MoneySense Live - Investing 101 - The Concepts

Transcript

2. • Personal money management coach • Registered Financial Planner® • Bestselling author of "12 Steps to Build Wealth on Any Income" • Established Pinoy Smart Savers Learning Center
4. MODULE 1  What is investing?  Why invest?  Factors to consider when investing.  Different types of investments MODULE 2  How much to invest  How to compute cost and returns  When to investment  Setting-up an investment portfolio
10. 10 NOW In 20 Years In 30 Years In 40 Years
11. 11 YEARS 3% 5% 7%
12. 12 5 10 15 20 25 30 35 40 YRS Accumulated value
14. 14 YEARS 1,000/mo 3,000/mo 5,000/mo
22. 22 Investment Risk “All investments carry risk of losing money!” Risk Tolerance 22
23. 23 “Being TOO AGGRESSIVE or TOO CONSERVATIVE has a price!” “Invest your money where it will grow at least at the same rate as the inflation rate!” 23
35. 35 Low RETURN High RISK Low High Cash Time Deposit Gov’t Securities / Bonds Money-market Funds Bond Funds Equity Funds Stocks Business Commercial Properties Home Jewelry, Art, Collectibles Balanced Funds