7つの入金外部サービスと連携して分かった実践的な”状態管理”設計パターン3選

2022/10/21 Kaigi on Rails
https://kaigionrails.org/2022/talks/shohei1913/

Transcript

1. Smart, Secure, Mobile Super powered Banking and Living.  ͭͷೖۚ֎෦αʔϏεͱ࿈ܞͯ͠෼͔ͬͨ
   ࣮ફతͳ
   
   
   
   
   
   
   
   
   
   
   ઃܭύλʔϯબ zঢ়ଶ؅ཧz
2. Smart, Secure, Mobile Super powered Banking and Living. 8FCΞϓϦέʔγϣϯ͸ঢ়ଶ؅ཧͷ࣮૷͕ଟ͍
   ˠ
   ϩάΠϯঢ়ଶɺձһొ࿥ঢ়ଶɺೖۚɾܾࡁঢ়ଶɺFUDʜ ͜͜d೥Ͱ࣮૷͔ΒಘֶͨͼΛڞ༗͍ͨ͠ .PUJWBUJPO  ͭͷೖۚ֎෦αʔϏεͱ࿈ܞͯ͠෼͔ͬͨ
   ࣮ફతͳ
   
   
   
   
   
   
   
   
   
   
   ઃܭύλʔϯબ zঢ়ଶ؅ཧz
3. Smart, Secure, Mobile Super powered Banking and Living.  4NBSU
   #BOL
   *OD
   
   4FSWFSTJEF
   &OHJOFFS ࡾ୩
   ণฏ Pro fi le w 4*FS
   ˠ
   'BCMJD
   ˠ
   ָఱ
   ˠ
   4NBSU
   #BOL !TIPIFJ w ؂ࢹΛ௨ͨ͡αʔϏεͷஞ࣍తਐԽ
   !
   ,BJHJ
   PO
   3BJMT
    w 3BJMTྺ
   ೥ऑ
4.  ࣗݾ঺հ
    ࠓ೔ͷςʔϚ
    ঢ়ଶ؅ཧύλʔϯ
    ϦΞϧλΠϜܕ
    ࣄલ༧໿ܕ
    ׬શඇಉظܕ
    ·ͱΊ AGENDA
5. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷςʔϚ ֎෦αʔϏε ঢ়ଶ؅ཧ
6. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷςʔϚ ܾࡁ &$αΠτ ΞΧ΢ϯτ࿈ܞ ഑ૹ 8FCαʔϏε
   
   Y
   
   ֎෦αʔϏε 
   ࣮૷ίετ௿
   Y
   ঢ়ଶ؅ཧ೉қ౓
   ߴ
7. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷςʔϚ Ͳ͏΍ͬͯঢ়ଶΛಉظͯ͠؅ཧ͢Δʁ ঢ়ଶભҠ͕ؔ࿈͢Δ֎෦αʔϏε࿈ܞͷ೰ΈϙΠϯτ ঢ়ଶͷෆ੔߹͕ൃੜ͢ΔΤϥʔέʔε͸ʁ ΋͠ෆ੔߹͕ൃੜͨ͠Βʁ
8. Smart, Secure, Mobile Super powered Banking and Living.   7JTBϓϦϖΠυΧʔυʹ
   
   
   
   
   
   
   
