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Strategic Considerations: Open Banking & API Ecosystems

Irina Tsyganok
November 20, 2018
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Strategic Considerations: Open Banking & API Ecosystems

Irina Tsyganok

November 20, 2018
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  1. Strategic Considerations: Open Banking
    & API Ecosystems
    Irina Tsyganok,
    Open Banking Engineering Lead
    Lloyd’s Banking Group

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  2. “How can we give our customers the best service?”
    “How can we reduce friction during on-boarding?”
    User Experience

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  3. Simple Customer-focused Standards-based

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  4. Insights
    Gradual exposure allowed us to
    streamline our processes, build
    relationships and better
    understand our customers.

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  5. Product
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API

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  6. Scale
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    API
    API API API

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  7. Customer Profiles
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API

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  8. Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    Customer Profiles

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  9. Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    Customer Profiles

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  10. Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    The Law of Conservation of Complexity
    “Every application must have an
    inherent amount of irreducible
    complexity. The only question is who
    will have to deal with it.”
    - Larry Tesler.

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  11. Engineering
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    Automation
    Performance
    Elastic Infrastructure

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  12. “I remember the difficulty we had in
    the beginning replacing magnetic
    cores in memories and eventually we
    had both cost and performance
    advantages. But it wasn't at all clear
    in the beginning.
    - Gordon Moore.
    Moore’s Law

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  13. Personal Data Bank of the Future

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  14. Thank You
    linkedin.com/in/irina-tsyganok
    @irinatsyganok
    [email protected]

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