「フィンテック (2019夏)」第1-2回「フィンテックとは何か」 / What's FinTech Anyway?

2019年6月10日、早稲田大学 大学院経営管理研究科の「フィンテック ─ 金融革新とインターネット (2019夏)」第1-2回にて使用したスライドです。

Transcript

1. ະདྷ೿એݴɻ ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ૣҴాେֶ େֶӃܦӦ؅ཧݚڀՊ ߨࢣ (ඇৗۈ) ੪౻ ݡ࣐ ks91@aoni.waseda.jp ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.1/50
2. ͜ͷεϥΠυ͸ https://speakerdeck.com/ks91 ʹஔ͔Ε·͢ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.2/50
3. ؆୯ͳࣗݾ঺հ ੪౻ ݡ࣐ (͍͞ͱ͏ ͚Μ͡) ܚጯٛक़େֶ SFC ݚڀॴ ্੮ॴһɾ؀ڥ৘ใֶ෦ ߨࢣ (ඇৗۈ) גࣜձࣾϒϩοΫνΣʔϯϋϒ CSO (Chief Science Officer) Ұൠࣾஂ๏ਓϏϤϯυϒϩοΫνΣʔϯ ୅දཧࣄ Ұൠࣾஂ๏ਓΞΧσϛʔΩϟϯϓ ୅දཧࣄ ܦྺ 1993 ೥ɺίʔωϧେֶΑΓ޻ֶम࢜߸औಘ (ίϯϐϡʔλαΠΤϯε) 2006 ೥ɺܚጯٛक़େֶΑΓσδλϧ௨՟ͷݚڀͰത࢜߸औಘ (੓ࡦɾϝσΟΞ) ܚጯٛक़େֶ େֶӃ ੓ࡦɾϝσΟΞݚڀՊ΍ SFC ݚڀॴʹͯ 18 ೥Ҏ্ʹΘͨΓ P2P (Peer-to-Peer) ͓Αͼσδλϧ௨՟౳ͷݚڀʹैࣄ 2011 ೥ՆΑΓ෱ౡͷ͜Ͳ΋ͨͪͷͨΊͷʮΞΧσϛʔΩϟϯϓʯΛ஥ؒΒͱ։࠵ ࡢՆ͸ SFC ʹͯ ΞΧσϛʔΩϟϯϓ 2018 ՆʮΦοέʔάʔάϧɺ॓୊΍ͬͱ͍ͯʂʯΛ࣮ࢪ ࡢౙɺΞΧσϛʔΩϟϯϓ 2019 ౙʮԵঁͷͨΊͷΦʔτϝʔγϣϯ ∼ ΧϫΠΠ͸ࣗಈԽͰ͖ΔʂʯΛ࣮ࢪ → ࢲͷ಄ͷதͰ͸ͭͳ͕͍ͬͯ·͢ (͜Ε͔ΒͷࣾձͷσβΠϯ͸͜Ͳ΋ͨͪͱҰॹʹ) ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.3/50
4. ΞΧσϛʔΩϟϯϓͰ͸ . . . (ಉ࣌͡୅Λੜ͖ͯ·͔͢ʁ) ࡢՆΞΧσϛʔΩϟϯϓ 2018 ՆʮΦοέʔάʔάϧɺ ॓୊΍ͬͱ͍ͯʂʯୈ 1ɾ2 ظΛ࣮ࢪ ʮOK Google, ॓୊΍ͬͱ͍ͯʯͱݴ͏ͱ Google Ξγελϯτ͕ʮ॓୊Λ΍Γ·͢ʯͱ౴͑ͯܭࢉ υϦϧΛࣗಈੜ੒͠ɺશ໰ࣗಈਖ਼౴ͯ͠ϓϦϯτ͢Δ ղ౴ଆ͚ͩͰͳ͘ग़୊ଆ΋ࣗಈԽ͞Ε͍ͯΔ (ֶߍؙ͝ͱ૬खʹέϯΧΛചͬͯΔ) ߹͍ݴ༿͸ʮୀ۶ͳ॓୊͸ Python ʹ΍ΒͤΑ͏ʯ ࣸਅ͸ܭࢉυϦϧ͕ࣗಈԽͰ͖ͯتͿେֶੜ (Ұ൪࠷ޙʹͰ͖ͨ) ࡢౙΞΧσϛʔΩϟϯϓ 2019 ౙʮԵঁͷͨΊͷΦʔ τϝʔγϣϯ ∼ ΧϫΠΠ͸ࣗಈԽͰ͖ΔʂʯΛ࣮ࢪ ࣗಈԽͷ࣌୅͕͸͡·ͬͨʂ ׽ࣈͷखॻ͖΍චࢉ ̸∈ ະདྷࣾձͷڞ௨εΩϧ ʮࡶۊ͕͚ʯ͔Βʮϧϯόʯ΁ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.4/50
