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ゼロからのスタートアップ立ち上げにおけるリサーチ事例 by @takejune

ゼロからのスタートアップ立ち上げにおけるリサーチ事例 by @takejune

2022年05月28日に行われた、Research Conference2022にスマートバンクとして登壇した資料です。

「B/43(ビーヨンサン)」は「誰でも使えて、継続しやすく、リアルタイムなお金管理の方法」として2021年にリリースされた新しいサービスです。B/43はリリースまでに、国内外での100名以上へのインタビューを経て生み出されました。国内でのリサーチは現在からのボトムアップ、海外でのリサーチでは未来からのトップダウンで、プロダクトのあるべき姿を探っていきました。そして今、リリースから1年経っていないPMFに至るまでの不確実性の高い時期に、専任のUXリサーチチームの立ち上げを行っています。今回は起業家が新規事業を生み出し、成長を目指す中での取り組みと、一人目のリサーチャーがいかにしてチームで信頼を築き、ファウンダーからリサーチを引き継いでいったかをお話します。

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takejune

May 30, 2022
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  1. Smart, Secure, Mobile Super powered Banking and Living. θϩ͔ΒͷελʔτΞοϓ ্ཱͪ͛ʹ͓͚ΔϦαʔνࣄྫ

    
  2. Smart, Secure, Mobile Super powered Banking and Living. ࣗݾ঺հ 

  3. Smart, Secure, Mobile Super powered Banking and Living.  4NBSU#BOL

    *OD $P'PVOEFS $90 UBLFKVOF !UBLFKVOF ࣗݾ঺հ ϑϜϑϜ'. 📻
  4. Smart, Secure, Mobile Super powered Banking and Living.  4NBSU#BOL

    *OD 693FTFBSDIFS )BSPLB ࣗݾ঺հ
  5. 4NBSU#BOL JOD

  6. 㲔 Smart, Secure, Mobile Super powered Banking and Living. 

    ਓ͕ຊ౰ʹཉ͔ͬͨ͠΋ͷΛͭ͘Δ Purpose Create what people really wanted.
  7. Smart, Secure, Mobile Super powered Banking and Living.  ૑ۀνʔϜ

    ୅දऔక໾$&0 ງҪᠳଠ ڞಉ૑ۀऀ$50 ງҪ༤ଠ ڞಉ૑ۀऀ$90 UBLFKVOF
  8. None
  9. None
  10. Smart, Secure, Mobile Super powered Banking and Living.  Ұճ໨ͷىۀ࣌୅

    ࢥ͍ࠐΈͰ࡞ΔͷΛ΍ΊΔ
  11. None
  12. None
  13. None
  14. Smart, Secure, Mobile Super powered Banking and Living.  Ұճ໨ͷىۀ࣌୅

    Ϣʔβʔͱର࿩͠ͳ͕Β αʔϏεΛܗʹ͍ͯ͘͜͠ͱͰ ਓ͕ཉ͕͠Δ΋ͷΛͭ͘Εͨ
  15. Smart, Secure, Mobile Super powered Banking and Living. αʔϏε঺հ 

  16. ϖΞޱ࠲ w 16 ;ͨΓͷՈܭΛ·ͱΊΔ 
 ৽͍͠ޱ࠲ͱΧʔυ ϖΞޱ࠲ ੜ׆අ؅ཧΛɺΞϓϦͰγϯϓϧʹ Ոܭ฽ϓϦΧ

  17. Smart, Secure, Mobile Super powered Banking and Living.  ػೳ֓ཁ

    7JTBϓϦϖΠυΧʔυʹνϟʔδͯ͠ࢧ෷͏ͱ ࢧग़͕ϦΞϧλΠϜʹՄࢹԽ͞Εͯ 
 ʮ࢒Γͷ༧ࢉʯ͕ͻͱ໨Ͱ෼͔Δ
  18. 18 ;ͨΓͷՈܭΛ·ͱΊΔ 
 ڞ༗ޱ࠲ͱϓϦϖΠυΧʔυ ϖΞޱ࠲

  19. Smart, Secure, Mobile Super powered Banking and Living.  ϖΞޱ࠲ͷओͳػೳ

    ຕͷΧʔυΛ 
 ୭Ͱ΋ൃߦͰ͖Δ ཤྺΛ ͓ޓ͍ʹӾཡͰ͖Δ ࢒ߴ΋ڞ༻ͳͷͰ ཱସਫ਼ࢉ͕ෆཁʹͳΔ
  20. Smart, Secure, Mobile Super powered Banking and Living. Ͳ͏͍ͬͨϦαʔνΛܦͯ ݱࡏͷαʔϏε಺༰ʹࢸͬͨͷ͔ʁ

     ࠓ೔͓࿩͢Δ͜ͱ
  21. Smart, Secure, Mobile Super powered Banking and Living.  ৽نαʔϏε্ཱͪ͛ͷྲྀΕ

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ ▼ࠓίί
  22. Smart, Secure, Mobile Super powered Banking and Living.  ৽نαʔϏε্ཱͪ͛ͷྲྀΕ

