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Bank, Inc
July 26, 2018
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travelnow
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July 26, 2018
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Transcript
TRAVEL NowϦϦʔεͷཪଆ Bank, Inc - Mari Okada 2018/07/26 #techplayjp
Mari Okada @mario_kada ɾBANK, Inc ɾGoodpatch, Inc — — Product
Manager
גࣜձࣾόϯΫͰ͢ɻ
None
53"7&-/PXͱ͍͏ΞϓϦΛϦϦʔε͠·ͨ͠ɻ
None
ɿͳͥʮཱྀߦʯΞϓϦΛ࡞͔ͬͨʁ ɿϦϦʔε·ͰνʔϜͰ͖ͬͯͨ͜ͱ ɿ͜Ε͔Βͷల ຊ͓͢Δ͜ͱ
Կނ$"4)Λ࡞͍ͬͯͨόϯΫ͕ ཱྀߦΞϓϦΛϦϦʔεͨ͠ͷ͔ʁ 1
ɿͳͥʮཱྀߦʯΞϓϦΛ࡞͔ͬͨʁ ɾ$"4)Ͱఏڙ͖ͯͨ͠Ձͱ࣮ݧ ɾόϯΫͱ͍͏ձࣾͲΜͳձࣾͳͷ͔ ɾਓੜʹ͓͚Δʮཱྀߦʯ ɾࣄۀͷޭʮࢢબͱλΠϛϯάͱӡʯ
όϯΫ͕ࣾల։͢ΔαʔϏε
None
গֹࢿۚͷधཁΛɺॠؒతʹղܾ͢Δ $"4)Ͱఏڙ͢ΔՁͱ ຊͪΐͬͱഎ৳ͼͯ͠ඒຯ͍͠͝ΜΛ৯ʹߦ͖͍ͨɻ ͪΐͬͱߴΊͷࢀߟॻΛങͬͯɺษڧ͍ͨ͠ɻ ͚Ͳɺࠓ͓͕ۚͳ͍͔ΒఘΊͯ͠·͏ɻ ͦΜͳମݧɺΈͳ͞Μ͖ͬͱܦݧͨ͜͠ͱ͕͋Δͣ
ࠓ·Ͱͷങ͍औΓͷʮͨΓલʯ ϞϊΛૹΔ ࠪఆ͢Δ ೖۚ
ࠪఆ͢Δ ϞϊΛૹΔ ೖۚ $"4)͕͍ͬͯΔ͜ͱ
ࠓ·Ͱೋ࣍ྲྀ௨ۀքͰ͋Γಘͳ͔ͬͨ ΛૹΔલʹʮଈۚʯͱ͍͏ମݧΛఏڙ
$"4)͕ͬͨ͜ͱ ࠪఆ͢Δ ϞϊΛૹΔ ೖۚ ϞϊΛૹΒͣɺ͓͚ۚͩ ड͚औΔ͜ͱͰ͖ͯ͠·͏
$"4)͕ͬͨ͜ͱ ࠪఆ͢Δ ϞϊΛૹΔ ೖۚ ϞϊΛૹΒͣɺ͓͚ۚͩ ड͚औΔ͜ͱͰ͖ͯ͠·͏ ຊʹऔҾΛͯ͘͠ΕΔ͔ਖ਼Θ͔Βͳ͔ͬͨ ʮੑળઆʹجͮ͘αʔϏεʯ͕ Γཱ͔ͭࣾձ࣮ݧͷ࣮ࢪ
