Crezit_採用資料PitchDeck

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1. Crezit v0.2 β 2020.12.01

2. 00. Index 2 Crezit 薄 Crezit

3. 01.

4. 01. 4 Crezit 4-9-2 719 2019 3 8 6 (2020

   12 ) 2.38 ( ) / (1) 31770 (Z ) Crezit

5. 01. 5 Optimize Credit, Unleash Potential.

6. 01. 6 Crezit “ैདྷͷ༩৴” ʹ ॴଐͱաڈ “ະདྷͷ༩৴” ʹ ݸਓͱະདྷ ۈ຿ઌ

   ޏ༻ܗଶ ۈଓ೥਺ ৴༻ཤྺ ҟಈ৘ใ রձճ਺ εΩϧ Cash flow ߦಈσʔλ কདྷظ଴ ऩೖ աڈ࣮੷ etc... ✔ ऴ਎ޏ༻લఏ ✔ ۈ຿ઌʹґڌͨ͠༩৴ ✔ աڈʹॏ఺ ۈ຿ઌ ޏ༻ܗଶ ۈଓ೥਺ ৴༻ཤྺ ҟಈ৘ใ রձճ਺ ऩೖ աڈ࣮੷ ✔ ଟ༷ͳಇ͖ํ͕લఏ ✔ ݸਓʹґڌͨ͠༩৴ ✔ ݱࡏʙະདྷʹॏ఺ ▪ ॴଐ΍աڈʹॏ఺Λ͓͍ͨ“ैདྷͷ༩৴”͔Βݸਓͱະདྷʹॏ఺Λ͓͍ͨ“ະདྷͷ༩৴”΁ ܦݧ ϨϏϡʔ

7. 01. 7 / Toshiaki Yabe 1993 GE FMP 3 2018

   3 BASE BASE BANK YELL BANK 2019 3 Crezit

8. 01. 8 2.4 Coming Soon More…

9. 02.

10. 0x. 10 :

11. 02. 11 + 40 246 800 +

12. 02. 12

13. 02. 13

14. 02. 14 AWS PC1 EC as a Service Banking as

    a Servie Crezit as a Service EC Banking as a Service

15. 02. Credit as a Service

16. Credit as a Service Credit as a Service ʮX Crezitʯ

17. 04. 17 FinTech ( ) eKYC CRM Credit as a

    Service ʮX Crezitʯ

18. 03. 18 ASP SI ~ ~ KPI

19. 03. 19 SIer

20. Credit as a Service

21. 03. 21 × × ×

22. 03. 22 CREZIT OPEN UP X Crezit API 2020 3

    X Crezit 2020 4 Credit as a Service X Crezit 4000

23. 03.

24. 01. 24 / Toshiaki Yabe CEO Product Strategy / Ryota

    Murai COO BizDev Strategy CDO Coming Soon 1993 GE FMP 3 2018 3 BASE BASE BANK YELL BANK 2019 3 Crezit - - - 1992 2015 FA(Sourcing Modeling ) (DD Valuation ) 2019 WestLake B2C CPO Coming Soon CTO Coming Soon

25. 0x. 25 1 1 1 3 2 Board (2) Product

    Tech (3) Product Design (0) Data Strategy (1) Culture (1) BizDev (1) / Tackt Mitsuhashi Software Engineer Tech 8 ( ) 2019 Twitter Crezit 2020 4 2 / Kenji Usui Data Developer, Lead Data 2017 freee AI AI 2019 Twitter / Satoko Takahashi Culture Manager Culture 2006 2020 1 Crezit

26. 0x. 26 / SMBC MBA UBS Credit Suisse bitFlyer PRAS

    CFO PR Adviser / Aiko Saiki PR Adviser Coming Soon

27. 0x. 27 結 8 2005 1 100% 2010 8 8

    JVCA 2016 8 / CEO / General Partner / Soichi Tajima Venture Capital Investment Manager / Koki Mizutani Venture Capital 2013 4 M&A 2015 M&A DD Valuation 2016 M&A 2018 7 /

28. 04.

