【TECH PLAY】Kyashウォレット化の裏側

「ウォレットアプリKyash」が個人間送金機能に加え、決済機能を強化し、ウォレットとして進化した経緯を話させていただきました。
https://techplay.jp/event/684165
https://kyash.co

1. Kyash Inc. Private and confidential - not for distribution. ,ZBTI΢ΥϨοτԽͷཪଆ TECH PLAY Service & Product Designer Yusuke Yabe
2. ࣗݾ঺հ Kyash Inc. Private and confidential - not for distribution. ೥ʙ೥݄·Ͱ޻ۀܥͷσβΠϯࣄ຿ॴʹͯ૊ࠐΈػث΍ΞϓϦͷ6*σβΠϯʹैࣄ
   ೥ʙ೥݄·Ͱ։ൃձࣾͷσβΠϯ෦ॺ্ཱͪ͛ϝϯόʔͱͯ͠*"ɾ6*ઃܭΛத৺ʹXFCɾΞϓϦͷ ϝΠϯσβΠφʔͱͯ͠׆ಈ
   ೥݄͔Βגࣜձࣾ,ZBTIʹࢀըɺࢢ৔ఆੑௐࠪɾ෼ੳɺαʔϏεఆٛɾࢹ֮Խɺػೳཁ݅ఆٛͷ ϑΝγϦςʔτɺXFCɾΞϓϦͷಋઢઃܭɺը໘ઃܭɺ6*σβΠϯͳͲΛ୲౰ גࣜձࣾ,ZBTI
   αʔϏε
   
   ϓϩμΫτσβΠφʔ dribbble.com/tarobeeeee ໼෦
   ༤༞ʢ΍΂
   Ώ͏͚͢ʣ twitter.com/tarobeeeee
3. ຊ೔ͷ͓࿩ Kyash Inc. Private and confidential - not for distribution. ΢ΥϨοτΞϓϦ,ZBTIͱ͸ 1 ݸਓؒૹ͔ۚΒ΢ΥϨοτ΁ͷਐԽ 2 ৽͍͠จԽͷ૑଄΁ 3
4. ΢ΥϨοτΞϓϦ,ZBTIͱ͸ Kyash Inc. Private and confidential - not for distribution.
5. ങ͍෺΋ׂΓצ΋εϚϗͭͰ ୭ʹͰ΋ૹۚɾूۚ
   ͕Ͱ͖Δ ܾࡁɾૹۚख਺ྉ͸ແྉ
   ͔͠΋ϦΞϧλΠϜ ୭Ͱ΋7JTBΧʔυΛൃߦͯ͠
   ͓ങ͍෺͕Ͱ͖Δ ΢ΥϨοτΞϓϦ,ZBTI Kyash Inc. Private and confidential - not for distribution.
6. ΢ΥϨοτΞϓϦ,ZBTIͷ6* Kyash Inc. Private and confidential - not for distribution. ୭Ͱ΋ଈ࠲ʹ7JTBΧʔυ ༑ਓ΍ಉ྅ʹແྉૹۚ ܾࡁɺૹۚཤྺ͸ϦΞϧλΠϜ
7. ,ZBTIͷ࢓૊Έ ֤छϙΠϯτ ϖΠδʔΛར༻͢Δۜߦ ίϯϏχ ΫϨδοτΧʔυ νϟʔδखஈ Kyash Inc. Private and confidential - not for distribution. ඇ઀৮ʢࠓՆ༧ఆʣ ࣮ళฮ ϞόΠϧ4VJDB &ίϚʔε ܾࡁ ૹۚ
8. Kyash Inc. Private and confidential - not for distribution. ϦΞϧΧʔυൃߦ όʔνϟϧΧʔυ ϦΞϧΧʔυ ΦϯϥΠϯͰͷ͓ങ͍෺ͷΈՄೳ ࣮ళฮͰͷ͓ങ͍෺΋Մೳʹ 2%ؐݩ
9. ݸਓؒૹ͔ۚΒ΢ΥϨοτ΁ͷਐԽ Kyash Inc. Private and confidential - not for distribution.
