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VISAカードの裏側と “手が掛かる” 決済システムの育て方

VISAカードの裏側と “手が掛かる” 決済システムの育て方

YAPC::Hiroshima 2024

ShoheiMitani

February 09, 2024
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  1. Smart, Secure, Mobile


    Super powered Banking and Living.

    7*4"Χʔυͷཪଆͱ
    lखֻ͕͔ΔzܾࡁγεςϜͷҭͯํ
    !:"1$)JSPTIJNB

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  2. ࠓ೔࿩͢͜ͱ
    7JTB/FUͷ࢓૊Έ
    ܾࡁγεςϜͷҰ෦ػೳͷ࢓૊Έ
    ։ൃ࣌ͷۤ೰

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  3. 20෼ޙͷօ͞Μ
    ౾஌͕ࣝ૿͑Δ
    Ϩγʔτ͕ݟͨ͘ͳΔ
    ܾࡁΛޠΓͨ͘ͳΔ

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  4. Smart, Secure, Mobile


    Super powered Banking and Living.

    ɹ!TIPIFJ
    4NBSU#BOL *OD
    αʔόʔαΠυΤϯδχΞʢϝΠϯ͸3BJMTʣ
    ॳ:"1$
    ޿ౡݝཱ؍Իߴߍଔˠ✈
    ࡾ୩ণฏʢΈͨʹ͠ΐ͏΁͍ʣ
    1SPGJMF

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  5. Smart, Secure, Mobile


    Super powered Banking and Living.

    View full-size slide

  6. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫͷ࢓૊Έ

    View full-size slide

  7. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫొ৔ਓ෺
    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ
    ΞΫϫΠΞϥʔ
    ʢՃໍళܖ໿ձࣾʣ
    ΠγϡΞʔ
    ʢΧʔυൃߦձࣾʣ
    Ճໍళ Ϣʔβʔ
    ܖ໿ Χʔυൃߦ
    ܖ໿ ܖ໿
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111
    ਗ਼ࢉ
    ܾࡁͷϓϥοτϑΥʔϜΛఏڙ
    ੈքதͲ͜Ͱ΋ܾࡁՄೳ

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  8. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫొ৔ਓ෺
    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ
    ΞΫϫΠΞϥʔ
    ʢՃໍళܖ໿ձࣾʣ
    ΠγϡΞʔ
    ʢΧʔυൃߦձࣾʣ
    Ճໍళ Ϣʔβʔ
    ܖ໿ Χʔυൃߦ
    ܖ໿ ܖ໿
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111
    ਗ਼ࢉ
    Ճໍళ։୓ܾͯ͠ࡁͰ͖Δ৔ॴΛ޿͛Δ
    ܾࡁ୺຤ଆͷγεςϜΛ୲౰

    View full-size slide

  9. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫొ৔ਓ෺
    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ
    ΞΫϫΠΞϥʔ
    ʢՃໍళܖ໿ձࣾʣ
    ΠγϡΞʔ
    ʢΧʔυൃߦձࣾʣ
    Ճໍళ Ϣʔβʔ
    ܖ໿ Χʔυൃߦ
    ܖ໿ ܖ໿
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111
    ਗ਼ࢉ
    ΧʔυձһΛ૿΍ͯ͠ΧʔυΛ޿ΊΔ
    ΧʔυଆͷγεςϜΛ୲౰

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  10. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁͷγεςϜ
    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ
    ΞΫϫΠΞϥʔ
    ʢՃໍళܖ໿ձࣾʣ
    ΠγϡΞʔ
    ʢΧʔυൃߦձࣾʣ
    Ճໍళ Ϣʔβʔ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111
    ࠃ಺ωοτϫʔΫ
    ʢ$"'*4$"3%/&5ʣ

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  11. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁͷγεςϜ
    ࠃࡍϒϥϯυʢ7*4".BTUFSʣ
    ΞΫϫΠΞϥʔ
    ʢՃໍళܖ໿ձࣾʣ
    ΠγϡΞʔ
    ʢΧʔυൃߦձࣾʣ
    Ճໍళ Ϣʔβʔ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 111
    ࠃࡍϒϥϯυωοτϫʔΫ
    ʢ7JTB/FU#BOL/FUʣ
    ࠃ಺ωοτϫʔΫ
    ʢ$"'*4$"3%/&5ʣ