29. 01. ϦϞʔτϫʔΫՄೳ ݪଇग़ࣾ೔ ਫɾۚ 29 ϑϨοΫελΠϜ੍ ίΞλΠϜ 10:30 – 17:00

    OKR 2020/10ΑΓӡ༻։࢝ ر๬εϖοΫPCି༩ ΤϯδχΞ޲͚ ༗څٳՋ ೖࣾ೔ʹ෇༩ ִिϥϯν ୈ2ɾୈ4༵ۚ೔ ϐβύʔςΟʔ ݄࣍All Hands Meeting ޙ ͦͷଞ • ࣾอ׬උ • ׬શिٳ2೔੍ɺॕ೔ • ಛผٳՋ (Նقɾܚீٳ Ջ) • ௨ۈަ௨අશֹࢧڅ • SO෇༩ (ಋೖ༧ఆ) • ॻ੶ߪೖิॿ (ಋೖ༧ఆ)

30. 01. 30 2021 12 ܦӦνʔϜ 3໊ CEO COO Biz /

    Corporate 7໊ CPO or CTOީิ Data Strategy CS / Ops Corporate Legal Strategy Financial Strategy HR & PR Product 8໊ Product Designer Product Tech ※ ੺࿮͕ืूϙδγϣϯɻ ※ ͋͘·ͰΠϝʔδͰ͋ΓɺਓࡒϕʔεͰϙδγϣϯΛܾఆɻ Biz Dev PdM or Tech Lead

31. 01. 31 ΧδϡΞϧ໘ஊ ॻྨબߟ ✔ ͝Ԡื͍͍ͨͩͨํ͸ॱ࣍ॻྨબ ߟʹҠΒ͍͖ͤͯͤͯͨͩ͞· ͢ɻ ✔ 2Ӧۀ೔Ҏ಺ʹબߟ݁ՌΛ͝࿈བྷ

    ͍ͨ͠·͢ɻ ✔ ·ͣ୅දͷ໼෦͕ΧδϡΞϧʹ͓ ࿩͍͖ͤͯͨͩ͞·͢ɻ ✔ ձ͕ࣾ໨ࢦ͢ੈք΍୅දͷ૝͍ʹ ͍ͭͯཧղΛਂΊ͍ͯͨͩ͘͜ͱ ͕໨తͰ͢ɻ ໘઀ ✔ ಉ৬छͷࣾһ΋ಉ੮ͷ্Ͱ໘઀͞ ͍͖ͤͯͨͩ·͢ɻ ✔ ϙδγϣϯͷ۩ମతઆ໌΍ظ଴஋ ͷࡲΓ߹ΘͤΛߦ͍·͢ɻ ✔ νʔϜશһͱإΛ߹Θ͍ͤͯͨͩ ͖·͢ɻ ✔ ձࣾͷΧϧνϟʔΛײ͍ͯͨͩ͡ ͖ɺ࣮ࡍʹಇ͘ΠϝʔδΛ࣋ͬͯ ͍ͨͩ͘͜ͱ͕໨తͰ͢ɻ ΦϑΟε๚໰ ΦϑΝʔ ঝ୚ɾೖࣾ

32. 01. 32 / • 1ਓ໨ͷϓϩμΫτϚωʔδϟʔͱͯ͠ɺࣄۀઓུͷཱ ҊʹؔΘΓͳ͕ΒϓϩμΫτઓུͷࡦఆʙ࣮ߦ·ͰΛ Ϧʔυ͢Δϙδγϣϯɻ • ࣄۀઓུͷσΟεΧογϣϯΛݩʹϓϩμΫτͷϩʔυ Ϛοϓࡦఆ

