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シームレスな体験を実現する本人確認フローの構築 〜家計簿プリカB/43でのeKYC開発実例〜 / iOSDC Japan 2021

C4221ba79492601eb59a9ef5d4f4bbaa?s=47 nakamuuu
September 18, 2021

シームレスな体験を実現する本人確認フローの構築 〜家計簿プリカB/43でのeKYC開発実例〜 / iOSDC Japan 2021

iOSDC Japan 2021 での発表資料です。 https://iosdc.jp/2021/
Track B - 2021/09/18 10:50-11:10

C4221ba79492601eb59a9ef5d4f4bbaa?s=128

nakamuuu

September 18, 2021
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Transcript

  1. Smart, Secure, Mobile Super powered Banking and Living. γʔϜϨεͳମݧΛ࣮ݱ͢Δຊਓ֬ೝϑϩʔͷߏங 


    ʙՈܭ฽ϓϦΧ#ͰͷF,:$։ൃ࣮ྫʙ 
  2. Smart, Secure, Mobile Super powered Banking and Living.  4NBSU#BOL

    *OD J04"OESPJE"QQMJDBUJPO%FWFMPQFS தଜܙଠ !DIJDLNVVV ࣗݾ঺հ !OBLBNVVV
  3. None
  4. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔͓࿩͢͠Δ͜ͱ

    w ैདྷͷຊਓ֬ೝͷ՝୊ͱF,:$ʹ͍ͭͯ w Ոܭ฽ϓϦΧ#Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝ w J04ΞϓϦͰͷ࣮૷ʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT w F,:$ͷࣗલͰͷӡ༻͔ΒಘΒΕͨ੒Ռͱࠓޙͷ՝୊
  5. Smart, Secure, Mobile Super powered Banking and Living. 㲔 ैདྷͷຊਓ֬ೝͷ՝୊ͱF,:$ʹ͍ͭͯ

  6. Smart, Secure, Mobile Super powered Banking and Living.  ैདྷͷຊਓ֬ೝͷ՝୊ͱF,:$ʹ͍ͭͯ

    w ର໘νϟωϧΛ࣋ͨͳ͍8FCαʔϏε͸༣ૹͰͷຊਓ֬ೝΛ࠾༻ w ར༻։࢝·Ͱʹ࠷୹Ͱ΋਺೔ͷλΠϜϥά͕ൃੜ͢Δͷ͕՝୊ ۚ༥΍௨৴αʔϏεͷܖ໿ͳͲͰͷैདྷͷຊਓ֬ೝ ࣮ళฮͷ૭ޱͰຊਓ֬ೝॻྨΛఏࣔ 💁ର໘Ͱͷຊਓ֬ೝ ຊਓ֬ೝॻྨͷఏग़༣ศ෺ͷड͚औΓ 📮༣ૹͰͷຊਓ֬ೝ
  7. Smart, Secure, Mobile Super powered Banking and Living.  ैདྷͷຊਓ֬ೝͷ՝୊ͱF,:$ʹ͍ͭͯ

    ސ٬ͷຊਓ֬ೝΛٛ຿෇͚Δ֤छ๏ྩ͕ఆΊΒΕ͍ͯΔ ൜ࡑऩӹҠస๷ࢭ๏ ۚ༥ػؔʢۜߦɾ৴༻ۚݿʣ΍ࢿۚҠಈۀऀͳͲͷಛఆࣄۀऀ͕ 
 ϚωʔɾϩϯμϦϯάٴͼςϩࢿۚڙ༩Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ ܞଳి࿩ ෆਖ਼ར༻๷ࢭ๏ ௨৴ࣄۀऀʹΑΔܖ໿ऀͷ؅ཧମ੍ͷ੔උͷଅਐΛ໨తͱ͠ɺ 
 ܖ໿࣌ͷຊਓ֬ೝͳͲͷܞଳి࿩ͷෆਖ਼ར༻Λ๷ࢭ͢ΔͨΊͷાஔΛنఆ ݹ෺Ӧۀ๏ ݹ෺ࢢ৔Ͱͷ઄౪඼ͷྲྀ௨Λ๷ࢭ͢ΔͨΊɺ 
 ҰఆֹۚҎ্ͷऔҾʹ͓͍ͯຊਓ֬ೝͷٛ຿͕ੜ͡Δ͜ͱΛنఆ
  8. Smart, Secure, Mobile Super powered Banking and Living.  ैདྷͷຊਓ֬ೝͷ՝୊ͱF,:$ʹ͍ͭͯ

