7つの入金外部サービスと連携して分かった実践的な”状態管理”設計パターン3選

2022/10/21 Kaigi on Rails
https://kaigionrails.org/2022/talks/shohei1913/

Transcript

1. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   ͭͷೖۚ֎෦αʔϏεͱ࿈ܞͯ͠෼͔ͬͨ
   ࣮ફతͳ ઃܭύλʔϯબ
   zঢ়ଶ؅ཧz
   

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2. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   8FCΞϓϦέʔγϣϯ͸ঢ়ଶ؅ཧͷ࣮૷͕ଟ͍
   ˠϩάΠϯঢ়ଶɺձһొ࿥ঢ়ଶɺೖۚɾܾࡁঢ়ଶɺFUDʜ
   ͜͜d೥Ͱ࣮૷͔ΒಘֶͨͼΛڞ༗͍ͨ͠
   .PUJWBUJPO
   
   ͭͷೖۚ֎෦αʔϏεͱ࿈ܞͯ͠෼͔ͬͨ
   ࣮ફతͳ ઃܭύλʔϯબ
   zঢ়ଶ؅ཧz
   

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3. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   4NBSU#BOL *OD4FSWFSTJEF&OHJOFFS
   ࡾ୩ণฏ
   Pro
   fi
   le
   w 4*FSˠ'BCMJDˠָఱˠ4NBSU#BOL
   !TIPIFJ
   w ؂ࢹΛ௨ͨ͡αʔϏεͷஞ࣍తਐԽ!,BJHJPO3BJMT
   w 3BJMTྺ೥ऑ
   

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4. ࣗݾ঺հ
   ࠓ೔ͷςʔϚ
   ঢ়ଶ؅ཧύλʔϯ
   ϦΞϧλΠϜܕ
   ࣄલ༧໿ܕ
   ׬શඇಉظܕ
   ·ͱΊ
   AGENDA
   

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5. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   ࠓ೔ͷςʔϚ
   ֎෦αʔϏε ঢ়ଶ؅ཧ
   

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6. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   ࠓ೔ͷςʔϚ
   ܾࡁ
   &$αΠτ
   ΞΧ΢ϯτ࿈ܞ ഑ૹ
   8FCαʔϏεY֎෦αʔϏε ࣮૷ίετ௿Yঢ়ଶ؅ཧ೉қ౓ߴ
   

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7. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   ࠓ೔ͷςʔϚ
   Ͳ͏΍ͬͯঢ়ଶΛಉظͯ͠؅ཧ͢Δʁ
   ঢ়ଶભҠ͕ؔ࿈͢Δ֎෦αʔϏε࿈ܞͷ೰ΈϙΠϯτ
   ঢ়ଶͷෆ੔߹͕ൃੜ͢ΔΤϥʔέʔε͸ʁ
   ΋͠ෆ੔߹͕ൃੜͨ͠Βʁ
   

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8. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   
   7JTBϓϦϖΠυΧʔυʹͯ͠
   ࢧ෷͏ͱࢧग़͕ϦΞϧλΠϜʹՄࢹԽ͞Εͯ
   ʮ͋ͱ͍͘Β࢖͑Δʯ͕ͻͱ໨Ͱ෼͔Δ
   Ոܭ฽ΛࣗಈͰ࢓෼͚ɻ
   

   ౰݄ͷ༧ࢉΛઃఆͯ͠
   

   ࢧग़ͷৼΓฦΓ͕Ͱ͖Δ
   ໨తผʹʮϙέοτʯΛ
   ࡞੒͓ۚ͠ΛஷΊͨΓɺ
   ࢒ߴΛ෼ผ؅ཧͰ͖Δ
   7JTBՃໍళͳΒͲ͜Ͱ΋
   

   ར༻Մೳɻࢧ෷͍ͷཤྺ
   

   ͸શͯϦΞϧλΠϜʹࣗ
   

   ಈͰՄࢹԽ
   #
   ೖۚ
   

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9. Smart, Secure, Mobile
   
   
   Super powered Banking and Living.
   
