モバイル決済アプリの作り方 / How to develop a mobile payment app

iOSDC2019の発表資料です。
https://fortee.jp/iosdc-japan-2019/proposal/8cec3433-83bd-48cd-a13d-6742430518d2

動画はこちら
https://www.youtube.com/watch?v=Q182EngkH_0

近年、モバイル決済アプリが非常に話題になっています。
このトークではそんなモバイル決済アプリの開発現場から、様々な技術的トピックについてiOSアプリ開発者視点からみなさんに共有します。
モバイル決済アプリ開発特有のトピック、例えば
- Apple Pay In-App Provisionig を用いたiD決済の仕組み
- QRコードによるコード決済の仕組み
- 銀行口座接続や顔認証＋公的証明書による本人確認手法技術について
- 既存の巨大なアプリに対して、いかに安全・効率的にモバイル決済機能を追加するか
- お金を扱うアプリとしてのセキュリティの重要性とその実現方法
- モバイル決済アプリ開発の今後
などについてお話します。

Transcript

1. ϞόΠϧܾࡁΞϓϦͷ࡞Γํ
   How to develop a mobile payment app
   @kenmaz
   
   merpay
   #iosdc
   iOSDC Japan 2019
   Sep. 9th, 2019
   

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2. ࠓ೔࿩͢͜ͱ
   wϞόΠϧܾࡁΞϓϦ֓ཁ
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3. 
   ϞόΠϧܾࡁΞϓϦΛ
   औΓרࣾ͘ձతഎܠ
   

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4. ܦࡁ࢈ۀল
   ΩϟογϡϨεɾϏδϣϯ
   https://www.meti.go.jp/policy/mono_info_service/cashless/index.html
   ೥
   ೥
   ‐
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   ‐
   

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5. wຊਓ֬ೝʹؔ͢Δ๏վਖ਼ F,:$
   
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6. 
   ϞόΠϧܾࡁΞϓϦͷߏ੒ཁૉ
   

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7. ϞόΠϧܾࡁΞϓϦͷߏ੒ཁૉ
   $BTI*O $BTI0VU
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8. $BTI*O
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9. $BTI0VU
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10. 8BMMFU
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11. "QQMF1BZ
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12. ۜߦޱ࠲νϟʔδ
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15. ࢿۚҠಈۀ d
    
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16. ൜ࡑऩӹҠస๷ࢭ๏
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17. 
    ༣ศʹΑΔ,:$
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18. 
    ۜߦޱ࠲઀ଓʹΑΔ,:$
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19. 
    F,:$
    ͷ๏վਖ਼ʹΑΓɺΦϯϥΠϯͰ׬݁͢Δ
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20. "QQMF1BZ
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21. "QQMF1BZ
    

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22. ͦ΋ͦ΋"QQMF1BZͱ͸
    ˠ͘͢͝ศརͰηΩϡΞͳ
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23. J04
    %FWJDF
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    τʔΫϯ
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24. J04
    %FWJDF
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25. $BTI0VUखஈͱͯ͠ͷ
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26. "QQMF1BZ*O"QQ1SPWJTJPOJOH
    

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27. Χʔυ
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28. 1BTT,JU
    w Χʔυొ࿥ॲཧ
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29. ༨ஊ"QQMF1BZ$BTI
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30. ίʔυܾࡁ
    

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31. ίʔυܾࡁͷछྨ
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32. ίʔυܾࡁͷ࢓૊Έ
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33. +123
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34. +123
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    w ֤ࣄۀऀͱڞʹίʔυܾࡁʹؔ͢Δٕज़ͳ౷Ұ࢓༷
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35. $1. ར༻ऀఏࣔܕ
    
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36. $1.ܾࡁͷશମϑϩʔ
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37. ίʔυ࢓༷
    ˡ౷Ұόʔίʔυ࢓༷
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38. ౷Ұόʔίʔυ࢓༷
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39. ౷Ұ23ίʔυ࢓༷
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40. l+12399'//////ʜz
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41. 23छผ൑ผ
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42. 23ίʔυόʔίʔυͷදࣔ
    import CoreImage
    import Foundation
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    // QRίʔυ
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    // όʔίʔυ
    let filter = CIFilter(name: “CICode128BarcodeGenerator")!
    จࣈྻɾɾɾ
    

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43. J04d
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44. $1.ʹ͓͚Δͦͷଞͷཹҙ఺
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    w εΫϦʔϯγϣοτࡱӨ࣌ʹ͸ܯࠂ
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45. ੩త.1. ళฮఏࣔܕ
    
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46. .1.ܾࡁͷશମϑϩʔ
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    ίʔυܾࡁʹؔ͢Δ౷Ұٕज़࢓༷ΨΠυϥΠϯʲళฮఏࣔܕʳ
    ʢᶈళһʹΑΔ֬ೝʣ
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    ֬ೝ
    

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47. ౷Ұ੩త23ίʔυ࢓༷
    w $1.ͱಉ͘͡&.7࢓༷ .1.
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    w औҾֹۚɺ௨՟छผʜ
    