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  23. Smart, Secure, Mobile Super powered Banking and Living. αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ղܾํ๏Λߟ͑Δ

    
  24. Smart, Secure, Mobile Super powered Banking and Living.  ৽نαʔϏε্ཱͪ͛ͷྲྀΕ

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  25. Smart, Secure, Mobile Super powered Banking and Living.  ୭ͷͲΜͳ՝୊Λղ͔͘

    ϑϦϚΞϓϦΛ௨ͯ͡zऩೖΛ૿΍͢zํ๏Λࣾձʹఏڙ Ͱ͖͕ͨlࢧग़ΛݮΒ͢zํ๏ʹ͸·ͩվળͷ༨஍͕͋Δ ͷͰ͸ʁ
  26. Smart, Secure, Mobile Super powered Banking and Living.  ஌Γ͔ͨͬͨ͜ͱ

    ݱࡏͲͷΑ͏ͳํ๏ͰՈܭ؅ཧ͕ߦΘΕ͍ͯΔ͔ʁ ͲΜͳਓ͕ɺͲΜͳ՝୊Λײ͍ͯ͡Δ͔ʁ ࠷΋ڧ͍՝୊Λײ͍ͯ͡Δͷ͸ͲΜͳਓ͔ͨͪʁ
  27. Smart, Secure, Mobile Super powered Banking and Living.  ର໘ͰͷϦαʔν

    ;ͩΜͷՈܭ؅ཧɾۜߦΫϨδοτΧʔυՈܭ฽ͷར༻ܦݧΛώΞϦϯά
  28. Smart, Secure, Mobile Super powered Banking and Living.  ର໘ͰͷϦαʔν

    ऩೖ͕গͳ͍ ΞϧόΠτͷํ ڞ௨ͷࢧग़͕͋Δ ෉්ɾಉډΧοϓϧ ςοΫۀքͷ ΞʔϦʔΞμϓλʔ ੜ·ΕͨԾઆ͝ͱʹɺͭͷάϧʔϓʹΠϯλϏϡʔΛ࣮ࢪ
  29. Smart, Secure, Mobile Super powered Banking and Living.  ର໘ͰͷϦαʔν

    ऩೖ͕গͳ͍ ΞϧόΠτͷํ ڞ௨ͷࢧग़͕͋Δ ෉්ɾಉډΧοϓϧ ςοΫۀքͷ ΞʔϦʔΞμϓλʔ ͷάϧʔϓͰ໌֬ͳ՝୊͕ݟ͔ͭͬͨ
  30. Smart, Secure, Mobile Super powered Banking and Living.  ຖ݄ͷऩೖ͕গͳ͍ΞϧόΠτͷํ

    💳 ΫϨδοτΧʔυͷར༻͸ޙ෷͍ͷͨΊ 
 ʮࠓ݄͍͘Β࢖ͬͨͷ͔ʯΛਖ਼͘͠೺ѲͰ͖ͳ͍ 🙅 ී௨ͷՈܭ฽ΞϓϦ͸ϨγʔτͷಡΈࠐΈ΍ 
 खೖྗͷख͕ؒେ͖͘ܧଓ͕೉͍͠ 🏦 ߴػೳͳՈܭ฽ΞϓϦ͸ۜߦޱ࠲Λ࿈ܞ͢ΔͳͲ 
 Ϧςϥγʔ΋ߴ͘ஷ஝ͷ͋Δਓ޲͚ʹઃܭ͞Ε͍ͯΔ ۜߦͱΧʔυͷΞϓϦΛ ԟ෮ͯ͠ೖग़ۚΛϝϞ
  31. Smart, Secure, Mobile Super powered Banking and Living.  ڞ௨ͷࢧग़͕͋ΔಉډΧοϓϧɹɹ

    ΩϟογϡϨεܾࡁ΍ۜߦͷΞϓϦ͸ 
 ೋਓͷ͏ͪҰਓ͔͠ӾཡͰ͖ͳ͍ Ո଒Χʔυ͸๏తࠗҽؔ܎͕ͳ͍ͱ࡞੒Ͱ͖ͳ͍ ཱͯସ͑ͨ͋ͱʹɺຖճΘΓ͔Μ͢Δͷ͕໘౗ ڞಉͷ෺ཧࡒ෍΍ 

  32. Smart, Secure, Mobile Super powered Banking and Living.  ೥લ൒ͷঢ়گ

    w ίϩφՒʹͳΓɺ஌ਓ΍঺հܦ༝Ͱձ͏͜ͱ͕೉͘͠ͳͬ ͯ͠·ͬͨ w ಛఆͷ՝୊Λ΋ͭਓʹձ͍͍ͨͱ͍͏χʔζ͕͋ͬͨ
  33. Smart, Secure, Mobile Super powered Banking and Living.  ೥લ൒ͷঢ়گ