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  12. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1
    Ծച্ΦʔιϦθʔγϣϯ
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࣮ച্ΫϦΞϦϯά
    ࠃ಺/FU ΠγϡΞʔ

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  13. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU

    7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1
    ᶃऔҾͷঝೝཁ੥
    ᶄԠ౴ঝೝڋ൱
    ͓ళͰΧʔυΛ
    ಡΈऔͬͨ࣌ʹൃੜ
    ϦΞϧλΠϜ
    Ծച্ΦʔιϦθʔγϣϯ
    ࣮ച্ΫϦΞϦϯά
    ΠγϡΞʔ

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  14. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU

    7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1
    ᶃऔҾͷঝೝཁ੥
    ᶄԠ౴ঝೝڋ൱
    ͓ళͰΧʔυΛ
    ಡΈऔͬͨ࣌ʹൃੜ
    ϦΞϧλΠϜ
    Ծച্ΦʔιϦθʔγϣϯ
    ࣮ച্ΫϦΞϦϯά
    ΠγϡΞʔ
    औҾͷ౎౓ൃੜԾͷֹۚ

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  15. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU

    7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1
    ᶃऔҾͷঝೝཁ੥
    ᶄԠ౴ঝೝڋ൱
    ᶅച্ਫ਼ࢉ
    ᶆച্ਫ਼ࢉ
    ΦʔιϦͷ೔Ҏ಺
    ʹૹ৴͞ΕΔͷ͕
    Ұൠత
    όονॲཧ
    Ծച্ΦʔιϦθʔγϣϯ
    ࣮ച্ΫϦΞϦϯά
    ΠγϡΞʔ
    औҾͷ౎౓ൃੜԾͷֹۚ

    View full-size slide

  16. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU

    7JTB/FUcిࢠܾࡁωοτϫʔΫσϡΞϧϝοηʔδํࣜ
    ࢁຊਖ਼ߦΧʔυܾࡁۀ຿ͷ͢΂ͯ 1
    ᶃऔҾͷঝೝཁ੥
    ᶄԠ౴ঝೝڋ൱
    ᶅച্ਫ਼ࢉ
    ᶆച্ਫ਼ࢉ
    ΦʔιϦͷ೔Ҏ಺
    ʹૹ৴͞ΕΔͷ͕
    Ұൠత
    όονॲཧ
    Ծച্ΦʔιϦθʔγϣϯ
    ࣮ച্ΫϦΞϦϯά
    ΠγϡΞʔ
    ೔෼·ͱΊͯ֬ఆֹͨۚ͠ڋ൱ෆՄ
    औҾͷ౎౓ൃੜԾͷֹۚ

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  17. Smart, Secure, Mobile


    Super powered Banking and Living.

    ΦʔιϦθʔγϣϯΫϦΞϦϯάͷछྨ
    7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁछྨ
    ΦʔιϦθʔγϣϯ ΫϦΞϦϯά
    w ച্
    w ച্औফ
    w ച্Ұ෦औফ
    w ฦ඼
    w ച্
    w ച্औফ
    w ฦ඼
    w ฦ඼औফ
    w ༗ޮੑ֬ೝ
    w ΞυόΠε

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  18. Smart, Secure, Mobile


    Super powered Banking and Living.

    ΦʔιϦθʔγϣϯΫϦΞϦϯάʹؚ·ΕΔ৘ใ
    7JTB/FUcిࢠܾࡁωοτϫʔΫܾࡁ৘ใ
    ΦʔιϦθʔγϣϯ ΫϦΞϦϯά
    w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ
    w Ճໍళ*%
    w Ճໍళ୺຤*%
    w Ճໍళ໊ʢӳࣈʣ
    w FUD
    w .$$ʢ.FSDIBOU$BUFHPSZ$PEFʣ
    w Ճໍళ*%
    w Ճໍళ໊ʢӳࣈʣ
    w Ճໍళ໊ʢΧφʣ
    w Ճໍళ໊ʢ׽ࣈʣ
    w FUD

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  19. Smart, Secure, Mobile


    Super powered Banking and Living.