   
   Ոܭ฽ΛࣗಈͰ࢓෼͚ɻ
   

   ౰݄ͷ༧ࢉΛઃఆͯ͠
   

   ࢧग़ͷৼΓฦΓ͕Ͱ͖Δ
   ໨తผʹʮϙέοτʯΛ
   ࡞੒͓ۚ͠ΛஷΊͨΓɺ
   ࢒ߴΛ෼ผ؅ཧͰ͖Δ
   7JTBՃໍళͳΒͲ͜Ͱ΋
   

   ར༻Մೳɻࢧ෷͍ͷཤྺ
   

   ͸શͯϦΞϧλΠϜʹࣗ
   

   ಈͰՄࢹԽ
   #
   #BMBODFɺ#VEHFU ༧ࢉɺࢿ࢈
   ೖۚ
   ෯޿͍ೖۚํ๏ʹରԠ͢Δ͜ͱͰ
   ϢʔβϏϦςΟ61
   

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10. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࠓ೔ͷςʔϚ
    "ࣾ
    #ࣾ
    $ࣾ
    %ࣾ
    %ࣾ
    %ࣾ
    &ࣾ
    ࣾͷ֎෦αʔϏε
    ͭͷೖۚखஈ
    ϦΞϧλΠϜܕ
    ࣄલ༧໿ܕ
    ׬શඇಉظܕ
    ͭͷύλʔϯ
    

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11. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࠓ೔ͷςʔϚ
    ࣋ͪؼͬͯ΋Β͍͍ͨ͜ͱ
    ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ
    1
    ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ
    2
    ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ
    3
    

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12. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࠓ೔ͷςʔϚ
    ૝ఆ͢Δλʔήοτ
    ֎෦αʔϏεΛ͋·Γར༻ͨ͜͠ͱ͕ͳ͍ਓ
    ύλʔϯΛཧղ͠ࠓޙͷ։ൃ࣌ͷΠϯϓοτʹ
    ۀ຿ͰόϦόϦʹ֎෦αʔϏε࢖͍ͬͯΔਓ
    ࣗ෼ͷγεςϜͱൺֱ͠ͳ͕Βྑ͍ͱ͜ΖΛऔΓೖΕΔ
    

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13. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΞϧλΠϜܕ
    

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14. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ϦΞϧλΠϜܕ
    Ұ࿈ͷૢ࡞͕ΞϓϦ಺͚ͩͰ׬݁͢Δ
    3&45GVM"1*͕ఏڙ͞Ε͍ͯΔ৔߹ʹ࣮૷Մೳ
    ֹۚೖྗ ܾఆ ׬ྃ
    

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15. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ϦΞϧλΠϜܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ܾࡁαʔϏε
    ֹۚΛೖྗ࣮ͯ͠ߦ
    ϦΫΤετ
    ϦΫΤετ
    ݁Ռฦ٫
    ݁Ռฦ٫
    ݁Ռදࣔ
    ϦΫΤετϑϩʔ
    ΞϓϦ಺ૢ࡞ͷΈͰ׬݁
    

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16. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ԿʹؾΛ͚࣮ͭͯ૷͢Ε͹Α͍ͷʁ
    ϦΞϧλΠϜܕ
    ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    1PJOU
    1PJOU
    

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17. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ϦΞϧλΠϜܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ܾࡁαʔϏε
    ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ
    1PJOU
    %#τϥϯβΫγϣϯ؅ཧ
    