   ͯ͠
   ࢧ෷͏ͱࢧग़͕ϦΞϧλΠϜʹՄࢹԽ͞Εͯ
   ʮ͋ͱ͍͘Β࢖͑Δʯ͕ͻͱ໨Ͱ෼͔Δ Ոܭ฽ΛࣗಈͰ࢓෼͚ɻ 
 ౰݄ͷ༧ࢉΛઃఆͯ͠ 
 ࢧग़ͷৼΓฦΓ͕Ͱ͖Δ ໨తผʹʮϙέοτʯΛ
   ࡞੒͓ۚ͠ΛஷΊͨΓɺ
   ࢒ߴΛ෼ผ؅ཧͰ͖Δ 7JTBՃໍళͳΒͲ͜Ͱ΋ 
 ར༻Մೳɻࢧ෷͍ͷཤྺ 
 ͸શͯϦΞϧλΠϜʹࣗ 
 ಈͰՄࢹԽ #  ೖۚ
9. Smart, Secure, Mobile Super powered Banking and Living.   Ոܭ฽ΛࣗಈͰ࢓෼͚ɻ 
 ౰݄ͷ༧ࢉΛઃఆͯ͠ 
 ࢧग़ͷৼΓฦΓ͕Ͱ͖Δ ໨తผʹʮϙέοτʯΛ
   ࡞੒͓ۚ͠ΛஷΊͨΓɺ
   ࢒ߴΛ෼ผ؅ཧͰ͖Δ 7JTBՃໍళͳΒͲ͜Ͱ΋ 
 ར༻Մೳɻࢧ෷͍ͷཤྺ 
 ͸શͯϦΞϧλΠϜʹࣗ 
 ಈͰՄࢹԽ #  #BMBODFɺ#VEHFU ༧ࢉɺࢿ࢈ ೖۚ ෯޿͍ೖۚํ๏ʹରԠ͢Δ͜ͱͰ
   ϢʔβϏϦςΟ61
10. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷςʔϚ "ࣾ #ࣾ $ࣾ %ࣾ %ࣾ %ࣾ &ࣾ ࣾͷ֎෦αʔϏε ͭͷೖۚखஈ ϦΞϧλΠϜܕ ࣄલ༧໿ܕ ׬શඇಉظܕ ͭͷύλʔϯ
11. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷςʔϚ ࣋ͪؼͬͯ΋Β͍͍ͨ͜ͱ ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ 1 ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ 2 ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ 3
12. Smart, Secure, Mobile Super powered Banking and Living.  ࠓ೔ͷςʔϚ ૝ఆ͢Δλʔήοτ ֎෦αʔϏεΛ͋·Γར༻ͨ͜͠ͱ͕ͳ͍ਓ ύλʔϯΛཧղ͠ࠓޙͷ։ൃ࣌ͷΠϯϓοτʹ ۀ຿ͰόϦόϦʹ֎෦αʔϏε࢖͍ͬͯΔਓ ࣗ෼ͷγεςϜͱൺֱ͠ͳ͕Βྑ͍ͱ͜ΖΛऔΓೖΕΔ
13. Smart, Secure, Mobile Super powered Banking and Living. ϦΞϧλΠϜܕ
14. Smart, Secure, Mobile Super powered Banking and Living.  ϦΞϧλΠϜܕ Ұ࿈ͷૢ࡞͕ΞϓϦ಺͚ͩͰ׬݁͢Δ 3&45GVM
    "1*͕ఏڙ͞Ε͍ͯΔ৔߹ʹ࣮૷Մೳ ֹۚೖྗ ܾఆ ׬ྃ
15. Smart, Secure, Mobile Super powered Banking and Living.  ϦΞϧλΠϜܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ܾࡁαʔϏε ֹۚΛೖྗ࣮ͯ͠ߦ ϦΫΤετ ϦΫΤετ ݁Ռฦ٫ ݁Ռฦ٫ ݁Ռදࣔ ϦΫΤετϑϩʔ ΞϓϦ಺ૢ࡞ͷΈͰ׬݁
16. Smart, Secure, Mobile Super powered Banking and Living.  ԿʹؾΛ͚࣮ͭͯ૷͢Ε͹Α͍ͷʁ ϦΞϧλΠϜܕ ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ 1PJOU 1PJOU
17. Smart, Secure, Mobile Super powered Banking and Living.  ϦΞϧλΠϜܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ܾࡁαʔϏε ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ 1PJOU %#τϥϯβΫγϣϯ؅ཧ
18. Smart, Secure, Mobile Super powered Banking and Living.  ϦΞϧλΠϜܕ ࣗࣾ
    αʔόʔ ֎෦αʔϏε
    %# %#
    τϥϯβΫγϣϯ಺Ͱ֎෦αʔϏεΛݺͼग़͢ͱʁ ࣗࣾ
    %# ֎෦αʔϏε ϦΫΤετ৘ใอଘ ϦΫΤετ ܾࡁ݁Ռอଘ ݁Ռอଘ Τϥʔൃੜ ϩʔϧόοΫ τ ϥ ϯ β Ϋ γ ϯ w ࣦഊ࣌ͷϩʔϧόοΫॲཧʹΑͬͯɺॲཧ݁Ռ΍ͦͷܗ੻·Ͱࣗࣾ%#͔Βফ͑ͯ͠·͏ ϦΫΤετσʔλ͕ଘࡏ͠ͳ͍ ਖ਼ৗσʔλ͕࢒͍ͬͯΔ σʔλͷෆ੔߹ঢ়ଶ w σʔλෆ੔߹ͷௐࠪͷͨΊʹ͸ৄࡉͳϩάௐ͕ࠪඞཁʹͳΔͳͲӡ༻࣌ͷख͕ؒେ͖͍ w ֎෦αʔϏεͷϦΫΤετதɺϩοΫΛ௕࣌ؒઐ༗ͯ͠͠·͏
19. Smart, Secure, Mobile Super powered Banking and Living.  ϦΞϧλΠϜܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ܾࡁαʔϏε ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ 1PJOU τϥϯβΫγϣϯᶃ
    ɾόϦσʔγϣϯॲཧ
    ɾϦΫΤετ৘ใͷอଘ τϥϯβΫγϣϯᶄ
    ɾϦΫΤετ݁Ռͷอଘ ʢτϥϯβΫγϣϯʣ
    ɾ1VTI௨஌ͳͲͷඇॏཁॲཧ w ϝΠϯॲཧʹӨڹΛ༩͑ͳ͍
    w ϦΧόϦൣғΛখ͘͢͞Δ
    w +PCͳͲͰࣗಈϦΧόϦ͢Δ
20. Smart, Secure, Mobile Super powered Banking and Living.  ϦΞϧλΠϜܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ܾࡁαʔϏε ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ 1PJOU ΤϥʔϙΠϯτᶆ
    ɾ௨৴λΠϜΞ΢τ ΤϥʔϙΠϯτᶇ
    ɾόϦσʔγϣϯΤϥʔ
    ɾޙଓॲཧΤϥʔ ΤϥʔϙΠϯτᶃ
    ɾόϦσʔγϣϯΤϥʔ ΤϥʔϙΠϯτᶅ
    ɾܾࡁΤϥʔ ΤϥʔϙΠϯτᶄ
    ɾωοτϫʔΫΤϥʔ Τϥʔͷ۠ผ͕ඞཁ ࣗࣾ%#
    ࣦഊ
    
