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VISAカードの裏側と “手が掛かる” 決済システムの育て方

VISAカードの裏側と “手が掛かる” 決済システムの育て方

YAPC::Hiroshima 2024

ShoheiMitani

February 09, 2024
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  1. Smart, Secure, Mobile Super powered Banking and Living.  7*4"Χʔυͷཪଆͱ

    lखֻ͕͔ΔzܾࡁγεςϜͷҭͯํ !:"1$)JSPTIJNB
  2. Smart, Secure, Mobile Super powered Banking and Living.  ɹ!TIPIFJ

    4NBSU#BOL *OD αʔόʔαΠυΤϯδχΞʢϝΠϯ͸3BJMTʣ ॳ:"1$ ޿ౡݝཱ؍Իߴߍଔˠ✈ ࡾ୩ণฏʢΈͨʹ͠ΐ͏΁͍ʣ 1SPGJMF
  3. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫొ৔ਓ෺

    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ ΞΫϫΠΞϥʔ ʢՃໍళܖ໿ձࣾʣ ΠγϡΞʔ ʢΧʔυൃߦձࣾʣ Ճໍళ Ϣʔβʔ ܖ໿ Χʔυൃߦ ܖ໿ ܖ໿ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111 ਗ਼ࢉ ܾࡁͷϓϥοτϑΥʔϜΛఏڙ ੈքதͲ͜Ͱ΋ܾࡁՄೳ
  4. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫొ৔ਓ෺

    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ ΞΫϫΠΞϥʔ ʢՃໍళܖ໿ձࣾʣ ΠγϡΞʔ ʢΧʔυൃߦձࣾʣ Ճໍళ Ϣʔβʔ ܖ໿ Χʔυൃߦ ܖ໿ ܖ໿ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111 ਗ਼ࢉ Ճໍళ։୓ܾͯ͠ࡁͰ͖Δ৔ॴΛ޿͛Δ ܾࡁ୺຤ଆͷγεςϜΛ୲౰
  5. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫొ৔ਓ෺

    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ ΞΫϫΠΞϥʔ ʢՃໍళܖ໿ձࣾʣ ΠγϡΞʔ ʢΧʔυൃߦձࣾʣ Ճໍళ Ϣʔβʔ ܖ໿ Χʔυൃߦ ܖ໿ ܖ໿ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111 ਗ਼ࢉ ΧʔυձһΛ૿΍ͯ͠ΧʔυΛ޿ΊΔ ΧʔυଆͷγεςϜΛ୲౰
  6. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁͷγεςϜ

    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ ΞΫϫΠΞϥʔ ʢՃໍళܖ໿ձࣾʣ ΠγϡΞʔ ʢΧʔυൃߦձࣾʣ Ճໍళ Ϣʔβʔ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111 ࠃ಺ωοτϫʔΫ ʢ$"'*4$"3%/&5ʣ
  7. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁͷγεςϜ

    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ ΞΫϫΠΞϥʔ ʢՃໍళܖ໿ձࣾʣ ΠγϡΞʔ ʢΧʔυൃߦձࣾʣ Ճໍళ Ϣʔβʔ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111 ࠃࡍϒϥϯυωοτϫʔΫ ʢ7JTB/FU#BOL/FUʣ ࠃ಺ωοτϫʔΫ ʢ$"'*4$"3%/&5ʣ
  8. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ

