LINE Pay - New Features of LINE Pay

by LINE Developers Taiwan

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New Features of LINE Pay > Webber / LINE Pay Development

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Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain

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Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain

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Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain

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Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain

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Global Cross Border Payment Alliance

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Cross Border Payment Alliance SINGAPORE THAILAND KOREA MALAYSIA THE UNITED STATES COLOMBIA MEXICO INDONESIA JAPAN TAIWAN SPAIN TURKEY

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Blockchain P2P Transaction Partner User LINE Pay Merchant

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Gateway To Gateway B2B Transaction and Settlement Merchant Merchant LINE Pay Gateway Partner Gateway User User

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Cross Border Payment Alliance LINE Pay TW 7 Million LINE Pay TW Payment Alliance 78 Million

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Batch Processing Limits of handling mass traffic Settle DB OLTP DB Transaction Clone Batch Settle Batch Aggregation

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Realtime Processing Transaction NoSQL Settle DB Settle Batch Aggregation Event Sourcing OLTP DB Retry Batch

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Local LINE Pay App

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LINE Pay App Enhance offline payment of UX

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App2App LINE Pay App / LINE App

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authentication authorization App2App App2App / LINE Pay App / LINE App

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Open Banking Third Party Providers / Account Servicing Payment Service Providers TPP ASPSP authentication authorization

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The First Step Customer Authentication Financial-grade API (FAPI) OAuth 2.0 OpenID Connect (OIDC)

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Open Banking Open Banking project in Taiwan Account API Payment API Open Banking Product API

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Partner LINE Pay API v3

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LINE Pay APIs Overview / Online version LINE Pay Offline API Refund API Payment Details API Confirm API Authentication Request API

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Migration Authentication Header Version 2 Version 3 Description X-LINE-ChannelId No Change X-LINE-ChannelSecret N/A Delete X-LINE-Authorization-Nonce N/A New X-LINE-Authorization N/A New

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Migration Request API Version 2 Version 3 Description amount amount No Change currency currency No Change orderId orderId No Change productName packages[].products[].name Single Multiple productImageUrl packages[].products[].imageUrl Single Multiple

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API Authentication Header > Channel Secret + URI + Query String + nonce > Signature = • Base64(HMAC-SHA256(ChannelSecret, (ChannelSecret + URL Path + Query String + nonce)) HTTP Method: GET HTTP Method POST > Channel Secret + URI + Request Body + nonce > Signature = • Base64(HMAC-SHA254(ChannelSecret, (ChannelSecret + URL Path + Request Body + nonce)) Hmac Signature > Algorithm: HMAC-SHA256 > Key: Channel Secret

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Item Description packages[].id New packages[].amount New packages[].name New packages[].products[].name Single Multiple packages[].products[].imageUrl Single Multiple Request API POST /v3/payments/request Item Description amount No Change currency No Change orderId No Change

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General Payment POST /v3/payments/request { "amount" : 100, "currency" : “TWD", "orderId" : "MKSI_S_20180904_1000001", "packages" : [ { "id" : "1", "amount": 100, "products" : [ { "id" : "PEN-B-001", "name" : "Pen Brown", "imageUrl" : "https://pay-store.line.com/images/pen_brown.jpg", "quantity" : 2, "price" : 50 } ] } ], "redirectUrls" : { "confirmUrl" : "https://pay-store.line.com/order/payment/authorize", "cancelUrl" : "https://pay-store.line.com/order/payment/cancel" } }

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Payment Flow Merchant / LINE Pay / User All Complete the payment Merchant Confirm the payment LINE Pay Reserve a transaction LINE Pay Confirm the payment LINE Pay User Confirm the payment Merchant Request a payment POST /v3/payments/2019120412345678910/confirm https://pay-store.line.com/order/payment/authorize?transactionId=2019120412345678910

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Payment Flow User / LINE Pay / Merchant All Complete the payment Merchant Confirm the payment LINE Pay Reserve a transaction LINE Pay Confirm the payment LINE Pay User Confirm the payment Merchant Request a payment

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Authentication Request API LINE Pay Offline API LINE Pay APIs Overview Refund API Payment Details API Confirm API

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LINE Pay API Offline version { "returnCode": "0000", "returnMessage": "success", "info": { "transactoinId": "2019010112345678910", "transactionDate": "2019-01-01T01:01:00Z", "orderId": "test_order_1", "payInfo": [ { "method": "CREDIT_CARD", "amount": 100 } ], "balance": 0, "merchantReference": { "affiliateCards": [ { "cardType": "MOBILE_CARRIER", "cardId": "/RRJFVKQ" } ] } } }

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New Features of LINE Pay > Sabrina / LINE Pay Service Planning

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LINE Pay Offline APIs Membership Mobile Carrier AffiliateCard

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Digital Wallet Let Digital Wallet replace real Wallet

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What Is in Your Wallet Cash Credit Card Coupon Voucher Invoice Membership

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Replace Wallet With LINE Pay Cash Credit Card Coupon Voucher Invoice Membership

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Collect Membership Card into wallet My Card

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My Card Service Concept Card Listing Select Card Adding in Card Wallet Binding / Registrate Start to Use

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LINE Pay Card List My Card Membership My Card Card holder function for membership JP Demo  TW may modified

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Adapt Various Membership Function My Card Mileage Prepaid Membership Point JP Demo  TW may modified

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My Card Service Concept Card Listing Select Card Adding in Card Wallet Binding / Registrate Start to Use Merchant

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Transaction Flow Evolution Membership Mobile Carrier Code Transaction One time transaction with LINE Pay Coupon

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Benefit of Binding With LINE Pay Check out Efficient Data Integrate Reward Connect

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Key Take Away Global / Local / Partner Local App2App Partner LINE Pay API Global Event Sourcing