    ֎෦%#
    σʔλͳ͠
    PS
    ࣦഊ σʔλෆ੔߹ͳ͠ ࣗࣾ%#
    ࣦഊ
    
    ֎෦%#
    ੒ޭ σʔλෆ੔߹͋Γ
21. Smart, Secure, Mobile Super powered Banking and Living. ߦ͖ͷΤϥʔ
    ݕ஌ඞཁ౓
    ௿ ؼΓͷΤϥʔ
    ݕ஌ඞཁ౓
    ߴ  ϦΞϧλΠϜܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ܾࡁαʔϏε ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ 1PJOU ΤϥʔϙΠϯτᶆ
    ɾ௨৴λΠϜΞ΢τ ΤϥʔϙΠϯτᶇ
    ɾόϦσʔγϣϯΤϥʔ
    ɾޙଓॲཧΤϥʔ ΤϥʔϙΠϯτᶃ
    ɾόϦσʔγϣϯΤϥʔ ΤϥʔϙΠϯτᶅ
    ɾܾࡁΤϥʔ ΤϥʔϙΠϯτᶄ
    ɾωοτϫʔΫΤϥʔ
22. Smart, Secure, Mobile Super powered Banking and Living.  ঢ়ଶભҠ ϦΞϧλΠϜܕ ೖۚड෇ ೖۚ੒ޭ ૝ఆͨ͠Τϥʔ ঢ়ଶෆ੔߹Τϥʔ ೖࣦۚഊ ϦΫΤετ੒ޭ ؼΓͷΤϥʔ ߦ͖ͷΤϥʔ ݁Ռه࿥ 4FOUSZ
    