5. ଞେֶͰͷߨٛ ܚጯٛक़େֶ ʮϏϤϯυϒϩοΫνΣʔϯجૅʗԠ༻ʯ(دෟߨ࠲; 2019 य़ɾळ) http://gc.sfc.keio.ac.jp/cgi/class/class_top.cgi?2019_44979 (جૅ)(ಈըΛؚΊެ։)(Ԡ༻΋ެ։͠·͢) ؔ౦ֶӃେֶ ʮNPO ͷܦӦʯ(य़) https://speakerdeck.com/ks91 (εϥΠυͷΈެ։) ͜ͷʮϑΟϯςοΫʯͷߨٛࢿྉ΋ speakerdeck ʹͯެ։͠·͢ → ࢲͷ಄ͷதͰ͸΍ͬͺΓͭͳ͕͍ͬͯ·͢ (͜Ε͔ΒͷࣾձͷσβΠϯ͸ʁ ) ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.5/50
6. ओͳஶॻ ʰෆࢥٞͷࠃͷ NEO — ະདྷΛม͓͑ͨۚͷ࿩ʱ(2009) δϟϯϧ: SF ͓ۚϑΝϯλδʔ ͓ۚΛࠜຊ͔Βม͑Δσδλϧ௨՟ٕज़ͷଘࡏ ͦΕʹΑΓੜ·ΕΔυϥϚ NEO : New Economic Order (৽͍͠ܦࡁடং) ӳޠ൛͸ϑϦʔͰެ։ http://grsj.jp/neo.pdf (CC-BY-SA 3.0) ࣗ෼͕ݚڀͷख๏ͱͯ͠ science fiction prototyping Λ ࣮ફ͍ͯͨ͜͠ͱΛ࠷ۙʹͳͬͯೝࣝ͠·ͨ͠ (1) ະདྷͷϦΞϦςΟΛඳ͘ (2) ՝୊Λநग़͠ɺಓͷΓΛ୳ڀ͢Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.6/50
7. ࠷ۙͷஶॻ ʮ৴༻ͷ৽ੈل ϒϩοΫνΣʔϯޙͷະདྷʯ(2017) δϟϯϧ: ୹ฤ SF ϓϩτλΠϐϯά + ղઆ + ໝ૝ ՟ฎܦࡁͷਰୀ͔Β৽͍͠ܦࡁࣾձͷϝΠΩϯά·Ͱ ๯಄ͱ຤ඌ͕୹ฤ SF (2048 ೥ʹλΠϜεϦοϓ) 2048 ೥ͷࣾձ͸ʁ ࠜຊతͳ࢓૊Έ͔ΒࣗಈԽ͞Ε͍ͯΔ ʮԿΛ࣮ݱ͍ͨ͠ͷ͔ʯͱ͍͏ɺ ͻͱΓͻͱΓͷҙࢥ͕େ੾Ͱ͋Δࣾձ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.7/50
8. ࠓ೔ͷτϐοΫ ΦϦΤϯςʔγϣϯ तۀͷ໨తɺ֓ཁɺεέδϡʔϧͳͲ ϑΟϯςοΫ (FinTech) ͱ͸Կ͔ʁ എܠͱҙຯ ࣮ྫ ৘ใֵ໋ͱࣾձ ۚ༥ͷະདྷ࢙ʹ޲͚ͯ ౼ٞ : ϑΟϯςοΫ͸ਓΛࣗ༝ʹ͢Δ͔ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.8/50
9. ͜ͷतۀͷ໨తͱΰʔϧ ຊतۀͰ͸ɺۚ༥ͱ৘ใ௨৴ςΫϊϩδʔͷ༥߹෼໺Ͱ͋ΔʮϑΟϯςοΫ (FinTech)ʯΛओͱٕͯ͠ज़తͳ؍఺͔Βղઆ͠ɺͦͷࣾձ΁ͷΠϯύΫτͱ ٕज़͓ΑͼͦͷԠ༻ͷΨόφϯεʹ͍ͭͯडߨੜͱͱ΋ʹߟ͑Δ ຊतۀͰ͸ɺඇٕज़ऀ͕ɺϑΟϯςοΫͷٕज़తͳഎܠΛཧղ͠ɺٕज़ͷ҆қͳ ηʔϧετʔΫʹགྷΒ͞ΕΔ͜ͱͳ͘ɺۚ༥΍޿͍ҙຯͰͷࢿ࢈ͷ؅ཧɾ׆༻͕ ؔΘΔࣾձͷྖҬʹ͓͍ͯࣗΒ՝୊Λൃݟ͠ɺٕज़ͷԠ༻ΛཱҊ͢Δ͜ͱʹΑΓ ͦͷղܾΛܭըͰ͖ΔΑ͏ʹͳΔ͜ͱΛૂ͏ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.9/50
10. εέδϡʔϧ(Ծ) ୈ 1 ճ 6݄10೔ ϑΟϯςοΫͱ͸Կ͔ (1) • ୈ 2 ճ 6݄10೔ ϑΟϯςοΫͱ͸Կ͔ (2) • ୈ 3 ճ 6݄17೔ Πϯλʔωοτͷٕज़ͱΨόφϯε (1) ୈ 4 ճ 6݄17೔ Πϯλʔωοτͷٕज़ͱΨόφϯε (2) ୈ 5 ճ 6݄24೔ ϑΟϯςοΫલ໷ (1) ୈ 6 ճ 6݄24೔ ϑΟϯςοΫલ໷ (2) ୈ 7 ճ 7݄ 1 ೔ ϒϩοΫνΣʔϯ (1) ୈ 8 ճ 7݄ 1 ೔ ϒϩοΫνΣʔϯ (2) ୈ 9 ճ 7݄ 8 ೔ Ϩοδϟʔ (୆ா) ٕज़ͱ৽ͨͳΞϓϦέʔγϣϯج൫ (1) ୈ10ճ 7݄ 8 ೔ Ϩοδϟʔ (୆ா) ٕज़ͱ৽ͨͳΞϓϦέʔγϣϯج൫ (2) ୈ11ճ 7݄15೔ αΠόʔϑΟδΧϧࣾձͱۚ༥ͷະདྷ (1) ୈ12ճ 7݄15೔ αΠόʔϑΟδΧϧࣾձͱۚ༥ͷະདྷ (2) ୈ13ճ 7݄22೔ ϑΟϯςοΫɾΞΠσΞιϯ (1) ୈ14ճ 7݄22೔ ϑΟϯςοΫɾΞΠσΞιϯ (2) ୈ15ճ 7݄29೔ ൃදͱ૯ׅ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.10/50