10. Kyash Inc. Private and confidential - not for distribution. ,ZBTI૑ۀͷΩοΧέ ͓ۚΛຽओԽ͍ͨ͠
    Ձ஋ͷҠಈΛ΋ͬͱࣗ༝ʹ ৼࠐɺҾ͖ग़͠ख਺ྉ ৼࠐͷखଓ͖࣌ؒ ೔ຊͷෳࡶͳۀքࣄ৘ ॾ֎ࠃͰى͜Δ͓ۚͷϞόΠϧԽ
11. Kyash Inc. Private and confidential - not for distribution. ϩʔϯν౰࣌ͷ,ZBTI ૹۚɺूۚػೳ΍ଈ࣌ੑΛϝΠϯʹૌٻ
    ूΊ͓ͨۚ͸ผͷ༑ୡ΍ωοτγϣοϐϯάͰফඅ
12. Kyash Inc. Private and confidential - not for distribution. ଟ͘ͷ൓ڹΛಘΒΕΔ Ϣʔβʔؒͷ঺հΛϕʔεʹ೥ܦͨͣͰສ%-Λ࣮ݱ
    Ϣʔβʔ͔Βͷ৆ࢍͷ੠΋ଟ਺͍ͨͩ͘
13. Kyash Inc. Private and confidential - not for distribution. ͞ΒͳΔ੒௕ͱՁ஋ఏڙΛ໨ࢦͯ͠ Ұ౓࢖ͬͯ΋Β͑Ε͹ɺ
    ͓ۚͷ΍ΓͱΓͷखܰ͞ʹڻ͖ɺ
    ৽͍͠Ձ஋ʹؾ͍ͮͯ΋Β͑Δ
    ΑΓଟ͘ͷਓͨͪʹ࢖ͬͯ΋Β͏ʹ͸Ͳ͏͢Ε͹ྑ͍͔
14. ͞ΒͳΔ੒௕ͱՁ஋ఏڙΛ໨ࢦͯ͠ ·ͩϦʔνͰ͖͍ͯͳ͍ਓͨͪʹૌٻ͢ΔͨΊʹ
    ࣗ෼ͨͪͷαʔϏεΛࣗ෼ͨͪͰ΋
    ΑΓਂ͘ཧղ͢Δඞཁ͕͋ͬͨ Kyash Inc. Private and confidential - not for distribution.
15. ͞ΒͳΔ੒௕ͱՁ஋ఏڙΛ໨ࢦͯ͠ Kyash Inc. Private and confidential - not for distribution. طଘϢʔβʔ΍·ͩϦʔνͰ͖͍ͯͳ͍ਓͨͪΛపఈௐࠪ
16. ͞ΒͳΔ੒௕ͱՁ஋ఏڙΛ໨ࢦͯ͠ ݟ͖͑ͯͨ՝୊ Kyash Inc. Private and confidential - not for distribution.