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18. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ϦΞϧλΠϜܕ
    ࣗࣾαʔόʔ ֎෦αʔϏε%#
    %#τϥϯβΫγϣϯ಺Ͱ֎෦αʔϏεΛݺͼग़͢ͱʁ
    ࣗࣾ%# ֎෦αʔϏε
    ϦΫΤετ৘ใอଘ
    ϦΫΤετ ܾࡁ݁Ռอଘ
    ݁Ռอଘ
    Τϥʔൃੜ
    ϩʔϧόοΫ
    τ
    ϥ
    ϯ
    β
    Ϋ
    γ
    ϯ
    w ࣦഊ࣌ͷϩʔϧόοΫॲཧʹΑͬͯɺॲཧ݁Ռ΍ͦͷܗ੻·Ͱࣗࣾ%#͔Βফ͑ͯ͠·͏
    ϦΫΤετσʔλ͕ଘࡏ͠ͳ͍
    ਖ਼ৗσʔλ͕࢒͍ͬͯΔ
    σʔλͷෆ੔߹ঢ়ଶ
    w σʔλෆ੔߹ͷௐࠪͷͨΊʹ͸ৄࡉͳϩάௐ͕ࠪඞཁʹͳΔͳͲӡ༻࣌ͷख͕ؒେ͖͍
    w ֎෦αʔϏεͷϦΫΤετதɺϩοΫΛ௕࣌ؒઐ༗ͯ͠͠·͏
    

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19. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ϦΞϧλΠϜܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ܾࡁαʔϏε
    ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ
    1PJOU
    τϥϯβΫγϣϯᶃ
    ɾόϦσʔγϣϯॲཧ
    ɾϦΫΤετ৘ใͷอଘ
    τϥϯβΫγϣϯᶄ
    ɾϦΫΤετ݁Ռͷอଘ
    ʢτϥϯβΫγϣϯʣ
    ɾ1VTI௨஌ͳͲͷඇॏཁॲཧ
    w ϝΠϯॲཧʹӨڹΛ༩͑ͳ͍
    w ϦΧόϦൣғΛখ͘͢͞Δ
    w +PCͳͲͰࣗಈϦΧόϦ͢Δ
    

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20. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ϦΞϧλΠϜܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ܾࡁαʔϏε
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    1PJOU
    ΤϥʔϙΠϯτᶆ
    ɾ௨৴λΠϜΞ΢τ
    ΤϥʔϙΠϯτᶇ
    ɾόϦσʔγϣϯΤϥʔ
    ɾޙଓॲཧΤϥʔ
    ΤϥʔϙΠϯτᶃ
    ɾόϦσʔγϣϯΤϥʔ
    ΤϥʔϙΠϯτᶅ
    ɾܾࡁΤϥʔ
    ΤϥʔϙΠϯτᶄ
    ɾωοτϫʔΫΤϥʔ
    Τϥʔͷ۠ผ͕ඞཁ
    ࣗࣾ%#ࣦഊ֎෦%#σʔλͳ͠PSࣦഊ
    σʔλෆ੔߹ͳ͠
    ࣗࣾ%#ࣦഊ֎෦%#੒ޭ
    σʔλෆ੔߹͋Γ
    

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21. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ߦ͖ͷΤϥʔݕ஌ඞཁ౓௿
    ؼΓͷΤϥʔݕ஌ඞཁ౓ߴ
    
    ϦΞϧλΠϜܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ܾࡁαʔϏε
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    1PJOU
    ΤϥʔϙΠϯτᶆ
    ɾ௨৴λΠϜΞ΢τ
    ΤϥʔϙΠϯτᶇ
    ɾόϦσʔγϣϯΤϥʔ
    ɾޙଓॲཧΤϥʔ
    ΤϥʔϙΠϯτᶃ
    ɾόϦσʔγϣϯΤϥʔ
    ΤϥʔϙΠϯτᶅ
    ɾܾࡁΤϥʔ
    ΤϥʔϙΠϯτᶄ
    ɾωοτϫʔΫΤϥʔ
    

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22. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ঢ়ଶભҠ
    ϦΞϧλΠϜܕ
    ೖۚड෇ ೖۚ੒ޭ
    ૝ఆͨ͠Τϥʔ
    ঢ়ଶෆ੔߹Τϥʔ
    ೖࣦۚഊ
    ϦΫΤετ੒ޭ
    ؼΓͷΤϥʔ
    ߦ͖ͷΤϥʔ ݁Ռه࿥
    4FOUSZ4MBDL࿈ܞ౳Ͱͷݕ஌
    ϦΧόϦ
    