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48. lKQPSQBZNFOUTKBQBOBBBBBBBB
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    lz औҾ௨՟ lz ԁ
    
    lz औҾֹۚ ೚ҙ
    
    ʜ ʜ ʜ ʜ
    *% આ໌ ௕͞ ஋
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    lz ౷Ұళฮࣝผίʔυ؅ཧϨϕϧ1 lBBBBBBBBBBBBBz
    lz ౷Ұళฮࣝผίʔυ؅ཧϨϕϧ2 lCCCCz
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    lz ౷Ұళฮࣝผίʔυ؅ཧϨϕϧ4 lEEEEEEz
    ܖ໿ళ৘ใ
    ୺຤εςοΧʔྫ
    l൪ςʔϒϧz
    ܖ໿ళྫ
    z৽ڮ̍߸ళz
    ϒϥϯυྫ
    z˓˓԰z
    ๏ਓྫ
    l˓˓גࣜձࣾz
    σίʔυ
    

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49. 23ίʔυͷεΩϟϯ
    import AVFoundation
    let session = AVCaptureSession()
    let input = try! AVCaptureDeviceInput(device: videoDevice)
    var output = AVCaptureMetadataOutput()
    output.setMetadataObjectsDelegate(self, queue: …)
    session.addInput(input)
    session.addOutput(self.output)
    output.metadataObjectTypes = [.qr]
    session.startRunning()
    extension …: AVCaptureMetadataOutputObjectsDelegate {
    public func metadataOutput(.., meta: [AVMetadataObject],..) {
    … = meta.compactMap { in
    if let code = $0 as? AVMetadataMachineReadableCodeObject,
    code.type == .qr,
    let val = code.stringValue {
    return val
    
    
    

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50. .1.ʹ͓͚Δͦͷଞͷཹҙ఺
    w ܾࡁ׬ྃը໘
    w εΫγϣ౳ɺը໘ͷِ଄͕༰қ
    w ΞχϝʔγϣϯɺԻɺλΠϜελ
    ϯϓͷදࣔͳͲΛߦِ͍଄Λ๷͙
    w ར༻ऀɾళһ༻ΞϓϦ΁ͷऔҾ׬
    ྃ௨஌
    

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51. +123ίʔυ࢓༷·ͱΊ
    $1. .1.
    Կ1BZ
    Ϣʔβ͸୭ʁ
    Ͳͷςʔϒϧ
    ֹۚ
    
    Ͳ͜ͷళʁ
    

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52. w 23ίʔυ಺෦ͷ৘ใΛ֬ೝͰ͖Δπʔϧ
    w ରԠϑΥʔϚοτ
    w &.7$1..1.
    w +123$1..1.
    +1233FBEFS
    IUUQTHJUIVCDPNLFONB[+1233FBEFS
    044
    

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53. طଘΞϓϦ
    

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54. طଘΞϓϦ΁ͷ
    ܾࡁػೳͷ૊ΈࠐΈ
    ʙϝϧΧϦϝϧϖΠͷ৔߹ʙ
    

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55. ػೳ͝ͱʹGSBNFXPSLΛ෼ׂ
    

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56. ෳ਺νʔϜʹΑΔಉ࣌։ൃ
    4BOECPY
    4BOECPYΛ༻͍ͨ։ൃޮ཰Խ
    

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57. %FQFOEFODZ*OKFDUJPO
    

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58. "QQMF1BZ
    ϓϩϏδϣχϯά
    ίʔυܾࡁ

    $1.
    ίʔυܾࡁ

    .1.
    ઃఆ։࢝ ઃఆ׬ྃ
    ܾࡁ׬ྃ
    ܾࡁ׬ྃ
    J1IPOF࣮ػ 'FMJ$B
    
    ίʔυϦʔμʔ࣮ػ
    J1IPOF࣮ػ Χϝϥ
    
    

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59. ֤छಈ࡞֬ೝʹ࣮ػ͕ඞཁ
    w ຖճ࣮ػసૹͯ͠։ൃ͠ͳ͍ͱ͍͚ͳ͍
    w ೔ʑͷ։ൃ͸J044JNVMBUPS্Ͱ׬͍݁ͨ͠
    ˠ%* %FQFOEFODZ*OKFDUJPO
    Λ࢖͏
    

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60. QSPUPDPM233FBEFS5ZQF\

    GVODNFUBEBUB0VUQVU QBZMPBE4USJOH
    

    ^
    DMBTT233FBEFS233FBEFS5ZQF\

    GVODNFUBEBUB0VUQVU QBZMPBE4USJOH
    \

    MFUTFTTJPO"7$BQUVSF4FTTJPOʜ

    ʜ
    ^
    3FMFBTF#VJME
    DMBTT233FBEFS4UVC233FBEFS5ZQF\

    GVODNFUBEBUB0VUQVU QBZMPBE4USJOH
    \

    SFUVSOl%6..:@7"-6&z
    ^

    ^
    %FCVH#VJME
    ྫ
    %*ʹΑΔΧϝϥϞδϡʔϧͷ
    ελϒԽ
    

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61. ·ͱΊ
    wϞόΠϧܾࡁΞϓϦͷഎܠͱߏ੒ٕज़
    wΩϟογϡϨεਪਐڠٞձ $BTI*O $BTI0VU F
    ,:$
    w"QQMF1BZ
    w"QQMF1BZ࢓૊Έ ηΩϡϦςΟ *O"QQ1SPWJTJPOJOH
    wίʔυܾࡁ
    w+123࢓༷ $1..1.ͷ࢓༷
    wطଘΞϓϦ΁ͷܾࡁػೳͷ૊ΈࠐΈ
    wGSBNFXPSL෼ׂͱTBOECPY %*
    

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62. ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠
    IUUQTHJUIVCDPNLFONB[+1233FBEFS
    

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