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Mobile money integration

Mobile money integration

Bernard Banta

October 12, 2012
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  1. About the project What I want to build is a

    system that will be able to integrate with most of the mobile money system here in Kenya. A user can register with the system and add the mobile money system of her/his choice. Then he/she can transfer money to the system.
  2. Cont... A user can also send or receive money to/from

    other users through the system. Merchants can also sign up to the system and use the APIs provided by the system to accept payments from the user through the system. This will be suitable for E-commerce systems.
  3. Cont... Banks can also sign up to the system and

    use the APIs provided to either to allow its customers to send money to the system or to deposit money from the system to the bank.
  4. The aim of the project The aim of the project

    is to create a digital money system that can be integrated with most of the mobile money systems and local banks e.g equity bank, KCB, Family etc. This will make it easier to either transfer money from one person to the other or accept payments regardless of the mobile money system they are in.
  5. My scope and focus What I want to focus in

    this project is to build the APIs and the system itself as shown in the fig. below and then try to integrate one of the mobile money system like Mpesa depending on whether it will be possible.
  6. Similar system The system that is somehow similar to this

    is Paypal. So you can say it's like the paypal of mobile money.