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Create a more convenient payment world through a payment alliance

Create a more convenient payment world through a payment alliance

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LINE DevDay 2020

November 27, 2020
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  1. None
  2. Agenda

  3. Agenda › LINE Pay Cross Border

  4. Agenda › LINE Pay Cross Border › Cross Border platform

    structure
  5. Agenda › LINE Pay Cross Border › Cross Border platform

    structure › Future of Cross Border service
  6. LINE Pay Cross Border

  7. LINE Pay Cross Border What is ‘cross border’ payment ?

    SINGAPORE THAILAND MALAYSIA THE UNITED STATES INDONESIA JAPAN TAIWAN SPAIN TURKEY KOREA COLOMBIA MEXICO
  8. LINE Pay Cross Border Localization THAILAND JAPAN TAIWAN 2014 2015

    2015
  9. LINE Pay Cross Border Localization: e-money

  10. LINE Pay Cross Border Localization: LINE Pay card / Co-brand

    card CTBC Co-brand card Fubon Co-brand card UBOT Co-brand card JCB LINE Pay card SMCC Co-brand card Rabbit LINE Pay Card
  11. LINE Pay Cross Border Localization: Payment service Exclusive Payment App

    Checkout Bill Payment
  12. LINE Pay Cross Border Localization: Transportation service Traffic QR BTS

    Skytrain
  13. LINE Pay Cross Border Multi currency system ¥ NT$ ฿

  14. LINE Pay Cross Border Payment eco-system Reservation Transportation Food &

    Beverage Shopping
  15. LINE Pay Cross Border Partner gateway system KR Partners CN

    Partners Other Partners Payment / Refund Settlement Multi Currency System Payment Eco System Partner Gateway ₩ ¥ $ € £ …
  16. Cross Border Platform Structure

  17. Cross Border Platform Structure Multi Currency System Online Transaction Layer

    Database Layer Settlement Layer LINE Pay Merchant Area LINE Pay Settlement Area Partner Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Merchant Order DB Kafka Settlement System Exchange Rate DB Settlement DB Partner Settlement System + + Admin
  18. Cross Border Platform Structure Multi Currency System Online Transaction Layer

    Database Layer Settlement Layer LINE Pay Merchant Area LINE Pay Settlement Area Partner Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Merchant Order DB Kafka Settlement System Exchange Rate DB Settlement DB Partner Settlement System + + Admin
  19. Cross Border Platform Structure Multi Currency System Online Transaction Layer

    Database Layer Settlement Layer LINE Pay Merchant Area LINE Pay Settlement Area Partner Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Merchant Order DB Kafka Settlement System Exchange Rate DB Settlement DB Partner Settlement System + + Admin
  20. Cross Border Platform Structure Multi Currency System Online Transaction Layer

    Database Layer Settlement Layer LINE Pay Merchant Area LINE Pay Settlement Area Partner Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Merchant Order DB Kafka Settlement System Exchange Rate DB Settlement DB Partner Settlement System + + Admin
  21. Cross Border Platform Structure QR code payment methods: CPM /

    MPM Merchant Area User Area Customer Presented Mode Merchant Presented Mode
  22. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  23. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  24. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  25. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  26. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  27. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  28. Cross Border Platform Structure Partner system: Consumer-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  29. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  30. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  31. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  32. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  33. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  34. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  35. Cross Border Platform Structure Partner system: Merchant-presented mode LINE Pay

    Merchant POS Layer User App Layer Server Layer LINE Pay Merchant Area Bank Area Cross Border User Area LINE Pay Partner System Area Deposit DB Transaction DB + - Partner Gateway Partner Server Merchant Server Transaction DB + Exchange Rate Bank Exchange Rate
  36. Future of Cross Border Service

  37. Future of Cross Border Service Enhancement of payment eco-system for

    travelers Reservation Transportation Shopping Payment
  38. Thank you