    *OTUBHSBNͰՈܭ؅ཧʹؔ͢Δ౤ߘ͕૿͍͑ͯͨ
  34. Smart, Secure, Mobile Super powered Banking and Living.  ೥લ൒ͷঢ়گ

    αʔϏεϩʔϯνΑΓ΋લʹ*OTUBHSBNͰϦϙετத৺ͷ 
 ৘ใൃ৴ΞΧ΢ϯτΛ։ઃ ※౰೔ͷΈެ։
  35. Smart, Secure, Mobile Super powered Banking and Living.  ೥લ൒ͷঢ়گ

    ΠϯελϢʔβʔ͞Μͷ౤ߘΛ Ϧϙετ⾣ؔ܎ੑߏங⾣ΠϯλϏϡʔґཔ⾣هࣄԽ ※౰೔ͷΈެ։
  36. Smart, Secure, Mobile Super powered Banking and Living.  ೥લ൒ͷঢ়گ

    ΞΧ΢ϯτΛڧԽ͢Δ͜ͱͰ 
 ΠϯλϏϡʔͷड୚཰Λ্͛ͯௐࠪΛՃ଎͍ͯͬͨ͠
  37. Smart, Secure, Mobile Super powered Banking and Living.  Πϯελͷઅ໿ΞΧ΢ϯτ

    💳 ΫϨδοτΧʔυ͸࢖͍͗ͯ͢͠·͏ 💴 ݱۚͷ༻ҙ΍ܭࢉ͕खؒ 📓 खॻ͖ͷՈܭ฽ϊʔτ͸ଓ͚Δͷ͕೉͍͠ ͍·ͩʹݱۚͰͷ ା෼͚؅ཧ͕த৺
  38. Smart, Secure, Mobile Super powered Banking and Living.  ࠃ಺Ϧαʔν͔Βͷֶͼ

    ऩೖͷগͳ͍ΞϧόΠτͷํ ෉්ɾಉډΧοϓϧ ΠϯελͷՈܭ฽ΞΧ΢ϯτ ෳ਺ͷπʔϧΛ࢖ͬͯ ʮ͋ͱ͍͘Β࢖͑Δ͔ʁʯΛ ೺Ѳ͠Α͏ͱ͍ͯ͠Δ ڞಉͷࢧग़؅ཧʹྑ͍ํ๏͕ͳ͘ ϨγʔτͰͷཱସੜ࢈Λͨ͠Γ ෺ཧతͳࡒ෍Λڞ༗͍ͯ͠Δ ݱۚͰͷା෼͚؅ཧΛ ߦ͍ͬͯΔ
  39. Smart, Secure, Mobile Super powered Banking and Living.  ࠃ಺ϦαʔνͷαʔϏε΁ͷ൓ө

    खೖྗͷඞཁ͕ͳ͘ ͻͱͭͷπʔϧͰ׬݁͢Δ ݸਓ޲͚ͷࢧग़؅ཧ ͲΜͳؔ܎ੑͰ΋࢖͑ͯ ϦΞϧλΠϜʹڞ௨ͷࢧग़Λ೺ѲͰ͖Δ Χοϓϧ޲͚ͷࢧग़؅ཧ ΩϟογϡϨεͰ ໨తผʹ͓ۚΛ෼͚͓͚ͯΔ ା෼͚؅ཧΛσδλϧԽͨ͠ػೳ
  40. Smart, Secure, Mobile Super powered Banking and Living.  ৽نαʔϏε্ཱͪ͛ͷྲྀΕ

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  41. Smart, Secure, Mobile Super powered Banking and Living.  ೥౰࣌ͷঢ়گ

    Ҿ༻ݩNPO[PDPN Ҿ༻ݩSFWPMVUDPN Ҿ༻ݩODPN ΠΪϦεΛத৺ʹʮνϟϨϯδϟʔόϯΫʯͱݺ͹ΕΔ ΧʔυͱΞϓϦΛ૊Έ߹ΘͤͨۜߦαʔϏε͕୆಄͠͸͡Ί͍ͯͨ
  42. Smart, Secure, Mobile Super powered Banking and Living. σεΫτοϓϦαʔνͰ͸ࢹ͑ͳ͍͜ͱ 

    ஌Γ͔ͨͬͨ͜ͱ
  43. Smart, Secure, Mobile Super powered Banking and Living.  ஌Γ͔ͨͬͨ͜ͱ

  44. Smart, Secure, Mobile Super powered Banking and Living.  ஌Γ͔ͨͬͨ͜ͱ

    ॳظͷϢʔβʔ͸ͳͥ࢖͍࢝Ίͨͷ͔ʁ ͳͥ࢖͍ଓ͚͍ͯΔͷ͔ʁ ೔ຊͱͷ؀ڥతͳҧ͍͸ͳʹ͔ʁ
  45. Smart, Secure, Mobile Super powered Banking and Living.  ΠϯλϏϡΠʔͷݟ͚ͭํ

