フィンテックとは何か / What is FinTech?

2021年5月31日、早稲田大学 大学院経営管理研究科の「フィンテック ─ 金融革新とインターネット (2021夏)」第1回にて使用したスライドです。

1. — 2021 1 (WBS) — 2021 1 — 2021-05-31 – p.1/35
2. https://speakerdeck.com/ks91 — 2021 1 — 2021-05-31 – p.2/35
3. ( ) SFC ( ) CSO (Chief Science Officer) 1993 ( ) 2006 ( ) SFC 20 P2P (Peer-to-Peer) ( 2019 9 ) 2011 2018 2019 2021 VR 2021.5 ( ) → ( ) — 2021 1 — 2021-05-31 – p.3/35
4. . . . ( ) 3 2018 1 2 OK Google, Google ( ) Python ( ) 5 VR 2021.5 & VR ( MAKER) ∈ Alexa, — 2021 1 — 2021-05-31 – p.4/35
5. SAY NO TO BULLSHIT JOBS David Graeber, “Bullshit Jobs: A Theory” (2018) Bullshit Jobs ( ) Shit Jobs ( ) . . . — 2021 1 — 2021-05-31 – p.5/35
6. Alexa, ত࿨࣌୅
   
    ੈلޙ൒ ࣾձγεςϜ ࣾձ؀ڥ ػց ٕज़ ਓؒ ࣗಈγεςϜ ྩ࿨࣌୅
   
    ੈلલ൒ ిؾ͚ͭͯ ͸͍ ͸͍ ిؾ͚ͭͯ ͜ͷ৚݅ͷͱ͖ ٕज़Ͱ͋Γࣾձ؀ڥ
   ˠ
   ࣗવ؀ڥ ਓ ⇒ ( ) — 2021 1 — 2021-05-31 – p.6/35
7. ( ) — ( ) “FinTech — Financial Innovation and the Internet” ( ) (+ ) → ( ) https://speakerdeck.com/ks91 SFC Global Campus ( ) — 2021 1 — 2021-05-31 – p.7/35
8. (1) 2020 9 60 (2020) : ( ) . . . — 2021 1 — 2021-05-31 – p.8/35
9. (2) (2020) : ( ) . . . VR — 2021 1 — 2021-05-31 – p.9/35
10. (FinTech) — 2021 1 — 2021-05-31 – p.10/35
11. (FinTech) — 2021 1 — 2021-05-31 – p.11/35
12. ( ) 1 5 31 • 2 6 7 (1) 3 6 7 (2) 4 6 14 (1) 5 6 14 (2) 6 6 21 (1) 7 6 21 (2) 8 6 28 ( ) (1) 9 6 28 ( ) (2) 10 7 5 (1) 11 7 5 (2) 12 7 12 (1) 13 7 12 (2) 14 7 19 (1) 15 7 19 (2) — 2021 1 — 2021-05-31 – p.12/35
13. (2 ) (10∼20 ) and/or (90∼100 ) ( ) ( ) (60∼80 ) — 2021 1 — 2021-05-31 – p.13/35
14. Moodle ( ) Discord ( ) ← — 2021 1 — 2021-05-31 – p.14/35
15. ( ) — 2021 1 — 2021-05-31 – p.15/35
16. (1) : , (2014) (10) : , (2015) , (2016) | , R&D (2017) ( . . . ) , R&D (2017) FinTech , KADOKAWA (2018) — 2021 1 — 2021-05-31 – p.16/35
17. Financial Technology ( + ) ( ) — 2021 1 — 2021-05-31 – p.17/35
18. B. , , 1968 = ⇒ ( ) ( ) — 2021 1 — 2021-05-31 – p.18/35
19. : ⇒ = 30 . . . ( ) — 2021 1 — 2021-05-31 – p.19/35
20. IDEA Financial Inclusion ( ) ( ) Financial Democracy ( ) ( ) User Experience ( ) Architecture as Law ( ) ( ) — 2021 1 — 2021-05-31 – p.20/35
21. / P2P ICO ( ) STO COE (Cause-Oriented Economy)( ) IoT ( ) ← — 2021 1 — 2021-05-31 – p.21/35
22. (cf. ) 1 : YouTube, Uber, Airbnb ( ) 2 : Visa ↔ AMEX (brand holder) (issuer) (acquirer) — 2021 1 — 2021-05-31 – p.22/35
23. — 2021 1 — 2021-05-31 – p.23/35
24. Alibaba Group ( ) Yahoo! JAPAN EC (5 ) ⇔ Alipay ( ) ( ) QR ( ) → MMF ⇔ PayPay Zhima Credit ( ) 5 ⇔ Yahoo! ( ) — 2021 1 — 2021-05-31 – p.24/35
25. — 2021 1 — 2021-05-31 – p.25/35
26. ࠃʹΑΔ ҆શอো ՟ฎ ࢢ৔ ෼ۀࣾձ ઐ໳ੑͷ ෼Խ ࢧ ࣋ ࢧ ࣋ ࢧ࣋ %9 ۚ༥ ൃߦ ೲ੫ ࣗಈԽɾޮ཰ԽɾຽओԽ ࣗಈԽɾ ޮ཰Խɾ ຽओԽ ࣗಈԽɾ ޮ཰Խɾ ຽओԽ ઐ໳ະ෼Խ΁ʂ — 2021 1 — 2021-05-31 – p.26/35
27. (tetrad) = ( ) 4 : ? : ? : ? : ? — — 2021 1 — 2021-05-31 – p.27/35
28. (4 ) ↑ — 2021 1 — 2021-05-31 – p.28/35
29. Honda UNI-CUB ( ) — 2021 1 — 2021-05-31 – p.29/35
30. (4 ) ( ) — 2021 1 — 2021-05-31 – p.30/35
31. VR ( 1 6 ) ( ) — — 2021 1 — 2021-05-31 – p.31/35
32. (?) ∼ → cf. DeepX → 30 ( ) — 2021 1 — 2021-05-31 – p.32/35
33. — 2021 1 — 2021-05-31 – p.33/35
34. 1. (1) (2) 2021 6 3 ( ) 23:59 JST ( ) Waseda Moodle — 2021 1 — 2021-05-31 – p.34/35
35. — 2021 1 — 2021-05-31 – p.35/35