    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1 Ծച্ΦʔιϦθʔγϣϯ Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ࣮ച্ΫϦΞϦϯά ࠃ಺/FU ΠγϡΞʔ
  9. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ࠃ಺/FU  7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1 ᶃऔҾͷঝೝཁ੥ ᶄԠ౴ঝೝڋ൱ ͓ళͰΧʔυΛ ಡΈऔͬͨ࣌ʹൃੜ ϦΞϧλΠϜ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ΠγϡΞʔ
  10. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ࠃ಺/FU  7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1 ᶃऔҾͷঝೝཁ੥ ᶄԠ౴ঝೝڋ൱ ͓ళͰΧʔυΛ ಡΈऔͬͨ࣌ʹൃੜ ϦΞϧλΠϜ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ΠγϡΞʔ औҾͷ౎౓ൃੜԾͷֹۚ
  11. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ࠃ಺/FU  7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1 ᶃऔҾͷঝೝཁ੥ ᶄԠ౴ঝೝڋ൱ ᶅച্ਫ਼ࢉ ᶆച্ਫ਼ࢉ ΦʔιϦͷ೔Ҏ಺ ʹૹ৴͞ΕΔͷ͕ Ұൠత όονॲཧ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ΠγϡΞʔ औҾͷ౎౓ൃੜԾͷֹۚ
  12. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ࠃ಺/FU  7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1 ᶃऔҾͷঝೝཁ੥ ᶄԠ౴ঝೝڋ൱ ᶅച্ਫ਼ࢉ ᶆച্ਫ਼ࢉ ΦʔιϦͷ೔Ҏ಺ ʹૹ৴͞ΕΔͷ͕ Ұൠత όονॲཧ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ΠγϡΞʔ ೔෼·ͱΊͯ֬ఆֹͨۚ͠ڋ൱ෆՄ औҾͷ౎౓ൃੜԾͷֹۚ
  13. Smart, Secure, Mobile Super powered Banking and Living.  ΦʔιϦθʔγϣϯΫϦΞϦϯάͷछྨ

    7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁछྨ ΦʔιϦθʔγϣϯ ΫϦΞϦϯά w ച্ w ച্औফ w ച্Ұ෦औফ w ฦ඼ w ച্ w ച্औফ w ฦ඼ w ฦ඼औফ w ༗ޮੑ֬ೝ w ΞυόΠε
  14. Smart, Secure, Mobile Super powered Banking and Living.  ΦʔιϦθʔγϣϯΫϦΞϦϯάʹؚ·ΕΔ৘ใ

    7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁ৘ใ ΦʔιϦθʔγϣϯ ΫϦΞϦϯά w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w Ճໍళ*% w Ճໍళ୺຤*% w Ճໍళ໊ʢӳࣈʣ w FUD w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ w Ճໍళ*% w Ճໍళ໊ʢӳࣈʣ w Ճໍళ໊ʢΧφʣ w Ճໍళ໊ʢ׽ࣈʣ w FUD
  15. Smart, Secure, Mobile Super powered Banking and Living.  7JTB/FUcిࢠܾࡁωοτϫʔΫ౾஌ࣝ

    ࠃ಺ωοτϫʔΫͷछྨ Ճໍళ ച্ΦʔιϦθʔγϣϯ ΞΫϫΠΞϥʔ Χʔυछྨ
  16. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ࠃ಺/FU  ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂΫϨδοτΧʔυձࣾͷ৔߹ ᶃऔҾͷঝೝཁ੥ ᶄԠ౴ঝೝڋ൱ ܾࡁͷ༗ޮੑ֬ೝ ෆਖ਼؂ࢹ ༩৴ݶ౓࿮֬ೝ ܾࡁֹۚͷ֬ఆ ໌ࡉ΁൓ө ʢཌ݄ʣ੥ٻ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ᶅച্ਫ਼ࢉ ᶆച্ਫ਼ࢉ ໾ׂ ΠγϡΞʔ
  17. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ࠃ಺/FU  ܾࡁֹۚͷ֬ఆ ֹࠩҾམ͠ฦۚ Ծച্ΦʔιϦθʔγϣϯ ࣮ച্ΫϦΞϦϯά ໾ׂ ܾࡁͷ༗ޮੑ֬ೝ ෆਖ਼؂ࢹ ࢒ߴҾམ͠ฦۚ ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂϓϦϖΠυΧʔυձࣾͷ৔߹ ΠγϡΞʔ ᶃऔҾͷঝೝཁ੥ ᶄԠ౴ঝೝڋ൱ ᶅച্ਫ਼ࢉ ᶆച্ਫ਼ࢉ
  18. Smart, Secure, Mobile Super powered Banking and Living.  ΦʔιϦθʔγϣϯͱΫϦΞϦϯάͷϚονϯά

    w ΦʔιϦͱΫϦΞϦϯάΛಥ߹͢Δඞཁ͕͋Δ w ΫϦΞϦϯάͰਖ਼͍ܾ͠ࡁֹ͕ۚૹΒΕΔ w ΫϦΞϦϯάͱΦʔιϦͷֹۚʹʜ w ͕ࠩͳ͍ˠԿ΋͠ͳ͍ w ͕ࠩ͋ΔˠֹࠩҾམ͠PSฦۚ w ݟ͔ͭΒͳ͍ˠ௥ՃҾམ͠PSฦۚ w ϚονϯάϩδοΫҾམֹ͠ͷ֬ఆͷͨΊʹඞਢ ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂϚονϯάϩδοΫ Χʔυ*% Ճໍళ໊ ֹۚ  4503&"   4503&#   4503&$  ʜ ΦʔιϦཤྺ  4503&"  www  4503&#  www  4503&$  www www ΫϦΞϦϯάϑΝΠϧ ͓લͩʂʂ
  19. Smart, Secure, Mobile Super powered Banking and Living.  ܾࡁͷҰྫ