    ஌ਓ͔Βͷ঺հ Ҿ༻ݩJUNFEJBDPKQ ւ֎ࡏॅ೔ຊਓίϛϡχςΟ Ҿ༻ݩMPDPUBCJKQ -JOLFE*O5XJUUFS Ҿ༻ݩMJOLFEJODPN ͋ΒΏΔखஈͰւ֎αʔϏεͷϢʔβʔ΍ 
 ैۀһͱͭͳ͕ͬͯ࿩Λฉ͖ʹߦͬͨ
  46. Smart, Secure, Mobile Super powered Banking and Living.  ΠϯλϏϡʔ݁ՌΛ·ͱΊͯԾઆɾػೳΞΠσΞߟҊ

    ※౰೔ͷΈެ։
  47. Smart, Secure, Mobile Super powered Banking and Living.  ݱ஍ͷαʔϏεʹ࣮ࡍʹొ࿥

  48. Smart, Secure, Mobile Super powered Banking and Living.  ݱ஍ͷܾࡁ؀ڥΛମݧ

    ϨϯλϧαΠΫϧ΋ ετϦʔτϛϡʔδγϟϯ΋ Ҿ༻ݩUIFWFSHFDPN ެऺτΠϨ΋ Ҿ༻ݩ!MEOMPPDPEFT ͋ΒΏΔܾࡁखஈ͕ΩϟογϡϨε λονܾࡁ ʹͳ͍ͬͯͨ
  49. Smart, Secure, Mobile Super powered Banking and Living.  ؀ڥͷࠩҟΛ·ͱΊͯԾઆɾػೳΞΠσΞߟҊ

    ※౰೔ͷΈެ։
  50. Smart, Secure, Mobile Super powered Banking and Living.  ւ֎Ϧαʔν͔Βͷֶͼ

    ࢖͍͸͡ΊΔେ͖ͳཧ༝͸ 
 ܦࡁ߹ཧੑ ࢖͍ଓ͚Δେ͖ͳཧ༝͸ རศੑ ΩϟογϡϨεͷීٴ౓ʹ 
 ໌֬ͳࠩҟ͋Γ
  51. Smart, Secure, Mobile Super powered Banking and Living.  ւ֎ϦαʔνͷαʔϏε΁ͷ൓ө

    ট଴ػೳ ϦΞϧλΠϜ௨஌ɾຖ݄ͷ·ͱΊ ݱۚͷ"5.ग़ۚػೳ
  52. Smart, Secure, Mobile Super powered Banking and Living. αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ

    
  53. Smart, Secure, Mobile Super powered Banking and Living.  ৽نαʔϏε্ཱͪ͛ͷྲྀΕ

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  54. Smart, Secure, Mobile Super powered Banking and Living.  Ί·͙Δ͍͠Ξοϓσʔτ

    ೥݄ J04൛ެ։ ݄ "OESPJE൛ެ։ ݄ ͋ͱ͹Β͍ 
 νϟʔδ ݄ ΫϨδοτ 
 Χʔυೖۚ ݄ ϖΞޱ࠲ ݄ ηϒϯۜߦ 
 "5.ೖۚ ೥݄ ఆظೖۚ
  55. Smart, Secure, Mobile Super powered Banking and Living. ʮ࣮֬ʹඞཁ͕ͩɺෆ଍͍ͯ͠Δػೳʯ 


    ͷ࣮૷ʹ௥ΘΕͯݕূͷ༨༟͕ͳ͍  αʔϏεϦϦʔεޙͷ՝୊ײ
  56. Smart, Secure, Mobile Super powered Banking and Living.  ஌Γ͔ͨͬͨ͜ͱ

    ϢʔεέʔεผͷϢʔβʔͷར༻ຬ଍౓ ⾣ϑΝ΢ϯμʔͱۀ຿ҕୗͷ1.ϝϯόʔͰ࣮ࢪ ৽ػೳͰ૝ఆ͍ͯ͠ΔϢʔβʔ՝୊ͷ࣮ࡏੑ
  57. Smart, Secure, Mobile Super powered Banking and Living. 㲔 

      1.'ௐࠪΞϯέʔτ݁Ռ  ਓʹ഑৴ͨ͠1.'ௐࠪͷΞϯέʔτ݁Ռ͸ 
 ແ͘ͳΔͱͱͯ΋࢒೦ͷείΞ͕Λୡ੒ 1.'ௐࠪ ͱͯ΋࢒೦ ࢒೦Ͱ͸ͳ͍ ·͋·͋࢒೦ ࢖͍ͬͯͳ͍     1.'είΞ 
  ϖΞޱ࠲1.' 1.'είΞ 
  ͱͯ΋࢒೦ ·͋·͋࢒೦ ·͋·͋࢒೦ ͱͯ΋࢒೦ ࢒೦Ͱ͸ͳ͍ ࢖͍ͬͯͳ͍ ޙ෷͍1.'     1.'είΞ 
  ˞#݄1.'ௐࠪΞϯέʔτΑΓ
  58. Smart, Secure, Mobile Super powered Banking and Living.  ஌Γ͔ͨͬͨ͜ͱ