    w ΦϯϥΠϯͰ׬݁͢Δඇର໘ܕͷຊਓ֬ೝʢF,:$ʣ͕Մೳʹ w ʮຊਓ֬ೝॻྨͱຊਓ༰࢟ͷը૾ͷૹ৴ʯʮଞͷۚ༥ػؔ΁ͷরձʯͳͲɺɹɹ ෳ਺ͷຊਓ֬ೝͷύλʔϯ͕نఆ ൜ࡑऩӹҠస๷ࢭ๏ͷվਖ਼ʢ೥݄ʣ ΦϯϥΠϯͰ׬݁͢Δຊਓ֬ೝʢF,:$ʣ͕ 
 ۚ༥ܥͷ8FCαʔϏεΛத৺ʹීٴ͍ͯ͘͠ܖػʹ ˞F,:$lFMFDUSPOJD,OPX:PVS$VTUPNFSz
  9. Smart, Secure, Mobile Super powered Banking and Living. #΋ΦϯϥΠϯͰ׬݁͢Δຊਓ֬ೝʢF,:$ʣʹରԠ 

    ैདྷͷຊਓ֬ೝͷ՝୊ͱF,:$ʹ͍ͭͯ
  10. Smart, Secure, Mobile Super powered Banking and Living. 㲔 Ոܭ฽ϓϦΧ#Ͱͷ

    
 ຊਓ֬ೝϑϩʔͷઃܭࢥ૝
  11. Smart, Secure, Mobile Super powered Banking and Living.  #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝

    w F,:$Ͱ͸ෳ਺ͷϕϯμʔ͕඼࣭ͷߴ͍4%,Λఏڙ͍ͯ͠Δ w ৹ࠪπʔϧ΍ຊਓ֬ೝۀ຿͕ύοέʔδԽ͞Εͨ΋ͷ΋ଘࡏ w ଞαʔϏεʹ͓͍ͯ͸֎෦4%,Λ࠾༻͍ͯ͠Δྫ͕ଟ͘ݟΒΕΔ ֎෦4%,ͷ࠾༻ ࣗલͰͷߏங ͔ ͔
  12. Smart, Secure, Mobile Super powered Banking and Living.  #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝

    #ͷλʔήοτϢʔβʔʹ͸8FCαʔϏεͷར༻ʹෆ׳Εͳਓ΋ଟ͍ ݱۚΛ༻్͝ͱʹା෼͚ͯ͠ 
 ΞφϩάʹՈܭΛ؅ཧ ΫϨΧͷ໌ࡉΛ֬ೝͰ͖ͣ 
 Ҿམ͠·Ͱࢧग़Λ೺ѲͰ͖ͳ͍ োนͷ௿͍lγʔϜϨεͳΦϯϘʔσΟϯάମݧzΛ࣮ݱ͢ΔͨΊʹʜ ࣗલͰͷຊਓ֬ೝϑϩʔͷߏஙΛબ୒
  13. Smart, Secure, Mobile Super powered Banking and Living.  #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝

    ᶃίϯςΩετͷ෼அΛ๷͙ ᶄ౷Ұ͞Εͨίϛϡχέʔγϣϯϧʔϧ αʔϏεͷਃ͠ࠐΈͷ̍εςοϓͱͯ͠දݱ͢Δ 
 ૢ࡞ੑ΍σβΠϯ͔Βϑϩʔͷ෼அΛҙࣝͤ͞ͳ͍ αʔϏεͷίϛϡχέʔγϣϯϧʔϧʹ४ڌ͢Δ 
 ը໘͝ͱͷ৘ใྔΛ཈͑ͯ਌͠Έ΍͍͢දݱΛ
  14. Smart, Secure, Mobile Super powered Banking and Living. lγʔϜϨεͳΦϯϘʔσΟϯάମݧzͷͨΊʹίετΛ͔͚͍ͯ͘ҙࢥܾఆ 

    #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝
  15. Smart, Secure, Mobile Super powered Banking and Living.  #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝

    w ϞόΠϧΞϓϦ͚ͩͰͳ͘؅ཧը໘ΛؚΊͨαʔόʔαΠυ΋ࣗલͰߏங w ຊਓ֬ೝͷঝೝϑϩʔͷ࠷దԽ"NB[PO3FLPHOJUJPOͰͷإࣸਅղੳͳͲ 
 ӡ༻ίετͷܰݮ΍ਃ੥಺༰ͷਖ਼౰ੑΛ୲อ͢Δ޻෉
  16. Smart, Secure, Mobile Super powered Banking and Living.  #Ͱͷຊਓ֬ೝϑϩʔͷઃܭࢥ૝

    w ֎෦4%,Λ༻͍ͣʹࣗલͰͷຊਓ֬ೝϑϩʔͷ࣮૷Λબ୒ w ϞόΠϧΞϓϦ͚ͩͰͳ͘αʔόʔαΠυ؅ཧը໘΋ؚΊͯ 
 ίετΛ͔͚͍ͯ͘ҙࢥܾఆ αʔϏεͷίΞͱͳΔػೳͱಉ౳Ҏ্ͷ༏ઌ౓Ͱ 
 ΦϯϘʔσΟϯάମݧΛܧଓతʹվળ͍ͯ͘͠
  17. Smart, Secure, Mobile Super powered Banking and Living. 㲔 J04ΞϓϦͰͷ࣮૷ʹ͓͚Δ