    ΦʔιϦ ΫϦΞϦϯά औҾ໌ࡉ ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ
  20. Smart, Secure, Mobile Super powered Banking and Living.  ܾࡁͷҰྫ

    ࢒ߴ͔ΒҾམ͠ ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ
  21. Smart, Secure, Mobile Super powered Banking and Living.  ܾࡁͷҰྫ

    ෆҰக ֹࠩฦۚ ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ
  22. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ΠγϡΞʔ ࠃ಺/FU  lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ ΦʔιϦθʔγϣϯ ΫϦΞϦϯά τϥϯβΫγϣϯ*%ͷ࠾൪ ঝೝ൪߸ͷ࠾൪ ΦʔιϦͷτϥϯβΫγϣϯ*%ͱঝೝ൪߸Λૹ৴
  23. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ΠγϡΞʔ ࠃ಺/FU  ΦʔιϦθʔγϣϯ ΫϦΞϦϯά τϥϯβΫγϣϯ*%ͷ࠾൪ ΦʔιϦͷτϥϯβΫγϣϯ*%ͱঝೝ൪߸Λૹ৴ ঝೝ൪߸ͷ࠾൪ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  24. Smart, Secure, Mobile Super powered Banking and Living.  Ϛονϯάʹ࢖͑ΔΫϦΞϦϯάʹؚ·ΕΔܾࡁ৘ใ

    Χʔυ൪߸ ঝೝ൪߸ τϥϯβΫγϣϯ*% ܾࡁ೔෇ ܾࡁ௨՟ ܾࡁֹۚ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  25. Smart, Secure, Mobile Super powered Banking and Living.  Ϛονϯάʹ࢖͑ΔΫϦΞϦϯάʹؚ·ΕΔܾࡁ৘ใ

    ඞਢ ਖ਼֬ੑ Χʔυ൪߸ ⭕ ⭕ ঝೝ൪߸ ❌ ⭕ τϥϯβΫγϣϯ*% ❌ ⭕ ܾࡁ೔෇ ❌ ❌ ܾࡁ௨՟ ⭕ ❌ ܾࡁֹۚ ⭕ ❌ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  26. Smart, Secure, Mobile Super powered Banking and Living.  ༏ઌॱʹج͍ͮͨஈ֊తϚονϯά

    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨঝೝ൪߸τϥϯβΫγϣϯ*%Ͱݕࡧ Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨֹۚʢ೔෇ʣͰݕࡧ ۭനPS NJTTIJU lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  27. Smart, Secure, Mobile Super powered Banking and Living.  ϦϦʔε࣌ͷ༏ઌॱʹج͍ͮͨஈ֊తϚονϯά

    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨঝೝ൪߸53"/*%Ͱݕࡧ Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨֹۚ೔෇Ͱݕࡧ .JTTIJUʜ ͷऔҾ͸͜ΕͰ໰୊ͳ͍ ͷऔҾʹख͕͔͔ΔϙΠϯτ͕ʜ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  28. Smart, Secure, Mobile Super powered Banking and Living.  खֻ͕͔ΔϙΠϯτᶃࣗ༝ຉ์ͳঝೝ൪߸ͷϑΥʔϚοτ

    ঝೝ൪߸͸ΠγϡΞʔ͕࠾൪͢Δܻͷ਺ࣈจࣈྻ ΞΫϫΠΞϥʔ͕ࢦఆ͠ͳ͍৔߹ʹ͸ۭനʹͳΔ૝ఆͩͬͨ ͔͠͠ϦϦʔεޙʹ࣮ࡍʹૹΒΕΔ஋ΛݟΔͱʜ Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ࠃ಺/FU ΠγϡΞʔ Λ࠾ ൪ͨ͠Αʂ lzͰૹΔΑʂ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  29. Smart, Secure, Mobile Super powered Banking and Living.  खֻ͕͔ΔϙΠϯτᶃࣗ༝ຉ์ͳঝೝ൪߸ͷϑΥʔϚοτ