    7JTB/FUcిࢠܾࡁωοτϫʔΫ౾஌ࣝ
    ࠃ಺ωοτϫʔΫͷछྨ
    Ճໍళ
    ച্ΦʔιϦθʔγϣϯ
    ΞΫϫΠΞϥʔ
    Χʔυछྨ

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  20. Smart, Secure, Mobile


    Super powered Banking and Living.

    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ΠγϡΞʔ
    ࠃ಺/FU

    View full-size slide

  21. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU

    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂΫϨδοτΧʔυձࣾͷ৔߹
    ᶃऔҾͷঝೝཁ੥
    ᶄԠ౴ঝೝڋ൱
    ܾࡁͷ༗ޮੑ֬ೝ
    ෆਖ਼؂ࢹ
    ༩৴ݶ౓࿮֬ೝ
    ܾࡁֹۚͷ֬ఆ
    ໌ࡉ΁൓ө
    ʢཌ݄ʣ੥ٻ
    Ծച্ΦʔιϦθʔγϣϯ
    ࣮ച্ΫϦΞϦϯά
    ᶅച্ਫ਼ࢉ
    ᶆച্ਫ਼ࢉ
    ໾ׂ
    ΠγϡΞʔ

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  22. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU

    ܾࡁֹۚͷ֬ఆ
    ֹࠩҾམ͠ฦۚ
    Ծച্ΦʔιϦθʔγϣϯ
    ࣮ച্ΫϦΞϦϯά
    ໾ׂ
    ܾࡁͷ༗ޮੑ֬ೝ
    ෆਖ਼؂ࢹ
    ࢒ߴҾམ͠ฦۚ
    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂϓϦϖΠυΧʔυձࣾͷ৔߹
    ΠγϡΞʔ
    ᶃऔҾͷঝೝཁ੥
    ᶄԠ౴ঝೝڋ൱
    ᶅച্ਫ਼ࢉ
    ᶆച্ਫ਼ࢉ

    View full-size slide

  23. Smart, Secure, Mobile


    Super powered Banking and Living.

    ΦʔιϦθʔγϣϯͱΫϦΞϦϯάͷϚονϯά
    w ΦʔιϦͱΫϦΞϦϯάΛಥ߹͢Δඞཁ͕͋Δ
    w ΫϦΞϦϯάͰਖ਼͍ܾ͠ࡁֹ͕ۚૹΒΕΔ
    w ΫϦΞϦϯάͱΦʔιϦͷֹۚʹʜ
    w ͕ࠩͳ͍ˠԿ΋͠ͳ͍
    w ͕ࠩ͋ΔˠֹࠩҾམ͠PSฦۚ
    w ݟ͔ͭΒͳ͍ˠ௥ՃҾམ͠PSฦۚ
    w ϚονϯάϩδοΫҾམֹ͠ͷ֬ఆͷͨΊʹඞਢ
    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂϚονϯάϩδοΫ
    Χʔυ*% Ճໍళ໊ ֹۚ
    4503&"
    4503&#
    4503&$
    ʜ
    ΦʔιϦཤྺ
    4503&" www
    4503&# www
    4503&$ www
    www
    ΫϦΞϦϯάϑΝΠϧ
    ͓લͩʂʂ

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  24. Smart, Secure, Mobile


    Super powered Banking and Living.

    ܾࡁͷҰྫ
    ΦʔιϦ
    ΫϦΞϦϯά
    औҾ໌ࡉ
    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ

    View full-size slide

  25. Smart, Secure, Mobile


    Super powered Banking and Living.

    ܾࡁͷҰྫ
    ࢒ߴ͔ΒҾམ͠
    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ

    View full-size slide

  26. Smart, Secure, Mobile


    Super powered Banking and Living.

    ܾࡁͷҰྫ
    ෆҰக
    ֹࠩฦۚ
    ΠγϡΞʔʢΧʔυൃߦձࣾʣͷ໾ׂ

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  27. Smart, Secure, Mobile


    Super powered Banking and Living.

