大量購入を支える 決済トランザクション設計 / EC Payment Transaction Architecture

GMO Developers Night #10 ペパボ EC テックカンファレンス 2020.06.24
https://pepabo.connpass.com/event/179445/

Transcript

1. ౔԰࿨ྑ(.01FQBCP *OD
   
   (.0%FWFMPQFST/JHIUϖύϘ&$ςοΫΧϯϑΝϨϯε
   େྔߪೖΛࢧ͑Δ
   ܾࡁτϥϯβΫγϣϯઃܭ
   

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2. (.0ϖύϘ&$ࣄۀ෦ςΫχΧϧϦʔυ
   ౔԰࿨ྑ!UTVDIJLB[V
   7VFKT೔ຊ6TFS(SPVQ$PSF4UB⒎
   IUUQTUTVDIJLB[VOFU
   

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3. ܾࡁτϥϯβΫγϣϯͱ͸
   Χʔτʹ͍ΕΔ ॅॴೖྗ ஫จ֬ఆϘλϯԡ͢ ஫จ׬ྃ
   

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4. ܾࡁτϥϯβΫγϣϯͱ͸
   Χʔτʹ͍ΕΔ ॅॴೖྗ ஫จ֬ఆϘλϯԡ͢ ஫จ׬ྃ
   ͜ͷؒͷ͜ͱ
   

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5. ܾࡁτϥϯβΫγϣϯͰ΍͍ͬͯΔ͜ͱ
   w঎඼ͷࡏݿΛݮΒ͢
   wΫϨΧͳͲͷܾࡁ"1*ͷ࣮ߦ
   wड஫σʔλͷ࡞੒
   wϝʔϧ΍ϓογϡ௨஌ͳͲ
   

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6. σʔλෆ੔߹΋ແ͘
   େྔͷܾࡁτϥϯβΫγϣϯΛ
   ࡹ͖੾Δ
   

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7. ݱ࣮తʹෆՄೳ
   

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8. $"1ఆཧ
   Ұ؏ੑ $POTJTUFODZ
   
   Մ༻ੑ "WBJMBCJMJUZ
   
   ωοτϫʔΫ෼அ଱ੑ 1BSUJUJPOUPMFSBODF
   
   wͭΛಉ࣌ʹຬͨ͢͜ͱ͸ෆՄೳ
   w ޠฐΛڪΕͣʹ͍͏ͱ
   ෼ࢄγεςϜʹ͓͍ͯɺҰ؏ੑͱՄ༻ੑͲͪ
   Β΋ຬͨ͢ͷ͸ແཧ
   

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9. ྫ
   Ұ؏ੑΛຬͨ͢ มͳσʔλΛڐ͞ͳ͍
   
   ঎඼ͷࡏݿΛݮΒ͢
   ΫϨΧͳͲͷܾࡁ"1*ͷ࣮ߦ
   ड஫σʔλͷ࡞੒
   w͜ͷதͷҰ෦͚ͩ੒ޭ͍ͯ͠Δঢ়ଶͱ͍͏ͷ͸ɺ͓͔͍͠
   wશͯ੒ޭ͢Δ͔ɺશࣦͯഊʹ͢Δ͔
   wͲͪΒ͔ʹͳΒͳ͚Ε͹ͳΒͳ͍
   

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10. ͦͷ݁Ռ Կ͔͕όʔϯͱ٧·༷ͬͨࢠ
    
    

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11. Կ͕ى͖ͨʁ
    w஡৭ͷॲཧࡏݿߋ৽ͰɺߦϩοΫΛ͔͚͍ͯΔ
    wಉҰτϥϯβΫγϣϯ಺Ͱܾࡁ"1*ΛؚΊͨશͯͷॲཧΛ࣮ࢪ
    wશͯͷॲཧ͕ऴΘΒͳ͍ͱɺϩοΫղআ͞Εͳ͍
    ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ
    ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒
    ଴ͪ
    

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12. Ұ؏ੑΛऔΒͣʹɺ
    Մ༻ੑΛॏࢹͨ͠ઃܭ͕ඞཁ
    

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13. #"4&ಛੑ
    #"ɿ#BTJDBMMZ"WBJMBCMFʢৗʹར༻Մೳʣ
    4ɿ4PGUTUBUFʢҰ࣌తʹҰ؏ੑͷͳ͍ঢ়ଶΛڐ༰ʣ
    &ɿ&WFOUVBM$POTJTUFODZʢଈ࣌Ͱ͸ͳ݁͘Ռ੔߹ੑΛऔΔʣ
    wΞϓϦέʔγϣϯͷϨΠϠʔͰσʔλ੔߹ੑͷ୲อ͢Δઓུ
    wதࠃͰ͸ΞϦϖΠɺ೔ຊͰ͸ϝϧϖΠͳͲͳͲʜ
    

