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Enabling the Bank of the Future by Ignacio Bernal
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Big Data Spain
December 13, 2016
Technology
0
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Enabling the Bank of the Future by Ignacio Bernal
https://www.youtube.com/watch?v=XSfDAKaZTk4&index=4&t=10s&list=PL6O3g23-p8Tr5eqnIIPdBD_8eE5JBDBik
Big Data Spain
December 13, 2016
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Transcript
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Enabling the Bank of the Future Big Data Spain Madrid,
17th Nov. 2016
What is BBVA Our Challenge The Solution
BBVA is Software Millions of lines of code 5.5 3.5
14 45 61 85 +400 +2000 ~11.000 developers Hadron collider
BBVA is Data 2007 2012 2016 2020 0.2 0.7 2.5
>100 Total Group data storage (Petabytes)
…and of course, BBVA are more than 50MM customers 29.2
Million Downloads Accum. 114.5 Million Monthly Access 28.1 Million Unique Visitors
What is BBVA Our Challenge The Solution
Regulation Digital Clients New Incumbents
Bring the Age of Opportunities to Everyone
Optimal Transaction Cost
Optimal Transaction Cost Faster Time to Market
Optimal Transaction Cost Faster Time to Market Customer at the
Core
Global Global SW developed, deployed & maintained once, globally
Real Time Real Time Batch-less, event-driven technology & business ops
Open Open Enable a global ecosystem (internal and external)
Data Centric Data Centric Platform and Products built around smart-data,
not apps
AI Enabled AI-enabled ML-led processes in search for full automation
… and starting from the opposite side Local systems (and
mindset!) with no reuse Batch-heavy architecture, no event-based capabilities App-centric organization with data siloed in functions Lack of machine-learning & robotics capabilities Still a sum of parts, rather than one global bank
What is BBVA Our Challenge The Solution
Global Cloud Banking Platform
BBVA Global Platform = New Tech Stack
New Global Infrastructure Spain Mexico Turkey Argentina Venezuela Global hybrid
cloud deployed in 5 regions (done)
New Global Data Platform Spain Mexico Turkey Argentina Venezuela Lambda
architecture
New Global PaaS Spain Mexico Turkey Argentina Venezuela Microservices architecture
enabled by a global PAAS
New embedded Security Platform Spain Mexico Turkey Argentina Venezuela Security
in the core of the platform
BBVA Global Platform = New Tech Stack + Inte gration
Branch ATM Call Center Digital Service Layer Decouple channels from
backends through a global service layer MF zOS Global PaaS
MF zOS Global PaaS Real time data integration from legacy
systems to the new platform
BBVA Global Platform = New Tech Stack + Inte gration
+ New Op Model
DevOps (peopleware) at the core
Everything as a service with a single API Catalog (globally)
Ubuntu-like global developer community
BBVA Global Platform = New Tech Stack + Inte- gration
+ New Op Model + Great Talent
A great Platform needs ... … the best Developers
Radically different approach to develop talent
An ecosystem of startups ...
… and Strategic Partnerships With more to come...
And of course ...