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Takafumi Haseda
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Bank, Inc
January 29, 2018
Business
290
1
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Takafumi Haseda
「性善説と不正ユーザーについて」
Bank, Inc
January 29, 2018
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Transcript
ʮੑળઆʯͱʮෆਖ਼Ϣʔβʔʯ Bank, Inc. ୩ా و࢙
୩ాو࢙ ϧʔϏοΫΩϡʔϒͷઐళͷܦӦ ސ٬ରԠαʔϏεͷاըઃܭ डୗҊ݅ͷϓϩδΣΫτϚωʔδϟʔ ࣗࣾαʔϏε 4BBT
ͷ$4νʔϜ גࣜձࣾόϯΫͷΦϖϨʔγϣϯϚωʔδϟʔ
גࣜձࣾόϯΫͰ͢ɻ
গֹࢿۚͷधཁΛղܾ͢Δ
$"4)ͱ͍͏αʔϏεΛఏڙ͍ͯ͠·͢ɻ
αʔϏεͷλʔήοτϢʔβʔ ˺ ͓͕ۚඞཁͳਓɾཉ͍͠ਓ
ڀۃతʹΈΜͳྑ͍ਓɻ ʢѱ͍ਓͦΜͳʹ͍ͳ͍ʣ ੑળઆ
※ϦϦʔεॳظͷͰ͢ɻ ᶃΞΠςϜͷࣸਅΛࡱΔ͚ͩҰॠͰΩϟογϡΛड͚औΕΔɻ ᶄΞΠςϜΛΩϟογϡʹม͑ͨޙɺϲ݄ҎʹΩϟογϡΛฦ͔͢ɺ ΞΠςϜΛૹΔ͔બͰ͖·͢ɻ
࣮ࡍʹɺͨ͘͞Μͷՙ͕ಧ͍ͨʂ
શͯͷϢʔβʔΛ৴ͨ͡ αʔϏεࢥؒҧ͍ͬͯͳ͔ͬͨɻ
վળ͖͢՝໌֬ʹͳͬͨɻ
ʮΞΠςϜΛૹΔʯͱʮΩϟογϡΛฦ͢ʯͷબ ങऔઐͷαʔϏεɻ
ۜߦৼࠐʹҰຊԽɻ ΩϟογϡͷҾ͖ग़͠ํ๏
ϦϦʔεͷऔҾঢ়گ ͲͪΒɺબ͍ͯ͠ͳ͍ɾɾɾɻ
ෆਖ਼Ϣʔβʔ ʮྑ͍ਓʯͩͬͨͣͷਓɻ ʢͨ͘͞Μ͍ΔͱࠔΔʣ
$"4)ʹ͓͚Δෆਖ਼ͱɺ w ࣮ࡍͱҟͳΔϒϥϯυɾΧςΰϦʔΛબͿ w ࣮ࡍͱҟͳΔίϯσΟγϣϯΛબͿ w ങऔෆՄͷΞΠςϜΛૹΔ w ΞΠςϜ͕͍ܽͯ͠Δ w
ෳͷΞΧϯτΛอ༗͍ͯ͠Δ w ՈͰಉۜ͡ߦޱ࠲Λొ͍ͯ͠Δ ͳͲͳͲ
ෆਖ਼͕ى͜Γʹ͍͘ઃܭ ෆਖ਼ʹରͯ͠ͷϑΟʔυόοΫ ෆਖ਼Λ͙ͨΊʹɺ
ෆਖ਼ར༻Λ્ࢭ͢Δʁ ˘ར༻نΛ९क͠·͢ɻ ˘ਅਖ਼Ͱ͋Δ͜ͱΛอূ͠·͢ɻ ˘ෆਖ਼ͳͰ͋Δ͜ͱ͕ൃ֮ͨ͠߹ ฦۚ͠·͢ɻ ˘ɾɾɾɾɾɾɾɾɾɾɾɾɾɾɾɾ
ίϯσΟγϣϯબΛਖ਼֬ʹɻ 5ஈ֊ 1্ͭͷίϯσΟγϣϯΛબͿਓগͳ͘ͳ͔ͬͨɻ
ίϯσΟγϣϯΛਖ਼͘͠બͯ͠Β͑ΔΑ͏ʹɻ ஈ֊ ஈ֊ ίϯσΟγϣϯબΛਖ਼֬ʹɻ
͓ۚΛҾ͖ग़͢લʹɺઌʹฦૹͷूՙ༧Λͯ͠Β͏ɻ ʮ͏͔ͬΓʯͷૹΓΕΛ͙ɻ
ϑΟʔυόοΫͷମ੍ ࠪఆ࣌ ݕ࣌ ूՙ/Ҿ͖ग़࣌͠ શͯͷऔҾ ෆਖ਼͕ٙΘ͍͠औҾ શͯͷऔҾ
ΞϓϦͷ͓Βͤ
͓͍߹Θͤͷ ෆਖ਼ར༻ ूՙ ͦͷଞ ৼࠐ ෆਖ਼ར༻Ϣʔβʔͱ͖߹͏͕͍࣌ؒɻ
͋͑ͯɺར༻نΛ࣋ͪग़ͯ͠ஸೡʹઆ໌͢Δɻ ෆਖ਼Ϣʔβʔͷ͍߹ΘͤରԠ
ਖ਼͘͠$"4)Λ ͬͯཉ͍͠ $"4)Λ͍͍ͨ ͍߹ΘͤΛͯ͘͠ΕΔෆਖ਼Ϣʔβʔ
ෆਖ਼ϢʔβʔΛݟಀ͢ؾ͋Γ·ͤΜʂ
ҰॹʹαʔϏεΛͭ͘Γ·ͤΜ͔ʁ ΦϖϨʔγϣϯ$4 ΤϯδχΞ σβΠφʔ
࣭ٙԠ