11. ຖճͷतۀߏ੒ (2ίϚ࿈ଓ) ՝୊ͱ՝୊ϨϏϡʔ (10∼20 ෼͘Β͍) तۀͷ࠷ޙʹ༧श΍෮शΛ݉Ͷͨ՝୊Λग़୊͠·͢ ཌिͷतۀͰ͸ɺ࠷ॳʹɺ༏लͳ and/or ڵຯਂ͍ϨϙʔτΛ঺հ͠·͢ ߨٛ (90∼100 ෼͘Β͍) ςʔϚʹ΋ͱͮ͘ղઆΛ͠·͢ దٓɺ࣭໰ʹ౴͑ͨΓɺ୹͍ٞ࿦Λ͠·͢ ౼ٞ (60∼80 ෼͘Β͍) ςʔϚʹ΋ͱ͍ͮͯٞ࿦Λ͠·͢ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.11/50
12. ՝୊Ϩϙʔτͷఏग़ํ๏ Course N@vi Λར༻ͯ͠ఏग़͠·͢ ࢴͰ͸Ұ੾ड͚෇͚·ͤΜ ← ແ͘͢ͷͰఏग़͞Εͳ͔ͬͨ͜ͱʹͳΓ·͢ ʒ੾ʹ஗Εͯ΋ఏग़͠·͠ΐ͏ ڭࣨʹ͍Δ͔Ͳ͏͔Ͱ͸ͳ͘ɺϨϙʔτʹΑΓࢀՃΛ֬ೝ͍ͯ͠·͢ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.12/50
13. ධՁํ๏ ՝୊Ϩϙʔτ ՝୊ϨϏϡʔͰͷ঺հͷͨΊʹϐοΫΞοϓ͢ΔͱՃ఺͞Ε·͢ ϐοΫΞοϓͨ͠ϨϙʔτͷҰ෦Λ࣮ࡍʹ঺հ͠·͢ ੵۃతͳतۀ΁ͷࢀՃ ࣭໰ɾͦͷଞͷൃݴ ࿩୊ͷఏڙ ଞਓͷϨϙʔτ΁ͷίϝϯτ جຊతʹɺतۀ΁ͷߩݙͱϨϙʔτͰධՁ Ճ͑ͯɺάϧʔϓϫʔΫͱͦͷൃද ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.13/50
14. ࢀߟจݙ ଜҪ ७΄͔ʮ֯઒Πϯλʔωοτߨ࠲ (1) Πϯλʔωοτͷجૅ : ৘ใֵ໋Λࢧ͑ΔΠϯϑϥετϥΫνϟʔʯ, ֯઒ֶܳग़൛ (2014) ࢁܗ ߒੜ ฤʮ֯઒Πϯλʔωοτߨ࠲ (10) ୈࡾͷ࢈ۀֵ໋ : ܦࡁͱ࿑ಇͷมԽʯ, ֯઒ֶܳग़൛ (2015) ദ໦ ྄ೋʮϑΟϯςοΫʯ, ೔ܦจݿ (2016) ߐ࡚ ߒʮαΠόʔϑΝʔετ | σδλϧͱϦΞϧͷٯసܦࡁʯ, ΠϯϓϨε R&D (2017) ੪౻ ݡ࣐ʮ৴༻ͷ৽ੈل ϒϩοΫνΣʔϯޙͷະདྷʯ, ΠϯϓϨε R&D (2017) ๺ᖒ ௚ʮ୭͕ FinTech Λ੍͢Δͷ͔ʯ, KADOKAWA (2018) ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.14/50
15. ϑΟϯςοΫͱ͸Կ͔ Financial Technology (ۚ༥ + ςΫϊϩδʔ) ͲΜͳςΫϊϩδʔ͔ ͦΕΛ໰Θͳ͍ͷͰ͋Ε͹ɺߗ՟΋Ԗච΋ா฽΋೪౔൘΋ ݴ༿ ΋ςΫϊϩδʔ ʮਓྨͷςΫϊϩδʔͷ࢖༻͸ɺࣗવքʹ͋Δ΋ͷΛ୯७ͳಓ۩ʹ͢Δ͜ͱ͔Β࢝·ͬͨʯ(΢ΟΩϖσΟΞ) ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.15/50