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23. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ςʔϒϧઃܭྫ
    ϦΞϧλΠϜܕ
    JE CJHJOU
    TUBUVT JOU
    BNPVOU JOU
    SFRVFTUFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    JE CJHJOU
    EFQPTJU@SFRVFTU@JE CJHJOU
    SFBTPO JOU
    GBJMFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJU@GBJMVSFT
    JE CJHJOU
    EFQPTJU@SFRVFTU@JE CJHJOU
    EFQPTJUFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJUT
    EFQPTJU@SFRVFTUT
    

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24. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ࣄલ༧໿ܕ
    

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25. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࣄલ༧໿ܕ
    ॲཧͷ్தͰ֎෦αΠτ΍ϦΞϧళฮͰͷૢ࡞͕ඞཁ
    ΞϓϦ֎ͷૢ࡞׬ྃ࣌ʹ8FCIPPL͕࣮ߦ͞ΕΔ
    ֹۚೖྗ ࢧ෷৘ใදࣔ ׬ྃ
    ࢧ෷͍
    

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26. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΫΤετϑϩʔ
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ݁Ռฦ٫
    ܾࡁαʔϏε
    ϦΫΤετ
    ϦΫΤετ
    ݁Ռฦ٫
    ༧໿৘ใදࣔ
    ίϯϏχͷϨδͰࢧ෷͍
    ׬ྃ௨஌
    ݁Ռฦ٫
    ݁Ռ௨஌
    ࢧ෷͍
    ֹۚΛೖྗ࣮ͯ͠ߦ
    ࢧ
    ෷
    ४
    උ
    ࢧ
    ෷
    ͍
    ݁Ռฦ٫
    

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27. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ԿʹؾΛ͚࣮ͭͯ૷͢Ε͹Α͍ͷʁ
    ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ
    ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ
    1PJOU
    1PJOU
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    1PJOU
    ࣄલ༧໿ܕ
    

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28. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ద੾ͳཻ౓ʹॲཧΛ෼͚ͯ%#τϥϯβΫγϣϯΛ෼཭͢Δ
    ϦΞϧλΠϜܕͱߟ͑Δ͜ͱ͸ಉ͡
    τϥϯβΫγϣϯᶃ
    ɾϦΫΤετ݁Ռͷอଘ
    1PJOU
    ʢτϥϯβΫγϣϯʣ
    ɾ1VTI௨஌ͳͲͷඇॏཁॲཧ
    

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29. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ
    ্ݶόϦσʔγϣϯͷܭࢉʹࢧ෷͍଴ͪΛؚΊΔ
    1PJOU
    ࢧ
    ෷
    ४
    උ
    ࢧ
    ෷
    ͍
    ਺෼d਺े෼ͷλΠϜϥά
    աڈͷೖۚ෼
    ೖ্ۚݶόϦσʔγϣϯ
    ࢧ෷͍଴ͪ
    ผͷೖۚΛ͢ΔೖۚՄೳ࿮͕ݮΔ
    ܾࡁɾฦ͕ۚى͖Δ࢒ߴ͕มΘΔ
    λΠϜϥά ݁Ռ௨஌
    

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30. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ
    1PJOU
    ࢧ
    ෷
    ४
    උ
    ࢧ
    ෷
    ͍
    ᶃࢧ෷͍·ʔ͢
    ᶄ׬ྃͰʔ͢
    ᶅࢧ෷͍ऴΘͬͨͰʙ
    ᶆ͜Ε͸μϝ΍Ͱ
    ᶇμϝͱ͔μϝ΍Ͱ
    ϦɾτɾϥɾΠ
    ݁Ռ௨஌
    

