Life

Transcript

1. LIFE by lee sing jie
2. PRESENT WHAT? You guys are better!
3. LOOK BACK AND REFLECT
4. RELATIONSHIP
5. 10 YEARS RELATIONSHIP Communication Shared Vision Maintenance Support Common Goals Attitude Understanding Fear
6. –Lee Kuan Yew “…marry the woman you love & love the woman you marry.”
7. DIAMONDS How to choose them?
8. 4CS OF A DIAMOND Clarity Cut Carat Colour
9. CLARITY
10. COLOUR
11. CUT
12. CUT
13. CUT Bad cut Good cut
14. CERTIFICATION GIA AGS EGL HRD IGI CIBJO
15. CERTIFICATION GIA AGS EGL HRD IGI CIBJO
16. GIA CERTIFICATE
17. QUALITY VS BRAND VS SIZE 1000 2000 3000 4000 Price Size / Quality / Brand
18. ASK YOURSELF Size or Brand or Quality?
19. WEDDING It’s your day
20. WEDDING Money Set budget limit Auspicious date Relatives Photoshoot Banquet Ceremony Signing of certificate Gowns and Suits Car House
21. WEDDING Trap
22. WEDDING Money Trap
23. WEDDING • Pre-wedding Photoshoot - $1000 • Wedding Photoshoot - $1000 • Wedding Videography - $1000 • Dinner Reception - $40000 • Bridal Gowns and Suits - $1500 • Car Rental - $500 • Flowers - $300 • Invitation cards - $300 Makeup Artists Ang Baos Wine Decorations Food Gifts Transportation Wedding Bands …
24. WEDDING Honeymoon - $10000
25. ONLY ONCE Enjoy It
26. PUBLIC HOUSING Your next 30 years
27. PUBLIC HOUSING • Build to Order • Premium vs Normal • Design, Build & Sell Scheme • Executive Condo Brand New Resale • Open Market
28. PUBLIC HOUSING • Build to Order • Premium vs Normal • Design, Build & Sell Scheme • Executive Condo Brand New
29. BUILD TO ORDER • ~4 room - 300k, 5 room - 400k • 10% down payment (if < 30 years, 5% + 5%) • 25 years max loan at 2.6% p.a. from HDB • Developed and sold by HDB
30. PINNACLE @ DUXTON
31. DESIGN, BUILD AND SELL SCHEME (DBSS) • ~4 room - 400k, 5 room - 600k • Developed and sold by Private Developer + HDB
33. EXECUTIVE CONDO • Condo facilities, i.e. Swimming Pool, Gym • Privatized in 5 years • Government ‘Condo’
34. PUBLIC HOUSING BTO DBSS EC
35. INSURANCE Protect your future
36. MOST EXPENSIVE HOTEL
37. INSURANCE Death Hospitalization Accident Critical Illness Investments Education
38. INSURANCE Death Hospitalization Accident Critical Illness Investments Education
39. INSURANCE Death - How much your life is worth? Death Critical Illness Hospitalization Accident
40. INSURANCE Death - How much your life is worth? Life Term - Covers for life - Fixed Premium - Returns - Earn interests - Covers up to 70 - Premium changes - No Returns - Nothing Death Critical Illness Hospitalization Accident
41. INSURANCE Death - How much your life is worth? Life Term - Covers for life - Fixed Premium - Returns - Earn interests - Covers up to 70 - Premium changes - No Returns - Nothing Death Critical Illness Hospitalization Accident $1500 $150
42. INSURANCE Critical Illness You get it, you get money Death Critical Illness Hospitalization Accident
43. Major Cancers Heart Attack Stroke Coronary Artery By-Pass Surgery Kidney Failure HIV Due to Blood Transfusion and Occupationally Acquired HIV Angioplasty and Other Invasive Treatment for Coronary Artery1 Fulminant Hepatitis Primary Pulmonary Hypertension Major Organ / Bone Marrow Transplantation Multiple Sclerosis Blindness (Loss of Sight) Paralysis (Loss of Use of Limbs) Muscular Dystrophy Alzheimer's Disease / Severe Dementia Coma Deafness (Loss of Hearing) Heart Valve Surgery Loss of Speech Major Burns Surgery to Aorta Terminal Illness End Stage Lung Disease End Stage Liver Failure Motor Neurone Disease Parkinson's Disease Aplastic Anaemia Benign Brain Tumour Bacterial Meningitis Death Critical Illness Hospitalization Accident
44. INSURANCE Death Critical Illness Hospitalization Accident Class C Class B2 Class B1 Class A 9 6 4 1 Wards in Public Hospitals Number of Beds
45. INSURANCE Medishield - Basic benefits - Government Hospital - Limited payouts Death Critical Illness Hospitalization Accident
46. INSURANCE Death Critical Illness Hospitalization Accident Medishield
47. INSURANCE Death Critical Illness Hospitalization Accident Medishield B2 / C Wards in Govt Hospitals
48. INSURANCE Death Critical Illness Hospitalization Accident Medishield Additional Coverage Integrated Shield Plan B1/A Wards Private Hospitals
49. INSURANCE Plan A Plan B Plan C Private Hospitals As Charged Government Hospitals Better wards As Charged Government Hospitals Better wards Limited Death Critical Illness Hospitalization Accident
50. INSURANCE Death Critical Illness Hospitalization Accident
51. INSURANCE Co-insurance Deductible Prevent abuse of insurance plans Death Critical Illness Hospitalization Accident
52. INSURANCE Deductible The minimum amount you need to pay before payout kicks in Death Critical Illness Hospitalization Accident
53. INSURANCE Coinsurance The percentage of the bill you need to pay Death Critical Illness Hospitalization Accident
54. INSURANCE Deductible Coinsurance Remaining Death Critical Illness Hospitalization Accident Total Bill Coverage
55. INSURANCE - Food Poisoning - Dengue - Sports Injuries - … Any Accident Death Critical Illness Hospitalization Accident
56. INSURANCE - Daily income - Claimable outpatients, followup visits - Payout Death Critical Illness Hospitalization Accident
57. INSURANCE Death Hospitalization Accident Critical Illness Investments Education
58. INSURANCE Insurance as a protection, not an investment.
59. Q&A
60. THE END