    ϢʔεέʔεผͷϢʔβʔͷར༻ຬ଍౓ ɹ⾣͋Δఔ౓ຬ଍͍ͯ͠Δ͜ͱ͕Θ͔ͬͨ ɹɹ⾣εέʔϧͷͨΊʹɺΑΓཧղΛਂΊ͍ͨ ৽ػೳͰ૝ఆ͍ͯ͠ΔϢʔβʔ՝୊ͷ࣮ࡏੑ ɹ ɹ⾣ͱͯ΋ख͕ճΒͳ͍ʜ
  59. Smart, Secure, Mobile Super powered Banking and Living.  ※ஶ࡞ݖΛΫϦΞͰ͖ΔʮΞϧʯͷίϚ౤ߘػೳΛ࢖͍ͬͯ·͢

  60. Smart, Secure, Mobile Super powered Banking and Living.  .FFUZͰ͝࿈བྷ͕✨

  61. Smart, Secure, Mobile Super powered Banking and Living. ͓࿩ͯ͠ɺۀ຿ҕୗͱͯ͠+PJO͍ͨͩ͘͜ͱʹ😊 

    Ϧαʔνϟʔ͕δϣΠϯ
  62. Smart, Secure, Mobile Super powered Banking and Living. Ϧαʔνʹ͸ҰՈݴ͋ΔϑΝ΢ϯμʔਓ🤔 

    ʮϦαʔνϟʔʯʹ͍࣋ͬͯͨΠϝʔδ
  63. Smart, Secure, Mobile Super powered Banking and Living.  ʮϦαʔνϟʔʯʹ͍࣋ͬͯͨΠϝʔδ

    w ʮ࣮ࡍʹ՝୊Λ͍࣋ͬͯΔਓʯΛั·͖͑ͯͯ͸͘Εͳ͍ 
 ⾣ϦΫϧʔςΟϯά͸֎෦ʹ·͔͍ͤͯΔͷͰ͸ʁ w ͖Ε͍ʹ·ͱΊͯ͸͘ΕΔ͕ɺࣄۀʹࣔࠦΛ༩͑ͯ͘Εͳ͍ 
 ⾣Ϧαʔνख๏ʹ͸ৄ͍͕͠ɺࣄۀͷղ૾౓͕௿͍ͷͰ͸ʁ
  64. Smart, Secure, Mobile Super powered Banking and Living. ࣮ࡍͲ͏ͩͬͨͷ͔ʁ 

    ʮϦαʔνϟʔʯʹ͍࣋ͬͯͨΠϝʔδ
  65. Smart, Secure, Mobile Super powered Banking and Living.  ৽نαʔϏε্ཱͪ͛ͷྲྀΕ

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  66. Smart, Secure, Mobile Super powered Banking and Living. 㲔 ਓ໨ͷϦαʔνϟʔͱͯ͠

    Ͳ͏ೖ͍͔ͬͯͬͨ
  67. Smart, Secure, Mobile Super powered Banking and Living. ਓ໨ͷϦαʔνϟʔͱͯ͠ɺͲ͏ࡏΔͱεϚʔτόϯΫʹϑΟοτ͢Δ͔ εϚʔτόϯΫ͕େࣄʹ͖ͯͨ͠

    /ΠϯλϏϡʔจԽΛҾ͖ܧ͗ɺҭͯΔ🌳 
  68. Smart, Secure, Mobile Super powered Banking and Living. lϓϩμΫτ։ൃͷ࢝఺Ͱ͋Γɺ࠷΋ॏཁͰ΋͋Δ࢓ࣄ /ΠϯλϏϡʔΛ௨ͯ͡ɺݱ৔ͱ໨ઢ߹ΘͤΛ͠ͳ͕ΒࣄۀΛਐΊ͖ͯͨz

    ʮਓ͕ཉ͕͠ΔϞϊΛͭ͘ΔʯΛ࣮ݱ͢Δ࢝఺ 
  69. Smart, Secure, Mobile Super powered Banking and Living. l͜Ε·Ͱഓ͖ͬͯͨʮϢʔβʔͱର࿩͢ΔจԽʯΛҾ͖ܧ͗ɺ ৳͹͠ɺ૊৫ʹࠜ෇͔͍͖͍ͤͯͨz🌷

    εϚʔτόϯΫͷΧϧνϟʔΛڧ͘͠ɺࢧ͑Δ 
  70. Smart, Secure, Mobile Super powered Banking and Living. νʔϜϝϯόʔ͔Βͷظ଴ײ💪🔥 εϚʔτόϯΫ͕೔ຊͷۚ༥ΛਐԽͤ͞ΔͨΊʹɺϢʔβʔͷ՝୊΍χʔζΛਂ͘ཧղ͠

