LINE Pay - New Features of LINE Pay

by Webber Su @LINE TECHPULSE 2019 https://techpulse.line.me/

Transcript

2. New Features of LINE Pay > Webber / LINE Pay Development
3. Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain
4. Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain
5. Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain
6. Overview LINE Pay API v3 Local Open Banking LINE Pay App Cross Border Payment Alliance Partner Membership Global Blockchain
7. Global Cross Border Payment Alliance
8. Cross Border Payment Alliance SINGAPORE THAILAND KOREA MALAYSIA THE UNITED STATES COLOMBIA MEXICO INDONESIA JAPAN TAIWAN SPAIN TURKEY
9. Blockchain P2P Transaction Partner User LINE Pay Merchant
10. Gateway To Gateway B2B Transaction and Settlement Merchant Merchant LINE Pay Gateway Partner Gateway User User
11. Cross Border Payment Alliance LINE Pay TW 7 Million LINE Pay TW Payment Alliance 78 Million
12. Batch Processing Limits of handling mass traffic Settle DB OLTP DB Transaction Clone Batch Settle Batch Aggregation
13. Realtime Processing Transaction NoSQL Settle DB Settle Batch Aggregation Event Sourcing OLTP DB Retry Batch
14. Local LINE Pay App
15. LINE Pay App Enhance offline payment of UX
16. App2App LINE Pay App / LINE App
17. authentication authorization App2App App2App / LINE Pay App / LINE App
18. Open Banking Third Party Providers / Account Servicing Payment Service Providers TPP ASPSP authentication authorization
19. The First Step Customer Authentication Financial-grade API (FAPI) OAuth 2.0 OpenID Connect (OIDC)
20. Open Banking Open Banking project in Taiwan Account API Payment API Open Banking Product API
21. Partner LINE Pay API v3
22. LINE Pay APIs Overview / Online version LINE Pay Offline API Refund API Payment Details API Confirm API Authentication Request API
23. Migration Authentication Header Version 2 Version 3 Description X-LINE-ChannelId No Change X-LINE-ChannelSecret N/A Delete X-LINE-Authorization-Nonce N/A New X-LINE-Authorization N/A New
24. Migration Request API Version 2 Version 3 Description amount amount No Change currency currency No Change orderId orderId No Change productName packages[].products[].name Single Multiple productImageUrl packages[].products[].imageUrl Single Multiple
25. API Authentication Header > Channel Secret + URI + Query String + nonce > Signature = • Base64(HMAC-SHA256(ChannelSecret, (ChannelSecret + URL Path + Query String + nonce)) HTTP Method: GET HTTP Method POST > Channel Secret + URI + Request Body + nonce > Signature = • Base64(HMAC-SHA254(ChannelSecret, (ChannelSecret + URL Path + Request Body + nonce)) Hmac Signature > Algorithm: HMAC-SHA256 > Key: Channel Secret
26. Payment Flow Merchant / LINE Pay / User All Complete the payment Merchant Confirm the payment LINE Pay Reserve a transaction LINE Pay Confirm the payment LINE Pay User Confirm the payment Merchant Request a payment
27. Payment Flow Merchant / LINE Pay / User All Complete the payment Merchant Confirm the payment LINE Pay Reserve a transaction LINE Pay Confirm the payment LINE Pay User Confirm the payment Merchant Request a payment
28. Item Description packages[].id New packages[].amount New packages[].name New packages[].products[].name Single Multiple packages[].products[].imageUrl Single Multiple Request API POST /v3/payments/request Item Description amount No Change currency No Change orderId No Change
29. General Payment POST /v3/payments/request { "amount" : 100, "currency" : “TWD", "orderId" : "MKSI_S_20180904_1000001", "packages" : [ { "id" : "1", "amount": 100, "products" : [ { "id" : "PEN-B-001", "name" : "Pen Brown", "imageUrl" : "https://pay-store.line.com/images/pen_brown.jpg", "quantity" : 2, "price" : 50 } ] } ], "redirectUrls" : { "confirmUrl" : "https://pay-store.line.com/order/payment/authorize", "cancelUrl" : "https://pay-store.line.com/order/payment/cancel" } }
30. Payment Flow Merchant / LINE Pay / User All Complete the payment Merchant Confirm the payment LINE Pay Reserve a transaction LINE Pay Confirm the payment LINE Pay User Confirm the payment Merchant Request a payment POST /v3/payments/2019120412345678910/confirm https://pay-store.line.com/order/payment/authorize?transactionId=2019120412345678910
31. Payment Flow User / LINE Pay / Merchant All Complete the payment Merchant Confirm the payment LINE Pay Reserve a transaction LINE Pay Confirm the payment LINE Pay User Confirm the payment Merchant Request a payment
32. Authentication Request API LINE Pay Offline API LINE Pay APIs Overview Refund API Payment Details API Confirm API
33. LINE Pay API Offline version { "returnCode": "0000", "returnMessage": "success", "info": { "transactoinId": "2019010112345678910", "transactionDate": "2019-01-01T01:01:00Z", "orderId": "test_order_1", "payInfo": [ { "method": "CREDIT_CARD", "amount": 100 } ], "balance": 0, "merchantReference": { "affiliateCards": [ { "cardType": "MOBILE_CARRIER", "cardId": "/RRJFVKQ" } ] } } }
34. New Features of LINE Pay > Sabrina / LINE Pay Service Planning
35. LINE Pay Offline APIs Membership Mobile Carrier AffiliateCard
36. Digital Wallet Let Digital Wallet replace real Wallet
37. What Is in Your Wallet Cash Credit Card Coupon Voucher Invoice Membership
38. Replace Wallet With LINE Pay Cash Credit Card Coupon Voucher Invoice Membership
39. Collect Membership Card into wallet My Card
40. My Card Service Concept Card Listing Select Card Adding in Card Wallet Binding / Registrate Start to Use
41. LINE Pay Card List My Card Membership My Card Card holder function for membership JP Demo
 TW may modified
42. Adapt Various Membership Function My Card Mileage Prepaid Membership Point JP Demo
 TW may modified
43. My Card Service Concept Card Listing Select Card Adding in Card Wallet Binding / Registrate Start to Use Merchant
44. Transaction Flow Evolution Membership Mobile Carrier Code Transaction One time transaction with LINE Pay Coupon
45. Benefit of Binding With LINE Pay Check out Efficient Data Integrate Reward Connect
46. Key Take Away Global / Local / Partner Local App2App Partner LINE Pay API Global Event Sourcing
47. Bring Partner Into Global Partner Users Local Partner Users Global
48. Thank You