that each new memory integrated circuit contained roughly twice as much capacity as its predecessor, and each chip was released within 18-24 months of the previous chip. If this trend continued, he reasoned, computing power would rise exponentially with time. Moore's Law /môrz law/
a consistent customer experience across all channels 1 Growing the wallet share of the mass-affluent customer 2 Developing innovative and appropriate products and services 3 Executing a compelling value proposition through non-branch channels 4 Deploying next-generation customer satisfaction and loyalty strategies 5 Generating strong returns from the small business segment 5 Boosting sales productivity of branch staff 6 Becoming a more agile and innovative consumer banking group 6 Implementing a mobile channel strategy 7 Reducing costs in sales and customer service 7 Simplifying the consumer product set 8 Selling products from outside of the branch channel 9 Entering new markets to drive growth 10 Redesigning the branch network to accommodate changes in consumer preferences 11 Leveraging social media capabilities 11 Creating customer segment-focused branches 12 Implementing a micro-segmentation sales and service model 13 Introducing more flexible branch staff roles to drive improved cost0efficiency 14 Influencing the loyalty of the Gen X consumer 15 Serving the newly unbankable customer 16
024520 WSJ article “Chasing friends, banks go social” http://online.wsj.com/article/SB10001424052 970204618704576645382340454052.html?mo d=ITP_moneyandinvesting_2 Bank Transfer Day catalyst started on Facebook by a 20ish college student Meet twitter… Case Study I listened… I answered… I engaged… I tweeted…
college graduate • Molly rallied against the Bank of America debit card fee on Change.org • 60 = 306,000 days virtual signatures • November 1, Bank of America changed their minds amid flurry of “feedback Case Study
plans in place and understanding how to handle Gives voice of everyday person a lot of power. Banks refusing to close accounts Control and trust Quants airlines, twitter campaign Accenture (europe) -- day in the life of an accenture employee Case Study Meet Gov. Brownback and Emma Sullivan …