    4MBDL࿈ܞ౳Ͱͷݕ஌ ϦΧόϦ
23. Smart, Secure, Mobile Super powered Banking and Living.  ςʔϒϧઃܭྫ ϦΞϧλΠϜܕ JE CJHJOU TUBUVT JOU BNPVOU JOU SFRVFTUFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF JE CJHJOU EFQPTJU@SFRVFTU@JE CJHJOU SFBTPO JOU GBJMFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJU@GBJMVSFT JE CJHJOU EFQPTJU@SFRVFTU@JE CJHJOU EFQPTJUFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJUT EFQPTJU@SFRVFTUT
24. Smart, Secure, Mobile Super powered Banking and Living. ࣄલ༧໿ܕ
25. Smart, Secure, Mobile Super powered Banking and Living.  ࣄલ༧໿ܕ ॲཧͷ్தͰ֎෦αΠτ΍ϦΞϧళฮͰͷૢ࡞͕ඞཁ ΞϓϦ֎ͷૢ࡞׬ྃ࣌ʹ8FCIPPL͕࣮ߦ͞ΕΔ ֹۚೖྗ ࢧ෷৘ใදࣔ ׬ྃ ࢧ෷͍
26. Smart, Secure, Mobile Super powered Banking and Living. ϦΫΤετϑϩʔ  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ݁Ռฦ٫ ܾࡁαʔϏε ϦΫΤετ ϦΫΤετ ݁Ռฦ٫ ༧໿৘ใදࣔ ίϯϏχͷϨδͰࢧ෷͍ ׬ྃ௨஌ ݁Ռฦ٫ ݁Ռ௨஌ ࢧ෷͍ ֹۚΛೖྗ࣮ͯ͠ߦ ࢧ ෷ ४ උ ࢧ ෷ ͍ ݁Ռฦ٫
27. Smart, Secure, Mobile Super powered Banking and Living.  ԿʹؾΛ͚࣮ͭͯ૷͢Ε͹Α͍ͷʁ ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ 1PJOU 1PJOU ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ 1PJOU ࣄલ༧໿ܕ
28. Smart, Secure, Mobile Super powered Banking and Living.  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ ϦΞϧλΠϜܕͱߟ͑Δ͜ͱ͸ಉ͡ τϥϯβΫγϣϯᶃ
    ɾϦΫΤετ݁Ռͷอଘ 1PJOU ʢτϥϯβΫγϣϯʣ
    ɾ1VTI௨஌ͳͲͷඇॏཁॲཧ
29. Smart, Secure, Mobile Super powered Banking and Living.  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ ্ݶόϦσʔγϣϯͷܭࢉʹࢧ෷͍଴ͪΛؚΊΔ 1PJOU ࢧ ෷ ४ උ ࢧ ෷ ͍ ਺෼d਺े෼ͷλΠϜϥά աڈͷೖۚ෼ ೖ্ۚݶόϦσʔγϣϯ ࢧ෷͍଴ͪ ผͷೖۚΛ͢Δ
    
    ೖۚՄೳ࿮͕ݮΔ
    ܾࡁɾฦ͕ۚى͖Δ
    
    ࢒ߴ͕มΘΔ λΠϜϥά ݁Ռ௨஌
30. Smart, Secure, Mobile Super powered Banking and Living.  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ 1PJOU ࢧ ෷ ४ උ ࢧ ෷ ͍ ᶃࢧ෷͍·ʔ͢ ᶄ׬ྃͰʔ͢ ᶅࢧ෷͍ऴΘͬͨͰʙ ᶆ͜Ε͸μϝ΍Ͱ ᶇμϝͱ͔μϝ΍Ͱ ϦɾτɾϥɾΠ ݁Ռ௨஌
31. Smart, Secure, Mobile Super powered Banking and Living.  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε 1PJOU ࢧ ෷ ४ උ ࢧ ෷ ͍ ࢧ෷͍·ʔ͢ ׬ྃͰʔ͢ ສࢧ෷͍ऴΘͬͨͰʙ ͓͚΍Ͱ ผͰສฦۚ͠·͢ ΍ͬͺઌʹۜߦৼࠐͰສೖۚͨ͠Ζ ίϯϏχͰສೖۚ͠Α ݁Ռ੔߹ੑ ೖۚ༧໿
    ສ
    ࢒ߴมಈ
    ສ
    
