Experiences of Financial Hardship Experiences of Abuse Housing scarcity Faulty construction Proximity and coverage of services and facilities in remote locations Housing unaffordability Poverty Unemployment and labour market disadvantage Systemic discrimination and inequality Failure to serve vulnerable populations Separation Damage to home through natural disasters Severe weather People who identify as Indigenous Children People who are elderly People in lower socio-economic areas People who have experienced: •Domestic and family violence •Sexual abuse •Trauma •Mental health issues •Drug and alcohol issues •Interactions with the justice system People with a disability Culturally and linguistically diverse populations, refugees or newly arrived migrants Veterans LGBTQI+ Women who are pregnant Rough sleeping Episodic, short term, or chronic long term homelessness Short term transitional homelessness Couch surfing Living in overcrowded dwellings Living in insecure accommodation including boarding houses and transitional accommodation Living in inadequate dwellings Living in situations of domestic abuse Bankruptcy Government assistance Inability to pay bills Debt collection Eviction Living without utilities Living paycheck to paycheck Getting support from community service providers Financial dependency Bill extension Payday loans Overextended credit cards Domestic violence Sexual abuse Witnessing parental abuse Substance abuse Physical abuse Controlling behaviour Financial abuse Child abuse Human trafficking Enslavement Sexual harassment Elder abuse Hate crimes against gender, sexual preference, race, religion, or sexual identity UX Australia | August 2019 #vulnerabilitydesign PwC Australia | @chloejhampton @tashbeecreative STRUCTURAL ECONOMICAL SOCIAL ENVIRONMENTAL Experiences of vulnerability