16. ΠϯμετϦΞϧπʔϧͱ੓ࡦɾϝσΟΞ B. ϑϥʔ, ʮӉ஦ધ஍ٿ߸ૢॎϚχϡΞϧʯ, 1968 ΠϯμετϦΞϧπʔϧ = ࡞Δͷʹෳ਺ͷਓؒΛඞཁͱ͢Δಓ۩ ⇒ ੓ࡦ (࡞Δͷʹෳ਺ͷਓؒΛඞཁͱ͢Δ)ɾϝσΟΞ (ಓ۩ʗਓؒͷ֦ு) ʮݴ༿ʯ͸࠷ॳͷΠϯμετϦΞϧπʔϧͩͬͨ ࠓ೔తʹ͸ςΫϊϩδʔ͸ΠϯμετϦΞϧπʔϧͷମܥΛࢦ͠·͢ Ͱ͢ͷͰ΍ͬͺΓݴ༿͸ςΫϊϩδʔͰ͕͢ɺ ݴ༿ͷ௨৴ٕज़తଆ໘Λߟ͑Δͱɺ͜ͷतۀʹͱͬͯҙຯΛ΋ͪ·͢ ͦͯ͠ਓʑ͸ʮςΫϊϩδʔʯͱ͍͏ݴ༿ʹ;ΕΔͱ͖ɺ ͦͷ࣌఺Ͱͷ࠷৽ͷΠϯμετϦΞϧπʔϧͷମܥΛΠϝʔδ͠·͢ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.16/50
17. എܠ : σδλϧςΫϊϩδʔ ίϯϐϡʔλͱωοτϫʔΫͷॲཧೳྗͷ޲্ͱ௿ίετԽ ⇒ ݸਓ͕ωοτϫʔΫίϯϐϡʔλΛ࣋ͪา͖ੜ׆͢Δ࣌୅ͷ౸དྷ ݸਓ͕࣋ͪา͘ωοτϫʔΫίϯϐϡʔλ = εϚʔτϑΥϯ 30 ೥લͷੜ׆ɾ࿑ಇελΠϧΛ૝૾Ͱ͖·͔͢ʁ େମɺত࿨ . . . ͋ΔҙຯมΘͬͯͳ͍Ͱ͚͢ͲͶʂ(ۤস) ্ล͸૬౰ɺมԽ͠·ͨ͠ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.17/50
18. ϑΟϯςοΫͷ IDEA Financial Inclusion (ۚ༥แઁ) ސ٬ͷ૚͕֦େ͢Δ (࣋ͨ͟ΔऀΛؚΜͰ͍͘) Financial Democracy (ۚ༥σϞΫϥγʔ) ࣄۀओମ͕޿͕Δ (ۜߦɾূ݊ձࣾҎ֎͕୆಄ͯ͘͠Δ) User Experience (ސ٬ͷମݧɾຬ଍) ސ٬ʹ͸ڋ൱ݖ͕͋Δ Architecture as Law (๏ͱͯ͠ͷΞʔΩςΫνϟ) ๏ʹ͸ഁΔͱ͍͏બ୒ࢶ͕͋Δ͕ɺ ΞʔΩςΫνϟ͕ग़དྷͳ͍ͱ͍ͯ͠Δ͜ͱ͸͋͘·Ͱग़དྷͳ͍ ϋοΫ͢Δज़Λߦ࢖Ͱ͖ͳ͚Ε͹ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.18/50
19. ϑΟϯςοΫͷࣄۀ෼໺ͱݴΘΕΔ΋ͷ ܾࡁɾૹۚ ిࢠϚωʔɺΫϨδοτ/σϏοτΧʔυɺϞόΠϧܾࡁɺσδλϧ௨՟ ࢿ࢈ӡ༻ ࣗಈӡ༻ɺϩϘΞυόΠβ ༬ۚɾ༥ࢿ P2P ϨϯσΟϯάɺϓϦϖΠυ ࢿۚௐୡ Ϋϥ΢υϑΝϯσΟϯάɺICO (໰୊͋Γ)ɺSTOɺCOE (Cause-Oriented Economy)(ߨࢣ଄ޠ) อݥ IoT ͷ׆༻ɺεϚʔτίϯτϥΫτ (ࣗಈԽ) ࢿຊࢢ৔ ୆ாٕज़ʹΑΔূ݊औҾγεςϜ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.19/50
20. ϑΟϯςοΫ͸ຊདྷతʹʮഁյʯ͢Δ ͋͘·Ͱݱࡏͷۚ༥ࢿຊओٛͷϧʔϧͷதͰɺ޻ֶతͳΞϓϩʔνʹΑΓɺ རӹΛ࠷େԽ͢Δ͜ͱ΋ߟ͑ΒΕΔ (cf. ۚ༥޻ֶ) ͕ͩϑΟϯςοΫ͸ຊདྷతʹήʔϜνΣϯδϟʔͰ͋ΓɺϧʔϧΛม͑ɺ ैདྷͷۚ༥ࢿຊओٛࣾձΛ࣌୅஗Εʹ͢ΔΑ͏ͳมԽΛੜΈग़͢ ౔୆ͦͷ΋ͷΛਧ͖ඈ͹͢ ৽ͨͳςΫϊϩδʔ͸ɺچདྷͷ࢓૊ΈΛӌճ͢Δ͜ͱΛՄೳʹ͢Δ ͦͷ͜ͱͰʮ౔୆ʯ͕ड͚ΔΠϯύΫτ͸ܭΓ஌Εͳ͍ ྫ 1 : YouTube, Uber, Airbnb (์ૹہɺं྆ɺෆಈ࢈ͷॴ༗͔Βͷ෼཭) ྫ 2 : Visa ↔ AMEX ϒϥϯυϗϧμʔ (brand holder)ɺΠγϡΞ (issuer)ɺΞΫϫΠΞϥ (acquirer) ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.20/50
21. ϑΟϯςοΫͷ࣮ྫ ʮઌਐࠃʯ͔Βֶ΂Δ͜ͱ͸ʁɹݱࡏਐߦܗͷֶͼ͸ʁ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.21/50