    ঝೝ൪߸͸ΠγϡΞʔ͕࠾൪͢Δܻͷ਺ࣈจࣈྻ ΞΫϫΠΞϥʔ͕ࢦఆ͠ͳ͍৔߹ʹ͸ۭനʹͳΔ૝ఆͩͬͨ ͔͠͠ϦϦʔεޙʹ࣮ࡍʹૹΒΕΔ஋ΛݟΔͱʜ //:7'5ʜ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  30. Smart, Secure, Mobile Super powered Banking and Living.  ༏ઌॱʹج͍ͮͨஈ֊తϚονϯά

    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨ༗ޮͳঝೝ൪߸༗ޮͳτϥϯβΫγϣϯ*%Ͱݕࡧ Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨֹۚʢ೔෇ʣͰݕࡧ ۭനPS NJTTIJU lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  31. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ΠγϡΞʔ ࠃ಺/FU  खֻ͕͔ΔϙΠϯτᶄঝೝ൪߸ͷҾ͖ܧ͗ ΦʔιϦθʔγϣϯ ΫϦΞϦϯά ച্ΦʔιϦ ঝೝ൪߸" ച্औফΦʔιϦ ঝೝ൪߸# ച্ΫϦΞϦϯάXঝೝ൪߸" ച্औফΫϦΞϦϯάXঝೝ൪߸# ௨ৗέʔε lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  32. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ΠγϡΞʔ ࠃ಺/FU  ΦʔιϦθʔγϣϯ ΫϦΞϦϯά ച্ΦʔιϦ ঝೝ൪߸" ച্औফΦʔιϦ ച্ΫϦΞϦϯάXঝೝ൪߸" ച্औফΫϦΞϦϯάXঝೝ൪߸" ฦ٫ͨ͠ঝೝ൪߸͕ ࢖ΘΕͳ͍ ঝೝ൪߸# 💸 खֻ͕͔ΔϙΠϯτᶄঝೝ൪߸ͷҾ͖ܧ͗ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  33. Smart, Secure, Mobile Super powered Banking and Living. Ճໍళ ΞΫϫΠΞϥʔ

    7JTB/FU ΠγϡΞʔ ࠃ಺/FU  ΦʔιϦθʔγϣϯ ΫϦΞϦϯά ച্ΦʔιϦ ঝೝ൪߸" ച্औফΦʔιϦ ച্ΫϦΞϦϯάXঝೝ൪߸" ച্औফΫϦΞϦϯάXঝೝ൪߸" ঝೝ൪߸" ৽نͰ࠾൪ͤͣ Ҿ͖ܧ͙Α͏ʹमਖ਼ खֻ͕͔ΔϙΠϯτᶄঝೝ൪߸ͷҾ͖ܧ͗ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  34. Smart, Secure, Mobile Super powered Banking and Living. ച্ΫϦΞϦϯά 

    ύλʔϯ ύλʔϯ ύλʔϯ FUDʜ ച্ΦʔιϦ ച্ΦʔιϦ ച্ΦʔιϦ ച্औফΦʔιϦ ച্औফΦʔιϦ ച্ΫϦΞϦϯά ച্औফΫϦΞϦϯά ച্औফΫϦΞϦϯά ച্औফΫϦΞϦϯά खֻ͕͔ΔϙΠϯτᶅෳࡶͳૹ৴ॱং΁ͷରԠ 💸 ച্ΫϦΞϦϯά ച্औফΦʔιϦ 💸 💸 ച্ΦʔιϦ ച্औফΦʔιϦ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  35. Smart, Secure, Mobile Super powered Banking and Living.  खֻ͕͔ΔϙΠϯτᶅෳࡶͳૹ৴ॱং΁ͷରԠ

