© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. 1 Financial Services Intelligent Products ۚ༥ྖҬʹ͓͚ΔΠϯςϦδΣϯτϓϩμΫτͱ͸ʁ

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. Intelligent products offer an ecosystem of integrated capabilities working together to continuously create more powerful, meaningful, and performant products over time and at scale. *OUFMMJHFOU1SPEVDUTɿ ΑΓڧྗ׌ͭ༗ҙٛʹɺύϑΥʔϚϯεͷߴ͍੡඼Λ ௕ظతˍେن໛ʹܧଓతʹੜΈग़ͨ͢Ίʹɺ ࿈ܞɾ౷߹͞ΕͨػೳΤίγεςϜ

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. Products ≠ Intelligent Products PRODUCTS w ϧʔϧϕʔεͷϩδοΫͱܭࢉ w ݶఆతͳύʔιφϥΠζ w ϓϩάϥϜ͞Εͨ͜ͱͷΈΛ࣮ߦ͢Δ w ಛఆϓϩηεͷϚοϐϯά w ݪҼͱ݁Ռͷؔ܎ w ఏڙՁ஋ʢମݧʣ͸ઃܭ͞ΕͨػೳͷΈ w ಠࣗϥʔχϯάϩδοΫͱແݶͷܭࢉ w ਂ͍ύʔιφϥΠθʔγϣϯ w ؀ڥͱϢʔβʔ͔ΒֶͿ w ৽͍͠ϓϩηε΍ޮ཰ੑΛఏڙ͢Δ w దԠతͳؔ܎ w ఏڙՁ஋ʢମݧʣ޲্ͷͨΊͷࣗಈԽ Intelligent Products

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. I. Technology III. Experiences II. Intelligence IV. Operations I. II. IV. III. ݱࡏ͓ΑͼকདྷͷχʔζΛαϙʔτ͢ΔͨΊ ʹઃܭ͞ΕͨϨϕϧΞοϓͨ͠γεςϜ͓Α ͼΫϥ΢υωΠςΟϒΠϯϑϥ ࠷΋ద੾ͳମݧΛܾఆɾఏڙ͢ΔͨΊͷɺ ػցֶशϞσϧ΍༧ଌ෼ੳʹΑͬͯॲཧ͞ Εͨσʔλٴͼ࢓૊Έ ϢʔβʔΛت͹ͤΔͨΊʹඞཁͳମݧ͕Կ͔ Λཧղ͠ɺܭը͠ɺఏڙ͢Δ͜ͱΛҙਤͯ͠ ઃܭ͞Εͨ੡඼ σδλϧϓϩμΫτʢαʔϏεʣΛਝ଎ ͔ͭγʔϜϨεʹఏڙ͠ɺͦͷաఔͰܧ ଓతͳΞοϓσʔτΛ࣮ߦͰ͖ΔνʔϜ ମ੍ͱΦϖϨʔγϣϯϞσϧ The Four connected elements of Intelligent Products

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. ۚ༥αʔϏεΛେ͖͘มֵ͢Δػցֶशɾ"*ɾࣗಈԽ *OUFMMJHFOUQSPEVDUT͸ɺۚ༥اۀͷΠϊϕʔγϣϯΛଅਐ͢ΔͨΊʹɺҎԼͷ՝୊ղܾΛαϙʔτʹ͠·͢ɻ • ࣍ੈ୅αʔϏε։ൃͷΞδϦςΟΛߴΊΔ • ෆਖ਼ݕ஌ͷࣗಈԽ • ৴༻ϦεΫ؅ཧͷ࣮ݱ • ސ٬ମݧͷύʔιφϥΠζ • มԽ͢Δن੍ાஔ΁ίϯϓϥΠΞϯεΛҡ࣋ • ख࡞ۀ͕ଟ͍ϓϩηεΛഉআ • σϡʔσϦδΣϯεɺॅ୐ϩʔϯਃ੥৹ࠪͳͲͷͨΊͷυΩϡϝϯτΛਝ଎ʹॲཧɺ෼ੳ͠ɺॏཁͳ৘ใΛಘΔ Intelligent Products

