Single Trip travel insurance - Covers any one single holiday, business or pleasure trip up to 94 days in duration. Ideal for a one off holiday or trip. Annual Multi-trip travel insurance - Covers any number of trips during a 12 month period up to a maximum of 31 days (Super) and 45 days (Super Duper) for any one trip. Ideal for the frequent traveler. www.freespirittravelinsurance.com