    • ͲͷλΠϛϯάͰԿΛ։ൃ͢΂͖͔ͷ༏ઌॱҐܾΊ • ϓϩμΫτͷ࢓༷ࡦఆɺυΩϡϝϯςʔγϣϯ • ΤϯδχΞɺσβΠφʔΛר͖ࠐΜͩϓϩδΣΫτ؅ཧ • ࣄۀઓུΛ౿·͑ͨϓϩμΫτϩʔυϚοϓࡦఆͷܦݧ • ϩʔυϚοϓΛϓϩμΫτʹམͱ͠ࠐΉ࣮຿ܦݧ • ϓϩμΫτ͕޷͖Ͱ͋Δ͜ͱ • ೔ৗతʹΞϓϦ΍΢ΣϒαʔϏεΛ৮͍ͬͯΔ͜ͱ • ୭ΑΓ΋ଟ͘ͷ࣌ؒͱϚΠϯυΛϓϩμΫτʹ࢖͑Δ͜ͱ ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ • ৽نϓϩμΫτͷ্ཱͪ͛΍ۚ༥αʔϏεͷ։ൃܦݧ • SQL౳Λ࢖ͬͨσʔλ෼ੳܦݧ • υϝΠϯ஌ࣝͷਂ͞ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ͖Δ ํ ٻΊΔਓ෺૾

33. 01. 33 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ / • WebαʔϏε΍ωΠςΟϒΞϓϦͷUIσβΠϯܦݧ •

    iOSώϡʔϚϯΠϯλʔϑΣΠεΨΠυϥΠϯɺϚςϦ ΞϧσβΠϯͳͲɺUIσβΠϯʹؔ͢Δ஌ࣝ • ίϯγϡʔϚʔ޲͚ϓϩμΫτͷσβΠϯܦݧ • ίϯγϡʔϚʔ޲͚ۚ༥αʔϏεͷσβΠϯܦݧ • اۀ΍ϓϩμΫτͷϒϥϯυɺίϛϡχέʔγϣϯσβ Πϯઃܭͷܦݧ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠ Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ ͖Δํ • ίϞσΟςΟԽ͕ਐΉۚ༥αʔϏεʹ͓͍ͯސ٬ମݧ޲ ্ʹΑΔࠩผԽΛσβΠϯ͔Β࣮ݱ • اը։ൃதͷίϯγϡʔϚʔ޲͚ϓϩμΫτͷUI/UXσβ Πϯ • ར༻ऀ͔ΒͷϑΟʔυόοΫΛ΋ͱʹͨ͠ϓϩμΫτͷ ຏ͖ࠐΈ • ϒϥϯυɺίϛϡχέʔγϣϯσβΠϯͷઃܭ • ϓϩμΫτʹؔ࿈͢Δ๏཯΍طଘαʔϏεʹؔ͢Δ஌ࣝ शಘ

34. 01. 34 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ • ϓϩμΫτʢ΋͘͠͸ػೳʣશମͷٕज़બ୒͔Β࣮૷· Ͱͷܦݧ •

    ঎༻αʔϏεͷόοΫΤϯυΤϯδχΞͱͯ͠API / DB ͷઃܭٴ࣮૷ͷܦݧ • ۚ༥γεςϜ΍ϨΨγʔ࢈ۀʹ͓͚Δ঎༻ϓϩμΫτͷ ։ൃܦݧ • Goݴޠ΍TypeScript͓Αͼ੩తܕ෇͖ݴޠΛ༻͍ͨ։ ൃܦݧ • ։ൃ૊৫࡞Γʹର͢Δ஌ݟ • ސ٬΍ύʔτφʔاۀͳͲ֎෦ؔ܎ऀͱͷڞಉ։ൃܦݧ • CTOɺVPoEͳͲܦӦϝϯόʔͱͯ͠ͷࣄۀࢀըͷܦݧ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠ Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ ͖Δํ • Tech Leadͱͯ͠։ൃνʔϜΛٕज़తʹϦʔυ͢Δ໾ׂ • ઓུ΍ϓϩμΫτϩʔυϚοϓΛਂ͘ཧղ͠ɺձࣾͷࣄ ۀϑΣʔζΛཧղ্ͨ͠Ͱٕज़తͳҙࢥܾఆ΍࣮૷Λਐ ΊΔ • ϓϩμΫτͷ࣮૷ʹ޲͚ͨ։ൃɺΫΦϦςΟͷ୲อ • Golang / Typescript / React / Vue.js / Nuxt.js • GCP / Slack / Github / Notion / Figma / ( )

