/ Swipe card Stuff you know - passwords / PINs Computer password (encrypted or otherwise) Stuff you are - Unique personal attributes Iris scans / Finger prints
your password, game over Well understood methods of extracting passwords U s e r n a m e : A z u r e D i a m o n d P a s s w o r d : h u n t e r 2 W e l c o m e , a d r i a n If you don't get the hunter2 reference, google it - hit the first result
Provides a "something you have" factor Uses a mobile phone FREE for Android, iPhone and yes, even Blackberry Uses QR codes Implements RFC 6238 TOTP algorithm