    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

    View full-size slide

  28. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ΠγϡΞʔ
    ࠃ಺/FU

    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ
    ΦʔιϦθʔγϣϯ
    ΫϦΞϦϯά
    τϥϯβΫγϣϯ*%ͷ࠾൪
    ঝೝ൪߸ͷ࠾൪
    ΦʔιϦͷτϥϯβΫγϣϯ*%ͱঝೝ൪߸Λૹ৴

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  29. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ΠγϡΞʔ
    ࠃ಺/FU

    ΦʔιϦθʔγϣϯ
    ΫϦΞϦϯά
    τϥϯβΫγϣϯ*%ͷ࠾൪
    ΦʔιϦͷτϥϯβΫγϣϯ*%ͱঝೝ൪߸Λૹ৴
    ঝೝ൪߸ͷ࠾൪
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  30. Smart, Secure, Mobile


    Super powered Banking and Living.

    ۩ମྫ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  31. Smart, Secure, Mobile


    Super powered Banking and Living.

    Ϛονϯάʹ࢖͑ΔΫϦΞϦϯάʹؚ·ΕΔܾࡁ৘ใ
    Χʔυ൪߸
    ঝೝ൪߸
    τϥϯβΫγϣϯ*%
    ܾࡁ೔෇
    ܾࡁ௨՟
    ܾࡁֹۚ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  32. Smart, Secure, Mobile


    Super powered Banking and Living.

    Ϛονϯάʹ࢖͑ΔΫϦΞϦϯάʹؚ·ΕΔܾࡁ৘ใ
    ඞਢ ਖ਼֬ੑ
    Χʔυ൪߸ ⭕ ⭕
    ঝೝ൪߸ ❌ ⭕
    τϥϯβΫγϣϯ*% ❌ ⭕
    ܾࡁ೔෇ ❌ ❌
    ܾࡁ௨՟ ⭕ ❌
    ܾࡁֹۚ ⭕ ❌
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  33. Smart, Secure, Mobile


    Super powered Banking and Living.

    ༏ઌॱʹج͍ͮͨஈ֊తϚονϯά
    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨঝೝ൪߸τϥϯβΫγϣϯ*%Ͱݕࡧ
    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨֹۚʢ೔෇ʣͰݕࡧ
    ۭനPS
    NJTTIJU
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  34. Smart, Secure, Mobile


    Super powered Banking and Living.

    ϦϦʔε࣌ͷ༏ઌॱʹج͍ͮͨஈ֊తϚονϯά
    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨঝೝ൪߸53"/*%Ͱݕࡧ
    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨֹۚ೔෇Ͱݕࡧ
    .JTTIJUʜ
    ͷऔҾ͸͜ΕͰ໰୊ͳ͍
    ͷऔҾʹख͕͔͔ΔϙΠϯτ͕ʜ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

    View full-size slide

  35. Smart, Secure, Mobile


    Super powered Banking and Living.

    खֻ͕͔ΔϙΠϯτᶃࣗ༝ຉ์ͳঝೝ൪߸ͷϑΥʔϚοτ
    ঝೝ൪߸͸ΠγϡΞʔ͕࠾൪͢Δܻͷ਺ࣈจࣈྻ
    ΞΫϫΠΞϥʔ͕ࢦఆ͠ͳ͍৔߹ʹ͸ۭനʹͳΔ૝ఆͩͬͨ
    ͔͠͠ϦϦʔεޙʹ࣮ࡍʹૹΒΕΔ஋ΛݟΔͱʜ
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU
    ࠃ಺/FU ΠγϡΞʔ
    Λ࠾
    ൪ͨ͠Αʂ
    lzͰૹΔΑʂ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

    View full-size slide

  36. Smart, Secure, Mobile


    Super powered Banking and Living.

    खֻ͕͔ΔϙΠϯτᶃࣗ༝ຉ์ͳঝೝ൪߸ͷϑΥʔϚοτ
    ঝೝ൪߸͸ΠγϡΞʔ͕࠾൪͢Δܻͷ਺ࣈจࣈྻ
    ΞΫϫΠΞϥʔ͕ࢦఆ͠ͳ͍৔߹ʹ͸ۭനʹͳΔ૝ఆͩͬͨ
    ͔͠͠ϦϦʔεޙʹ࣮ࡍʹૹΒΕΔ஋ΛݟΔͱʜ
    //:7'5ʜ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  37. Smart, Secure, Mobile


    Super powered Banking and Living.