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31. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    1PJOU
    ࢧ
    ෷
    ४
    උ
    ࢧ
    ෷
    ͍
    ࢧ෷͍·ʔ͢
    ׬ྃͰʔ͢
    ສࢧ෷͍ऴΘͬͨͰʙ
    ͓͚΍Ͱ
    ผͰສฦۚ͠·͢
    ΍ͬͺઌʹۜߦৼࠐͰສೖۚͨ͠Ζ
    ίϯϏχͰສೖۚ͠Α
    ݁Ռ੔߹ੑ
    ೖۚ༧໿ສ
    ࢒ߴมಈສສ༧ఆ
    ೖۚສ
    ࢒ߴมಈສສ
    ೖۚສ
    ࢒ߴมಈສ
    ͋Εɺ࢒ߴສʹͳͬͯΔʜ
    ສ
    ΞϓϦͷ֎ͰͷΠϕϯτΛҙࣝͨ͠ઃܭ ݁Ռ௨஌
    

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32. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ΤϥʔϙΠϯτᶅ
    ɾωοτϫʔΫΤϥʔ
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ϦΞϧλΠϜܕͱߟ͑Δ͜ͱ͸ಉ͡
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    ΤϥʔϙΠϯτᶆ
    ɾ༧ظͤ͵Τϥʔ
    ΤϥʔϙΠϯτᶇ
    ɾ௨৴λΠϜΞ΢τ
    ΤϥʔϙΠϯτᶃ
    ɾ཭୤
    ΤϥʔϙΠϯτᶄ
    ɾ༗ޮظݶ੾Ε
    1PJOU
    ΞϓϦૢ࡞Λ͔Β΍Γ௚͠
    ϦτϥΠ
    Τϥʔड͚औΓ
    खಈϦΧόϦ
    σʔλෆ੔߹࣌ͷॲཧ
    

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33. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦτϥΠରԠ
    ରԠͷඞཁͳ͠
    ΤϥʔϙΠϯτᶅ
    ɾωοτϫʔΫΤϥʔ
    
    ࣄલ༧໿ܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    ΤϥʔϙΠϯτᶆ
    ɾ༧ظͤ͵Τϥʔ
    ΤϥʔϙΠϯτᶇ
    ɾ௨৴λΠϜΞ΢τ
    ΤϥʔϙΠϯτᶃ
    ɾ཭୤
    ΤϥʔϙΠϯτᶄ
    ɾ༗ޮظݶ੾Ε
    1PJOU
    

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34. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ঢ়ଶભҠ
    ༧໿ड෇ ༧໿ ೖۚ੒ޭ
    ༗ޮظݶ੾Ε
    ঢ়ଶෆ੔߹Τϥʔ
    ϦτϥΠՄೳͳ8FCIPPL
    ͰࣗಈϦΧόϦ
    ϦΧόϦ
    ঢ়ଶෆ੔߹Τϥʔ
    ҙਤతΤϥʔ
    ೖࣦۚഊ
    ༧໿ঢ়ଶͷঢ়ଶෆҰக͸ΫϦςΟΧ
    ϧͰ͸ͳ͍ͨΊҰ཯ࣦഊѻ͍
    ϦΫΤετ੒ޭ ϦΫΤετ੒ޭ
    ࣄલ༧໿ܕ
    

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35. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ࣄલ༧໿ܕ
    JE CJHJOU
    TUBUVT JOU
    BNPVOU JOU
    SFRVFTUFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJU@SFRVFTUT
    JE CJHJOU
    EFQPTJU@SFRVFTU@JE CJHJOU
    SFBTPO JOU
    GBJMFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJU@GBJMVSFT
    JE CJHJOU
    EFQPTJU@SFRVFTU@JE CJHJOU
    EFQPTJUFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJUT
    JE CJHJOU
    SFTFSWBUJPO@DPEF JOU
    FYQJSFT@BU JOU
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJU@SFTFSWBUJPOT
    ςʔϒϧઃܭྫ
    

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36. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ׬શඇಉظܕ
    

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37. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ׬શඇಉظܕ
    ֎෦αΠτͷૢ࡞ͷΈͰ׬݁͢Δ
    ֎෦αΠτͷૢ࡞׬ྃ࣌ʹ8FCIPPL͕࣮ߦ͞ΕΔ
    ৼࠐ࣮ߦ ׬ྃ ௨஌
    