    ສ༧ఆ ೖۚ
    ສ
    ࢒ߴมಈ
    ສ
    
    ສ ೖۚ
    ສ
    ࢒ߴมಈ
    ສ
    
    ͋Εɺ࢒ߴສʹͳͬͯΔʜ ສ ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ ݁Ռ௨஌
32. Smart, Secure, Mobile Super powered Banking and Living. ΤϥʔϙΠϯτᶅ
    ɾωοτϫʔΫΤϥʔ  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ϦΞϧλΠϜܕͱߟ͑Δ͜ͱ͸ಉ͡ ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ ΤϥʔϙΠϯτᶆ
    ɾ༧ظͤ͵Τϥʔ ΤϥʔϙΠϯτᶇ
    ɾ௨৴λΠϜΞ΢τ ΤϥʔϙΠϯτᶃ
    ɾ཭୤ ΤϥʔϙΠϯτᶄ
    ɾ༗ޮظݶ੾Ε 1PJOU ΞϓϦૢ࡞Λ͔Β΍Γ௚͠ ϦτϥΠ Τϥʔड͚औΓ खಈϦΧόϦ σʔλෆ੔߹࣌ͷॲཧ
33. Smart, Secure, Mobile Super powered Banking and Living. ϦτϥΠରԠ ରԠͷඞཁͳ͠ ΤϥʔϙΠϯτᶅ
    ɾωοτϫʔΫΤϥʔ  ࣄલ༧໿ܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ ΤϥʔϙΠϯτᶆ
    ɾ༧ظͤ͵Τϥʔ ΤϥʔϙΠϯτᶇ
    ɾ௨৴λΠϜΞ΢τ ΤϥʔϙΠϯτᶃ
    ɾ཭୤ ΤϥʔϙΠϯτᶄ
    ɾ༗ޮظݶ੾Ε 1PJOU
34. Smart, Secure, Mobile Super powered Banking and Living.  ঢ়ଶભҠ ༧໿ड෇ ༧໿ ೖۚ੒ޭ ༗ޮظݶ੾Ε ঢ়ଶෆ੔߹Τϥʔ ϦτϥΠՄೳͳ8FCIPPL ͰࣗಈϦΧόϦ ϦΧόϦ ঢ়ଶෆ੔߹Τϥʔ ҙਤతΤϥʔ ೖࣦۚഊ ༧໿ঢ়ଶͷঢ়ଶෆҰக͸ΫϦςΟΧ ϧͰ͸ͳ͍ͨΊҰ཯ࣦഊѻ͍ ϦΫΤετ੒ޭ ϦΫΤετ੒ޭ ࣄલ༧໿ܕ
35. Smart, Secure, Mobile Super powered Banking and Living.  ࣄલ༧໿ܕ JE CJHJOU TUBUVT JOU BNPVOU JOU SFRVFTUFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJU@SFRVFTUT JE CJHJOU EFQPTJU@SFRVFTU@JE CJHJOU SFBTPO JOU GBJMFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJU@GBJMVSFT JE CJHJOU EFQPTJU@SFRVFTU@JE CJHJOU EFQPTJUFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJUT JE CJHJOU SFTFSWBUJPO@DPEF JOU FYQJSFT@BU JOU DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJU@SFTFSWBUJPOT ςʔϒϧઃܭྫ
36. Smart, Secure, Mobile Super powered Banking and Living. ׬શඇಉظܕ
37. Smart, Secure, Mobile Super powered Banking and Living.  ׬શඇಉظܕ ֎෦αΠτͷૢ࡞ͷΈͰ׬݁͢Δ ֎෦αΠτͷૢ࡞׬ྃ࣌ʹ8FCIPPL͕࣮ߦ͞ΕΔ ৼࠐ࣮ߦ ׬ྃ ௨஌
38. Smart, Secure, Mobile Super powered Banking and Living. ϦΫΤετϑϩʔ  ׬શඇಉظܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ۜߦ ۜߦͰৼࠐ ׬ྃ௨஌ ݁Ռฦ٫ ݁Ռ௨஌ ΞϓϦ֎ૢ࡞Ͱ׬݁
39. Smart, Secure, Mobile Super powered Banking and Living.  ԿʹؾΛ͚࣮ͭͯ૷͢Ε͹Α͍ͷʁ 8FCIPPLཁ݅Λຬ࣮ͨͨ͠૷ ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ 1PJOU 1PJOU ׬શඇಉظܕ
40. Smart, Secure, Mobile Super powered Banking and Living.  ׬શඇಉظܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ۜߦ ׬ྃ௨஌ 8FCIPPLཁ݅Λຬ࣮ͨͨ͠૷ w όϦσʔγϣϯΛઃఆ͠ͳ͍
    w ঢ়ଶҟৗͷՄೳੑதdେ
    w ରԠΛϚχϡΞϧԽ 1PJOU ৗʹ੒ޭΛฦ͠ڋ൱ෆՄ όϦσʔγϣϯ ೖۚલͷόϦσʔγϣϯ͕Ұ੾ͳ͍
41. Smart, Secure, Mobile Super powered Banking and Living.  ׬શඇಉظܕ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ۜߦ ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺద੾ͳݕ஌खஈΛ४උ͢Δ ΤϥʔϙΠϯτᶃ
    ɾωοτϫʔΫΤϥʔ ΤϥʔϙΠϯτᶄ
    ɾ༧ظͤ͵Τϥʔ ΤϥʔϙΠϯτᶅ
    ɾ௨৴λΠϜΞ΢τ ϦτϥΠରԠ 1PJOU
42. Smart, Secure, Mobile Super powered Banking and Living.  ঢ়ଶભҠ ೖۚ੒ޭ ঢ়ଶෆ੔߹Τϥʔ ϦΫΤετ੒ޭ ϦτϥΠՄೳͳ8FCIPPL ͰࣗಈϦΧόϦ ϦΧόϦ ׬શඇಉظܕ
43. Smart, Secure, Mobile Super powered Banking and Living.  ׬શඇಉظܕ w ֎෦αʔϏε͔Β௨஌͕དྷΔ·Ͱࣗࣾ%#಺ʹσʔλ͕ଘࡏ͠ͳ͍ ϦίϯαΠϧ w αʔόʔμ΢ϯϝϯςதͳͲͷσʔλϩετ w ϦίϯαΠϧ
    