    ͦͷΠϯαΠτΛࣄۀͮ͘Γͱͭͳ͛ΔʮՍ͚ڮʯͷଘࡏͱͳͬͯ΄͍͠ Ϣʔβʔͷ੠ΛूΊɺӅΕͨΠϯαΠτΛݟ͚ͭͯαʔϏεΛ૑͍ͬͯ͘ɺ ͦΜͳεϚʔτόϯΫʹऒ͔Εͯೖࣾͨ͠͠ɺࠓޙ΋େࣄʹ͍͖͍ͯͨ͠Χϧνϟʔͩͱࢥ͍ͬͯΔ ͜Ε͔Β͞ΒʹυϥΠϒΛ͔͚ΔϑΣʔζɻ ͦͷ࣌ʹϢʔβʔͷ͜ͱΛߟ͑ɺ։ൃʹϑΟʔυόοΫͯ͘͠ΕΔͱ৺ڧ͍ʂ 
  71. 㲔 Smart, Secure, Mobile Super powered Banking and Living. ࣄۀʹدΓఴ͏ϦαʔνͰ

    νʔϜͷՍ͚ڮͱͳΔ Theme 
  72. Smart, Secure, Mobile Super powered Banking and Living. ࣗ෼ͷதͰͷςʔϚ͸ܾ·ͬͨʂ͕ʜ Ϧαʔνͷ౔৕͸੔͍ͬͯΔ͕ɺ

    ઐ໳৬ͱͯ͠ͷδϣΠϯ͸ॳ😳 
  73. Smart, Secure, Mobile Super powered Banking and Living. ϦαʔνϟʔͬͯԿऀʁͲ͏઀ͨ͠Β͍͍ͷʁʹΞϓϩʔν͢ΔͨΊ ॳΊʹಘΔ΂͖͸ʮ৴པʯ🤝

    
  74. Smart, Secure, Mobile Super powered Banking and Living. ৴པΛಘΔͨΊʹԿΛ͔ͨ͠ʁ ɾաڈௐࠪͷਐΊํɺ׆༻ํ๏ͳͲͷྲྀΕΛ

    
 ɹΩϟονΞοϓ ɾۚ༥ிͷௐࠪ݁ՌͳͲσεΫϦαʔν ɾϦαʔνʹؔΘΔ֤ϝϯόʔͱͷPO 
  75. Smart, Secure, Mobile Super powered Banking and Living. գாͷ֎͔Β΋ͷΛݴ͏ؔ܎ʹͳΒͳ͍Α͏ʹ 

  76. Smart, Secure, Mobile Super powered Banking and Living. 㲔 ਓ໨ͷ69Ϧαʔνϟʔͱͯ͠

    δϣΠϯ͔ͯ͠Β΍ͬͨ͜ͱ
  77. Smart, Secure, Mobile Super powered Banking and Living.  δϣΠϯޙͷϦαʔν

    🤝 طଘϢʔβʔ 🆕 ৽نϢʔβʔ طଘϢʔβʔͷղ૾౓Λ্͛ΔϦαʔνɺ৽نࣄۀͷϦαʔν
  78. Smart, Secure, Mobile Super powered Banking and Living. 

  79. 㲔 Smart, Secure, Mobile Super powered Banking and Living. 

    طଘϢʔβʔͷௐࠪ
  80. Smart, Secure, Mobile Super powered Banking and Living.  ࠓճऔΓ্͛Δͷ͸ʮ#ϖΞޱ࠲ʯ

    #ϖΞޱ࠲͸ڧ͍1.'͕ݟ͓͑ͯΓɺฏۉܧଓ཰΋ߴ͍਺஋ͰਪҠ📈 ৳ͼ͠Ζͷ͋ΔϚʔέοτͳͷͰࣄۀͱͯ͠΋ྗΛೖΕ͍͖͍ͯͨͱ͍͏ঢ়گ👫
  81. Smart, Secure, Mobile Super powered Banking and Living.  ϦαʔνϓϩδΣΫτϝϯόʔ

    Ϛʔέλʔ σβΠφʔ Ϧαʔνϟʔ
  82. Smart, Secure, Mobile Super powered Banking and Living. ௐࠪഎܠ ΑΓଟ͘ͷϢʔβʔʹૌٻ͍ͯͨ͘͠ΊʹҎԼΛ໌Β͔ʹͯ͠ૌٻ࣠ΛݟۃΊ͍ͨ

    ɾ͓٬༷͕ʮਓͷՈܭ؅ཧʯʹͲΜͳ՝୊Λ͍࣋ͬͯͯ ɾ#ϖΞޱ࠲͕Ͳͷఔ౓՝୊ղܾͰ͖͍ͯͯ ɾར༻Ձ஋ΛͲ͜ʹݟग़ͯ͘͠Ε͍ͯΔ͔ 
  83. Smart, Secure, Mobile Super powered Banking and Living. ར༻Ϣʔβʔ w

