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Introduction to Tokenization

Introduction to Tokenization

2017/7/28 の "#idcon vol.23 ~ 明日の銀行APIより今日のクレカ決済" の発表で利用した資料です。

https://idcon.connpass.com/event/59896/

Kenichi Takano

July 28, 2017
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    ෆՄٯτʔΫϯΛฦ٫ τʔΫϯʹͯ͠อଘ ೝূॲཧ Ճໍళɾ141ؒͷ5PLFOJ[BUJPOϑϩʔᶃ w Ճໍళ͕Χʔυ൪߸ʹ৮Εͣʹ141ίϯςΫετʹ͓͚ΔෆՄ ٯτʔΫϯΛੜ੒
  5. w Ճໍళ͕141ίϯςΫετʹ͓͚ΔෆՄٯτʔΫϯΛ࢖ܾͬͯࡁ ϦΫΤετ ߪೖऀ 141 ڞಉ/8 ϒϥϯυΠγϡΞΞΫϫΠΞϥ ߪೖ֬ೝը໘ͳͲ ܾࡁϦΫΤετ ॲཧ݁ՌPL

    1"/Λ෮߸ ܾࡁϦΫΤετ ܾࡁϦΫΤετ ෆՄٯτʔΫϯͰ ɹܾࡁϦΫΤετ ੒ޭϨεϙϯε ߪೖ׬ྃ Ճໍళ Ճໍళɾ141ؒͷ5PLFOJ[BUJPOϑϩʔᶄ
  6. w 1$*%44ཁ݅ʮอଘ͞ΕΔΧʔυձһσʔλͷอޢʯ w $%& DBSEIPMEFSEBUBFOWJSPONFOU ʹΑΔ/8੍ޚ w '8ΞΫηε੍ݶɺηΩϡΞͳ௨৴ɺೝূػߏɺڧݻͳ҉߸ ԽΛ༻͍ͨσʔλ҉߸Խݤɾݤ҉߸ԽݤʹΑΔ҉߸ԽͳͲ 141಺ͷ5PLFOJ[BUJPOϑϩʔ

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  7. w 1$*%44ཁ݅ʮอଘ͞ΕΔΧʔυձһσʔλͷอޢʯ Ұ෦/"  w 141͕Χʔυอ؅Λ࣮ࢪ্ͤͣྲྀ141΁ҕୗ͢Δύλʔϯ 141ɾ্ྲྀؒͷ5PLFOJ[BUJPOϑϩʔ 141 ্ྲྀ141 ্ྲྀ141`T$%&

     ෆՄٯτʔΫϯʹͯ ܾࡁϦΫΤετ ՄٯτʔΫϯ͔Β ɹΧʔυ൪߸໰͍߹Θͤ ҉߸Խݤͷ࢓૊ΈͰ෮߸ॲཧ Χʔυ൪߸෮߸ ܾࡁॲཧ
  8. ߪೖऀ ΠγϡΞ 541ϒϥϯυ "QQMF Χʔυొ࿥ϦΫΤετ τʔΫϯϦΫΤετ τʔΫϯϦΫΤετ τʔΫϯ࡞੒ τʔΫϯ࡞੒ τʔΫϯͱ෇ਵ͢Δ

    ɹ৘ใΛฦ͢ ΢ΥϨοτ΁ͷొ࿥׬ྃ "QQMFɾΠγϡΞʔؒͷ5PLFOJ[BUJPOϑϩʔ w ΠγϡΞʔΛհͯ͠ɺΧʔυ൪߸Λ%FWJDFBDDPVOU OVNCFSͱ͍͏Χʔυ൪߸ܗࣜͷτʔΫϯ΁ஔ׵
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    ɹ৘ใૹ৴ ෆՄٯτʔΫϯΛੜ੒ ෆՄٯτʔΫϯฦ٫ w Ճໍళ͕141ίϯςΫετʹ͓͚ΔෆՄٯτʔΫϯΛੜ੒ ෆՄٯτʔΫϯʹΑΔܾࡁॲཧ
  10. Ճໍళɾ141ؒͷ5PLFOJ[BUJPOϑϩʔ *O"QQ ᶄ ߪೖऀ Ճໍళ 141 ڞಉ/8 ΠγϡΞ 541ϒϥϯυ "QQMF

    ΞΫϫΠΞϥ  ܾࡁϦΫΤετ ҉߸Խܾͨ͠ࡁɾτʔΫϯ ɹ৘ใͱ141ίϯςΫετͷτʔΫϯૹ৴ ॴఆͷख๏ͰܾࡁɾτʔΫϯ ɹ৘ใΛ෮߸ τʔΫϯ৘ใͷ໰͍߹Θͤ τʔΫϯ৘ใͷ໰͍߹Θͤ %ηΩϡΞωοτϫʔΫʹΑΔ ɹܾࡁϦΫΤετ ೝূ݁ՌPL ೝূ݁ՌPL w Ճໍళ͕141ίϯςΫετͷෆՄٯτʔΫϯΛ࢖ܾͬͯࡁϦΫΤετ ܾࡁ݁ՌΛฦ͢
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