17. Kyash Inc. Private and confidential - not for distribution. αʔϏεಋೖ࣌ɿ౰࣌ͷ,ZBTI ࣮͸࢝ΊΔಈػ͕ڧ͍ϢʔβʔΑΓ΋ɺ࢝ΊΔͨΊͷϋʔυϧͷํΛߴ͘ײ͍ͯ͡Δ
    Ϣʔβʔ͕ଟ͘ଘࡏͨ͠ ࢝ΊΔಈػ ࢝ΊΔͨΊͷϋʔυϧ Ձ஋Λମݧ͢Δ श׳Խɺ঺հ ڧྗͳՁ஋ମݧ ϑΝϯԽ
18. Kyash Inc. Private and confidential - not for distribution. αʔϏεಋೖ࣌ɿཧ૝ ࢝ΊΔಈػ͕࢝ΊΔͨΊͷϋʔυϧΛ্ճΒͳ͍ͱՁ஋Λମݧͯ͠΋Β͑ͳ͍ ࢝ΊΔಈػ ࢝ΊΔͨΊͷϋʔυϧ Ձ஋Λମݧ͢Δ श׳Խɺ঺հ ڧྗͳՁ஋ମݧ ϑΝϯԽ
19. Kyash Inc. Private and confidential - not for distribution. طଘϢʔβʔ΁ͷௐࠪͰ෼͔ͬͨ͜ͱ ࢝ΊΔಈػ ࢝ΊΔͨΊͷϋʔυϧ ࢝ΊΔಈػ͕Կͳͷ͔͕൑໌ ܾࡁ࣌ͷϋʔυϧ΍ɺ঺հ࣌ͷ
    ϋʔυϧ͕͋Δ͜ͱ͕൑໌ w ຖ౓ͷׂΓצ͕໘౗
    w ݱۚɺಛʹখમ͕൥Θ͍͠
    w ͓ۚͷ΍ΓͱΓ͸ਫ਼ਆతʹۤ௧ w ҰਓͰ͙͢ʹ࢖͑ͳ͍
    w ׂΓצ͓ͨۚ͠Λ͓ళͰ࢖͑ͳ͍ w ΫϨδοτΧʔυͷొ࿥͕ෆ҆ ຊਓ ૬ख ୅ޙ൒ʙ୅ͷװࣄଐੑͷࣾձਓ
20. Kyash Inc. Private and confidential - not for distribution. ϦʔνͰ͖͍ͯͳ͍૚΁ͷௐࠪͰ෼͔ͬͨ͜ͱ ࢝ΊΔಈػ ࢝ΊΔͨΊͷϋʔυϧ ૹۚ΍ׂΓצͰ͸ͳ͘
    ωοτγϣοϐϯάʹ࢝ΊΔಈػ͕͋Δ͜ͱ͕൑໌ ಉ࣌ʹ,ZBTIಋೖ΁ͷ
    ϋʔυϧ͕Կͳͷ͔΋൑໌ w ख਺ྉΛ෷͍ͨ͘ແ͍
    w ίϯϏχ෷͍͕໘౗
    w "5.ʹຖճߦ͘ͷ͕໘౗ w Ͳ͏࢖͑Δ͔෼͔Βͳ͍
    w ΫϨδοτΧʔυͷొ࿥͕ෆ҆
    w ΫϨδοτΧʔυΛ͍࣋ͬͯͳ͍
    w ࢖͍ա͕͗৺഑
    w ͓ۚʹؔ͢Δ͜ͱ͸ා͍ ୅ޙ൒ʙ୅લ൒ͷΧʔυܾࡁʹ՝୊Λֶ࣋ͭੜɾࣾձਓ
21. Kyash Inc. Private and confidential - not for distribution. ௐࠪͰ෼͔ͬͨ͜ͱ Ϣʔβʔ ࢝ΊΔಈػ ࢝ΊΔͨΊͷϋʔυϧ طଘϢʔβʔ
    װࣄଐੑ ૹۚɾूۚ ࣮ళฮͰͷܾࡁ΍঺հ ݟࠐΈސ٬
    Χʔυܾࡁʹ՝୊Λ࣋ͭ૚ ωοτͰͷܾࡁ ͓ۚͷ࢖͍ա͗΍ෆ҆
22. ΢ΥϨοτԽΛ׶ߦ ௐࠪͷ݁Ռ
    ΑΓଟ͘ͷਓͨͪʹՁ஋Λମݧͯ͠΋Β͏ʹ͸
    ܾࡁ͕ΩʔϑΝΫλʔʹͳΔͱ൑அ Kyash Inc. Private and confidential - not for distribution.
23. ΢ΥϨοτԽΛ׶ߦ ·ͨɺܾࡁͷརศੑ͔Βૌٻ͢Δ͜ͱͰ
    ૹۚɾूۚͷීٴʹ޲͚ͨଧͪखͱͳΔͱ൑அ Kyash Inc. Private and confidential - not for distribution.