22. Alibaba Group (Ѩཬ೹೹ूஂ) ͱ Yahoo! JAPAN άϧʔϓ தࠃ࠷େͷ EC αʔϏε (5 ԯਓͷങ͍ख) ⇔ ΠϯλʔωοτͷྗͰ೔ຊͷ͋ΒΏΔ՝୊Λղܾ͢Δʮ՝୊ղܾΤϯδϯʯ Alipay (ࢧ෇ๅ) (ܾࡁϓϥοτϑΥʔϜ) QR ίʔυΛར༻ͯ͠ܞଳి࿩ʹΑΓܾࡁ େن໛ͳ଺ཹࢿۚ (े਺ஹԁ) → MMF ʹ༬͚Δࢿ࢈ӡ༻αʔϏε ⇔ PayPay Zhima Credit (ࣳຑ৴༻) 5 ԯਓ෼ͷσʔλΛ෼ੳͯ͠৴༻౓Λ਺஋Խɺ৴༻είΞΛఏڙ είΞʹΑͬͯड͚ΒΕΔαʔϏε͕มΘͬͯ͘Δ ⇔ Yahoo! είΞ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.22/50
23. ৘ใֵ໋ͱࣾձ — ۚ༥ͷະདྷ࢙ʹ޲͚ͯ ৘ใֵ໋͸͍ͭى͖ͨͷ͔ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.23/50
24. 4ͭͷ৘ใֵ໋ͱจ໌ͷλΠϓ 1. ࿩͠ݴ༿ (࠷ॳͷΠϯμετϦΞϧπʔϧ) ਓྨͷ஀ੜͱͱ΋ʹ (໿ 5∼7 ສ೥લʁ) ↔ ङྌ࠾ूࣾձ ࣗવͷதͰੜ͖Δ 2. ࠁҹɾखॻ͖จࣈ ݹ୅ϝιϙλϛΞ͔Β (໿ 5,400 ೥લ) ↔ ೶ߞࣾձ ଠཅ͔ΒͷΤωϧΪʔϑϩʔΛӌճͤ͞௚઀ར༻͢Δจ໌ 3. ׆൛ҹ࡮ άʔςϯϕϧΫͷൃ໌͔Β (໿ 570 ೥લ) → ࢈ۀࣾձ Խੴ೩ྉΛར༻͢Δจ໌ 4. σδλϧςΫϊϩδʔ 20 ੈلޙ൒͔Β → ʁ ʁࣾձ ࠶ੜՄೳΤωϧΪʔΛར༻͢Δจ໌ʁ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.24/50
25. ৴༻ɾۚ༥ͷ͔ͨͪͱ৘ใ఻ୡ ৘ใͷอଘͱ఻ୡͷϓϥοτϑΥʔϜ͕৴༻ɾۚ༥ͷج൫ͱͳΔ ᑹܗจࣈͱ೪౔൘ͷ࣌୅ ೪౔൘ʹࠁΉɺম͘ɺׂΔ (ܖ໿ͷഁغͷࣾձ੍౓Խ) ՙഅं΍ి৴ͷ࣌୅ AMEX (ՙഅंʹΑΔ୐഑ศۀऀ) Western Union (ి৴ձࣾ) Πϯλʔωοτͷ࣌୅ ICT اۀ͕ۚ༥ʹਐग़͢Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.25/50
26. ςτϥου (tetrad) (࢛ͭ૊) ϝσΟΞ (= ͋ΒΏΔٕज़΍ਓ޻෺) ʹ͍ͭͯͷɺ4 ͭͰͻͱ૊ͷ໰͍͔͚ ڧԽ . . . ͦΕ͸ԿΛڧԽ͠ɺڧௐ͢Δͷ͔? ਰୀ . . . ͦΕ͸ԿΛഇΕͤ͞ɺԿʹऔͬͯ୅ΘΔͷ͔? ճ෮ . . . ͦΕ͸͔ͭͯഇΕͯ͠·ͬͨԿΛճ෮͢Δͷ͔? ൓స . . . ͦΕ͸ۃݶ·Ͱԡ͠ਐΊΒΕͨͱ͖ԿΛੜΈͩ͠ɺԿʹస͡Δͷ͔? – ϚΫϧʔϋϯʮϝσΟΞͷ๏ଇʯ ͋ΒΏΔϝσΟΞʹ͍࣭ͭͯ໰Ͱ͖Δ໰͍ ͦͷϝσΟΞ͕ਓͱࣾձʹ΋ͨΒ͢෭࡞༻͸Կ͔ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.26/50
27. ࣗಈंͷςτϥου ਓؒͷҠಈ (ΑΓ଎͘ΑΓԕ͘΁) ஍ཧతͳػೳ෼ࢄ ौ଺ɺަ௨ࣄނ ిؾࣗಈंɾࣗಈӡస ڧԽ ൓స ճ෮ ਰୀ Ҡಈ͢Δࣗ༝ ݸਓతͳۭؒ അͱഅंͱؔ࿈࢈ۀ ౎ࢢͷډॅۭؒɺίϯύΫτͳ֗ ৽͍͠ϝσΟΞ͸աڈʹʮਰୀʯͤ͞ΒΕ͍ͯͨ΋ͷΛʮճ෮ʯͤ͞Δ Ͱ΋ʮ౎ࢢͷډॅۭؒʯ͸Α͍ͱͯ͠ʮഅʯͱ͔ʮഅंʯ͕ిؾࣗಈंɾࣗಈӡసͰʮճ෮ʯ͢Δϫέ͕ . . . ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.27/50
