2.06 million iD and Merpay merchants nationwide, including convenience stores, restaurants, drug stores, and fast food *As of March 31, 2021 (merchants with both iD/QR counted once only) 2020.7 Merpay Smart Payments Allows users to defer payment for items based on past usage of Mercari and Merpay Online Payments Enables use of Merpay for not only offline purchases, but online as well 2020.9 Send/receive Enables users to send their Merpay balance/points to family and friends No-contact service 2019.4–5 Growing Wallet Enables users to utilize their Merpay balance on the peer-to-peer investment service Funds *Second investment fund went live in January 2021 2020.11 2021.3 Shared d Payment/ Merpay QR code Enables use of single QR code for both d Payment and Merpay Virtual card Enables users to easily issue a card number which can be used to pay using Merpay balance at many online stores Identity verification using Japan’s Individual Number Card (JPKI) Launched support for identity verification using Japan’s public Individual Number Card identification service (JPKI) Merpay Smart Payments (fixed-amount) Allows for “fixed-amount payments,” whereby users pay in installments from the following month onwards Mercari Donation Enables donation of Merpay balance, charged from Mercari sales balance or bank account, etc., to local governments and other organizations of the user’s choice