possibility of loss or damage to something. n It`s important to lower your risk. n If you have a lot of speeding tickets you are considered high risk and will pay more than a low risk person who does not have speeding tickets
a point to always be punctual to work you will more than likely be punctual everywhere. Reducing your risk at work could means job security. n Ways to reduce your risk from unemployment is to continue your education through: n College n Professional development n Save money for emergencies n Be punctual and professional on the job. n All of this reduces your risk of unemployment. It also allows you to live to work and not work to live.
your risk while driving they should: n Not talk or text while driving n Adhere to all rules of the road: n Don`t speed, cut people off, etc. n Be aware of being safe and reducing risk at all times.
not become involved or eliminate yourself from a situation to avoid the risk. n Example: n Joel loves to ride his dirt bike. His friend Jack wants to ride at Pike`s Peak a very dangerous hill in their town. Joel tells Jack he`ll join him, but feels that it is a bad idea and at the night before he sends Jack a text to let him know he`s going to avoid the risk. n Risk Reduction: n To take measures to reduce your overall risk in a given situation. n Example: n Jenny got a flat tire in a bad area on her way home from work. Luckily, she has a spare tire and her brother taught her how to change a tire. She changed her tire in 15 minutes, rather than 3 hours waiting for a tow truck to come.
To take measures to share your risk with another through insurance or risk transfer. n Example: n We were snowed in for almost two weeks and were unable to get out of our cabin. Fortunately, my mom had enough emergency supplies for a month so we didn`t have to worry. n Risk Retention: n To accept a given risk and prepare for it by budgeting. n Example: n I rented a beach cruiser for a three-day weekend trip to the beach but it was stolen. I didn`t get insurance because it was $25 per day and only had to pay $100 to replace the stolen bike.
prepared for disasters. n The federal government recommends having 72 hours of worth of supplies in case of a disaster; however it is best to have a minimum of 3 months worth of food, water and supplies. n It is important to remember that a disaster can be natural (something in nature) or caused by someone (an attack from another country).
72 hours worth of supplies on hand keep in mind the following: n It took 5 days to get aid to Hurricane Katrina victims in Louisiana. n It took about a week to get water to victims in Haiti. n While it is recommend having enough supplies for 72 hours, in a disaster you never know how much damage there can be and how difficult it may be to reach you.
of water per day per person. n It should be sealed and unbreakable containers. n A good supply of non- perishable canned foods n Non-electric can opener n A change of clothing, rain gear and sturdy shoes per person. n Blankets and sleeping bags n A first-aid kit n A battery powered radio n Flashlight n Batteries n Important documents: n Insurance policies n ID cards n Birth Certificates and Social Security Cards n Cash n Pertinent medical information **It is important to know your escape route**
1, 2003, FEMA became part of the U.S. Department of Homeland Security (DHS). n Mission: n To support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.
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