    ෳ਺ͷγεςϜؒͷσʔλ੔߹ੑΛ֬ೝ͢Δॲཧ w ֎෦αʔϏεଆͷϦτϥΠػೳ w ࢦఆճ਺
    
    ࢦఆظؒΛ௒͑ΔͱϦτϥΠऴྃ w ϦτϥΠ͕ऴྃͨ͠ޙͰ΋σʔλෆ੔߹Λղফ͢Δ࢓૊Έ͕΄͍͠ w ֎෦αʔϏεଆʹཤྺΛऔಘ͢Δ"1*͕͋Δ৔߹ɺ೔࣍ͰཤྺΛऔಘ͠ϩετ෼Λ औΓࠐΉ͜ͱͰσʔλෆ੔߹Λղফ͢Δ
44. Smart, Secure, Mobile Super powered Banking and Living.  JE CJHJOU BNPVOU JOU EFQPTJUFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF EFQPTJUT ςʔϒϧઃܭྫ JE CJHJOU SFBTPO JOU GBJMFE@BU EBUFUJNF DSFBUFE@BU EBUFUJNF VQEBUFE@BU EBUFUJNF ʢEFQPTJU@GBJMVSFTʣ ׬શඇಉظܕ
45. Smart, Secure, Mobile Super powered Banking and Living. ·ͱΊ
46. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊ ͜ͷηογϣϯͰ͓࿩ͨ͜͠ͱ ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ 1 ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ 2 ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ 3 ϦΞϧλΠϜܕ
    