28. Honda UNI-CUB ͜ͷྫʹݶΒͣɺύʔιφϧϞϏϦςΟ͸Ұൠʹਓͷ਎ମʹϑΟ οτ͠৐അత (Ҍ : ਓମ͔ΒͷσβΠϯ΁ͷճؼ) ·ͨɺࣗಈӡస͸ਓͱਓҎ֎ͷ஌ੑ͕ڠௐͯ͠໨త஍ʹ޲͔͏ͱ͍͏ҙຯͰഅత ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.28/50
29. ׆ࣈͷςτϥου ۉ࣭Ͱେྔͳෳ੡ ݻఆ͞Εͨࢹ఺ σδλϧϝσΟΞ ڧԽ ൓స ճ෮ ਰୀ ϧωαϯε ࣸຊ (ϞβΠΫঢ়ͷϝσΟΞ) ௌ֮ϝσΟΞͱͯ͠ͷॻ෺ ৽͍͠ϝσΟΞ͸աڈʹʮਰୀʯͤ͞ΒΕ͍ͯͨ΋ͷΛʮճ෮ʯͤ͞Δ σδλϧϝσΟΞ͸ࣸຊͷΑ͏ͳʮϞβΠΫঢ়ͷϝσΟΞʯΛʮճ෮ʯͤ͞Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.29/50
30. άʔςϯϕϧΫͷۜՏܥ (׆൛ҹ࡮ज़) ஶऀͱ͍͏֓೦ͷ஀ੜ Պֶతํ๏࿦ͷཱ֬ φγϣφϦζϜͷଅਐ өըͷ஀ੜΛ४උ ׬੒඼ͱະ׬੒඼ͷ໌֬ͳ۠ผͷཱ֬ ⇒ ੡඼ ݸਓओٛͷཱ֬ େऺจԽͷըҰԽ : ⇒ ࢈ۀࣾձΛ४උͨ͠ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.30/50
31. ൓స͢ΔάʔςϯϕϧΫͷۜՏܥ (σδλϧϝσΟΞ) ஶऀͱ͍͏֓೦ͷഁյ Պֶతํ๏࿦ͷݟ௚͠ ஍ٿن໛ͷࢹ఺ͷଅਐ ສਓ͕ө૾࡞ՈʹͳΔ ׬੒඼ͱະ׬੒඼ͷෆ໌ྎԽ ⇒ ΦʔϓϯσβΠϯ ίϥϘϨʔγϣϯ ڠ ಇͷଅਐ จԽࣄ৅ͷଟ༷Խ : ⇒ ࢈ۀࣾձͷ࣍ͷࣾձΛ४උ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.31/50
32. ۚ༥՟ฎܦࡁγεςϜͷςτϥου ަ׵ɾফඅɺஷ஝ɾ౤ࢿ ઐ໳෼Խɺ೶ߞɾ࢈ۀࣾձ ֨ࠩɾະདྷ͔Βͷࡡऔɾഁ࢈ σδλϧ௨՟ɺϑΟϯςοΫͱ ͦͷઌ ڧԽ ൓స ճ෮ ਰୀ ࢧ഑ͱ෰ैɺώΤϥϧΩʔ རӹͷ࠷େԽ (՟ฎແ͖) ৴༻γεςϜɺଃ༩ܦࡁ ઐ໳ະ෼Խɺङྌ࠾ूࣾձ ຊ౰ʹʮଃ༩ܦࡁʯ΍ʮઐ໳ະ෼Խʯ͸ճ෮͢Δͷ͔ʁɹܦࡁ࢙తʹͲ͏ͳͷ͔ʁ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.32/50
33. ਓྨ࢙ͱܦࡁͷมԽ ʮ෺ʑަ׵ʯ͸ʮ՟ฎܦࡁʯΛܦͨࢲ͕ͨͪ ղऍ͢Δʮ՟ฎͷͳ͍ੈքʹ͓͚Δܦࡁʯ ʮઐ໳෼Խʯ͕લఏ͔ͩΒ ैͬͯɺ՟ฎܦࡁΑΓલʹ͸ଘࡏͤͣɺΉ͠Ζະདྷʹ͓͍ͯओྲྀͱͳΔՄೳੑ ਓؒʹͱͬͯ͸ʮଃ༩ʯʹΑΓ࿫ΘΕͨํ͕ೃછΉ ཪଆͰਓ޻஌ೳ͕ௐ੔͍ͯͨ͠ͱͯ͠΋ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.33/50
34. ৴༻ͷණࢁϞσϧ ࢿຊओٛࣾձͰ΋૊৫ͷத͸Ή͠ΖίϛϡχζϜ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.34/50
35. ͱ͜ΖͰɺ ਓྨ࢙ʹ࢒Δձࣾͱ͸ʁ Ծʹฉ͍ͯΈ͍ͨ ਓྨ࢙ʹ࢒Δձࣾͷྫ͸ʁ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.35/50
36. ਓྨ࢙ʹ࢒Δձࣾͱ͸ʁ ྫ : ΠΪϦε౦Πϯυձࣾ (1600) ॳͷגࣜձࣾͷͻͱͭ ւԉୂ (1865) ۙ୅తͳגࣜձࣾʹྨࣅͨ͠૊৫ ݱࡏɺਓྨ࢙ʹ࢒͍ͬͯΔͷ͸ɺݱࡏͷձࣾͷ࢓૊Έͷى఺ͱͳΔձࣾ ࣍ʹਓྨ࢙ʹ࢒Δձࣾ͸ʁ ۙ୅తͳגࣜձࣾΛऴᖼͤ͞Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.36/50