ଟ͘ͷਓ͕͖ͪΜͱऔҾΛͯ͘͠ΕΔɻ ͔ͭɺগֹࢿۚधཁͷେ͖͞ΛվΊͯײ͡Δ
ɿͳͥʮཱྀߦʯΞϓϦΛ࡞͔ͬͨʁ ɾ$"4)Ͱఏڙ͖ͯͨ͠Ձͱ࣮ݧ ɾόϯΫͱ͍͏ձࣾͲΜͳձࣾͳͷ͔ ɾਓੜʹ͓͚Δʮཱྀߦʯ ɾࣄۀͷޭʮࢢબͱλΠϛϯάͱӡʯ
ࣄۀͷޭ ʮࢢબͱλΠϛϯάͱӡʯ όϯΫͱ͍͏ձࣾͲΜͳձࣾͳͷ͔
ʮ͓ۚʯʹؔΘΔΛ ࠓ·Ͱʹͳ͍৽͍͠ํ๏Ͱղܾ͠ɺ ͯ͢ͷਓͷՄೳੑΛ͛Δख͍Λ͍͖͍ͯͨ͠
Έͳ͞Μͷਓੜʹ͓͚Δ ʮཱྀߦʯͲ͏͍ͬͨଘࡏͰ͔͢ʁ
ʮཱྀߦʯͱɺਓੜΛ๛͔ʹ͢Δݥ ཱྀߦʹߦ͘͜ͱͰɺ৭ʑͳൃݟɺ ܦݧ͕Ͱ͖ɺ͢Δ͜ͱͰ͖Δɻ
ʮཱྀߦʯͱɺਓੜΛ๛͔ʹ͢Δݥ ͚ΕͲɺ͜ͷݥΛ͢Δʹ ͔ᷮͳ͕Β͓͕͔͔ۚͬͯ͠·͏
None
ɿͳͥʮཱྀߦʯΞϓϦΛ࡞͔ͬͨʁ ɾ$"4)Ͱఏڙ͖ͯͨ͠Ձͱ࣮ݧ ɾόϯΫͱ͍͏ձࣾͲΜͳձࣾͳͷ͔ ɾਓੜʹ͓͚Δʮཱྀߦʯ ɾࣄۀͷޭʮࢢબͱλΠϛϯάͱӡʯ
ࣄۀͷޭ ʮࢢબͱλΠϛϯάͱӡʯ
l ʮ͓ۚʯͷʹͳΔz
l ʮཱྀߦʯͷʹͳΔz
53"7&-/PXॳظϞοΫ ݄ʹ࡞
None
ɿͳͥʮཱྀߦʯΞϓϦΛ࡞͔ͬͨʁ ɾ$"4)Ͱఏڙ͖ͯͨ͠Ձͱ࣮ݧ ɾόϯΫͱ͍͏ձࣾͲΜͳձࣾͳͷ͔ ɾਓੜʹ͓͚Δʮཱྀߦʯ ɾࣄۀͷޭʮࢢબͱλΠϛϯάͱӡʯ
ϦϦʔε·ͰʹνʔϜͰ͖ͬͯͨ͜ͱ 2
ϦϦʔε࣌Ϗδωε໊ɾΤϯδχΞ໊ɾσβΠφʔ໊ ΦϖϨʔγϣϯ໊ͷ໊ͷνʔϜ
ࠓ"OESPJEΤϯδχΞ૿͑ɺ߹ܭ໊ͷνʔϜͰ͍ͬͯ·͢
ɿϦϦʔε·ͰʹνʔϜͰ͖ͬͯͨ͜ͱ ɾʮͨΓલʯͷϑϩʔɾߟ͑ํͰΒͳ͍ ɾར༻ମݧΛ࠷େԽ͢ΔͨΊʹଥڠ͠ͳ͍ ɾαʔϏεͷཪଆ࠷ݶͰ࢝ΊΔ ɾϦϦʔεͱʹ͔͘ΠϯύΫτΛ࡞Δ
ᶃϢʔβʔςετͱ͔ͨ͘͞ΜͬͯΔΜͰ͔͢ ᶄϦϦʔεલͷՁݕূͲΕ͘Β͍Γ·͔ͨ͠ ᶅཱྀߦʹؔ͢ΔεϖγϟϦετ͍ΔΜͰ͔͢ ฉ͔Εͦ͏ͳ͜ͱ
ͲΕ͑/P
λΠϛϯά͕࠷ॏཁͳͷͰɺ ࢢʹϓϩμΫτΛग़͢͜ͱΛ࠷༏ઌʹಈ͍͖ͯͨ ࣗͨͪͷײ֮Λ৴ͯ͡ ͋͑ͯݕূΓ͗͢ͳ͍ ᶃᶄࣄલͷݕূΛ͋·ΓΒͳ͔ͬͨཧ༝
