Convenience Peace of mind Purchasing power Real Time Payments Shared Ledger Database Changing legislation Identification of users Payments processing Card on file & Tokenisation PSD2, ID protection Blockchain Bank infrastructure Biometric ID Bitcoin Connectivity Proximity Payments Adoption User Experience P2P lending Omnichannel Deals & Coupons Loyalty Reporting & Accounting Seller side drivers Buyer side drivers
you have Phone, Laptop Smart Watch NFC (card, keychain etc) ID App What you know Password PIN Code Postal code Personal ID number Bank Account Number Behaviourial Typing Analysis Browsing Pattern Mouse Dynamics Screen Pressure Walking Pattern