    ΫϦΞϦϯά͕ૹΒΕͳ͔ͬͨΒҰఆظؒͰΦʔιϦΛղ์͢Δ࢓૊Έͷಋೖ ݟ͔ͭΒͳ͍ΫϦΞϦϯάΛิ׬͢Δ࢓૊Έͷಋೖ ໎ࢠͷΦʔιϦΫϦΞϦϯά͕ͳ͍͔೔࣍ͷ؂ࢹόονͰݕ஌ ໨ࢹ֬ೝˠखಈରԠΛ܁Γฦͯ͠ɺࣗಈԽͰ͖Δ΋ͷΛγεςϜԽ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  36. Smart, Secure, Mobile Super powered Banking and Living.  ϚονϯάϩδοΫͷίϛοτਪҠ

    ϦϦʔε ΠϨΪϡϥʔͳऔҾ͸਺ສd਺ඦສ݅ʹ݅ఔ౓ ϦϦʔεͯ͠೥ޙʹൃ֮͢Δ৽͍͠ύλʔϯ΋͋Δ lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
  37. Smart, Secure, Mobile Super powered Banking and Living.  8)"5:06-*,&

    ࠓ೔࿩ͨ͠ͱ͜ΖҎ֎ʹ΋7JTB/FU͸όϦσʔγϣϯ͕؇͍෦෼͕ ଟʑ͋Δ ੈքதʹ࢖ΘΕ͍ͯΔγεςϜͰมߋ͸Ͱ͖ͳ͍ͨΊɺΠγϡΞʔଆ ͕ରԠ͢Δ͔͠ͳ͍ ᐆດੑΛ೗ԿʹΤϯδχΞϦϯάͰ͖Δ͔ʁ͕୉ޣຯͰָ͍͠ͱ͜Ζ ਓؒͷྗ͍ͬͯ͢͝ʂ lᐆດ͞z΁ͷ௅ઓ
  38. Smart, Secure, Mobile Super powered Banking and Living.  ܾࡁͷਆ͸ࡉ෦ʹ॓Δ

    ࠓ೔࿩ͨ͠ΠϨΪϡϥʔͳέʔε͸਺ສ݅ʹճɺ਺ඦສ݅ʹճ͠ ͔ൃੜ͠ͳ͍΋ͷ΋ଟ͍ ΞϓϦ޲͚"1*ͩͱΠϨΪϡϥʔͳΤϥʔ͸ແࢹ͢Δ͜ͱ΋ଟ͍͕ɺ ͓ۚΛѻ͏ܾࡁͰ͸ͲΜͳࣄ৅΋౳͘͠ղܾ͢΂͖ʢԁͷॏΈʣ ࡉ෦Λຏ͖ɺͲΜͳ͓ళɺ࣌ؒɺֹۚͰܾࡁͯ͠΋ෆ҆Λײ͡ͳ͍ ܾࡁͷ࢓૊ΈΛ࡞ΓࠐΉl΍Γ͕͍z͕͋Δ 8)"5:06-*,&
  39. Smart, Secure, Mobile Super powered Banking and Living.  ܾࡁͷษڧʹͳΔॻ੶

    w Χʔυܾࡁۀ຿ͷ͢΂ͯʕϖΠϝϯταʔϏεͷ࢓૊Έͱϧʔϧ w IUUQTXXXBNB[PODPKQEQ w ܾࡁαʔϏεͱΩϟογϡϨεࣾձͷຊ࣭ w IUUQTXXXBNB[PODPKQEQ
  40. Smart, Secure, Mobile Super powered Banking and Living.  ࣗࣾΞ΢τϓοτ

    w #ΧʔυܾࡁγεςϜͷ͘͠Έʢલฤʣ w IUUQTCMPHTNBSUCBOLDPKQFOUSZBCPVUDBSEQBZNFOUTZTUFN w #ͷܾࡁళฮ໊ΛΩϨΠʹදࣔ͢Δ w IUUQTCMPHTNBSUCBOLDPKQFOUSZNFSDIBOUOBNF w %ηΩϡΞೖ໳#ͷ%ηΩϡΞ։ൃɾӡ༻ͷཪଆ w IUUQTCMPHTNBSUCBOLDPKQFOUSZETFDVSF w 'JO5FDIελʔτΞοϓاۀͷΠϯϑϥ͕Ͱ͖Δ·Ͱ ߏஙฤ  w IUUQTCMPHTNBSUCBOLDPKQFOUSZ w ,BJHJPO3BJMTͰܾࡁαʔϏεͷ؂ࢹʹ͍ͭͯτʔΫ͖ͯ͠·ͨ͠ʂ w IUUQTCMPHTNBSUCBOLDPKQFOUSZ