λΠϛϯά͕࠷ॏཁͳͷͰɺ ࢢʹϓϩμΫτΛग़͢͜ͱΛ࠷༏ઌʹಈ͍͖ͯͨ ࣗͨͪͷײ֮Λ৴ͯ͡ ͋͑ͯݕূΓ͗͢ͳ͍ ͪΖΜΊͪΌͪ͘ΌΓ͍ͨؾ࣋ͪ͋ͬͨ ᶃᶄࣄલͷݕূΛ͋·ΓΒͳ͔ͬͨཧ༝
ۀքͷ׳शͨΓલͷʮόΠΞεʯ͕ ͔͔͍ͬͯͳ͍ঢ়ଶͰͷײ֮Λେࣄʹͯ͜͠Εͨ ᶅཱྀߦʹؔ͢ΔεϖγϟϦετ͕͍ͳ͍͔ΒͰ͖ͨ͜ͱ
ۀքͷ׳शͨΓલͷʮόΠΞεʯ͕ ͔͔͍ͬͯͳ͍ঢ়ଶͰͷײ֮Λେࣄʹͯ͜͠Εͨ ͪΖΜΊͪΌͪ͘Όۤ࿑͠·ͨ͠ʜ ᶅཱྀߦʹؔ͢ΔεϖγϟϦετ͕͍ͳ͍͔ΒͰ͖ͨ͜ͱ
ɿϦϦʔε·ͰʹνʔϜͰ͖ͬͯͨ͜ͱ ɾʮͨΓલʯͷϑϩʔɾߟ͑ํͰΒͳ͍ ɾར༻ମݧΛ࠷େԽ͢ΔͨΊʹଥڠ͠ͳ͍ ɾαʔϏεͷཪଆ࠷ݶͰ࢝ΊΔ ɾϦϦʔεͱʹ͔͘ΠϯύΫτΛ࡞Δ
ʮཱྀߦʯͷػձΛੜΈग़ͨ͢Ίʹ ͩ͜Θ͍ͬͯΔϙΠϯτ ɾ؆୯ʹτϥϕϧͰ͖Δʂ ɾָ͍͍ͬͯͯ͠
None
None
͍ͬͯͯɺ৮ָ͍͍ͬͯͯ͠ମݧΛͭ͘Γɺ ʮτϥϕϧ͢ΔʯΛޙԡ͢͠Δ
ɾ໊લʢࣈʣ ɾ໊લʢͻΒ͕ͳPSΧλΧφʣ ɾి൪߸ ɾϝʔϧΞυϨε ɾੜ݄ ɾॅॴ ɾੑผ ɾۓٸ࿈བྷઌ ɾύεϙʔτใʢւ֎ཱྀߦͷ߹ʣ ҰൠతͳཱྀߦαΠτͰਃࠐ࣌ʹඞཁͳใ
ɾ໊લʢࣈʣ ɾ໊લʢΧλΧφʣ ɾి൪߸ ɾϝʔϧΞυϨε ɾੑผ ɾੜ݄ ɾॅॴ ɾۓٸ࿈བྷઌ ɾύεϙʔτใʢւ֎ཱྀߦͷ߹ʣ 53"7&-/PXਃࠐใʢࠃཱྀߦͷ߹ʣ
ؔاۀͷํʑʹϨϏϡʔΛ͍ͨͩ͘ɻ ʮ͜Ε͋ͬͨΒ͍͍ʯʮͳ͍ͱବͰ͢Αʯ Α͋ͬͨ͘͜ͱ ຊʹͦ͏ͳͷͩΖ͏͔ʁʁ
ᶃ ๏తͳ؍ ᶄ ҰൠతͳଞαʔϏεͰ͋ΔΑ͏ͳػೳ ᶅ ϦεΫϔοδͷҝͷΞυόΠε ᶆ ݸਓͱͯ͠ͷҙݟ ʮ͋ͬͨΒ͍͍ʯͷཪଆ શͯड͚ೖΕͯ͠·͏ͱɺαʔϏεͱͯ͠ͷ͕࣠ϒϨΔ
None
ΨΠυϥΠϯʮ8&#ʯΛલఏʹͨ͠ͷ͔Γ ฏ࡞ͷΨΠυϥΠϯ
ؔاۀͷํʑʹϨϏϡʔΛ͍ͨͩ͘ɻ ʮ͜Ε͋ͬͨΒ͍͍ʯʮͳ͍ͱବͰ͢Αʯ Α͋ͬͨ͘͜ͱ ͭͭಡΈղ͍ͯɺඞཁͳͷ͚ͩΛऔΓࠐΜͰ͍͘
ͦΕຊʹඞཁͳͷ͔ʁ कΓʹೖ͍ͬͯͳ͍͔ʁ ଥڠ͍ͯ͠ͳ͍ʁ Λࣗͨͪʹ͏
None
ʮαʔϏεͷੈք؍ʯʮ๏ྩ९कʯͷ όϥϯεΛ่͞ͳ͍ ʮ͋ͬͨΒ͍͍ʯ҆қʹೖΕͳ͍ɻ
