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大量購入を支える 決済トランザクション設計 / EC Payment Transaction Architecture

大量購入を支える 決済トランザクション設計 / EC Payment Transaction Architecture

GMO Developers Night #10 ペパボ EC テックカンファレンス 2020.06.24
https://pepabo.connpass.com/event/179445/

00e1bdf82f62888d4be62eee4fb99156?s=128

Kazuyoshi Tsuchiya

June 24, 2020
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  1. ౔԰࿨ྑ(.01FQBCP *OD  (.0%FWFMPQFST/JHIUϖύϘ&$ςοΫΧϯϑΝϨϯε େྔߪೖΛࢧ͑Δ ܾࡁτϥϯβΫγϣϯઃܭ

  2. (.0ϖύϘ&$ࣄۀ෦ςΫχΧϧϦʔυ ౔԰࿨ྑ!UTVDIJLB[V 7VFKT೔ຊ6TFS(SPVQ$PSF4UB⒎ IUUQTUTVDIJLB[VOFU

  3. ܾࡁτϥϯβΫγϣϯͱ͸ Χʔτʹ͍ΕΔ ॅॴೖྗ ஫จ֬ఆϘλϯԡ͢ ஫จ׬ྃ

  4. ܾࡁτϥϯβΫγϣϯͱ͸ Χʔτʹ͍ΕΔ ॅॴೖྗ ஫จ֬ఆϘλϯԡ͢ ஫จ׬ྃ ͜ͷؒͷ͜ͱ

  5. ܾࡁτϥϯβΫγϣϯͰ΍͍ͬͯΔ͜ͱ w঎඼ͷࡏݿΛݮΒ͢ wΫϨΧͳͲͷܾࡁ"1*ͷ࣮ߦ wड஫σʔλͷ࡞੒ wϝʔϧ΍ϓογϡ௨஌ͳͲ

  6. σʔλෆ੔߹΋ແ͘ େྔͷܾࡁτϥϯβΫγϣϯΛ ࡹ͖੾Δ

  7. ݱ࣮తʹෆՄೳ

  8. $"1ఆཧ  Ұ؏ੑ $POTJTUFODZ   Մ༻ੑ "WBJMBCJMJUZ  

    ωοτϫʔΫ෼அ଱ੑ 1BSUJUJPOUPMFSBODF  wͭΛಉ࣌ʹຬͨ͢͜ͱ͸ෆՄೳ w ޠฐΛڪΕͣʹ͍͏ͱ ෼ࢄγεςϜʹ͓͍ͯɺҰ؏ੑͱՄ༻ੑͲͪ Β΋ຬͨ͢ͷ͸ແཧ
  9. ྫ Ұ؏ੑΛຬͨ͢ มͳσʔλΛڐ͞ͳ͍  ঎඼ͷࡏݿΛݮΒ͢  ΫϨΧͳͲͷܾࡁ"1*ͷ࣮ߦ  ड஫σʔλͷ࡞੒ w͜ͷதͷҰ෦͚ͩ੒ޭ͍ͯ͠Δঢ়ଶͱ͍͏ͷ͸ɺ͓͔͍͠

    wશͯ੒ޭ͢Δ͔ɺશࣦͯഊʹ͢Δ͔ wͲͪΒ͔ʹͳΒͳ͚Ε͹ͳΒͳ͍
  10. ͦͷ݁Ռ Կ͔͕όʔϯͱ٧·༷ͬͨࢠ

  11. Կ͕ى͖ͨʁ w஡৭ͷॲཧࡏݿߋ৽ͰɺߦϩοΫΛ͔͚͍ͯΔ wಉҰτϥϯβΫγϣϯ಺Ͱܾࡁ"1*ΛؚΊͨશͯͷॲཧΛ࣮ࢪ wશͯͷॲཧ͕ऴΘΒͳ͍ͱɺϩοΫղআ͞Εͳ͍ ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ ࡏݿߋ৽ ܾࡁ"1*

    ड஫࡞੒ ଴ͪ
  12. Ұ؏ੑΛऔΒͣʹɺ Մ༻ੑΛॏࢹͨ͠ઃܭ͕ඞཁ

  13. #"4&ಛੑ  #"ɿ#BTJDBMMZ"WBJMBCMFʢৗʹར༻Մೳʣ  4ɿ4PGUTUBUFʢҰ࣌తʹҰ؏ੑͷͳ͍ঢ়ଶΛڐ༰ʣ  &ɿ&WFOUVBM$POTJTUFODZʢଈ࣌Ͱ͸ͳ݁͘Ռ੔߹ੑΛऔΔʣ wΞϓϦέʔγϣϯͷϨΠϠʔͰσʔλ੔߹ੑͷ୲อ͢Δઓུ wதࠃͰ͸ΞϦϖΠɺ೔ຊͰ͸ϝϧϖΠͳͲͳͲʜ