35. 01. 35 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ / • ։ൃΛࣗ૸Ͱ͖ΔWebΞϓϦέʔγϣϯ։ൃͷܦݧ͓ ΑͼεΩϧ

    • ϓϩμΫτʢ΋͘͠͸ػೳʣશମͷٕज़બ୒͔Β࣮૷· Ͱͷܦݧ • ঎༻αʔϏεͷόοΫΤϯυΤϯδχΞͱͯ͠API / DB ͷઃܭٴ࣮૷ͷܦݧ • θϩ͔ΒαʔϏεΛ։ൃͨ͠ܦݧ • Goݴޠ΍TypeScript͓Αͼ੩తܕ෇͖ݴޠΛ༻͍ͨ։ൃ ܦݧ • ۚ༥γεςϜ΍ϨΨγʔ࢈ۀʹ͓͚ΔϓϩμΫτͷ։ൃ ܦݧ • ސ٬΍ύʔτφʔاۀͳͲ֎෦ؔ܎ऀͱͷڞಉ։ൃܦݧ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠ Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ ͖Δํ • ϓϩμΫτ։ൃʹ͓͚Δٕज़બఆ • Backend / Frontend / Infraͷ໌֬ͳ໾ׂ෼୲͸ߦΘ ͣɺ֤ਓ͕ಘҙͳ෦෼Λ׆͔ͭͭ͠ϑϧελοΫʹ։ൃ • ϓϩμΫτͷ࢓༷ݕ౼ஈ֊͔Βਂ͘ೖΓࠐΈɺ࣮૷·Ͱ Λ୲͏ ▪ ࢖༻ٕज़ • Golang / Typescript / React / Vue.js / Nuxt.js • GCP / Slack / Github / Notion / Figma

36. 01. 36 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ / • ϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍΁ͷڧ͍ڞײ •

    ਓࣄ΍૊৫ʹؔΘΔνʔϜͷ্ཱͪ͛΍Ϛωδϝϯτܦ ݧ • ࠾༻ۀ຿ͷܦݧ ɾώτ΍૊৫ʹର͢Δڵຯؔ৺͕ߴ͍ ͜ͱ • ৗʹड͚ͯଆͷ໨ઢʹཱͪɺίϯςϯπ࡞Γ΍৘ใൃ৴ ͕Ͱ͖Δ͜ͱ • CHRO΍ਓࣄ૊৫ྖҬͷϚωδϝϯτܦݧऀ • ελʔτΞοϓͷ࠾༻޿ใܦݧऀ • ϚʔέςΟϯά΍Φ΢ϯυϝσΟΞӡ༻ͳͲͷܦݧ • ۚ༥શൠʹؔ͢Δجૅ஌ࣝ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠ Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ ͖Δํ • ࣄۀઓུΛ࣮ߦ͢ΔͨΊͷڧਟͳ૊৫ͮ͘Γ΍ࣾ಺֎ͷ ίϛϡχέʔγϣϯΛϦʔυɻ • ૑ۀظ͔Βࢀըͨ͠ϝϯόʔͱͯ͠ͷΧϧνϟʔͮ͘Γ • ࠾༻ܭըͷࡦఆ͓Αͼ࣮ߦ • ਓࣄ੍౓ͷθϩϕʔεͰͷߏங • ࠾༻޿ใઓུͷཱҊɺnoteͷӡ༻ • ৽ϝϯόʔͷΦϯϘʔσΟϯάϓϩηε੔උ • νʔϜϏϧσΟϯάࢪࡦͳͲͷاը࣮ߦ

