Upgrade to Pro — share decks privately, control downloads, hide ads and more …

Strategic Considerations: Open Banking & API Ecosystems

Irina Tsyganok
November 20, 2018
39

Strategic Considerations: Open Banking & API Ecosystems

Irina Tsyganok

November 20, 2018
Tweet

Transcript

  1. Strategic Considerations: Open Banking
    & API Ecosystems
    Irina Tsyganok,
    Open Banking Engineering Lead
    Lloyd’s Banking Group

    View Slide

  2. “How can we give our customers the best service?”
    “How can we reduce friction during on-boarding?”
    User Experience

    View Slide

  3. Simple Customer-focused Standards-based

    View Slide

  4. Buddies

    View Slide

  5. Insights
    Gradual exposure allowed us to
    streamline our processes, build
    relationships and better
    understand our customers.

    View Slide

  6. Product
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API

    View Slide

  7. Scale
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    API
    API API API

    View Slide

  8. Customer Profiles
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API

    View Slide

  9. Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    Customer Profiles

    View Slide

  10. Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    Customer Profiles

    View Slide

  11. Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    The Law of Conservation of Complexity
    “Every application must have an
    inherent amount of irreducible
    complexity. The only question is who
    will have to deal with it.”
    - Larry Tesler.

    View Slide

  12. Engineering
    Infrastructure
    Developer portal
    TPP TPP
    TPP
    API API
    API
    API
    Automation
    Performance
    Elastic Infrastructure

    View Slide

  13. “I remember the difficulty we had in
    the beginning replacing magnetic
    cores in memories and eventually we
    had both cost and performance
    advantages. But it wasn't at all clear
    in the beginning.
    - Gordon Moore.
    Moore’s Law

    View Slide

  14. Personal Data Bank of the Future

    View Slide

  15. Thank You
    linkedin.com/in/irina-tsyganok
    @irinatsyganok
    [email protected]

    View Slide