  14. ࣮ࡍʹΧϥʔϛʔͰ ࣮ફ͍ͯ͠Δ͜ͱ

  15. ܾࡁτϥϯβΫγϣϯॲཧͷࡉ෼Խ wࡏݿ਺ΛݮΒͨ͠λΠϛϯάͰɺͦΕ͚ͩDPNNJUͯ͠͠·͓͏ ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ

    ଴ͪ
  16. ܾࡁτϥϯβΫγϣϯॲཧͷࡉ෼Խ wޙड़͢ΔิঈτϥϯβΫγϣϯ͕ෳࡶԽ͢ΔͨΊɺͳΔ΂͘࠷খ wҎԼͷ৔߹͸ɺࡉ෼Խཁૉͱͯ͠ߟ͑Δͱྑ͍ wϩοΫ͕ൃੜ͢Δ෦෼ w֎෦"1*ϦΫΤετ͢Δ෦෼

  17. ิঈτϥϯβΫγϣϯ wલʹਐΊΒΕͳ͍৔߹ɺࠓ·Ͱ࣮ߦ͖ͯͨ͠ૢ࡞ΛҰ౓͖ͪΜͱϩʔ ϧόοΫ͢Δඞཁ͕͋Δ wࣦഊ͢Δͱ݁Ռ੔߹ੑ͕ͱΕͳ͘ͳΔͨΊɺϦΧόϦʔՄೳʹ͢Δ wϦτϥΠՄೳ wႈ౳ੑ ͋ͬͨ΄͏͕҆৺

  18. ิঈτϥϯβΫγϣϯ ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ SPMMCBDL ࡏݿߋ৽ SPMMCBDL ܾࡁ"1* Τϥʔ͕ى͖ͨͱ͖

    SFUSZ SFUSZ
  19. ิঈτϥϯβΫγϣϯ ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ SPMMCBDL ࡏݿߋ৽ SPMMCBDL ܾࡁ"1* SFUSZ

    SFUSZ λΠϜΞ΢τൃੜ࣌͸ɺ ੒ޭ͍ͯ͠Δ͔ࣦഊ͍ͯ͠Δ͔Θ͔Βͳ͍ Ұఆ࣌ؒޙʹܾࡁͷঢ়ଶΛ֬ೝͯ͠ SPMMCBDL
  20. σʔλಥ߹ʢ3FDPODJMFʣ wσʔλ੔߹ੑ͕ͪΌΜͱऔΕͯΔ͔Ͳ͏͔ʹ͍ͭͯɺԿΒ͔ͷํ๏Ͱ ֬ೝ΋͘͠͸ϞχλϦϯά͢Δඞཁ͕͋Δ

  21. σʔλಥ߹ʢ3FDPODJMFʣ wܾࡁͱ஫จͷσʔλ͕Ұக͢Δ͔͕ɺ࠷ॏཁ wࣗಈͰݕ஌ɺ͙͢ʹରԠ͢Δ࢓૊ΈԽ͕ඞཁ w೔࣌όονͰJTTVF͕࡞੒͞Εɺ੔߹ੑΛอͭΞΫγϣϯ΁

  22. ͦͷ݁Ռͱࠓޙ w෼ຖʹࡹ͚ΔܾࡁτϥϯβΫγϣϯ͸ɺ͜ΕΛ͢Δ͚ͩͰഒҎ্ wεέʔϧΞ΢τՄೳͳঢ়ଶ wLTͰͷΦʔτεέʔϧ΍Ϧιʔεͷ༗ޮ׆༻ w࣍ͷϘτϧωοΫ΁ͷΞϓϩʔν w%#ͷίωΫγϣϯ਺଍Γͳ͘ͳΒͳ͍Α͏ʹɺڞ༗%#͔Βͷ୤٫ wܾࡁ"1*ͷෛՙ෼ࢄͷͨΊඇಉظԽ

  23. ·ͱΊ wେྔߪೖΛࡹ͘ʹ͸ɺҰ؏ੑͷͳ͍ঢ়ଶΛڐ༰ͯ͠ɺ݁Ռ੔߹ੑΛͱ Δඞཁ͕͋Δ wܾࡁτϥϯβΫγϣϯͷࡉ෼Խ wิঈτϥϯβΫγϣϯ wσʔλಥ߹ wͦͯ͠৽ͨͳϘτϧωοΫͱͷઓ͍͕࢝·͍ͬͯΔ