37. DAO (Ұൠ໊ࢺ) Distributed/Decentralized Autonomous Organization ࣗ཯෼ࢄ (୤த৺) ૊৫ - ܦӦ͕ࣗಈԽ͞Εͨ૊৫ ྫ : ϏοτίΠϯ ϢʔβΛגओɺίΠϯΛגࣜɺ࠾۷ऀͨͪΛैۀһͱߟ͑Ε͹ . . . ͦͷϓϩάϥϜίʔυ͸ɺגࣜͷҠసΛۀͱ͢Δͦͷ૊৫ͷܦӦͷ࢓ํΛ هड़͍ͯ͠Δͱݟͳ͢͜ͱ΋Ͱ͖Δ DeFi (Decentralized Finance) ͷϜʔϒϝϯτ ΦʔϓϯιʔεͰࣗ཯ಈ࡞͢Δۚ༥πʔϧΩοτ ҰൠԽͯ͠ߟ͑Δͱʮ๏ʯͷ͋Γํ͕มΘ͍ͬͯ͘ ιϑτ΢ΣΞʹ͸ɺ΋ͱ΋ͱͦ͏͍͏ྗ͕͋Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.37/50
38. ٕज़͕ politics Λม͑Δ ʲ੓࣏ (politics)ʳ ॾݖྗɾॾूஂͷؒʹੜ͡Δར֐ͷରཱͳͲͷௐ੔ɾடংܗ੒ ΋͠ɺ౪·ΕͨίΠϯΛϓϥοτϑΥʔϜͷ൑அͰऔΓ໭ͤΔͱͨ͠Βʁ ๏Λࣥߦ͢ΔྗΛ΋ͭͳΒʮ࢘๏ʯΛ୲͏͜ͱʹͳΔ ͲͷߦҝΛ୭͕൜ࡑͩͱܾΊΔͷ͔ɺͦΕΛ୭͕ਖ਼͢ͷ͔ɺ୭͕୭Λേ͢Δͷ͔ “Code is Law” ͳΒʮཱ๏ʯ . . . ϓϩάϥϜίʔυ͕ਓͱਓͷؒͷடংΛܾΊΔ Ξυϛϯ͸ʮߦ੓ʯ ΋͸΍֤͕ࣗΞϓϦͷϧʔϧʹै͍ߦಈ͢Δ͜ͱͰࣗಈతʹடং͕ܗ੒͞ΕΔ͜ͱ͢Β͋Δ ࠃཱ͕๏ɺߦ੓ɺ࢘๏ͷࡾݖΛ෼ཱͤͨ࣌͞୅Λܦͯ . . . ࢲͨͪ͸ࠓɺࣾձͷมΘΓ໨Λੜ͖͍ͯΔ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.38/50
39. ஍ٿن໛OS (2007) ࢲͨͪ͸ίϯϐϡʔλͷ OS Λʮதԝʯͩͱ͸ࢥΘͳ͍͕ɺઐ੍తͳσβΠϯ͸Մೳ (e.g. “TRON(өը)”, iOS ͷΞϓϦ৹ࠪ) ʮதԝʯͱݺ͹Ε͍ͯͨ΋ͷ͕ࣗಈԽ͢Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.39/50
40. Amazon Go ങ͍෺٬͸՟ฎͷଘࡏΛҙࣝ͠ͳ͍ → ՟ฎ͸΋͏͙͢ݟ͑ͳ͘ͳΔ ཪଆͰ͞·͟·ͳҟͳΔ՟ฎɾΫʔϙϯɾϙΠϯτͷγεςϜ͕ಈ͖ಘΔ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.40/50
41. ଟ༷ͳσδλϧ௨՟͕࢖ΘΕΔੈք΁ ϏοτίΠϯʹ୅ද͞ΕΔάϩʔόϧͳ௨՟ ࠃຽ௨՟ͷσδλϧԽ (೔ຊʹ͓͍ͯ͸ʮσδλϧ JPYʯ) MUFG ίΠϯɺJ ίΠϯɺS ίΠϯ ڞಉମʹΑΔࢼΈ தԝۜߦʹΑΔࢼΈ ஍Ҭ௨՟ɺ໨తผ௨՟ (“Cause-Oriented Economy”) ࠓ͸ଟ༷ͳσδλϧ௨՟͕࢖ΘΕΔੈքͷೖޱ (◦◦Pay, . . . ) ͦͷ൥ࡶ͞͸ࢲͨͪͷҙࣝʹ͸্Βͣɺࢲͨͪ͸ࣗ෼ͷϙϦγʔ͚ͩΛ͸͖ͬΓͤ͞·͢ ͢ΔͱɺཪͰಈ͍͍ͯΔͷ͕՟ฎ͔Ͳ͏͔͢Βؔ஌͠ͳ͘ͳΓ·͢ ͦ͜ʹγΣΞϦϯάΤίϊϛʔ΋ೖ͖ͬͯ·͢ ⇒ ՟ฎܦࡁͷਰୀʂ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.41/50
42. ۚ༥՟ฎܦࡁγεςϜͷςτϥου (࠶ܝ) ަ׵ɾফඅɺஷ஝ɾ౤ࢿ ઐ໳෼Խɺ೶ߞɾ࢈ۀࣾձ ֨ࠩɾະདྷ͔Βͷࡡऔɾഁ࢈ σδλϧ௨՟ɺϑΟϯςοΫͱ ͦͷઌ ڧԽ ൓స ճ෮ ਰୀ ࢧ഑ͱ෰ैɺώΤϥϧΩʔ རӹͷ࠷େԽ (՟ฎແ͖) ৴༻γεςϜɺଃ༩ܦࡁ ઐ໳ະ෼Խɺङྌ࠾ूࣾձ ຊ౰ʹʮଃ༩ܦࡁʯ΍ʮઐ໳ະ෼Խʯ͸ճ෮͢Δͷ͔ʁ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.42/50