    ༏ઌॱʹج͍ͮͨஈ֊తϚονϯά
    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨ༗ޮͳঝೝ൪߸༗ޮͳτϥϯβΫγϣϯ*%Ͱݕࡧ
    Χʔυ൪߸ܾࡁ௨՟ܾࡁछྨֹۚʢ೔෇ʣͰݕࡧ
    ۭനPS
    NJTTIJU
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  38. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ΠγϡΞʔ
    ࠃ಺/FU

    खֻ͕͔ΔϙΠϯτᶄঝೝ൪߸ͷҾ͖ܧ͗
    ΦʔιϦθʔγϣϯ
    ΫϦΞϦϯά
    ച্ΦʔιϦ
    ঝೝ൪߸"
    ച্औফΦʔιϦ
    ঝೝ൪߸#
    ച্ΫϦΞϦϯάXঝೝ൪߸"
    ച্औফΫϦΞϦϯάXঝೝ൪߸# ௨ৗέʔε
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  39. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ΠγϡΞʔ
    ࠃ಺/FU

    ΦʔιϦθʔγϣϯ
    ΫϦΞϦϯά
    ച্ΦʔιϦ
    ঝೝ൪߸"
    ച্औফΦʔιϦ
    ച্ΫϦΞϦϯάXঝೝ൪߸"
    ച্औফΫϦΞϦϯάXঝೝ൪߸"
    ฦ٫ͨ͠ঝೝ൪߸͕
    ࢖ΘΕͳ͍
    ঝೝ൪߸# 💸
    खֻ͕͔ΔϙΠϯτᶄঝೝ൪߸ͷҾ͖ܧ͗
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  40. Smart, Secure, Mobile


    Super powered Banking and Living.
    Ճໍళ ΞΫϫΠΞϥʔ 7JTB/FU ΠγϡΞʔ
    ࠃ಺/FU

    ΦʔιϦθʔγϣϯ
    ΫϦΞϦϯά
    ച্ΦʔιϦ
    ঝೝ൪߸"
    ച্औফΦʔιϦ
    ച্ΫϦΞϦϯάXঝೝ൪߸"
    ച্औফΫϦΞϦϯάXঝೝ൪߸"
    ঝೝ൪߸"
    ৽نͰ࠾൪ͤͣ
    Ҿ͖ܧ͙Α͏ʹमਖ਼
    खֻ͕͔ΔϙΠϯτᶄঝೝ൪߸ͷҾ͖ܧ͗
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  41. Smart, Secure, Mobile


    Super powered Banking and Living.
    ച্ΫϦΞϦϯά

    ύλʔϯ
    ύλʔϯ
    ύλʔϯ
    FUDʜ
    ച্ΦʔιϦ
    ച্ΦʔιϦ
    ച্ΦʔιϦ
    ച্औফΦʔιϦ
    ച্औফΦʔιϦ
    ച্ΫϦΞϦϯά ച্औফΫϦΞϦϯά
    ച্औফΫϦΞϦϯά
    ച্औফΫϦΞϦϯά
    खֻ͕͔ΔϙΠϯτᶅෳࡶͳૹ৴ॱং΁ͷରԠ
    💸
    ച্ΫϦΞϦϯά
    ച্औফΦʔιϦ
    💸
    💸
    ച্ΦʔιϦ ച্औফΦʔιϦ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  42. Smart, Secure, Mobile


    Super powered Banking and Living.

    खֻ͕͔ΔϙΠϯτᶅෳࡶͳૹ৴ॱং΁ͷରԠ
    ΫϦΞϦϯά͕ૹΒΕͳ͔ͬͨΒҰఆظؒͰΦʔιϦΛղ์͢Δ࢓૊Έͷಋೖ
    ݟ͔ͭΒͳ͍ΫϦΞϦϯάΛิ׬͢Δ࢓૊Έͷಋೖ
    ໎ࢠͷΦʔιϦΫϦΞϦϯά͕ͳ͍͔೔࣍ͷ؂ࢹόονͰݕ஌
    ໨ࢹ֬ೝˠखಈରԠΛ܁Γฦͯ͠ɺࣗಈԽͰ͖Δ΋ͷΛγεςϜԽ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  43. Smart, Secure, Mobile


    Super powered Banking and Living.

