Upgrade to Pro — share decks privately, control downloads, hide ads and more …

How to Know Your Customer (KYC) in LINE Pay

How to Know Your Customer (KYC) in LINE Pay

LINE DevDay 2020

November 27, 2020
Tweet

More Decks by LINE DevDay 2020

Other Decks in Technology

Transcript

  1. Agenda › What is KYC? › All about eKYC in

    LINE Pay › Review Trend › Future Plans
  2. What is KYC? Know Your Customer › Minimize fraud through

    customer identification in financial services › Anti-Money Laundering / Combat the Financing of Terrorism › Identity Verification and Authentication
  3. eKYC in LINE Pay › Electronic KYC, not through offline

    › Provide eKYC for LINE Pay and LINE Financial Services
  4. Flow All about eKYC Review the eKYC Share the result

    via LINE Select a method Verifying the identify
  5. › Front / Side / Back › Driver License, Driver

    License history certification › Residence card, Special permanent resident certification › My no card › Passport Take three photos of the ID
  6. › Hereinafter, used as “LIVENESS” term › Detect whether a

    real face, not a photo Take photos of facial movement
  7. › Name › Birth › Address › Occupation › Purpose

    for LINE Pay account Enter the basic info
  8. All about eKYC Key Improvements › CardDetector SDK › CLOVA

    OCR via server API ID Validation › CardDetector SDK › Range of the angle specified by the administrator Card Angle Recognition
  9. All about eKYC Key Improvements › CardDetector SDK › CLOVA

    OCR via server API ID Validation › CardDetector SDK › Range of the angle specified by the administrator Card Angle Recognition › Face SDK › CLOVA Face via server API Face Recognition
  10. All about eKYC Key Improvements › CardDetector SDK › CLOVA

    OCR via server API ID Validation › Help to retry Specific error message › Overview › Step Guide › CardDetector SDK › Range of the angle specified by the administrator Card Angle Recognition › Face SDK › CLOVA Face via server API Face Recognition
  11. Review Trend 0 -0.9 -5 0 5 10 15 20

    25 30 20.05 (External) 20.06 (CLOVA) Approval Rate (%)
  12. All about eKYC Causes The ID images were not fully

    captured The ID images were blurred The thickness of side ID card image was not detectable
  13. The ID images were not fully captured › The card

    image received from CardDetector SDK was tight
  14. Review Trend 0 -0.9 12.3 -5 0 5 10 15

    20 25 30 20.05 (External) 20.06 (CLOVA) 20.07 Approval Rate (%)
  15. Review Trend 0 -0.9 12.3 24 26 -5 0 5

    10 15 20 25 30 20.05 (External) 20.06 (CLOVA) 20.07 20.08 20.09 Approval Rate (%)
  16. Future Plans › Reduce errors/typos when entering personal information ›

    Offer reliable Anti-Spoofing for Face Recognition › Analyze the uploaded images and data
  17. Future Plans › Use LINE Pay eKYC in 3rd party

    › LINE ID Passport › Add KYC method