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14. ࣮ࡍʹΧϥʔϛʔͰ
    ࣮ફ͍ͯ͠Δ͜ͱ
    

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15. ܾࡁτϥϯβΫγϣϯॲཧͷࡉ෼Խ
    wࡏݿ਺ΛݮΒͨ͠λΠϛϯάͰɺͦΕ͚ͩDPNNJUͯ͠͠·͓͏
    ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ
    ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ
    ଴ͪ
    

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16. ܾࡁτϥϯβΫγϣϯॲཧͷࡉ෼Խ
    wޙड़͢ΔิঈτϥϯβΫγϣϯ͕ෳࡶԽ͢ΔͨΊɺͳΔ΂͘࠷খ
    wҎԼͷ৔߹͸ɺࡉ෼Խཁૉͱͯ͠ߟ͑Δͱྑ͍
    wϩοΫ͕ൃੜ͢Δ෦෼
    w֎෦"1*ϦΫΤετ͢Δ෦෼
    

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17. ิঈτϥϯβΫγϣϯ
    wલʹਐΊΒΕͳ͍৔߹ɺࠓ·Ͱ࣮ߦ͖ͯͨ͠ૢ࡞ΛҰ౓͖ͪΜͱϩʔ
    ϧόοΫ͢Δඞཁ͕͋Δ
    wࣦഊ͢Δͱ݁Ռ੔߹ੑ͕ͱΕͳ͘ͳΔͨΊɺϦΧόϦʔՄೳʹ͢Δ
    wϦτϥΠՄೳ
    wႈ౳ੑ ͋ͬͨ΄͏͕҆৺
    
    

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18. ิঈτϥϯβΫγϣϯ
    ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ
    SPMMCBDL
    ࡏݿߋ৽
    SPMMCBDL
    ܾࡁ"1*
    Τϥʔ͕ى͖ͨͱ͖
    SFUSZ
    SFUSZ
    

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19. ิঈτϥϯβΫγϣϯ
    ࡏݿߋ৽ ܾࡁ"1* ड஫࡞੒ ௨஌ͳͲ
    SPMMCBDL
    ࡏݿߋ৽
    SPMMCBDL
    ܾࡁ"1*
    SFUSZ
    SFUSZ
    λΠϜΞ΢τൃੜ࣌͸ɺ
    ੒ޭ͍ͯ͠Δ͔ࣦഊ͍ͯ͠Δ͔Θ͔Βͳ͍
    Ұఆ࣌ؒޙʹܾࡁͷঢ়ଶΛ֬ೝͯ͠
    SPMMCBDL
    

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20. σʔλಥ߹ʢ3FDPODJMFʣ
    wσʔλ੔߹ੑ͕ͪΌΜͱऔΕͯΔ͔Ͳ͏͔ʹ͍ͭͯɺԿΒ͔ͷํ๏Ͱ
    ֬ೝ΋͘͠͸ϞχλϦϯά͢Δඞཁ͕͋Δ
    

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21. σʔλಥ߹ʢ3FDPODJMFʣ
    wܾࡁͱ஫จͷσʔλ͕Ұக͢Δ͔͕ɺ࠷ॏཁ
    wࣗಈͰݕ஌ɺ͙͢ʹରԠ͢Δ࢓૊ΈԽ͕ඞཁ
    w೔࣌όονͰJTTVF͕࡞੒͞Εɺ੔߹ੑΛอͭΞΫγϣϯ΁
    

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22. ͦͷ݁Ռͱࠓޙ
    w෼ຖʹࡹ͚ΔܾࡁτϥϯβΫγϣϯ͸ɺ͜ΕΛ͢Δ͚ͩͰഒҎ্
    wεέʔϧΞ΢τՄೳͳঢ়ଶ
    wLTͰͷΦʔτεέʔϧ΍Ϧιʔεͷ༗ޮ׆༻
    w࣍ͷϘτϧωοΫ΁ͷΞϓϩʔν
    w%#ͷίωΫγϣϯ਺଍Γͳ͘ͳΒͳ͍Α͏ʹɺڞ༗%#͔Βͷ୤٫
    wܾࡁ"1*ͷෛՙ෼ࢄͷͨΊඇಉظԽ
    

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23. ·ͱΊ
    wେྔߪೖΛࡹ͘ʹ͸ɺҰ؏ੑͷͳ͍ঢ়ଶΛڐ༰ͯ͠ɺ݁Ռ੔߹ੑΛͱ
    Δඞཁ͕͋Δ
    wܾࡁτϥϯβΫγϣϯͷࡉ෼Խ
    wิঈτϥϯβΫγϣϯ
    wσʔλಥ߹
    wͦͯ͠৽ͨͳϘτϧωοΫͱͷઓ͍͕࢝·͍ͬͯΔ
    

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