THE MEMORANDUM MAY CONTAIN MATERIAL NON-PUBLIC INFORMATION ABOUT VZL, LLC (“HangTrend” OR THE “COMPANY”). BY RECEIPT F SUCH MEMORANDUM, EACH RECIPIENT ACKNOWLEDGES THAT IT IS AWARE AND THAT ITS AGENTS, EMPLOYEES AND REPRESENTATIVES WHO ARE APPRISED OF THIS MATTER HAVE BEEN ADVISED THAT THE UNITED STATES SECURITIES LAWS PROHIBIT ANY PERSON OR ENTITY IN POSSESSION OF MATERIAL NONPUBLIC INFORMATION ABOUT A COMPANY OR ITS AFFILIATES FROM PURCHASING OR SELLING SECURITIES OF SUCH COMPANY OR SUCH AFFILIATES OR FROM COMMUNICATING SUCH INFORMATION TO ANY OTHER PERSON UNDER CIRCUMSTANCES IN WHICH IT IS REASONABLY FORESEEABLE THAT SUCH PERSON IS LIKELY TO PURCHASE OR SELL SUCH SECURITIES WITH THE BENEFIT OF SUCH INFORMATION. HIGHLY CONFIDENTIAL AND PRIVILEGED INFORMATION The information contained in the attached material and any related appendices (“Information”) is being furnished on a confidential basis. The Information contained herein has been provided by a number of sources, including the management of HangTrend, LLC, and its counsel and advisors. While the Information contained herein is believed to be reliable, no representation or warranty is made by HangTrend, LLC or any of its affiliates. By receipt of this Information, the recipient agrees that HangTrend shall have no liability for any misstatement or omission of fact or for any opinion expressed herein. BY RECEIPT OF THE ATTACHED MATERIAL, THE RECIPIENT AGREES THAT THE INFORMATION CONTAINED HEREIN WILL BE KEPT CONFIDENTIAL AND SHALL NOT, WITHOUT PRIOR WRITTEN CONSENT FROM HangTrend, BE DISCLOSED BY THE RECIPIENT IN ANY MANNER WHATSOEVER, IN WHOLE OR IN PART, AND SHALL NOT BE USED OTHER THAN IN CONNECTION WITH THE COMPANY DESCRIBED HEREIN. The recipient shall be responsible for any breach of this confidentiality undertaking by its agents, employees or representatives. Moreover, the recipient shall agree to transmit the Information only to its agents, employees and representatives who need to know the Information for the purpose of evaluating the Company who are informed of the confidential nature of the Information and who agree to maintain its confidentiality. Should the recipient decline to acquire an interest in the referenced bridge-loan transaction, it shall return all materials supplied to it as soon as possible and, in any event, shall continue to maintain in confidence any information memoranda or similar materials prepared by or for the benefit of the recipient. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN, THE ATTACHED MATERIAL SHALL NOT BE PHOTOCOPIED, REPRODUCED, OR DISTRIBUTED TO OTHERS AT ANY TIME WITHOUT PRIOR CONSENT OF VZL, LLC.