    #ϖΞޱ࠲Λ࢖͏લ 
 ͲͷΑ͏ʹ͍͔ͯͨ͠ w #ϖΞޱ࠲Λखʹऔͬͨ ͖͔͚ͬ w ࢖ͬͯΈͯײ͍ͯ͡ΔՁ஋  ϢʔβʔΠϯλϏϡʔΛ࣮ࢪ ະར༻Ϣʔβʔ w ਓͷ͓ۚͷ؅ཧɾࢧ෷͍ʹ ͓͚Δ՝୊ w ݱঢ়ͷ-1͔ΒಘΒΕͨ৘ใ Ͱ՝୊͕Ͳͷఔ౓ղܾͦ͠ ͏͔ ΠϯλϏϡʔΛ௨ͯ͡ɺϢʔβʔ͕ݴޠԽͯ͘͠ΕͨՁ஋Λૌٻ಺༰ʹऔΓࠐΈ͍ͨ
  84. Smart, Secure, Mobile Super powered Banking and Living.  ޿ࠂʹ͓͚ΔվળޮՌ

    όφʔ" όφʔ# όφʔ$ όφʔ"ൺֱ $5361 όφʔ"ൺֱ $5361 $73 ొ࿥ 61 $1"%08/
  85. Smart, Secure, Mobile Super powered Banking and Living.  💭ۜߦޱ࠲։ઃ͢Δඞཁ͕͋Δʁ

    💭ϓϦϖΠυΧʔυͬͯͳΜ͚ͩͬ…? σβΠφʔ ॳΊͯϖʔδʹ๚ΕͨϢʔβʔ͕ݟͨ࣌ʹɺαʔϏεΠϝʔδ͕͖ͭͮΒ͍͔΋ʜʁ
  86. Smart, Secure, Mobile Super powered Banking and Living.  Ϣʔβʔࢹ఺Λҙࣝͯ͠ϒϥογϡΞοϓ

    ϒϥογϡΞοϓͷաఔʢ'JHNB্Ͱ΍ΓͱΓʣ
  87. 㲔 Smart, Secure, Mobile Super powered Banking and Living. 

    Ϧαʔνϓϩηεͷඪ४Խ
  88. Smart, Secure, Mobile Super powered Banking and Living. Ϧαʔνͷඪ४Խɺ؀ڥ੔උ΋࣮ࢪ ௐࠪܭըॻͷ࡞੒

    γφϦΦͷ࡞੒ ௐ͕ࠪͲͷΑ͏ͳ໨తͰߦΘΕɺԿʹ׆༻͞ΕΔͷ͔໌จԽ͠ɺ୭Ͱ΋ݟΒΕΔΑ͏ʹ੔ཧ 
  89. Smart, Secure, Mobile Super powered Banking and Living. ௐࠪͷਐΊํɿʮΘ͔Γ΍͍͢ʯʮࢀՃ͠΍͍͢ʯ ɾϦαʔνͷඪ४Խͱਐḿڞ༗

    ɾ୲౰ऀͱͷPO ɾ୲౰ऀʹΠϯλϏϡʔಉ੮ґཔ ɹ⾣ऴྃޙ͙͢ৼΓฦΓ ৼΓฦΓͷ༷ࢠ ௐࠪ֓ཁ ʜͳͲ 
  90. 㲔 Smart, Secure, Mobile Super powered Banking and Living. 

    ͦͷଞ
  91. Smart, Secure, Mobile Super powered Banking and Living. ৽نࣄۀͷ୳ࡧܕϦαʔν 👦

    👩 👦 👨 👩 👧 👧 ࣗ෼ͷ஌Γ߹͍ϕʔεͰ͔݄̍ʹਓΠϯλϏϡʔ  👦 👧 👧 👦 👩 👩
  92. Smart, Secure, Mobile Super powered Banking and Living. ΠϯλϏϡʔ݁Ռ෼ੳɺࣾ಺ษڧձͳͲʮϦαʔνϟʔͷಈ͖Λݟ͑ΔԽʯ ΧελϚʔαϙʔτ޲͚ࣾ಺ษڧձͷ༷ࢠ

    ϢʔβʔΠϯλϏϡʔ෼ੳʢϖϧιφ࡞੒ʣ 
  93. Smart, Secure, Mobile Super powered Banking and Living.  ϦαʔνΛ૊ΈࠐΉ͔ͨͪͰ։ൃϓϩηεΛௐ੔

    w ։ൃϓϩηε΁ͷ૊ΈࠐΈ w ։ൃϓϩηεͷλΠϜϥΠϯ಺ͰͷҐஔΛ͢Γ͋Θͤ w 1E.ͱϦαʔνఆྫΛ։࠵͠ɺϓϩδΣΫτ৘ใΛΩϟονΞοϓ Ϧαʔν σβΠϯ ࣮૷
  94. Smart, Secure, Mobile Super powered Banking and Living. 㲔 Ϧαʔνϟʔೖࣾޙͷ