37. 01. 37 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ / • ۚ༥ػؔ΍FintechاۀͰͷ࣮຿ܦݧ •

    ๏ਓӦۀͷܦݧ • ϓϩδΣΫτϚωδϝϯτͷܦݧ • ۚ༥ػؔʹ͓͚Δ৽نࣄۀ։ൃͷܦݧ • ࠃ಺֎ͷۚ༥ۀքʹ͓͚Δ࠷৽τϨϯυ΁ͷߴ͍ײ౓ • େاۀ޲͚๏ਓӦۀͷܦݧ • ༥ࢿ࣮຿ܦݧऀ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠ Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ ͖Δํ • ࣄۀઓ্ུͷ伴ͱͳΔΞϥΠΞϯεઓུͷاըཱҊ • طଘۚ༥ػؔ΍ࠓޙͷۚ༥αʔϏεʹਐग़͍ͨ͠ࣄۀձ ࣾͱͷΞϥΠΞϯε૊੒ • ΞϥΠΞϯεઌͷιʔγϯά͔Βఏܞ࣮ߦ·ͰͷΤάθ Ωϡʔγϣϯ • ୲౰Ҋ݅ͷϓϩδΣΫτϚωδϝϯτ

38. 01. 38 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ / • หޢ࢜ࢿ֨ •

    ۚ༥๏຿ͷ࣮຿ܦݧ • ࠷ۙͷFinTechؔ࿈๏ʹഽײͷ͋Δਓ(ࢿܾۚࡁ๏ɺࢿ ۚҠಈɺିۚɺׂොൢചɺۜߦ๏ͳͲ) • ۚ༥ձࣾ/FinTechاۀͰͷ๏຿ܦݧ • ελʔτΞοϓاۀͰͷ๏຿ܦݧ • ๏຿஌ࣝ౿·͑ͨࣄۀ։ൃϙδγϣϯͰͷ࣮຿ܦݧ • Crezitͷϛογϣϯ΍࣮ݱ͍ͨ͠ੈք؍ʹڧ͘ڞײ͍ͯ͠ Δํ • ࣄۀ΍૊৫Λθϩ͔Β૑Γ্͛Δ͜ͱʹັྗΛײ͡Δํ • νʔϜͷঢ়گʹԠͯࣗ͡Βͷ໾ׂΛॊೈʹ֦ுͰ͖Δํ • γʔυظͷΧΦεͳঢ়گΛָ͠Έͳ͕Βલ޲͖ʹ࢓ࣄ͕Ͱ ͖Δํ • ৽ͨͳۚ༥ϓϩμΫτͷ։ൃ΍ࣄۀఏܞεΩʔϜͷ࣮ݱ ΛϦʔΨϧ໘͔Βԣஅతʹαϙʔτ • ࣄۀઓུͷ࣮ݱʹ޲͚ͨ๏຿ઓུͷཱҊ • ࣄۀఏܞεΩʔϜͷߏஙٴͼఏܞީิઌͱͷંি • M&Aɺ૊৫࠶ฤɺࢿຊ੓ࡦ౳ʹؔΘΔ๏຿ • ஌తࡒ࢈ݖͷ؅ཧɾऔಘɾ౰ہରԠͳͲ • اۀ๏຿શൠʢܖ໿ॻɺίϯϓϥΠΞϯε/಺෦؅ཧɾ ؂ࠪମ੍ͷ੔උͳͲʣ • ೖࣾޙͷ͝׆༂ʹԠͯ͡কདྷతͳVPɺCxOީิ

39. 01. 39 ۀ຿಺༰ ׻ܴཁ݅ ඞਢεΩϧ ٻΊΔਓ෺૾ / • ۚ༥ػؔʹ͓͚ΔετϥΫνϟʔυϑΝΠφϯεͷܦݧ •

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40. Crezit Crezit