    ࣄલ༧໿ܕ
    
    ׬શඇಉظܕ %#τϥϯβΫγϣϯ
    
    Τϥʔέʔεͱݕ஌ํ๏
    
    ঢ়ଶભҠ
47. Smart, Secure, Mobile Super powered Banking and Living. ϦΫΤετϑϩʔ  ·ͱΊ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ࣄલ༧໿ܕ
48. Smart, Secure, Mobile Super powered Banking and Living. ϦΫΤετϑϩʔ  ·ͱΊ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ϦΞϧλΠϜܕ
49. Smart, Secure, Mobile Super powered Banking and Living. ϦΫΤετϑϩʔ  ·ͱΊ Ϣʔβʔ εϚϗΞϓϦ #
    αʔόʔ ίϯϏχ ܾࡁαʔϏε ׬શඇಉظܕ
50. Smart, Secure, Mobile Super powered Banking and Living. ϦΫΤετϑϩʔ  ·ͱΊ w ࣄલ༧໿ܕʹ͍ͭͯཧղΛਂΊΔ w ଞͷύλʔϯʹ͍ͭͯཧղΛਂΊΔ w γεςϜͷ࢓༷ʹ߹Θͤͯࡉ෦Λ࿅Δ
51. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊ ͜ͷηογϣϯͰ͓࿩ͨ͜͠ͱ ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ 1 ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ 2 ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ 3 ϦΞϧλΠϜܕ
    
    ࣄલ༧໿ܕ
    
    ׬શඇಉظܕ %#τϥϯβΫγϣϯ
    
    Τϥʔέʔεͱݕ஌ɾϦΧόϦํ๏
    
    ঢ়ଶભҠ
52. Smart, Secure, Mobile Super powered Banking and Living.  w ֎෦αʔϏεʹϦΫΤετ͢Δࡍʹ͸%#ͷτϥϯβΫγϣϯ֎Ͱߦ͏
    w τϥϯβΫγϣϯΛ෼͚ΔͨΊɺࡉ͔͘ঢ়ଶ͕؅ཧͰ͖ΔΑ͏ʹςʔϒϧઃܭ ͢Δ
    w ϝΠϯͷॲཧʹӨڹΛ༩͑ͨ͘ͳ͍ඇॏཁॲཧ͸τϥϯβΫγϣϯΛ෼͚Δ %#
    τϥϯβΫγϣϯ؅ཧ ·ͱΊ
53. Smart, Secure, Mobile Super powered Banking and Living.  w ࣗࣾଆΤϥʔ
    
    ωοτϫʔΫΤϥʔ
    
    ௨৴λΠϜΞ΢τ
    
    ֎෦αʔϏεΤϥʔ ͳͲϑϩʔશମͰΤϥʔΛߟ͑Δ
    w Τϥʔຖʹঢ়ଶෆ੔߹͕ൃੜ͢ΔՕॴΛ੔ཧͯ͠ϦΧόϦํ๏Λߟ͑Δ
    w खಈϦΧόϦ
    w 8FCIPPLͱϦτϥΠػߏ
    w ϦίϯαΠϧ Τϥʔέʔεͱݕ஌ํ๏ ·ͱΊ
54. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊ ͜ͷηογϣϯͰ͓࿩ͨ͜͠ͱ ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ 1 ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ 2 ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ 3 ϦΞϧλΠϜܕ
    
    ࣄલ༧໿ܕ
    
    ׬શඇಉظܕ %#τϥϯβΫγϣϯ
    
    Τϥʔέʔεͱݕ஌ํ๏
    
    ঢ়ଶભҠ
55. Smart, Secure, Mobil e Super powered Banking and Living. 㲔 ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