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38. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΫΤετϑϩʔ
    
    ׬શඇಉظܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ۜߦ
    ۜߦͰৼࠐ
    ׬ྃ௨஌
    ݁Ռฦ٫
    ݁Ռ௨஌
    ΞϓϦ֎ૢ࡞Ͱ׬݁
    

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39. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ԿʹؾΛ͚࣮ͭͯ૷͢Ε͹Α͍ͷʁ
    8FCIPPLཁ݅Λຬ࣮ͨͨ͠૷
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺݕ஌ͱϦΧόϦखஈΛߟ͑Δ
    1PJOU
    1PJOU
    ׬શඇಉظܕ
    

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40. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ׬શඇಉظܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ۜߦ
    ׬ྃ௨஌
    8FCIPPLཁ݅Λຬ࣮ͨͨ͠૷
    w όϦσʔγϣϯΛઃఆ͠ͳ͍
    w ঢ়ଶҟৗͷՄೳੑதdେ
    w ରԠΛϚχϡΞϧԽ
    1PJOU
    ৗʹ੒ޭΛฦ͠ڋ൱ෆՄ
    όϦσʔγϣϯ
    ೖۚલͷόϦσʔγϣϯ͕Ұ੾ͳ͍
    

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41. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ׬શඇಉظܕ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ۜߦ
    ൃੜ͢ΔΤϥʔͷछྨΛ੔ཧ͠ɺద੾ͳݕ஌खஈΛ४උ͢Δ
    ΤϥʔϙΠϯτᶃ
    ɾωοτϫʔΫΤϥʔ
    ΤϥʔϙΠϯτᶄ
    ɾ༧ظͤ͵Τϥʔ
    ΤϥʔϙΠϯτᶅ
    ɾ௨৴λΠϜΞ΢τ
    ϦτϥΠରԠ
    1PJOU
    

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42. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ঢ়ଶભҠ
    ೖۚ੒ޭ
    ঢ়ଶෆ੔߹Τϥʔ
    ϦΫΤετ੒ޭ
    ϦτϥΠՄೳͳ8FCIPPL
    ͰࣗಈϦΧόϦ
    ϦΧόϦ
    ׬શඇಉظܕ
    

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43. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ׬શඇಉظܕ
    w ֎෦αʔϏε͔Β௨஌͕དྷΔ·Ͱࣗࣾ%#಺ʹσʔλ͕ଘࡏ͠ͳ͍
    ϦίϯαΠϧ
    w αʔόʔμ΢ϯϝϯςதͳͲͷσʔλϩετ
    w ϦίϯαΠϧෳ਺ͷγεςϜؒͷσʔλ੔߹ੑΛ֬ೝ͢Δॲཧ
    w ֎෦αʔϏεଆͷϦτϥΠػೳ
    w ࢦఆճ਺ࢦఆظؒΛ௒͑ΔͱϦτϥΠऴྃ
    w ϦτϥΠ͕ऴྃͨ͠ޙͰ΋σʔλෆ੔߹Λղফ͢Δ࢓૊Έ͕΄͍͠
    w ֎෦αʔϏεଆʹཤྺΛऔಘ͢Δ"1*͕͋Δ৔߹ɺ೔࣍ͰཤྺΛऔಘ͠ϩετ෼Λ
    औΓࠐΉ͜ͱͰσʔλෆ੔߹Λղফ͢Δ
    

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44. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    JE CJHJOU
    BNPVOU JOU
    EFQPTJUFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    EFQPTJUT
    ςʔϒϧઃܭྫ
    JE CJHJOU
    SFBTPO JOU
    GBJMFE@BU EBUFUJNF
    DSFBUFE@BU EBUFUJNF
    VQEBUFE@BU EBUFUJNF
    ʢEFQPTJU@GBJMVSFTʣ
    ׬શඇಉظܕ
    

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45. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ·ͱΊ
    