    
 ٕज़໘Ͱͷ޻෉5JQT
  18. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    ࢯ໊ॅॴͷೖྗ إࣸਅͷࡱӨ ຊਓ֬ೝॻྨͷࡱӨ
  19. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    7JTJPOGSBNFXPSL.-,JUΛ׆༻ͨࣗ͠ಈࡱӨΛ࣮૷ 7JTJPOGSBNFXPSLͷۣܗݕग़ػೳΛ׆༻ ʢ7/%FUFDU3FDUBOHMFT3FRVFTUʣ ຊਓ֬ೝॻྨ 
 ʢӡస໔ڐॻͷ৔߹ʣ ද໘ཪ໘ްΈʢࣼΊʣΛࡱӨ إࣸਅ إͷ޲͖ͳͲͷࢦࣔͰ਺ຕΛࡱӨ .-,JUͷإݕग़ػೳΛ׆༻ ʢ7JTJPO'BDF%FUFDUPSʣ
  20. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    ᶃ"7$BQUVSF4FTTJPO͔ΒΩϟϓνϟը૾Λऔಘ ᶄ7JTJPOGSBNFXPSL.-,JUͷݕग़ثʹ͔͚Δ ᶅۣܗإ͕ݕग़͞ΕͨΒҐஔͳͲ͕ࡱӨ৚݅ʹ߹க͢Δ͔൑ఆ ॲཧͷྲྀΕࣗମ͸୯७͕ͩࡱӨ৚݅ͷᮢ஋Λ୳Δඞཁ🔍 ຊਓ֬ೝͱͯ͠ෆద੾ͳը૾ʹ ࡱӨ৚͕݅؇͗͢Δͱʜ Ϣʔβʔͷେ͖ͳ཭୤ϙΠϯτʹ ࡱӨ৚͕݅ݫ͗͢͠Δͱʜ
  21. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    ࣾ಺ϢʔβʔςετΛ܁Γฦͯ͠ద੾ͳࡱӨ৚݅ͷᮢ஋Λ୳Δ ྫຊਓ֬ೝॻྨͷްΈʢࣼΊʣ ɾ࠷େ෯͕ΨΠυ࿮ʹର͠ʙ ɾ࠷େߴ͕ΨΠυ࿮ʹର͠ʙ ɾΨΠυ࿮ͷॏ৺ͱͷڑ཭͕ʓҎԼ ɾԼลʹର͢Δ্ลͷׂ߹͕ʓҎԼ ɾࠨลͱӈลͷͶ͡Ε͕ʓʙʓ
  22. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    ࣾ಺ϢʔβʔςετΛ܁Γฦͯ͠ద੾ͳࡱӨ৚݅ͷᮢ஋Λ୳Δ ྫࠨ޲͖ͷإࣸਅ ɾإͷԣ෯͕ΨΠυ࿮ʹର͠Ҏ্ ɾإͱΨΠυ࿮ͷॏ৺ͷڑ཭͕ʓҎԼ ɾإͷ9࣠;࣠Ͱͷ܏͖͕ʓ౓ʙʓ౓ ɾإͷ:࣠Ͱͷ܏͖͕ʓ౓Ҏ্ ɾ໨͕։͍͍ͯΔ֬཰͕ʓҎ্
  23. Smart, Secure, Mobile Super powered Banking and Living. w "7$BQUVSF4FTTJPOͰग़ྗ͞ΕΔը૾͸