24. ΢ΥϨοτԽΛ׶ߦ Kyash Inc. Private and confidential - not for distribution. ૹ͚ۚͩͰͳ͘ɺ
    ૹۚͱܾࡁͷ՝୊Λղܾ͢Δଘࡏ
    ࣍ੈ୅ͷ͓ࡒ෍ʹͳΔ΂͘
    ΢ΥϨοτԽΛߦ͏
25. αʔϏεͷݟͤํΛେ͖͘มߋ Kyash Inc. Private and confidential - not for distribution. ೥ͷαʔϏεαΠτ ೥ͷαʔϏεαΠτ ந৅తʹૹۚͷ֓೦Λ఻͍͑ͯͨίϛϡχέʔγϣϯ͔Β
    ۩ମతʹ7JTBΧʔυ͕࣋ͯΔɺ਌͠Έ΍͢͞Λײ͡Δૌٻ࣠΁มߋ
26. ΢ΥϨοτԽҎ߱ͷૌٻ࣠ Kyash Inc. Private and confidential - not for distribution. ૹۚ໘ ϢʔβʔௐࠪͰಘͨϢʔεέʔεͰ͋ΔׂΓצ΍ཱͯସ͑࣌ͷศར͞Λओ࣠ʹૌٻ ܾࡁ໘ ୭Ͱ΋7JTBΧʔυ͕࣋ͯΔ఺΍νϟʔδͯ͠࢖͏͜ͱͰ࢖͍ա͗ͷݒ೦͕ͳ͍͜ͱΛૌٻ
27. ϓϩμΫτͷݟͤํ΋େ͖͘มߋ Kyash Inc. Private and confidential - not for distribution. ೥ͷΞϓϦτοϓ ೥ͷΞϓϦτοϓ ,ZBTI͕ఏڙ͢Δܾࡁػೳͷ৅௃Ͱ͋Δ,ZBTI
    7JTBΧʔυΛૌٻ͢ΔͨΊʹ
    ΧʔυͷϏδϡΞϧΛશ໘తʹग़ͨ͠ը໘ߏ੒΁มߋ
28. ΢ΥϨοτԽҎ߱ͷ޻෉఺ Kyash Inc. Private and confidential - not for distribution. ΫϨδοτΧʔυొ࿥͕ෆ҆
    ͍࣋ͬͯͳ͍ ίϯϏχɺۜߦ"5.ʢϖΠδʔʣ͔Β ͷνϟʔδ͕Ͱ͖Δ͜ͱ͕Ұ໨Ͱ෼ ͔ͬͯࣗ෼Ͱ΋࢖͑ͦ͏ͱࢥ͑Δ
29. ΢ΥϨοτԽҎ߱ͷ޻෉఺ Kyash Inc. Private and confidential - not for distribution. εϚϗͷωοτγϣοϐϯάʹෆศ Χʔυ৘ใͷίϐʔϖʔετ͕͋Ε ͹ιϑΝͰ৸సͼͳ͕Βɺ௨ۈɾ௨ֶ ࣌ͷిंͷதͰͷিಈങ͍ʹ΋ศར
30. ΢ΥϨοτԽҎ߱ͷ޻෉఺ Kyash Inc. Private and confidential - not for distribution. ͓ۚʹؔ͢Δ͜ͱ͸ා͍ ϩοΫػೳ΍'BDF
    *%΍ࢦ໲ೝূͳͲ ηΩϡϦςΟ໘͕ڧݻ͔ͩΒ҆৺
31. ΢ΥϨοτԽҎ߱ͷ޻෉఺ Kyash Inc. Private and confidential - not for distribution. ࢖͍ա͕͗৺഑ ཤྺ͕͙͢൓ө͞ΕΔ͏͑ʹɺ
    ݄ؒར༻ֹը໘ͰͲΕ͚ͩ࢖͔ͬͨ ͕ɺ,ZBTI͚ͩͰΘ͔Δ͔Β҆৺
32. ΢ΥϨοτԽҎ߱ͷ޻෉఺ Kyash Inc. Private and confidential - not for distribution. ҰਓͰ͙͢ʹ࢖͑ͳ͍