    ϚονϯάϩδοΫͷίϛοτਪҠ
    ϦϦʔε
    ΠϨΪϡϥʔͳऔҾ͸਺ສd਺ඦສ݅ʹ݅ఔ౓
    ϦϦʔεͯ͠೥ޙʹൃ֮͢Δ৽͍͠ύλʔϯ΋͋Δ
    lखֻ͕͔ΔzϚονϯάϩδοΫͷҭͯํ

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  44. Smart, Secure, Mobile


    Super powered Banking and Living.

    ܾࡁγεςϜͷň͓޷Έʼn

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  45. Smart, Secure, Mobile


    Super powered Banking and Living.

    8)"5:06-*,&
    ࠓ೔࿩ͨ͠ͱ͜ΖҎ֎ʹ΋7JTB/FU͸όϦσʔγϣϯ͕؇͍෦෼͕
    ଟʑ͋Δ
    ੈքதʹ࢖ΘΕ͍ͯΔγεςϜͰมߋ͸Ͱ͖ͳ͍ͨΊɺΠγϡΞʔଆ
    ͕ରԠ͢Δ͔͠ͳ͍
    ᐆດੑΛ೗ԿʹΤϯδχΞϦϯάͰ͖Δ͔ʁ͕୉ޣຯͰָ͍͠ͱ͜Ζ
    ਓؒͷྗ͍ͬͯ͢͝ʂ
    lᐆດ͞z΁ͷ௅ઓ

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  46. Smart, Secure, Mobile


    Super powered Banking and Living.

    ܾࡁͷਆ͸ࡉ෦ʹ॓Δ
    ࠓ೔࿩ͨ͠ΠϨΪϡϥʔͳέʔε͸਺ສ݅ʹճɺ਺ඦສ݅ʹճ͠
    ͔ൃੜ͠ͳ͍΋ͷ΋ଟ͍
    ΞϓϦ޲͚"1*ͩͱΠϨΪϡϥʔͳΤϥʔ͸ແࢹ͢Δ͜ͱ΋ଟ͍͕ɺ
    ͓ۚΛѻ͏ܾࡁͰ͸ͲΜͳࣄ৅΋౳͘͠ղܾ͢΂͖ʢԁͷॏΈʣ
    ࡉ෦Λຏ͖ɺͲΜͳ͓ళɺ࣌ؒɺֹۚͰܾࡁͯ͠΋ෆ҆Λײ͡ͳ͍
    ܾࡁͷ࢓૊ΈΛ࡞ΓࠐΉl΍Γ͕͍z͕͋Δ
    8)"5:06-*,&

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  47. Smart, Secure, Mobile
    Super powered Banking and Living.

    ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠

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  48. Smart, Secure, Mobile


    Super powered Banking and Living.

    ܾࡁͷษڧʹͳΔॻ੶
    w Χʔυܾࡁۀ຿ͷ͢΂ͯʕϖΠϝϯταʔϏεͷ࢓૊Έͱϧʔϧ
    w IUUQTXXXBNB[PODPKQEQ
    w ܾࡁαʔϏεͱΩϟογϡϨεࣾձͷຊ࣭
    w IUUQTXXXBNB[PODPKQEQ

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  49. Smart, Secure, Mobile


    Super powered Banking and Living.

    ࣗࣾΞ΢τϓοτ
    w #ΧʔυܾࡁγεςϜͷ͘͠Έʢલฤʣ
    w IUUQTCMPHTNBSUCBOLDPKQFOUSZBCPVUDBSEQBZNFOUTZTUFN
    w #ͷܾࡁళฮ໊ΛΩϨΠʹදࣔ͢Δ
    w IUUQTCMPHTNBSUCBOLDPKQFOUSZNFSDIBOUOBNF
    w %ηΩϡΞೖ໳#ͷ%ηΩϡΞ։ൃɾӡ༻ͷཪଆ
    w IUUQTCMPHTNBSUCBOLDPKQFOUSZETFDVSF
    w 'JO5FDIελʔτΞοϓاۀͷΠϯϑϥ͕Ͱ͖Δ·Ͱ ߏஙฤ

    w IUUQTCMPHTNBSUCBOLDPKQFOUSZ
    w ,BJHJPO3BJMTͰܾࡁαʔϏεͷ؂ࢹʹ͍ͭͯτʔΫ͖ͯ͠·ͨ͠ʂ
    w IUUQTCMPHTNBSUCBOLDPKQFOUSZ

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