    
 େ͖͘ϒϨ͍ͯΔՄೳੑ΋ʜ w ࡱӨ৚݅ʹ߹கͨ͠ࡍͷΩϟϓνϟը૾Λ 
 ޻෉ͳ͘ѻ͏ͱࢹೝෆೳͳॻྨ΍إࣸਅΛ 
 Ξοϓϩʔυ͢Δ͜ͱʹͳΔ  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT
  24. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    w 7JTJPOGSBNFXPSL.-,JU͔ΒಘΒΕΔ 
 ݕग़ҐஔͱαΠζͷ৘ใΛஞҰอଘ w Ұఆ࣌ؒɺݕग़ҐஔͱαΠζ͕ۙࣅ͠ଓ͚ͳ͍ 
 ݶΓ͸ࡱӨΛ׬ྃͤ͞ͳ͍Α͏ʹߏங ݕग़ҐஔͱαΠζ͕ۙࣅ͠ଓ͚ͨ৔߹ʹͷΈࡱӨ׬ྃͤ͞Δ ҰॠɺࡱӨ৚݅ʹ߹கͯ͠΋ 
 ࡱӨΛଓߦ͢Δ աڈʓʓϛϦඵͷؒ 
 Ґஔ͕ۙࣅ͠ଓ͚ͨΒࡱӨ
  25. Smart, Secure, Mobile Super powered Banking and Living.  J04ΞϓϦʹ͓͚Δٕज़໘Ͱͷ޻෉5JQT

    w ֤ࡱӨը໘Ͱ7JTJPOGSBNFXPSL.-,JUͷݕग़ػೳΛ׆༻ w ʮࡱӨ͠΍͍͢ʯ͔ͭʮෆద౰ͳը૾ʹͳΒͳ͍ʯͨΊͷ 
 ࡱӨ৚݅΍ϩδοΫ͸ࣾ಺ϢʔβʔςετͰ܁Γฦ͠ௐ੔ w ʢ։ൃऀ͸ࡱӨ্͕ख͘ͳΓ͗ͯ͢αϯϓϧʹͳΒͳ͍😭ʣ 7JTJPOGSBNFXPSL.-,JUͷ׆༻ͱ஍ಓͳᮢ஋ͷௐ੔Ͱ 
 εϜʔζͳF,:$ͷମݧΛߏங
  26. Smart, Secure, Mobile Super powered Banking and Living. 㲔 F,:$ͷࣗલͰͷӡ༻͔Β

    
 ಘΒΕͨ੒Ռͱࠓޙͷ՝୊
  27. Smart, Secure, Mobile Super powered Banking and Living.  ࣗલͰͷӡ༻͔ΒಘΒΕͨ੒Ռͱࠓޙͷ՝୊

    w ຊਓ֬ೝॻྨͷࡱӨ։࢝ʙΧʔυൃߦਃ͠ࠐΈ׬ྃͷ཭୤཰͸ 
 ະຬͷਫ४Λҡ࣋͠ଓ͚͍ͯΔ w ຊਓ֬ೝϑϩʔͷதͰͷ཭୤ϙΠϯτͷൃݟ΍ͦͷվળΛ 
 ։ൃνʔϜ಺ͰҰ؏ͯ͠ߦ͑Δମ੍Λங͚ͨͷ͕େ͖͍ ੒Ռ ௿͍཭୤཰ͱࣗ෼ͨͪͰվળΛճ͍͚ͯ͠Δମ੍
  28. Smart, Secure, Mobile Super powered Banking and Living.  ࣗલͰͷӡ༻͔ΒಘΒΕͨ੒Ռͱࠓޙͷ՝୊

    w 0$3Λ׆༻ͨ͠ॅॴͷࣗಈೖྗɺ/'$ͰͷϚΠφϯόʔΧʔυͷ ಡΈऔΓʜͳͲػೳ໘Ͱ֦ॆͰ͖Δ͜ͱ͕ଘࡏ w ӡ༻ϑϩʔͷܰݮ΍ຊਓͰ͋Δ͔ͷ൑ఆਫ਼౓ͷߋͳΔ޲্ͳͲɺ 
 ݎ࿚Ͱ৴པੑͷߴ͍ຊਓ֬ೝϑϩʔΛ࣮ݱ͍ͯ͘͠ඞཁ ՝୊ ϕϯμʔͷ4%,ʹྼΒͳ͍ػೳੑͱ৴པੑͷ࣮ݱ
  29. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊ

    w #Ͱ͸lγʔϜϨεͳΦϯϘʔσΟϯάମݧzΛ࣮ݱ͢ΔͨΊ 
 ຊਓ֬ೝʢF,:$ʣϑϩʔΛࣗલͰߏங w ֤ࡱӨը໘͸7JTJPOGSBNFXPSL.-,JUΛ׆༻࣮ͯ͠૷ w ૬ԠͷίετΛ͔͚ͭͭϢʔβʔମݧ΍཭୤཰ͷ໘Ͱ੒Ռ👍 w ຊਓ֬ೝϑϩʔͰ͸֎෦ͷιϦϡʔγϣϯΛ׆༻ͯ͠ɺ 
 αʔϏεͷίΞͱͳΔػೳ΁஫ྗ͢Δͷ΋ਖ਼͍͠બ୒💭
  30. 㲔 Smart, Secure, Mobile Super powered Banking and Living. 

    ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠ʂ