after receiving a behaviorally designed letter sent to over 700,000 individuals https://www.whitehouse.gov/sites/default/files/microsites/ostp/sbst_2015_annual_report_final_9_14_15.pdf
counseling benefits led nearly 9% increase in uptake https://www.whitehouse.gov/sites/default/files/microsites/ostp/sbst_2015_annual_report_final_9_14_15.pdf
Endowment – touch-own Touchscreen endowment Nudges Digital nudges Experiments with people Experiments with data Face to face inhibition Online Disinhibition Effect Present bias Survey suspicion, userbase