ɿϦϦʔε·ͰʹνʔϜͰ͖ͬͯͨ͜ͱ ɾʮͨΓલʯͷϑϩʔɾߟ͑ํͰΒͳ͍ ɾར༻ମݧΛ࠷େԽ͢ΔͨΊʹଥڠ͠ͳ͍ ɾαʔϏεͷཪଆ࠷ݶͰ࢝ΊΔ ɾϦϦʔεͱʹ͔͘ΠϯύΫτΛ࡞Δ
None
αʔϏεϦϦʔεॳ
݅ͷ͏ͪɺ Ұ෦ͷΧςΰϦࣾһेਓͰ खಈͰखͷ࣮ࢪʜʂ
ࣾͷ༷ࢠ
ӡ༻ͰΧόʔʜ ʢ*5اۀ͚ͩͲΞφϩάͷͱ͜Ζ͋Δʣ
࠷దԽ͠ͳ͔ͬͨཧ༝ ͲΕ͘Β͍ΠϯύΫτ͕͋Δ͔ɺ ͲΜͳ՝͕ग़ͯ͘Δ͔࣮ࡍʹӡ༻࢝͠ΊͯΈͳ͍ͱ ͔Βͳ͍͜ͱ͕ଟ͍
࠷దԽ͠ͳ͔ͬͨཧ༝ ཪଆΛ࡞ΓࠐΜͰ͔ΒɺϦϦʔεͨ͠ͱͯ͠ɺ ํస͢Δ͜ͱ͋Γ͑Δɻ ·ͨɺํసͮ͠Β͘ͳͬͯ͠·͏ɻ γεςϜ࿈ܞ࠷దԽޙͰͰ͖ΔͷͰ ग़͔ͯ͠Βߟ͑Δ
αʔϏεͷཪଆ࠷খݶͰ࢝ΊΔ αʔϏεͷίΞͱͳΔମݧ෦ଥڠ͠ͳ͍
ɿϦϦʔε·ͰʹνʔϜͰ͖ͬͯͨ͜ͱ ɾʮͨΓલʯͷϑϩʔɾߟ͑ํͰΒͳ͍ ɾར༻ମݧΛ࠷େԽ͢ΔͨΊʹଥڠ͠ͳ͍ ɾαʔϏεͷཪଆ࠷ݶͰ࢝ΊΔ ɾϦϦʔεͱʹ͔͘ΠϯύΫτΛ࡞Δ
None
͔ͳΓͿͬͱΜͩ ΩϟϯϖʔϯΛΓ·ͨ͠
None
ۀքͷαʔϏεΠϯͷ ΠϯύΫτ͕ͱͯେࣄ
ۀքͷதͰͷଘࡏײΛग़͍ͯ͘͠
ۀքͷதͰͷଘࡏײΛग़͍ͯ͘͠
࣍ͷҰखͷଧ͕ͪ͢͞มΘͬͯ͘Δ αʔϏεΠϯͷΠϯύΫτʹΑͬͯ
ɿϦϦʔε·ͰʹνʔϜͰ͖ͬͯͨ͜ͱ ɾʮͨΓલʯͷϑϩʔɾߟ͑ํͰΒͳ͍ ɾར༻ମݧΛ࠷େԽ͢ΔͨΊʹଥڠ͠ͳ͍ ɾαʔϏεͷཪଆ࠷ݶͰ࢝ΊΔ ɾϦϦʔεͱʹ͔͘ΠϯύΫτΛ࡞Δ
͜Ε͔Βͷల 3
ઈࢍϦϦʔεޙͷݕূத
ɾ"OESPJE൛53"7&-/PXͷϦϦʔε ɾϥΠϯφοϓΛ૿͍ͯ͘͠ ɾαʔϏεͷར༻ମݧΛΑΓΑ͍ͷʹ͍ͯ͘͠ ͍͖͍ͬͯͨ͜ͱ
͍͖͍ͬͯͨ͜ͱ Ҿ͖ଓ͖ɺ৽͍͠ମݧΛఏڙͰ͖ͳ͍͔ࡧத ɾ"OESPJE൛53"7&-/PXͷϦϦʔε ɾϥΠϯφοϓΛ૿͍ͯ͘͠ ɾαʔϏεͷར༻ମݧΛΑΓΑ͍ͷʹ͍ͯ͘͠
None
None
͜Ε͔ΒͲΜͲΜ ߈ΊͨϓϩμΫτΛ࡞͍͖ͬͯ·͢
None
l ʮཱྀߦʯͱʮ˔˔ʯ ͷʹͳΔz
Ұॹʹ࡞Γ্͛ͯ͘ΕΔؒ େืूͯ͠·͢ʂʂʂ ʢಛʹ1.ɾαʔόʔαΠυɾηʔϧεʣ
͝ਗ਼ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠ʂ