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Stripe - SaaSを支える決済機能のコツ

Yui
February 20, 2020

Stripe - SaaSを支える決済機能のコツ

Yui

February 20, 2020
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  1. S T R I P E ͷ ϛ ο γ

    ϣ ϯ Increase the GDP of the internet
  2. ΞΫϫΠΞϥʔ ΞϝϦΧϯΤΩεϓϨε Ճໍళܖ໿ ۀ຿୅ߦܖ໿ ݱ஍ܾࡁखஈ ۜߦޱ࠲ղઆ Mastercard JCB Visa ΞφϦςΟΫε

    Χʔυ৘ใࣗಈߋ৽ τʔΫϯԽ ෆਖ਼࢖༻ ଈ࣌ೖۚ PCI ४ڌ ձܭॲཧ ফඅ੫ ܾࡁखஈ ւ֎ల։ ݱ஍ܾࡁ୅ߦ ফඅ੫ ଟ௨՟ ैདྷͷܾࡁϚτϦοΫε ൢചऀ ΞΫϫΠΞϥʔ ΞϝϦΧϯΤΩεϓϨε Ճໍళܖ໿ ۀ຿୅ߦܖ໿ ݱ஍ܾࡁखஈ ۜߦޱ࠲։ઃ Mastercard JCB Visa ΞφϦςΟΫε Χʔυ৘ใࣗಈߋ৽ τʔΫϯԽ ෆਖ਼࢖༻ ଈ࣌ೖۚ PCI ४ڌ ձܭॲཧ ফඅ੫ Stripe ͕ܾࡁͷϋʔυϧΛԼ͛Δ ܾࡁखஈ ւ֎ల։ ݱ஍ܾࡁ୅ߦ ফඅ੫ ଟ௨՟
  3. ਆށ ౦ژ ࡳຈ ळా ԭೄ ٶ࡚ ෱Ԭ ޿ౡ େࡔ ໊ݹ԰

    দࢁ Ԭࢁ দࢁ ژ౎ ౦ژ 16 ౎ࢢɹ (৽ͨʹౡࠜɾઋ୆͕10݄ʹϩʔϯν!ʣ 52 ϛʔτΞοϓ 1100+ ΤϯτϦʔ 191 εϐʔΧʔ (60 LT) 7400+ πΠʔτ 1,000+ άϧʔϓϝϯόʔ JP_Stripes ౡ ࠜ ɹ ઋ ୆ ɹ Community Member 1,000ਓ౸ୡʂ
  4. T H E S T R I P E P

    L AT F O R M Πϯλʔωοτܦࡁݍͷҝͷ౷߹ϓϥοτϑΥʔϜ ܾࡁج൫ εϜʔζ׌ͭάϩʔόϧͳܾࡁମݧ ΞϓϦέʔγϣϯ ϏδωεΛՃ଎
  5. SaaSΛࢧ͑Δܾࡁػೳͷίπ G o _ S a a S L O

    W T O U C H H I G H T O U C H V S
  6. S A A S ͷ ྉ ۚ ઃ ఆ Λ

    Ͳ ͏ ߟ ͑ Δ ΂ ͖ ͔ ʁ αʔϏεͷՁ஋ʹݟ߹ͬͨྉۚઃఆ ͓٬༷͕ظ଴͢Δྉۚମܥʢಛผͳ͜ͱ͸͠ͳ͍ʂʣ ͓٬༷͔ΒෆຬʢϑΟʔυόοΫʣ΋ྉۚʹ൓ө͍ͯ͘͠ αʔϏεͷ֦େʹ൐ͬͨྉۚվఆ
  7. Α ͘ ͋ Δ ྉ ۚ ઃ ఆ ͷ ύ

    λ ʔϯ ʢ ϩ ʔ λ ο ν ʣ Personal Standard Enterprise Premium $25 $49 $99 $249 / $499 ¥2,480 ¥4,980 ¥9,800 ¥19,800 ~ ¥49,800 ( ݄ ֹ )
  8. Α ͘ ͋ Δ ྉ ۚ ઃ ఆ ͷ ύ

    λ ʔϯ ʢ ϋ Πλ ο ν ʣ ݄࣍150ສԁʙ ೥ؒܖ໿
  9. ෳ ࡶ Խ ͢ Δ ྉ ۚ ମ ܥ ఆֹ՝ۚ

    ैྔ՝ۚ ྆ํͷ૊Έ߹Θͤ
  10. ྉ ۚ ܭ ࢉ ϩ δ ο Ϋ ͷ ࣮

    ૷ ͕ ࠔ ೉ Ͱ ͢ ैདྷͷΞϓϩʔν͕ػೳ͠ͳ͘ͳ͖͍ͬͯͯ·͢ ݄͝ͱͷྉۚܭࢉ ຖ݄ͷ࢖༻ྔͷ֬ೝɺྉۚ΁ͷ൓ө ్தϓϥϯมߋϢʔβʔͷ೔ׂΓྉۚܭࢉ Ϣʔβʔ͝ͱͷΦϓγϣϯϓϥϯ ॳظඅ༻ͳͲͷ୯ൃܾࡁͷྉۚܭࢉ Ωϟϯϖʔϯʹ߹Θͤͨແྉظؒ൓ө
  11. ྉ ۚ ܭ ࢉ ϩ δ ο Ϋ ͷ ࣮

    ૷ ֤ސ٬Ϧετ΁ͷྉۚ൓өϩδοΫͷࣗࣾ։ൃɺܭࢉ࡞ۀ͸ෆཁ Stripe ଆʹ༧ΊྉۚϓϥϯΛઃఆ͠ɺސ٬σʔλΛAPIܦ༝Ͱ࿈ܞࣗ͠ಈܭࢉ ࢖༻ྔͳͲͷ ސ٬σʔλ࿈ܞ ੥ٻ ߪೖऀ ࣄۀऀ
  12. T H E S T R I P E P

    L AT F O R M Πϯλʔωοτܦࡁݍͷҝͷ౷߹ϓϥοτϑΥʔϜ ܾࡁج൫ εϜʔζ׌ͭάϩʔόϧͳܾࡁମݧ ΞϓϦέʔγϣϯ ϏδωεΛՃ଎
  13. Stripe Billing αϒεΫϦϓγϣϯϏδωεͷΠϯϑϥ ஫จͷड͚෇͚ ੥ٻ ΠϯϘΠε ճऩ ձܭ ϨϙʔςΟϯά T

    H E S T R I P E P L AT F O R M Πϯλʔωοτܦࡁݍͷҝͷ౷߹ϓϥοτϑΥʔϜ
  14. S T R I P E Ͱ ͷ ఆ ظ

    ࢧ ෷ ͍ ͷ ߟ ͑ ํ = + P L A N ʢ ϓ ϥ ϯ ʣ C U S T O M E R ʢ Χ ε λ Ϛ ʔ ʣ S U B S C R I P T I O N ʢ α ϒ ε Ϋ Ϧ ϓ γ ϣ ϯ ʣ • αϒεΫϦϓγϣϯID • ϓϥϯ: plan id (ϓϥϯ ͸ෳ਺ઃఆՄ) • ΧελϚʔID • ݸ਺: 1ͭͷϓϥϯʹෳ ਺ՃೖՄ • Ϋʔϙϯ: coupon id • ੥ٻΞΠςϜ: invoice id … • ϓϥϯID • ࢧ෷ִ͍ؒ: ೥/݄/ि/ ೔ • ֹۚ: ϓϥϯྉۚ • ௨՟: ϓϥϯͷ௨՟ … • ΧελϚʔID • ΧʔυτʔΫϯ: ੥ٻ ͢ΔΧʔυͷ৘ใ • ʢϝʔϧΞυϨεʣ • ʢސ٬໊ͳͲʣ …
  15. ఆ ֹ ՝ ۚ ͱ ै ྔ ՝ ۚ P

    L A N ʢ ϓ ϥ ϯ ʣ ఆ ֹ ՝ ۚ ʢ L i c e n s e d ʣ ै ྔ ՝ ۚ ʢ M e t e r e d ʣ • ϓϥϯID • ࢧ෷ִ͍ؒ: ೥/݄/ि/ ೔ • ֹۚ: ϓϥϯྉۚ • ௨՟: ϓϥϯͷ௨՟ …
  16. Ϋ ʔ ϙ ϯ ΍ ແ ྉ ظ ؒ Ϋ

    ʔ ϙ ϯ • 20%ΦϑΩϟϯϖʔϯ • 1000ԁΦϑ • ઌண100໊༷ • 2019೥9݄຤೔·Ͱ༗ޮ ແ ྉ ظ ؒ • ॳ݄ແྉ • ೖձޙ30೔τϥΠΞϧظؒ ແྉ Ϋʔϙϯػೳ΍ແྉظؒͷར༻ͰॊೈʹྉۚͷϚΠφεௐ੔΋Մೳ
  17. ͸ ͯ ͳ ༷ ͷ ʮ M a c k

    e r e l ʯ Ͱ ͷ ࣮ ૷ ྫ αʔόʔʹ͓͚Δ֤छϋʔυ΢ΣΞ΍ΞϓϦέʔγϣϯιϑτ΢ΣΞͷੑೳ ΛϦΞϧλΠϜʹ؂ࢹ͢Δ͜ͱ͕Ͱ͖ΔSaaSܕαʔόʔ؂ࢹαʔϏε
  18. B I L L I N G ͷ ྉ ۚ

    ମ ܥ ॳظඅ༻ɺֹ݄අ༻ͳ͠ͷ2ͭͷύοέʔδ S TA R T E R 0.5% S C A L E 0.8% Salesforce ࿈ܞ Sigma શػೳؚ͕·ΕΔ NetSuite ࿈ܞ
 Starter ػೳʹՃ͑ͯ ॳճܾࡁֹ1ԯԁ෼·ͰBillingར༻ྉ͕ແྉ ֹ݄අ༻ແ͠ ଟ਺ͷܾࡁखஈ ॊೈͳ੥ٻ؅ཧ ఆظΠϯϘΠε਺੍ݶແ͠ ୯ൃΠϯϘΠε਺੍ݶແ͠ ΦϯϥΠϯ੥ٻॻػೳ Ϋʔϙϯ؅ཧɺࢼ༻ظؒ؅ཧ ൺྫ഑෼ɾ೔ׂΓܭࢉͳͲ Webhook ࣗಈΧʔυߋ৽ εϚʔτϦτϥΠπʔϧ ඪ४ϨϙʔςΟϯά Ϣʔβʔ਺੍ݶແ͠ Ϣʔβʔݖݶ؅ཧػೳ ଟ਺ͷػೳؚ͕·ΕΔ
  19. G O _ S A A S ͷ ಛ య

    ೔ຊͷISVɺελʔτΞοϓͷํͷSaaSϏδωεҠߦΛࢧԉ͠·͢ʂ ॳճܾࡁֹ250ສԁ෼·Ͱܾࡁख਺ྉ͕ແྉ ॳճܾࡁֹ1ԯԁ෼·ͰBillingར༻ྉ͕ແྉʢඪ४ʣ ࣮૷αϙʔτɺແྉͷίϯαϧςΟϯάαʔϏε