    
 ͍·ײ͍ͯ͡Δ͜ͱ
  95. Smart, Secure, Mobile Super powered Banking and Living.  ʮϦαʔνϟʔʯʹ͍࣋ͬͯͨΠϝʔδͱ࣮ࡍ

    w ʮ࣮ࡍʹ՝୊Λ͍࣋ͬͯΔਓʯΛั·͖͑ͯͯ͸͘Εͳ͍ 
 ⾣ࣗ෼ͷਓ຺͔ΒΠϯλϏϡΠʔΛݟ͚͖ͭͯͯ͘Εͨ w ͖Ε͍ʹ·ͱΊͯ͸͘ΕΔ͕ɺࣄۀʹࣔࠦΛ༩͑ͯ͘Εͳ͍ 
 ⾣ϝϯόʔ΁ͷώΞϦϯά͔Β͸͡Ίɺೖ೦ʹΩϟονΞοϓͯ͠ ͘Εͯɺ༷ʑͳܗͰࣄۀʹ޷Өڹ͕ग़࢝Ί͍ͯΔ
  96. Smart, Secure, Mobile Super powered Banking and Living.  Ϧαʔνϟʔೖࣾޙʹײ͍ͯ͡Δ͜ͱ

    💪 ΍Γ͔ͨͬͨϦαʔν͕࣮ߦͰ͖͍ͯΔ͚ͩͰͳ͘ 
 ΍Γ͍ͨͱݴ͏લʹɺઌճΓͯ͠ϦαʔνͷఏҊ͕ಧ͘ 💨 Ϧαʔν͕ޙճ͠ʹ͞Εͣɺ࢓༷ࡦఆͷࡐྉ͕ૣ͘ू·Γ 
 ։ൃͷεϐʔυɾਫ਼౓͕Ξοϓ͍ͯ͠Δ ♻ ۀ຿ϑϩʔվળͷαΠΫϧ͕ճΓ࢝Ί͍ͯΔ
  97. Smart, Secure, Mobile Super powered Banking and Living.  ׆༻ͯ͠΋Β͍ɺࣄۀΛਪਐ͢ΔϦαʔνΛ͠ଓ͚ΔͨΊʹ

    📡 ࣄۀͷະདྷʹ ΞϯςφΛ͸Δ ࣄۀܭը΍ૂ͍ɺ՝୊ͳͲΛ$&0ʹώΞϦϯά ෆ࣮֬ੑΛาΉࡍͷ伺ͱͯ͠ػೳͤ͞Δ 🏞 νʔϜϝϯόʔ͕ ͲΜͳܠ৭Λݟ͍ͯΔ͔஌Δ ͲΜͳ໾ׂͰԿΛؾʹ͍ͯͯ͠ Կ͕Θ͔ΔͱલʹਐΊΔ͔ ϓϩδΣΫτʹϢʔβʔࢹ఺Λఏڙ͢Δ 👬 ϦαʔνͷϓϩηεΛ ڞ༗͠ɺҰॹʹߦ͏ Ϧαʔνϟʔͷಈ͖ํΛ஌ͬͯ΋Β͏ ϦαʔνʹࢀՃͯ͠΋Β͏͜ͱͰ ίϥϘϨʔγϣϯ͠΍͘͢͢Δ
  98. Smart, Secure, Mobile Super powered Banking and Living. ਓ໨ͷϦαʔνϟʔͱͯ͠ݟ͍͑ͯΔܠ৭⛰ ઐ໳৬ͱͯ͠Ϧʔυ͢΂͖͸ɺνʔϜϝϯόʔ͕Ϣʔβʔࢹ఺Λײ͡ͳ͕ΒϓϩμΫτʹ޲͖߹͑Δ؀ڥͮ͘Γ

    εϚʔτόϯΫͷΧϧνϟʔͷࠜװΛମݱͰ͖ΔଘࡏͰ͋Γ͍ͨ Ϧαʔν͸ɺ Ϧαʔνϟʔ͚ͩͷ΋ͷͰ͸ͳ͍ 
  99. Smart, Secure, Mobile Super powered Banking and Living. ·ͱΊͱࠓޙͷల๬ 

  100. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊͱࠓޙͷల๬

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  101. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊͱࠓޙͷల๬

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  102. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊͱࠓޙͷల๬

    αʔϏεϩʔϯνޙͷ 
 ૣ͍ஈ֊Ͱઐ೚ͷ69Ϧαʔνϟʔ͕ 
 ͍ͨํ͕Α͍આ
  103. Smart, Secure, Mobile Super powered Banking and Living.  ·ͱΊͱࠓޙͷల๬

    ՝୊ͷൃݟ ղܾํ๏ͷߟҊ αʔϏεϩʔϯν ݕূ ن໛ͷ֦େ ऩӹԽ αʔϏεϩʔϯνલ ސ٬ͷ՝୊Λൃݟ͠ ղܾํ๏Λߟ͑Δ αʔϏεϩʔϯνޙ ՝୊ͱղܾํ๏Λݕূ͢Δ αʔϏεΛ੒௕ͤ͞Δ αʔϏεݕূޙ
  104. *$Χʔυɾλονܾࡁ ʹରԠ༧ఆ ೥݄

  105. 8FBSFIJSJOH

  106. Smart, Secure, Mobile Super powered Banking and Living. ͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠ 

    ࠓޙͷεϚʔτόϯΫʹ͝ظ଴͍ͩ͘͞