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さくらの夕べ: WebPayとクレジットカードセキュリティ
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Kei Kubo
September 29, 2014
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さくらの夕べ: WebPayとクレジットカードセキュリティ
福岡のさくらの夕べの発表資料です。Apple Payについての推測を含めたトークン概念図も記載してます。
Kei Kubo
September 29, 2014
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Transcript
8FC1BZͱηΩϡϦςΟ ΣϒϖΠגࣜձࣾ දऔక$&0ٱอܢ
ࣗݾհ !LFJLVCP ٱอܢ ࡚ݝग़ ࡀ
8FC1BZͷαʔϏε֓ཁ γϯϓϧͰηΩϡΞͳܾࡁγεςϜΛ࠷Ձ֨Ͱఏڙ γϯϓϧ ॊೈ͔ͭڧྗͳ"1*ͷαϙʔτ ηΩϡΞ
࠷Ձ֨ ڧݻͳΧʔυใ࿙͍͑ରࡦٕज़ ٕज़ֵ৽ΛՁ֨Ͱؐݩ
8FC1BZͷܾࡁ"1*ͲΜͳڥͰ؆୯ʹΈࠐΊ·͢ ͨͬͨߦͰ ΈࠐΊΔ΄Ͳ؆୯ ͋ΒΏΔݴޠ σόΠεʹରԠ γϯϓϧͳ"1*
ར༻ྉۚ d ܧଓతͳٕज़ֵ৽ʹΑΔΠϊϕʔγϣϯΛ Ձ֨Ͱؐݩ͠·͢ɻ
ಋೖࣄྫ
ΫϨδοτΧʔυͱ ηΩϡϦςΟ
ྫ͑ ΫϨδοτΧʔυ൪߸ͷҰ෦Λ Ӆ্ͨ͠ͷදࣔํ๏Ͳ͕͜ʁ
࠷ޙͷ࢛ܻҎ֎දࣔͪ͠Όμϝ ਖ਼ղ * 正確には最初の六桁も表示しても良いが。。
1$*%44͕߲Ҏ্ͷηΩϡϦςΟج४Λنఆ 1$*%44ʹ४ڌ͢Δ ͘͠ ࡾେ࿙Ӯܦ࿏ͷʮॲཧʯɺ ʮૹʯɺʮอଘʯΛճආ͢Δ
Χʔυใૹ৴ औҾ݁Ռ௨ Χʔυܾࡁ ߪೖऀ ޚࣾαʔό ܾࡁ݁Ռ௨ ैདྷͷܾࡁߦۀऀ
Χʔυܾࡁձࣾ ܾࡁૹ৴ ैདྷͷܾࡁํࣜͰɺαʔϏε ࣄۀऀͷαʔόͰੜͷΫϨδο τΧʔυใΛѻ͏ඞཁ͕͋Γɺ ͔ͳΓةݥͳঢ়ଶͰ͋Δɻ ݁Ռ௨ ࿙Ӯ͕ଟൃ PCI DSS४ڌͷηΩϡΞͳڥ Χʔυใͷʮॲཧʯɺ ʮૹʯΛͯ͠͠·͍ͬͯΔྫ
τʔΫϯใૹ৴ औҾ݁Ռ௨ τʔΫϯܾࡁ ߪೖऀ ޚࣾαʔό ܾࡁ݁Ռ௨ 8FC1BZ Χʔυܾࡁձࣾ
ܾࡁૹ৴ ͜ͷํࣜͰɺՃໍళͷαʔό ͰੜͷΧʔυใΛѻ͏ඞཁ͕ ͳ͍ͨΊɺ1$*%44ରԠίετ Λେ෯ʹݮ͢Δ͜ͱ͕Մೳɻ ݁Ռ௨ PCI DSS४ڌͷηΩϡΞͳڥ ϫϯλΠϜ τʔΫϯൃߦ 2 ΧʔυใΛ ηΩϡΞʹૹ৴ 1 7 8 ΣϒϖΠͰΧʔυใͷ ʮॲཧʯɺʮૹʯΛճආ͢Δ
τʔΫϯใૹ৴ औҾ݁Ռ௨ τʔΫϯܾࡁ ߪೖऀ ޚࣾαʔό ܾࡁ݁Ռ௨ 8FC1BZ
Χʔυܾࡁձࣾ Χʔυใ ૹ৴ ۙະདྷͰɺΫϨδοτΧʔυ ใΛɺ࣋ͪओͰ͋Δߪೖऀͱɺ ൃߦऀͰ͋ΔΫϨδοτΧʔυ ൃߦձ͔ࣾ͠৮Εͳ͘ͳΔɻ τʔΫϯ௨ PCI DSS४ڌͷηΩϡΞͳڥ Χʔυൃߦձࣾ ܾࡁૹ৴ ݁Ռ௨ "QQMF1BZͳΒ
ηΩϡϦςΟͷऔΓΈʹؔ͢Δ࠷৽ใ IUUQTXFCQBZKQTFDVSJUZ
IUUQTXFCQBZKQ