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46. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ·ͱΊ
    ͜ͷηογϣϯͰ͓࿩ͨ͜͠ͱ
    ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ
    1
    ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ
    2
    ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ
    3
    ϦΞϧλΠϜܕࣄલ༧໿ܕ׬શඇಉظܕ
    %#τϥϯβΫγϣϯΤϥʔέʔεͱݕ஌ํ๏ঢ়ଶભҠ
    

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47. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΫΤετϑϩʔ
    
    ·ͱΊ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ࣄલ༧໿ܕ
    

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48. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΫΤετϑϩʔ
    
    ·ͱΊ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ϦΞϧλΠϜܕ
    

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49. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΫΤετϑϩʔ
    
    ·ͱΊ
    Ϣʔβʔ εϚϗΞϓϦ #αʔόʔ ίϯϏχ
    ܾࡁαʔϏε
    ׬શඇಉظܕ
    

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50. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    ϦΫΤετϑϩʔ
    
    ·ͱΊ
    w ࣄલ༧໿ܕʹ͍ͭͯཧղΛਂΊΔ
    w ଞͷύλʔϯʹ͍ͭͯཧղΛਂΊΔ
    w γεςϜͷ࢓༷ʹ߹Θͤͯࡉ෦Λ࿅Δ
    

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51. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ·ͱΊ
    ͜ͷηογϣϯͰ͓࿩ͨ͜͠ͱ
    ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ
    1
    ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ
    2
    ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ
    3
    ϦΞϧλΠϜܕࣄલ༧໿ܕ׬શඇಉظܕ
    %#τϥϯβΫγϣϯΤϥʔέʔεͱݕ஌ɾϦΧόϦํ๏ঢ়ଶભҠ
    

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52. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    w ֎෦αʔϏεʹϦΫΤετ͢Δࡍʹ͸%#ͷτϥϯβΫγϣϯ֎Ͱߦ͏
    w τϥϯβΫγϣϯΛ෼͚ΔͨΊɺࡉ͔͘ঢ়ଶ͕؅ཧͰ͖ΔΑ͏ʹςʔϒϧઃܭ
    ͢Δ
    w ϝΠϯͷॲཧʹӨڹΛ༩͑ͨ͘ͳ͍ඇॏཁॲཧ͸τϥϯβΫγϣϯΛ෼͚Δ
    %#τϥϯβΫγϣϯ؅ཧ
    ·ͱΊ
    

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53. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    w ࣗࣾଆΤϥʔωοτϫʔΫΤϥʔ௨৴λΠϜΞ΢τ֎෦αʔϏεΤϥʔ
    ͳͲϑϩʔશମͰΤϥʔΛߟ͑Δ
    w Τϥʔຖʹঢ়ଶෆ੔߹͕ൃੜ͢ΔՕॴΛ੔ཧͯ͠ϦΧόϦํ๏Λߟ͑Δ
    w खಈϦΧόϦ
    w 8FCIPPLͱϦτϥΠػߏ
    w ϦίϯαΠϧ
    Τϥʔέʔεͱݕ஌ํ๏
    ·ͱΊ
    

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54. Smart, Secure, Mobile
    
    
    Super powered Banking and Living.
    
    ·ͱΊ
    ͜ͷηογϣϯͰ͓࿩ͨ͜͠ͱ
    ֎෦αʔϏεͱ࿈ܞͨ͠ঢ়ଶ؅ཧͷύλʔϯ
    1
    ύλʔϯຖʹԡ͑͞Δ΂͖ϙΠϯτ
    2
    ࢀߟఔ౓ʹςʔϒϧͷઃܭྫʢ˞ϕετϓϥΫςΟεͰ͸ͳ͍ʣ
    3
    ϦΞϧλΠϜܕࣄલ༧໿ܕ׬શඇಉظܕ
    %#τϥϯβΫγϣϯΤϥʔέʔεͱݕ஌ํ๏ঢ়ଶભҠ
    

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55. Smart, Secure, Mobil
    e
    
    Super powered Banking and Living.
    㲔
    ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠
    

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