Stripe Credit Card Flow

What happens when you charge a credit card?

Transcript

1. What happens when you charge a credit card?
2. 1 2 3 4 5 6 7 8 Browser Stripe API Your Server Credit Card Network
3. GET https://api.stripe.com/v1/tokens?callback=stripe123& _method=POST&key=pk_live_abcd BROWSER REQUESTS: Stripe.createToken({ number: $('#paymentNumber'), // etc. }, function callback(status, response){ // submit the rest of the form }); JAVASCRIPT:
4. HTTP/1.1 200 OK ... { "id": "tok_1234", // this is how we will refer to the Stripe token "card": { "last4": "4242", "type": "Visa", ... } } STRIPE API RETURNS:
5. POST https://yoursite.com/submit stripe_token=tok_1234&foo=bar... BROWSER REQUESTS:
6. POST https://api.stripe.com/v1/charges Authorization: Bearer sk_live_wxyz card=tok_1234&amount=500&currency=usd&description=foo YOUR SERVER REQUESTS:
7. Sending authorize request (conv fdc_1234): MTI:100 (Authorization Request) 002 Primary Account Number : "42xxxxxxxxxx42" 004 Amount of Transaction : 500 007 Transmission Date/Time : 2013-02-04 02:15:20 UTC 012 Time, Local Transmission : 2013-02-03 18:15:20 UTC 014 Card Expiration Date : "1503" 018 Merchant Category Code : "5399" 042 Merchant : "4451xxxxxxx" 049 Transaction Currency Code : 840 STRIPE REQUESTS: (binary wire protocol)
8. Response: MTI:110 (Authorization Request Response) 004 Amount of Transaction : 500 007 Transmission Date/Time : 2013-02-04T02:15:20+00:00 025 Point of Service (POS) Condition Code : 59 037 Retrieval Reference Number : "z8yYxxxxxxxx" 039 Response Code : "00" [Approved (for capture)] 044 Additional Response Data : "Y" [Address and 5-digit ZIP Match] CREDIT CARD NETWORK RESPONDS: (binary wire protocol)
9. HTTP/1.1 200 OK { "id": "ch_1234", "paid": true, // the charge was successful "object": "charge", "amount": 500, ... } STRIPE RESPONDS
10. HTTP/1.1 200 OK <html> <body> <h1>Thank you for paying!</h1> </body> </html> YOUR SERVER RESPONDS:
11. 1 2 3 4 5 6 7 8 Browser Stripe API Your Server Credit Card Network
12. Payments for Developers