 trx/day 5 out of 6 users think DANA in BBM is useful and game changing! 

Challenges 1. Communication 2. Delivering Build 3. Integrating SDK 4. Black box in DANA SDK 5. Interruptions from DANA or Alipay side 

Are we handling it ? 1. Use Dingtalk and Jira for communication. 2. Make a new flow to handle delivery of builds to DANA and Alipay. 3. Make a new flow to handle integrating the SDK. 4. Invite DANA Team to our office to make communication easier. 5. Make bug report description template. 6. Make Alipay & Dana Team Logs to helping investigate the crash. 

Anything Interesting? ● Learn new stuffs ● Use new tools ● Improve debugging skill 

Release Plan Wallet 16.5 ● Discover entry point UI improvement ● Pop Up page take over for DANA promo ● Discover banner ● Badge notifier for new feature in chat attachment panel 14 ● DANA kaget (Lucky Money) in MPC turned off (prerequisite work for GGB) 13 ● Capability to send money in 1:1 chat ● Identity verification to upgrade account ● Notification service (backend) ● Synchronous promo API Mar Apr May Jun July 15 ● Lucky Money [DANA Kaget] in GGB ● Deeplink for internal ads ● [DANA] Pocket 16 ● Lucky Money in GGB bug fixes P2P sharing & KYC Conversion rate Conversion rate Conversion rate, # of registered user Performance Conversion rate, # of registered user Group sharing prerequisite work Group sharing 1 Lucky Money Bug Fix DANA Tab Stage 1 * Feature might not be complete/usable at the time, so it will be multiple release ** Stretch 

Release Plan Wallet 18 ● Merge DANA BBM registration ● Support Family War Quiz ● Support Call out integration w/ DANA ● KYC Entry Point in banner 17 ● DANA Tab and QR Code offline payment ● Auto subscribe user to DANA official channel (Done?) ● TixID entry point in DANA Discover Tab as banner 19 ● Native Send Money + Entry in DANA Tab & chat *moved to R20 20 QR Code Payment, DANA Tab stage 2 # of registered user, Conversion rate # of registered user, Conversion rate # of registered user, Conversion rate # of registered user, Conversion rate DANA BBM Merge Registration, Call out billing Send Money entry point in Discover Tab * Feature might not be complete/usable at the time, so it will be multiple release ** Stretch ● Native send money + Entry point in Dana Tab & Chat ● 1:1 Request Money Send Money Native & Request Money 

Thank you...