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. ۜߦ಺ͷσδλϧֵ৽Λଅਐ͠ɺັྗతͳސ٬ମݧɺۀ຿ͷ߹ཧԽɺ࠷৽੡඼ͷ ߏஙɺσʔλιʔεશମʹΘͨΔ࣮༻తͳΠϯαΠτͷఏڙ·Ͱ໾ཱͪ·͢ɻ w ΞΧ΢ϯτ؅ཧۀ຿ w ΫϨδοτΧʔυɾϩʔϯ৹ࠪ w ੜ֔Ձ஋ʢϥΠϑλΠϜόϦϡʔʣͷ༧ଌ w ސ٬ମݧͷύʔιφϥΠζ w ۀ຿ޮ཰Խ 34% Ϧʔμʔ͕σʔλυϦϒϯ ܕҙࢥܾఆͷͨΊʹ༧ଌ෼ ੳΛར༻͍ͯ͠Δ 33% .-͸ސ٬ମݧͷ޲্ʹͭͳ ͕Δͱओு 37% ۀ຿ޮ཰ͷ޲্Λ"*׆༻ ͷϝϦοτͱߟ͑Δ 62% ΦϯϥΠϯˍϞόΠϧମݧʹຬ଍Ͱ͖ ͳ͍৔߹ɺۜߦΛมߋ͢Δͱճ౴ $70B "*ʹΑΔΦϑΟεۀ຿ͷࣗಈԽʹΑ Γɺ೥·Ͱʹ๺ถͷۜߦͰԯ υϧͷίετ࡟ݮ͕ظ଴͞ΕΔ Intelligent products in Banking

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. ސ٬ࣄྫ'&%&3"-)0.&-0"/#"/,$)*$"(0 An intelligent upgrade for the bank of banks. © SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. 5IF'FEFSBM)PNF-PBO#BOLPG$IJDBHP͸೥ʹถࠃٞձʹΑͬͯઃཱ͞Εͨͷ࿈ ๜ॅ୐ି෇ۜߦͷͻͱͭͰɺॅ୐औಘΛଅਐ͢Δ͜ͱΛ໨తͱ͍ͯ͠·͢ɻ4MBMPN͸ɺϩʔϯॲ ཧͷࣗಈԽɺηΩϡϦςΟͷ޲্ɺखؒͷ͔͔Δ಺෦ϓϩηεͷ߹ཧԽΛ࣮ݱ͢Δ৽͍ࠪ͠ఆϓ ϥοτϑΥʔϜΛڞಉͰ։ൃ͠·ͨ͠ɻ w "84ͷ8FMM"SDIJUFDUFEϑϨʔϜϫʔΫ w ϩʔϯࠪఆϓϥοτϑΥʔϜͷ࠶ߏங w ձһ޲͚F#BOLJOHϙʔλϧͷ࡮৽ w ΞϓϦέʔγϣϯ։ൃ ϦϦʔεޙͷӦۀॳ೔ʹ͸ɺ೔Ͱ਺ेԯԁͷϩʔϯऔҾΛॲཧ͢ΔೳྗΛඋ͑·ͨ͠ɻ https://www.slalom.com/case-studies/fhlbankchicago • Loan underwriting platform rebuild • Member eBanking portal modernization • Solution architecture design • User research and experience design • Application development • Testing automation • Terraform to provision AWS infrastructure • AWS Well-Architected Framework 4MBMPNʛαϙʔτ಺༰ ৄࡉͳސ٬ετʔϦʔɿ

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. Intelligent products in Payments ܾࡁαʔϏεϓϩόΠμʔ͕༏Εͨސ٬ମݧΛఏڙ͠ɺ ઓུతΠχγΞςΟϒɺ੡඼։ൃɺόϦϡʔνΣʔϯͷ࠷దԽɺ ϓϥοτϑΥʔϜͷϞμφΠζΛ͞Βʹਪਐ͢Δࣄʹ໾ཱͪ·͢ɻ w λʔήοτίϛϡχέʔγϣϯ w ෆਖ਼ߦҝͷݕग़ w ϢʔβʔϓϩμΫτͷΤϯήʔδϝϯτʢ"#ςετʣ w γʔϜϨεͳ੡඼౷߹ 59% ύʔιφϥΠθʔγϣϯΛମݧͨ͠ਓͷ͕ɺ ߪങͷҙࢥܾఆʹӨڹΛ༩͑ͨͱճ౴ 70% "*ʹΑͬͯෆਖ਼Λࣄલʹ્ࢭ͢Δೳྗ͕޲্ͨ͠ͱճ౴ 80% ܁Γฦ͠ߦΘΕΔ࡞ۀϓϩηεͷ͸ɺ31"ͰࣗಈԽͰ͖Δ