    ׂΓצ͓ͨۚ͠Λ͓ళͰ࢖͑ͳ͍ ҰਓͰ΋࢖͍࢝ΊΒΕɺपΓʹ΋ ,ZBTIͷྑ͍఺Λઆ໌͠΍͘͢ͳͬͨ
34. ܾࡁʹ͓͚ΔՁ஋ఏڙ Kyash Inc. Private and confidential - not for distribution. ۀք࠷ߴϨϕϧͷؐݩ཰ ,ZBTI
    7JTBΧʔυ
    ͷར༻Ͱ
    ΩϟογϡόοΫ ୭Ͱ΋ൃߦՄೳ
    νϟʔδͯ͠࢖͑Δ7JTBΧʔυΛൃߦ ΦϯϥΠϯܾࡁͰख਺ྉΛ෷͍ͨ͘ແ͍
    ίϯϏχ෷͍໘౗
    "5.ຖճߦ͘ͷ໘౗
    ࢖͍ա͕͗৺഑
35. ϦΞϧΧʔυൃߦͷଟ͘ͷ൓ڹ Kyash Inc. Private and confidential - not for distribution. w 5XJUUFSτϨϯυશࠃҐ
    w ϦϦʔεཌ೔ʹສ୯ҐͷਃࠐΈ
    w ,ZBTIར༻ऀ਺ͷܹ૿
    w ݄ܾؒࡁֹͷܻ͕มΘΔʂ
36. ৽͍͠ՄೳੑɺจԽͷ૑଄ Kyash Inc. Private and confidential - not for distribution.
37. Kyash Inc. Private and confidential - not for distribution. ૹۚͷ׆ੑԽ ૹۚʹ͓͍ͯ͸ɺࣗ෼͚ͩͰͳ͘पΓ΋࢖͍ͬͯͳ͍ͱ࢝ΊΒΕͳ͍ͱ͍͏
    αʔϏεͷϋʔυϧΛܾࡁΛಋೖޱͱͯ͠௒͍͚͑ͯΔ ૹۚମݧ΁ͷ
    ϋʔυϧ͕Լ͕Δ ׂΓצͳͲͰ
    ࣗ෼͕ूΊΕ͹
    ΩϟογϡόοΫ
    Ͱ͓ಘ ·ͣ͸ਓͰ࢝ΊΔ ࢖͏ਓ͕૿͑Δ ΢ΥϨοτԽҎ߱ɺܾࡁͱ͍͏ఏڙՁ஋͕ՃΘ͕ͬͨɺ
    ૹۚͷόΠϥϧʹ΋ܨ͕͍ͬͯΔ
38. Kyash Inc. Private and confidential - not for distribution. ื͕ۚ͠΍͘͢ͳΔ େࡕ෎๺෦஍਒ɹۓٸࢧԉืۚʹ͍ͭͯ
     ԁͷ͝ࢧԉΛࣀΓ·ͨ͠ɻ
    ߴ௬ࢢࣾձ෱ࢱڠٞձͱຕํࢢࣾձ෱ࢱڠٞձ΁
    ϒϧʔγʔτͱ౔೯Λૹ෇͍͖ͤͯͨͩ͞·ͨ͠ɻ
    ৺ΑΓײँਃ্͛͠·͢ɻ ࡂ֐࣌ͷืۚ
39. Kyash Inc. Private and confidential - not for distribution. ౤͛મ͕͠΍͘͢ͳΔ ʮΦϊϑΣεʯΠϕϯτͷ౤͛મ ࣮ࡍʹϑΣεձ৔ͰΞʔςΟετ΁ͷ౤͛મΛ,ZBTIͰʂ
40. Ձ஋ަ׵Λ௨ͯ͡ੈքΛ๛͔ʹ Ձ஋ͷҠಈΛ΋ͬͱࣗ༝ʹ͢Δ͜ͱͰɺ ੈͷதʹྲྀ௨͢Δɺਓʑͷ૝͍ͷ૯ྔΛ૿΍͢ɻ ਓͱϞϊͱ͕ࣗવʹܨ͕Δ Ձ஋ҠಈͷΠϯϑϥΛ໨ࢦ͠·͢ɻ Kyash Inc. Private and confidential - not for distribution.
41. ͝੩ௌ͋Γ͕ͱ͏͍͟͝·ͨ͠ʂ Kyash Inc. Private and confidential - not for distribution. Thank you!