43. มԽͷτϨϯυ ՟ฎ΍ۚ༥͕ઌӶԽ͢Δͱʮަ׵ɾফඅʯ͸ఀ଺͢Δ → γΣΞϦϯάΤίϊϛʔ͕୆಄͢Δ (ϑΟϯςοΫ͕ڀۃԽ͍ͯ͘͠ઌͱͯ͠ͷ) ઐ໳ੑΛ൐ΘͣʹܦࡁΛӦΉϥΠϑελΠϧ (AI ΍σδϑΝϒʹΑΔޙԡ͠΋) → ՝੫͢΂͖ܦࡁ׆ಈ͕ॖୀ͢Δ ެڞΛ୲͏ํ๏ʹมԽ͕ੜ͡Δ ← ࢲͨͪʹͱͬͯͷػձ → ͦͷ࣌఺Ͱͦ΋ͦ΋՟ฎͷਰୀ͕ى͖͍ͯΔ (੓෎૊৫ɺӦར૊৫ʹͱͬͯͷ೾ཚͱ NPO/NGO ͷ֓೦ͷ֦େ) ՟ฎܦࡁͷݪཧΛਪ͠ਐΊ͍ͯ͘͜ͱͰɺٯʹ՟ฎΛඞཁͱ͠ͳ͍༥௨ͷιϦϡʔγϣϯ͕ બ୒͞Ε͍͖ͯɺ՟ฎ͸Ή͠Ζද෣୆͔Βୀ͍͍ͯ͘ → ʮޏ༻ʯ΍ʮചΓͱങ͍ͷ෼཭ʯͱ͍͏ߟ͑ํ่͕յ͢Δ ʮࢧ഑ऀʯ͸ଘࡏͤͣɺ ʮফඅऀʯ΋ଘࡏ͠ͳ͍ ۩ମతʹ͸ͲΜͳࣾձʁ → SF ϓϩτλΠϐϯάͰߟ͑Δ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.43/50
44. Amazon Go (࠶ܝ) ৯΂΋ͷ͕͋Δ৔ॴʹߦͬͯɺͦΕΛ௫ΜͰɺͨͩ࣋ͪؼΔ (ͦͯ͠Ո଒ͱ෼͔ͪ߹͏) ͦΕ͸ࢲͨͪͷ஌͍ͬͯΔԿ͔ʹࣅ͍ͯ·͢ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.44/50
45. ৽͍͠ʮङྌ࠾ूࣾձʯʹ޲͚ͯ ؍࡯͢Δɺ೺Ѳ͠໨ඪΛఆΊಓ۩Λ४උ͢Δɺ௅Ήɺ֫Δɾ࠾Δɺ෼͚༩͑Δ × PDCA αΠΫϧ (೶ߞɾ࢈ۀຽͷελΠϧ) ⃝ OODA ϧʔϓ (ङྌ࠾ूຽͷελΠϧ) ͦ͜ʹ՟ฎͷଘࡏ͸ࣅ߹͍·ͤΜ ٕज़ʹΑΓʮࢿݯ͕;ΜͩΜʹ͋Δʯঢ়گΛ͍͔ʹ࡞Γग़ͤΔ͔͕ݤ ࢲͨͪͷࣾձʹ͓͍ͯʮ༥௨ʯ͸Ή͠Ζ·͢·͢ॏཁʹͳ͍͖ͬͯ·͢ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.45/50
46. ͜͜·Ͱͷ಺༰ʹ࣭໰͸͋Γ·͔͢ʁ तۀͷ໨తɺ֓ཁɺεέδϡʔϧͳͲ ϑΟϯςοΫͱ͸Կ͔ ϑΟϯςοΫͷ࣮ྫ ৘ใֵ໋ͱࣾձ — ۚ༥ͷະདྷ࢙ʹ޲͚ͯ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.46/50
47. ౼ٞ : ϑΟϯςοΫ͸ਓΛࣗ༝ʹ͢Δ͔ ਓ͸ࣗ༝Ͱ͋ͬͨํ͕Α͍͔ɺͦͷཧ༝͸ʁ ਓͷࣗ༝Λୣ͏ϑΟϯςοΫ͸͋Γ͏Δ͔ ͦͷٯ͸Մೳ͔ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.47/50
48. ՝୊ͷग़୊ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.48/50
49. ՝୊1.ʮΠϯλʔωοτͷςτϥουʯ (1) ΠϯλʔωοτͷςτϥουΛඳ͍͍ͯͩ͘͞ ͢ͳΘͪɺΠϯλʔωοτ͕ʮڧԽʯ͠ʮਰୀʯͤ͞ʮճ෮ʯͤ͞Δ΋ͷɺ ͦͯ͠Կʹʮ൓సʯ͢Δ͔ΛՕ৚ॻ͖ͰΑ͍ͷͰॻ͖ग़͍ͯͩ͘͠͞ (2) ඳ͍ͨςτϥουʹ΋ͱ͖ͮɺΠϯλʔωοτ͕ۚ༥ʹͲͷΑ͏ʹ࡞༻ ͢Δ͔ɺ؆ܿʹड़΂͍ͯͩ͘͞ ఏग़ظݶ 2019 ೥ 6 ݄ 15 ೔ (౔) 17:59 JST ఏग़ํ๏ Course N@vi ͔Β ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.49/50
50. ·ͨདྷिʂ ϑΟϯςοΫ — ۚ༥ֵ৽ͱΠϯλʔωοτ 2019 Ն ୈ 1-2 ճʮϑΟϯςοΫͱ͸Կ͔ʯ — 2019-06-10 – p.50/50