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. : BEEM An intelligent in Payments for personal © SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. #FFN͸ɺΦʔετϥϦΞͰສਓҎ্ʹར༻͞Ε͍ͯΔσδλϧܾࡁιϦϡʔγϣϯͰ͢ɻ#FFN ͸ɺ4MBMPN#VJMEͱఏܞ͠ɺ͋ΒΏΔൢചళͷ104ͱ౷߹Մೳͳߴ଎Ͱ҆શͳܾࡁϓϥοτϑΥʔϜͷ ߏஙΛࢧԉ͠·ͨ͠ɻ͜ͷֵ৽తͳΞϓϦ͸ɺՃໍళͰ23ίʔυΛ࢖༻͠ɺ4,6ϨϕϧͷσʔλΛϩΠ ϠϧςΟϓϩάϥϜɺΪϑτΧʔυɺෳ਺ͷܾࡁΧʔυͱ઀ଓ͠·͢ɻ ࢲͨͪ͸ɺߴՄ༻ੑͱ֦ுੑΛඋ͑ͨ؀ڥͰɺՃໍళͱফඅऀͷͨΊͷ҆શͳ1$*%44४ڌͷऔҾϝΧ χζϜΛඋ͑ͨ"84αʔόʔϨεελοΫ্ͷΞϓϦέʔγϣϯͰ͋ΔF23ΛҰॹʹߏங͠·ͨ͠ɻ w ೥ؒ਺ेԯͷτϥϯβΫγϣϯΛॲཧ w ඵ͋ͨΓͷτϥϯβΫγϣϯ਺ʢ514ʣΛୡ੒ w -BNCEB1Ԡ౴଎౓ɿNT w ࢖༻ϕʔεͷ૯ॴ༗ίετʢ5$0ʣ͕૿Ճ͢ΔͷΈ ͦͯ͠ɺͦͷ͢΂ͯΛɺγʔϜϨεͰ҆શɺεϚʔτͳ౷߹σδλϧମݧͰ࣮ݱ͠·͢ɻ https://www.slalombuild.com/our-work/beem • Modern Application Development • Cloud Architecture • AWS Serverless Implementation • High-Performing Orchestration Engine • Cloud Development • Solution Ownership • Capability Development • Quality Engineering 4MBMPNʛαϙʔτ಺༰ ৄࡉͳސ٬ετʔϦʔɿ

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. "*͸͕ࣗࣾΑΓਖ਼֬ͳϞσ ϧΛੜΈग़͢ͷʹ໾ཱͭͱ ճ౴ ϑΝΠφϯγϟϧΞυόΠβʔͱͦͷސ٬ͷͨΊͷ࣍ੈ୅ϓϥοτ ϑΥʔϜͱମݧΛڧԽ͠ɺ࣍ͷҰखͷͨΊͷ࠷ળͷࢪࡦ΍ސ٬த৺ ͷϓϩηεΛՄೳʹ͠ɺΞυόΠβʔͱͷର࿩Λ޲্ͤ͞·͢ɻ w ϦεΫϚωδϝϯτͷࣗಈԽ w ݸਓ޲͚ࢿ࢈ӡ༻ w ΠϯςϦδΣϯτͳμογϡϘʔυͱϓϥοτϑΥʔϜ΁࡮৽ w ηϧϑαʔϏεܕϙʔτϑΥϦΦ؅ཧ 42% 67% ސ٬͕ηϧϑαʔϏε Λ޷Ήͱճ౴ 2030 ೥·Ͱʹɺۜߦͱࢿ࢈ӡ༻ ձࣾ͸"*ٕज़ΛऔΓೖΕΔ͜ͱͰ ஹυϧΛઅ໿͢Δ͜ͱ͕Ͱ͖Δ MIN. ࣗಈԽʹΑΓɺ৴༻ௐࠪΛ਺࣌ ؒ਺೔Ͱ͸ͳ͘ɺ਺෼Ͱߦ͏͜ ͱ͕ՄೳʹͳΔ Intelligent products in Capital Markets

