Richard Routie

Richard Routie is a former financial advisor and wealth manager with more than eighteen years of experience in financial services, retirement planning, and investment management. Throughout his career, he advised individuals, families, and organizations on complex financial planning matters, helping them make informed decisions grounded in structure and accountability. His work emphasized disciplined portfolio management, long-term retirement strategies, and practical risk management designed to support financial stability.

Over nearly two decades in wealth management, Richard built advisory practices centered on a consistent and process-driven planning model. Each client relationship followed a defined framework that included discovery, financial analysis, strategy development, implementation, and ongoing review. This structured approach enabled him to manage tens of millions of dollars in assets while maintaining strong operational oversight and clear communication.

Routie did not rely on standardized investment templates. Instead, he designed customized asset allocation strategies aligned with client goals, time horizons, liquidity needs, and tax considerations. When evaluating investment vehicles and insurance solutions, he carefully reviewed cost efficiency, structural design, downside exposure, and benchmark positioning before presenting recommendations. His approach to financial planning prioritized education, ensuring that clients understood how investment management connected with retirement income planning and estate coordination.

During his tenure with a national advisory firm, Richard expanded his practice to approximately forty million dollars in assets under management and opened more than 250 client accounts. He later established and operated an independent wealth management practice, integrating insurance planning and tax-aware strategies into comprehensive financial roadmaps. His portfolio oversight emphasized disciplined asset selection, risk controls, and periodic performance evaluation.

Routie holds FINRA Series 7 and 66 registrations, as well as Life, Health, and Variable Annuity licenses. He also maintains a Florida All-Lines Adjuster credential. These certifications reflect formal training in investment management, insurance planning, and risk mitigation. His professional competencies include portfolio risk modeling, retirement strategy development, estate planning coordination, negotiation, and advisory communication.

These qualifications supported a unified financial planning philosophy. Rather than treating investments, insurance, and retirement income as separate components, Richard aligned them within a coordinated strategy designed to reduce gaps and improve long-term consistency.

In addition to his financial services career, he has served in ministry since his early twenties. Routie founded Restoration Christian Fellowship and serves as president and pastor. In this leadership role, he oversees nonprofit operations, leads training initiatives, and conducts seminars focused on financial literacy, entrepreneurship, and personal development.

He also participates in international outreach programs, traveling to more than 40 nations through organized give-back efforts and mission partnerships. Through both wealth management and ministry leadership, Richard Routie has remained committed to disciplined planning, structured processes, and service-oriented leadership focused on helping others move forward with clarity and purpose.