shop or a florist we offer flexible optional covers for all types of businesses. We understand that you face many challenges when running your business and insurance is something that takes time to organise. Designed for high street shops, we will cover your client’s Stock and Contents, Goods in Transit, Money, Frozen Food, Public/Products Liability and Employer’s Liability. We also offer cover for Buildings, allowing you to tailor the insurance package to suit your client’s business needs. A comprehensive and highly competitive insurance policy designed to suit the busy shop owner who required an 'all in one' package for loss of property, income and public/products and employers liability.
contents cover • Public and employers' liability cover • Up to 25% no claim discount • Index linked buildings and contents sums insured • Seasonal stock increase of 30% during November, December and Easter • Tenants liability for damage to buildings following theft and damage to underground services • Contents section extends to cover machinery, fixtures, fittings and other contents whilst temporarily removed from premises • Personal injury benefits, following robbery or attempted robbery • Business interruption automatically covers loss of gross profit and increase in cost of working
comprehensive range of insurance services to businesses.We can undertake a comprehensive review of your existing insurance arrangements - both in terms of cover and premiums. We identify and present the most competitive packages sourced, highlight any possible omissions in cover and monitor for new product additions, which we feel may enhance your portfolio. We offer a range of insurance packages individually designed for specific business sectors such as Motor Trade and Fleet, Property Owners, Tradesmen, Shops, Offices, Hotels and Pubs etc. Each offers basic core cover, plus a range of options that you can tailor to suit your particular business needs. In addition, we also offer Directors and officers insurance including professional and personal indemnity. Our highly trained and motivated staff have a thorough knowledge and excellence in their own field and deliver an excellent level of service to all our clients. We are available to discuss and provide advice to commercial clients of all trades and occupations. Using our expertise and extensive market knowledge, gained over many years, our clients benefit in terms of cover and service at extremely competitive premiums.
after both Commercial & Personal lines clients, We use up-to-date technology and software to research the entire marketplace to ensure that whatever your requirements we find the best insurance product for you. In a world of faceless call centres we pride ourselves on a personal service dealing with real people who understand the importance of providing high quality insurance whilst keeping your premiums affordable. We will always try to be clear and concise when explaining the product’s available to you and believe that our service to you should be available the whole year through not just at renewal so we are always on hand to offer guidance and support if you require any amendments to your policy or if you need to make a claim. To enhance our service and products available we have membership with the Purple Partnership, which allows us access to exclusive products and premiums whilst retaining our independence. We have dedicated schemes for certain products with niche insurers and access to some of the UK’s leading insurers to provide cover for all types of risk.
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