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. 8FBMUI.BOBHFS΍ػؔ౤ࢿՈ޲͚ͷιϦϡʔγϣϯͰ஌ΒΕΔμΠϨΫτΠϯσοΫεϓϩ όΠμʔͷେखاۀ͸ɺࣗࣾαΠτͷύϑΥʔϚϯε௿Լʹؾ͖ͮɺ࠷৽ͷΫϥ΢υϓϥοτ ϑΥʔϜͰσδλϧମݧΛϦϒϥϯσΟϯά͠ɺύʔιφϥΠζͨ͠Ձ஋ఏڙΛඞཁͱ͍ͯ͠ ·ͨ͠ɻ 4MBMPN#VJME͸ɺ4JUFDPSF&YQFSJFODF1MBUGPSN 91 ͱ&YQFSJFODF"DDFMFSBUPS 49" Λ .JDSPTPGU"[VSF্ʹల։͠ɺಉࣾͱڞಉͰσδλϧମݧͷ࠶ઃܭͱύʔιφϥΠζԽΛߦ͍ ·ͨ͠ɻ·ͨɺજࡏతͳސ٬ʹΠϯαΠτͱ෼ੳΛఏڙ͢ΔͨΊʹɺΦϦδφϧͷ౤ࢿπʔϧ Λ։ൃ͠·ͨ͠ɻ͜ͷมֵʹΑΓɺಉࣾ͸ސ٬ʹؔ࿈͢Δπʔϧ΍ίϯςϯπΛఏڙ͠ɺαΠ τͷӡ༻Λޮ཰Խ͢Δ͜ͱͰɺશମͷΤϯήʔδϝϯτͱηʔϧεϦʔυΛେ෯ʹ޲্ͤ͞Δ ͜ͱ͕Ͱ͖·ͨ͠ɻ Personalizing the investment experience. : LEADING DIRECT INDEXING PROVIDER

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. Intelligent products in Insurance ۀք͸ʮݕ஌ɾमཧʯ͔Βʮ༧ଌɾ༧๷ʯ΁ͱҠߦ͍ͯ͠·͢ɻ ੜ࢈ੑͷ޲্ɺҙࢥܾఆͷਝ଎ԽɺίϯϓϥΠΞϯεͷࣗಈԽɺ ίετ࡟ݮɺΧελϚʔΤΫεϖϦΤϯεͷ޲্͸ϚετͰ͢ɻ w ίϯϓϥΠΞϯεͷࣗಈԽ w ෆਖ਼ݕ஌ͷࣗಈԽ w ղ໿ϦεΫ༧ଌɺอݥۚࢧ෷͍༧ଌ w ύʔιφϥΠζυɾϦεΫɾϓϥΠγϯάʗอݥ਺ཧ w γʔϜϨεͳ੡඼౷߹ 40% 75% 79% "*ͷಋೖʹΑΓɺ೥·Ͱʹอݥϓϩηεͷੜ࢈ੑΛߴΊɺ ӡ༻ίετΛ࠷େˋ࡟ݮ͕ظ଴͞ΕΔ ػցֶशʢ.-ʣʹΑΔอݥۚෆਖ਼੥ٻͷݕग़ਫ਼౓͕ʹ౸ୡ ͷফඅऀ͕ɺอݥͱͷ΍ΓͱΓʹσδλϧνϟωϧΛར༻͢Δͱճ౴

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. : NEXSYS TECHNOLOGIES Unlocking speed in the mortgage industry. © SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. 2VJDLFO-PBOTͷ࢞ຓձࣾͰ͋Δ/FYTZT5FDIOPMPHJFT͸ɺॅ୐ϩʔϯͷక݁ʹ͔͔Δ࣌ؒΛ୹ॖ͢Δ ͨΊɺϓϩηεͷ͋Δཁૉɺͭ·Γॅ୐ॴ༗ऀอݥͷ֬ೝʹண໨͠·ͨ͠ɻ 4MBMPN#VJMEͱఏܞ͠ɺ/FYTZT$MFBS)0*Λ։ൃ͠·ͨ͠ɻϋΠϦεΫͰखؒͷ͔͔ΔखಈϓϩηεΛ ഉআ͠ɺ߹ཧԽ͞ΕͨࣗಈԽ͞Εͨ)0*ݕূΛ௨ͯ͡ॅ୐ϩʔϯି͠खͱอݥձࣾΛ݁ͼɺ೔͔͔ؒΔ ͜ͱ͕ଟ͔ͬͨϓϩηεΛΘ͔ͣ෼ʹ୹ॖ͠·ͨ͠ɻ อݥ୅ཧళɿϦΫΤετΛࣗಈԽ͢Δ͜ͱͰɺ୅ཧళ͸ຊདྷͷൢചۀ຿ʹूத͢Δ͜ͱ͕Ͱ͖·͢ɻ ۚ༥ػؔɿखಈσʔλೖྗʹΑΔΤϥʔΛഉআ͠·͢ɻ ॅ୐ͷങ͍खͱചΓख޲͚ɻॠ࣌ͷ֬ೝͰɺΫϩʔδϯάΛεϐʔυΞοϓɻ

© SLALOM. ALL RIGHTS RESERVED. PROPRIETARY AND CONFIDENTIAL. Let’s _build better future, together ;D